» Financial Management

Millions of Americans swipe their debit cards all over, without realizing what type of dangers may lurk. A debit card holds access to your personal bank account, where you likely hold all of your money. If you are the unfortunate victim of identity theft, you can quickly lose your entire savings. It can often take a year or longer to fix the damage brought on by identity theft. What can you do about this situation? Carefully monitoring your accounts can prevent you from dealing with serious identity theft concerns. Here are some tips to protect your debit card from theft.

The best thing to do is to use a credit card at places that may… » Read more

With money becoming tight for many American families, finding ways to save money is more important than ever. Simple things like turning down your thermostat can end up saving you hundreds of dollars a year. It is important to look at some of the things you can do to save money and prepare for your future.

The Clothes Dryer

Among the most wasteful appliances in any home is the dryer.  Having clean and dry laundry is important, but it may seem that the cost of using a dryer is out of proportion with the benefit that it confers.  An alternative to the dryer is using a clothing line.  For homes that have a yard, this is… » Read more

Are you looking back and forth between a bank and a credit union? Deciding which financial service to use is important to your financial outlook. How can you decide which bank is best for your situation? Here are some tips to help you understand a credit union.

Facts about Credit Unions

A credit union is owned by the members of the credit union. The customers are considered members. When you sign up with a credit union, you are investing in the financial institution. This essentially means you are shareholder in the bank. Due to this, a credit union will give back dividends and other bonuses as they make money. A credit union is… » Read more