Chase Bank offers two unique options for someone interested in a Certificate of Deposit (CD) account. There is a regular CD account that requires a $1,000 minimum deposit and offers competitive interest rates for time periods ranging from one month to ten years. The time periods offered by Chase Bank are a step above what a similar bank offers (six months to five years), and there are also certain add-on bonuses that can increase the interest rates on a CD account. Chase Bank has what is known as “relationship rates,” which in other words means that if one links a Chase checking account to the CD they will get a higher interest rate. This also applies to the second option that Chase Bank offers for CD accounts, known as CD Specials. One needs to have a $10,000 minimum deposit, and the interest rate is as much as 0.50% higher. The only drawback is that the interest rate lasts for one term, so if you were to renew the CD it would go back down to a normal interest rate. However this can be a great option for those looking to get a higher rate that what most banks offer these days when it comes to CD accounts.