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Budgeting.  Yes I said it and I know many of you groaned.  I have no idea why this single word inspires people to fear and loathing but it often does.  Yet most of us follow a budget a lot more often than we realize but when it comes to our savings accounts we often ignore this most useful of tools.

Right now I want you to stop and ask yourself this one simple question: Am I making regular contributions to my savings account?

Now if your answer is what savings account? I invite you to stop reading and check out the reviews of… » Read more

Americans have more credit card debt now then they have ever had historically since their inception. Credit card debt is continuing to rise in the country. In order to be more responsible with our rising debt in credit cards consumers need to become more informed about their credit card debt. There are some things consumers should know about your credit card.

Credit card users that make their card payment on time an interest rate can rise automatically if you are late on a payment elsewhere

The practice of increasing the interest rate automatically for your credit card when you have paid your credit card bill on time, but are late on another payment elsewhere is… » Read more

Improving your savings is a wonderful way to get ahead or at least break even when the economy is difficult. Savings is a vehicle to have more control over your money when you need to make your dollar stretch a little further than normal by earning a small return on your investment without any risk.

There are numerous ideas and suggestions found all over the web. Many of the suggestions and ideas that are found all over the web may be ideas that you have heard before that are great as reminders and some are old ideas with a new twist. These are a couple of ways you can improve your savings that… » Read more