Based in California, OneWest Bank keeps focused on delivering personalized, relationship-based banking to its customers. Although a young bank (founded in March of 2009), you’ll find many OneWest Bank reviews that just glow with praise. In the short amount of time they’ve been in existence, they’ve grown to become the “39th largest among US banks and thrifts by SNL Financial.” Even with this growth, however, they have a commitment to personalized customer service. It’s in their motto – One Person at a Time©

Banking Options at OneWest Bank

OneWest bank offers a standard fare of banking options; personal and business checking and savings, money market accounts and CD’s, and home loans. To pay homage to their area, OneWest even offers a LA Lakers credit card, debit card and branded checks – show off your love of the team while banking!

In personal banking, they offer 3 accounts, a no-fee checking account, an interest earning checking account with a $1000 minimum balance, and what they call the “OneAccount” for the power banker – there’s a minimum deposit amount of $50,000 to maintain this account! For savings they offer a traditional savings, a money market account, and an online only account, which offers the highest interest rate of their accounts (1.10% at the time of this writing.

What makes OneWest Bank unique is it’s ability to feel like a small town bank with big city offerings. Although they don’t have a wide extensive portfolio of services available, it’s almost a strength that their offerings are narrow. It allows them to really focus on the customers at hand.

In conclusion of this bank review, OneWest bank is one of the smaller banks who can actually compete with the best banks in the USA.