http://banktruth.org Best Banks Bank Reviews Best Rates Sat, 04 Feb 2012 01:36:01 +0000 hourly 1 http://wordpress.org/?v=3.2.1 http://banktruth.org/bank-reviews/hsbc-bank-review/comment-page-1/#comment-1656 bankguru Fri, 06 May 2011 01:57:33 +0000 http://banktruth.org/#comment-1656 While I haven't banked with HSBC, I am still shocked at their customer service and slow turn around time. Not to mention the fees. Thank you for your thorough bank review on HSBC. Hope you find a better bank! While I haven’t banked with HSBC, I am still shocked at their customer service and slow turn around time. Not to mention the fees. Thank you for your thorough bank review on HSBC. Hope you find a better bank!

]]> http://banktruth.org/bank-reviews/hsbc-bank-review/comment-page-1/#comment-1653 Chris Thu, 05 May 2011 20:45:30 +0000 http://banktruth.org/#comment-1653 HSBC would be my vote for the worst bank for the following reasons: 1. Two mistakes in three months. A. I lost my checks, they closed the account and order new checks from the closed account. My other bank put my account on hold until I explained the closed account check. B. I also lost my debit card. They ordered a new one and cancelled it before it reached me. That means 4 weeks without a debit card. Even my regular bank in KANSAS has an expedited service. 2. The correction of these mistakes (which has not been resolved) has taken hours and therefore hundreds of dollars in my time. From A. driving down to the branch two times (45 minute trips) B. Calling into the branch to talk explain the issue to three people, i. have them not refund the returned check fee from another bank ($19) ii. Didn't refund my monthly fee ($18) iii. Would refund the check fee ($22) but only if I didn't close the account while I was in the bank that day. I would have to wait supposedly one day for the $22 to be refunded, then call back in. I wouldn't risk this nor waste more time so I closed the a total calling into the out-sourced. C. Calling into their system. i. Clearly they don't want to talk to me or I wouldn't be hung up on by pressing 0 repeatedly. ii. I don't know my call in pin so I have to put in my SS# so they don't hang up on me, then repeat the process of not knowing my call in pin 4-5 times before I have the option to talk to an operator. iii. The operator then has to have everything explained to them in order to tell me they can't give me the direct number to the branch, nor the manager (both of which the manager gave me) iv. the operator gets an attitude when I explain that other operators said that they could email the branch manager when they say they could not. v. being put on hold for extended periods of time. vi. the indians I talked to don't seem to understand that I am trying to correct a mistake their bank made, instead blaming me for not giving them all the options for how they can put me in touch with someone. My word of advice about HSBC: ENJOY! HSBC would be my vote for the worst bank for the following reasons: 1. Two mistakes in three months. A. I lost my checks, they closed the account and order new checks from the closed account. My other bank put my account on hold until I explained the closed account check. B. I also lost my debit card. They ordered a new one and cancelled it before it reached me. That means 4 weeks without a debit card. Even my regular bank in KANSAS has an expedited service. 2. The correction of these mistakes (which has not been resolved) has taken hours and therefore hundreds of dollars in my time. From A. driving down to the branch two times (45 minute trips) B. Calling into the branch to talk explain the issue to three people, i. have them not refund the returned check fee from another bank ($19) ii. Didn’t refund my monthly fee ($18) iii. Would refund the check fee ($22) but only if I didn’t close the account while I was in the bank that day. I would have to wait supposedly one day for the $22 to be refunded, then call back in. I wouldn’t risk this nor waste more time so I closed the a total calling into the out-sourced. C. Calling into their system. i. Clearly they don’t want to talk to me or I wouldn’t be hung up on by pressing 0 repeatedly. ii. I don’t know my call in pin so I have to put in my SS# so they don’t hang up on me, then repeat the process of not knowing my call in pin 4-5 times before I have the option to talk to an operator. iii. The operator then has to have everything explained to them in order to tell me they can’t give me the direct number to the branch, nor the manager (both of which the manager gave me) iv. the operator gets an attitude when I explain that other operators said that they could email the branch manager when they say they could not. v. being put on hold for extended periods of time. vi. the indians I talked to don’t seem to understand that I am trying to correct a mistake their bank made, instead blaming me for not giving them all the options for how they can put me in touch with someone. My word of advice about HSBC: ENJOY!

]]>