Services at Discover Bank also include Money Market Accounts with APY as high as 1.30%. In order to earn this high of APY, obviously a large sum of money is needed. $100,000 to be exact. However, if you are looking at the APY at somewhere closer to $10,000, then your APY will be 1.20%. An initial deposit of $2,500 is needed to open the account, and then that same amount is the minimum you must have in your Money Market Account at the end of each day to avoid fees. You can view a full table of amounts and APYs on their site, along with a calculator that will help you see your… [Continue Reading - Discover's Credit Card & CDs aren't the only services]