When you need to acquire an unsecured personal loan, the first thing you need to do is check your credit score. The credit bureaus are required to provide you with one free copy of your credit report at least once a year. You must write to the credit bureau in order to obtain the report.
Once you have an idea what your credit score is, you need to shop around for a good interest rate. Obviously, if you have a higher credit score, your interest rate is going to be lower. Compare interest rates to find out which lenders will give you the best deal. Your existing bank may already have the best interest rates and loan… » Read more