According to Kiplinger’s Personal Finance, Ally Bank has the the “Best Savings Account.” With no minimum balances and a deposit as low as $0.00, it’s easy to see why. Along with their commendable ability to serve their online bankers, Ally also provides a precise table that compares variable rates from other major banks. At the top of the list is Ally, with earnings of 1.29% APY. The next in line is HSBC Advance with 1.10% APY. This APY is compounded daily, but the actual earning also depends on the rate, which is variable. As one of the best