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Many parents find that having a single income to support the family can be stressful. Some parents can provide secondary income by working from home. Others find that closely monitoring their spending can extend their paycheck. If you want to reduce your stress burden, here are some great money saving tips for stay-at-home parents.

Tip # 1 – Coupons

There has been a large craze around coupon clipping, and for good reason. Several stay-at-home parents can buy $200 worth of groceries for free when using the right strategy. Sign up for coupons on several websites from Groupon.com to Coupons.com, and start receiving offers. Always check the expiration date and read the fine print on… » Read more

In today’s real estate market, many buyers cannot qualify to buy a house with a traditional mortgage. They either don’t have the necessary money to use as a down payment or they have bad credit. In this situation, using a rent to own home arrangement could help. With this approach, you lease a property for a certain amount of time, and then you have the opportunity to purchase it at the end of the lease. This is also sometimes referred to as a lease option.

Advantages

The big advantage of using a rent to own agreement is that it allows you to secure a house when you wouldn’t be able to buy one. If you… » Read more

It is a buyer’s market. As a result, you may find yourself able to pay off your mortgage sooner than you ever expected with the low interest rates that are now available. However, before taking this step you should ask yourself if this is the best option for you. There are both advantages and disadvantages to this option depending on what you owe your current rate and your retirement plans.

One of the main advantages of paying off your mortgage is the fact that the emotional stress of potentially losing your home if you cannot pay is completely gone. When your mortgage is paid the home is truly yours. You… » Read more