Considering a Wells Fargo CD? See the list of Wells Fargo CD rates and account details. Certificate of Deposits, or CDs, are great for that extra money you know you won’t need for a longer period of time.  They offer fixed rates and can help build more interest on your money.

Wells Fargo Special Offers on CDs

Wells Fargo offers a group of rates for CDs with a minimum deposit of $5,000.  The great thing about CDs is when normal savings account APY are around 0.05 percent, a CDs APY is can get up to 2.15 percent the longer the term of the CD is.  In this economy 2.15 percent is great!

The terms of the CDs with the higher APY range from 11 months to 58 months with other terms in between.  The APY of the 11 month term is 0.20 percent and the APY of the 58 month term is 2.15 percent, and like the terms, the APY varies on the term of the CD.

Standard CD Rates by Wells FArgo

If $5,000 seems to much money to put away for a long period of time, Wells Fargo offers other CDs with terms of 3 months, 6 months and one year.  Each of these terms can be opened with a minimum deposit of $2,500, $10,000 or $100,000.  The APY of the 3 month term is 0.05 percent, the APY of the 6 month term is 0.10 percent and the APY of the one year term is 0.15 percent.

Withdrawing Money

If you withdraw your money before the term is up, there is a fee.  The fee depends on how early you withdraw the money, but it is usually a months worth of interest you would have accumulated.   The minimum fee amount is $25.  If you keep your money in the full term, you have these options of what to do with that money:

• Let your money renew at the current rates
• Withdraw all or part of the money
• Select a new or different term
• Make one additional deposit

Opening a CD at Wells Fargo

If you are interested in putting your money into a CD, visit a local branch, sign up online at wellsfargo.com or call 1-866-245-3452. Be sure to check the best cd rates chart to make sure you are getting the best rate.