» retirement

Budgeting.  Yes I said it and I know many of you groaned.  I have no idea why this single word inspires people to fear and loathing but it often does.  Yet most of us follow a budget a lot more often than we realize but when it comes to our savings accounts we often ignore this most useful of tools.

Right now I want you to stop and ask yourself this one simple question: Am I making regular contributions to my savings account?

Now if your answer is what savings account? I invite you to stop reading and check out the reviews of… » Read more

Do you brace yourself every time the mail comes because of credit card debt? Do you cringe when it’s time to open the bills? If you are like most Americans, chances are you are carrying a lot more credit card debt than you’d like. With rising costs and shrinking incomes, paying off high credit cards may seem virtually impossible. But don’t despair! There is a simple strategy for making it happen!

Credit Card Worksheet

To begin the process, have your most recent statements for each of your credit card accounts available. Locate the APR each bank is charging for each account. This information can usually be found at the end of the statement… » Read more

Retirement is something that comes to us all. Even with professional help investing for retirement shouldn’t be something you simply turn over to someone else. Learn enough to understand the difference between receiving quality advice and downright wrong information or a sales pitch. When you are at the brink of retirement you cannot afford a mistake. These are things you can do to make certain you are on the right course to know what you need for retirement investing.

Invest time to educate yourself about retirement investing

This is a huge life changing event and should be seen as such. Retirement is entering a new stage of your life and hopefully something that you have looked forward… » Read more