Find the best banks by looking at the top rates, reading updated information, making comparisons to other good banks, and understanding fees.

Top Rates

If the bank you are looking at isn’t in our rate chart, chances are they aren’t going to be the best bank. The reason is, the best banks are competitive and willing to do what it takes to stay at the top of the rates.

Updated Information

If you are looking at sites that have outdated information, especially with old bank rates, you’re wasting your time. Some bank reviewing sites don’t update their pages because they want to get traffic from people who might think there are 4% or 5% savings accounts available. Hate to burst your bubble, but rates haven’t been that high for a while. If you want the truth, look no further. We will tell you just who is the best bank even within just the past hour. Our bank charts are completely generated by feeds to the banks themselves. So you can be sure you’re getting the most up-to-date information.

Comparisons of the Best Banks

The only way to know if a bank really is the best is to compare it with other banks. Remember to compare similar banks. For example, a local bank versus a local bank, and an online bank with an online bank. Also, you need to look at the fees (more on that soon), if one bank has a high rate but reoccurring fees it might be better than the bank who has better than average rates and no fees. Also, you need to know what accounts you need. There are commercial accounts, educational accounts, business accounts, personal accounts, etc.

Knowledge of the Fees (or the lack thereof)

Repetitive as it is, “read the fine print” is an inescapable step in finding the best banks. If you don’t swallow that bank jargon very easily, we’ve done the work for you. Read our bank reviews or our account reviews to get the low down on fees. We mention this because especially with CD accounts, you can lose your hard earned interested by the unfair fees that some of the lesser banks would like to impose on you.

FDIC or Bust

If the bank you are looking at isn’t FDIC, then don’t consider them as an option. All the banks on Banktruth.org are FDIC insured. As are all the bank accounts.  In these economic times, you can’t take any risks, such as using a non-fdic bank. But then again, what bank isn’t FDIC insured?

Loyalty Only Helps the Banks

Banks put a lot of money into trying to get your loyalty. Don’t be afraid to betray that loyalty, once you find out that your bank is no longer the “best bank”.

You can find the best of the best banks

Yes! You can find the best of the best banks. There is a huge difference between good banks and great banks. It will pay out big returns if you will do the research. We are certain you can find what you need to know on our site and if there is something about a bank you want to know, contact us. We will try to respond within 24 hours to help you answer your banking question. Good luck finding the best bank.

(1 votes, average: 5.00 out of 5)

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Video review of Nexity bank shares insight on the rates, services, and accounts offered by Nexity. Can Nexity bank compete with the best banks? Find out how Nexity fairs in our video on Nexity.

Overall, Nexity has competitive rates. However, they don’t have a very user-friendly website.
Don’t judge a book by its cover. Read our complete Nexity Bank Review for the low down on this bank. If you want to look at a specific account, see our Nexity CDs review, our Nexity Money Market review, or our Nexity Bank Savings review

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Amegy Bank is fairly new to the online banking scene and they offer two options for high yield savings accounts. Stay tuned to find out the details behind these accounts and whether or not they turn out to be some of the best savings accounts currently offered.

What are my options for savings accounts from Amegy Bank?

Amegy Bank offers two different savings accounts for customers interested in cashing in on the benefits of a high rate savings account. If you are not sure what these benefits are, or if another type of deposit account would fit your financial plans better, please see the Bank Truth articles on the pros and cons of savings

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This Nova Bank Savings Account review unveils requirements, features, fees, and rates of return for Nova Bank’s best online savings accounts. They do offer Coverdell Education savings accounts as well as business accounts.

Initial Requirements for Nova Bank Savings

Nova bank only offers one average savings account for personal customers, so there are not very many choices. You must have an initial deposit of $250 in order to open an on line savings account with Nova Bank. You can fill out an application using Nova Bank’s online banking services, once you agree to their privacy and disclosure policies. You need only your basic information handy to fill out the application online and submit it… [Continue Reading - Nova Bank Savings Accounts]

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EverBank’s Yield Pledge® Money Market Account earned the distinction of “best of breed” by Money

Magazine in 2007. With this high interest savings

account you’ll earn an APY in the top 5% of competitive accounts.

The Average Investor

The Yield Pledge Money Market account is one of the best savings accounts for online banking but has a variable rate. A variable rate means the current APY may change without notice. The Annual Percentage Yield for all balances is currently 1.26% . First-time Yield Pledge Money Market account holders get a three month Bonus Interest Rate and New Account First-Year APY offer on their new… [Continue Reading - EverBank Money Market Account]

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Overview of Bank of America regular savings account

So you want to open an on line savings account and you already have some experience with Bank of America. With as little as $25, you can get started. They offer free online banking and your money is FDIC insured. To avoid any monthly fees, you will need to set up an automatic monthly transfer of at least $25 from your Bank of America checking account and you are all set. Maybe you have had a difficult time in the past, putting money away for that rainy day. Here you will not get the high interest savings rate; however, you are… [Continue Reading - Bank of America Savings Account]

(1 votes, average: 5.00 out of 5)

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If you are considering IGoBanking, then you need to see this video. Our IGo Banking video review takes a look at iGoBanking.com’s bright but lacking website. Yes, iGoBanking has some competitive deals with their money markets, savings, and cd accounts, but they are not the best but they do have some good features. You will see what we mean in this video on igobanking.

We do have more information about iGoBanking in our iGo banking review. If you would like to see the rates of a specific account, visit our iGo Banking Certificates of deposit or our iGo banking savings pages. You can also visit the official site of Igo Banking at the url address: www.igobanking.com

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Bank of America has a wide variety of options available for CD accounts. In this post we will look into the specific Bank of America CD accounts to determine which offers the best CD account rate. The fundamental question is, are Bank of America CD accounts the best bang for your buck?

Bank of America CD account terms

One of the positives for Bank of America CD accounts is that they offer almost any term that you could wish for. You can open a 1 month cd online and even specify if you want the term to be 28 or 29 days. As would be expected,  the rate of return on a one month CD account

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Stonebridge Bank’s CD accounts, with their various term lengths, APY rates and fees attached, will be covered in this Stonebridge cd bank review. This information will help you to decide if a Stonebridge high rate CD account is in line with your financial goals.

Stonebridge Bank Certificates of Deposit –

CDs are set up from 6 months to 60 months and cd interest rates start out at .5% and progress to 2.65%. Not necessarily the highest cd rates out there, but definitely better than many. Please see our other reviews of cd account rates to see how Stonebridge Bank stacks up.Most Stonebridge CDs have standard terms in increments of 6 months. There are a couple of non-standard terms offered and the APY rate fot these… [Continue Reading - Stonebridge Bank CD Accounts]

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Three video reviews, less than 5 minutes will cover all the information you need to know about Chase savings & Chase money markets, Chase cds, and Chase checking accounts. What you will learn: To use or not to use Chase?

Chase Savings & Chase Money Markets

To read our complete review on this account visit our Chase Money market savings account page.

Chase Checking

You can also check out our complete Chase bank review for more information.

Chase Cd

If you’re interested in chase cds, read more about them at our chase cd accounts page… [Continue Reading - Video Reviews on Chase Bank]

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