In 2008, right before the big stock market crash, American’s had a total of $12.68 TRILLION in debt! That number seems hard to even comprehend. But, in the last 8 years we have steadily climbed back up into that same amount of debt. According to a report from the Federal Bank of New York, American’s household debt at the end of 2016 had reached $12.58 trillion. We are dangerously close to the same amount of debt eight years … Continue Reading
When it comes to saving money, most of you might be scared away because it means you have to make a budget and actually stick to it. Other than weight loss, sticking to a budget might be the most broken goal. They are hard to figure out and even harder to remember to keep. But, experts are now saying a budget isn’t as necessary as you might think.
Know Your Number
You typically think of knowing your numbers relating … Continue Reading
The winter is slowly turning into spring, which means time to dig in deep and get some spring cleaning done. It is great to clean out all those forgotten nooks and crannies, and empty out boxes and drawers, don’t forget another important area to spring clean – your finances.
Wash Away Debt
First, take a look at your different debts. Figure out which one to work on first. There are two options:
- Pay off the lowest debt first then
The news isn’t always the most uplifting show on TV these days, but when I watch or listen to the news, I am reminded of one thing – the importance of a savings account. This might sound silly to you, but even the most awful stories can make you grateful for the accounts you have that help you save money. Here are three of the top news categories and how they tie into the importance of a savings … Continue Reading
April 15 might seem far away, but if you are planning on getting a return, why wait? Get your taxes done now and take advantage of that refund. Here are 23 ways to spend that refund to make the most of that unexpected money.
Tax Refund Ideas
This money isn’t “free” since you have already paid this and usually more over the year, but this money is somewhat unexpected. It isn’t the money you count on every two weeks, … Continue Reading