Discover Bank has consistently lead other banks in terms of APY and Interest rates in their CDs. A CD, Certification of Deposit, can have a rate up to 3.50% on a 10 year term with Discover. The national average stands at 2.02% APY and Discover’s APY towers at 3.00%.  This means that at a deposit of $25,000,  in 5 years, Discover will yield almost $29,000 and at the national average, it is about $27,800. On their website, Discover has a rate chart that provides the opportunity for you to see your own money grow according to the time period and deposit. It’s convenient and allows you to see what your money could do for you… [Continue Reading - Discover Bank CDs are at the top of the chart]