Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Advertiser Disclosure
| More Banks | APY | Rate | For APY | As of date |
|---|---|---|---|---|
| Burke & Herbert Bank & Trust Company MMA | 0.01% | 0.01% | $1,000 | 3/31/2023 |
| Bank of Hope Savings | 0.01% | 0.01% | $500 | 3/31/2023 |
| Truist MMA | 0.01% | 0.01% | $200 | 3/31/2023 |
| Bank of America Savings | 0.01% | 0.01% | $100 | 3/31/2023 |
| Truist Savings | 0.01% | 0.01% | $25 | 3/31/2023 |
| Applied Bank MMA | 0.02% | 0.02% | $500 | 3/31/2023 |
| TD Bank, NA Savings | 0.02% | 0.02% | $1 | 3/31/2023 |
| Woodforest National Bank Savings | 0.03% | 0.03% | $25 | 3/31/2023 |
| Armed Forces Bank, N.A. Savings | 0.03% | 0.03% | $25 | 3/31/2023 |
| Burke & Herbert Bank & Trust Company MMA $25k | 0.03% | 0.03% | $25,000 | 3/31/2023 |
| GTE Financial Credit Union Savings | 0.05% | 0.05% | $100 | 3/31/2023 |
| America First FCU Savings | 0.05% | 0.05% | $1 | 3/31/2023 |
| Northwest Federal Credit Union Savings | 0.05% | 0.05% | $1 | 3/31/2023 |
| Apple Federal Credit Union Savings | 0.05% | 0.05% | $5 | 3/31/2023 |
| Woodforest National Bank MMA | 0.05% | 0.05% | $25 | 3/31/2023 |
| Washington Savings Bank Savings | 0.05% | 0.05% | $50 | 3/31/2023 |
| Burke & Herbert Bank & Trust Company Savings | 0.05% | 0.05% | $50 | 3/31/2023 |
| Pendleton Community Bank, Inc. Savings | 0.05% | 0.05% | $50 | 3/31/2023 |
| Union Bank (Michigan) Savings | 0.05% | 0.05% | $50 | 3/31/2023 |
| Applied Bank Savings | 0.05% | 0.05% | $100 | 3/31/2023 |
| Citibank MMA | 0.05% | 0.05% | $100 | 3/31/2023 |
| Old Dominion National Bank Savings | 0.05% | 0.05% | $100 | 3/31/2023 |
| Washington Savings Bank MMA | 0.05% | 0.05% | $2,500 | 3/31/2023 |
| Farmers Bank MMA | 0.05% | 0.05% | $1,000 | 3/31/2023 |
| Woodforest National Bank Savings $10k | 0.05% | 0.05% | $10,000 | 3/31/2023 |
| Langley FCU Savings | 0.05% | 0.05% | $100 | 3/31/2023 |
| Langley FCU MMA | 0.05% | 0.05% | $100 | 3/31/2023 |
| Virginia Credit Union MMA | 0.05% | 0.05% | $100 | 3/31/2023 |
| Old Dominion National Bank Savings $10k | 0.10% | 0.10% | $10,000 | 3/31/2023 |
| Farmers Bank MMA $10k | 0.10% | 0.10% | $10,000 | 3/31/2023 |
| United Bank Savings | 0.10% | 0.10% | $2,500 | 3/31/2023 |
| Farmers Bank Savings | 0.10% | 0.10% | $100 | 3/31/2023 |
| Schools First FCU Savings | 0.10% | 0.10% | $5 | 3/31/2023 |
| State Department Federal Credit Union Savings | 0.10% | 0.10% | $1 | 3/31/2023 |
| Presidential Bank, FSB Savings | 0.15% | 0.15% | $100 | 3/31/2023 |
| Investors eAccess MMA | 0.15% | 0.15% | $0 | 4/1/2023 |
| Wells Fargo Savings | 0.15% | 0.15% | $25 | 3/31/2023 |
| Farmers Bank MMA $25k | 0.15% | 0.15% | $25,000 | 3/31/2023 |
| Pendleton Community Bank, Inc. MMA | 0.15% | 0.15% | $1,000 | 3/31/2023 |
| Union Bank (Michigan) Savings $10k | 0.15% | 0.15% | $10,000 | 3/31/2023 |
| Union Bank (Michigan) MMA | 0.15% | 0.15% | $5,000 | 3/31/2023 |
| Union Bank (Michigan) Savings $25k | 0.20% | 0.20% | $25,000 | 3/31/2023 |
| Pendleton Community Bank, Inc. MMA $25k | 0.20% | 0.20% | $25,000 | 3/31/2023 |
| Axos Bank MMA | 0.25% | 0.25% | $1 | 3/31/2023 |
| Northpointe Bank MMA | 0.25% | 0.25% | $2,500 | 3/31/2023 |
| Sandy Spring Bank MMA | 0.25% | 0.25% | $2,500 | 3/31/2023 |
| WebBank Savings | 0.25% | 0.25% | $1,000 | 3/31/2023 |
| Presidential Bank, FSB MMA | 0.25% | 0.25% | $1,000 | 3/31/2023 |
| Lone Star Bank MMA | 0.25% | 0.25% | $250 | 3/31/2023 |
| Northpointe Bank Savings | 0.25% | 0.25% | $100 | 3/31/2023 |
| Wells Fargo MMA | 0.25% | 0.25% | $50 | 3/31/2023 |
| Sandy Spring Bank Savings | 0.25% | 0.25% | $25 | 3/31/2023 |
| First Horizon Bank Savings | 0.30% | 0.30% | $50 | 3/31/2023 |
| Presidential Bank, FSB MMA $10k | 0.30% | 0.30% | $10,000 | 3/31/2023 |
| Northpointe Bank Savings $10k | 0.35% | 0.34% | $10,000 | 3/31/2023 |
| Northpointe Bank MMA $10k | 0.35% | 0.34% | $10,000 | 3/31/2023 |
| BMO Harris Bank MMA | 0.35% | 0.35% | $5,000 | 4/1/2023 |
| GTE Financial Credit Union MMA | 0.35% | 0.35% | $2,500 | 3/31/2023 |
| Lone Star Bank Savings | 0.40% | 0.40% | $200 | 3/31/2023 |
| Apple Federal Credit Union MMA | 0.40% | 0.40% | $5 | 3/31/2023 |
| PurePoint Financial Savings | 0.40% | 0.40% | $10,000 | 4/1/2023 |
| GTE Financial Credit Union MMA $10k | 0.50% | 0.50% | $10,000 | 3/31/2023 |
| FinWise Bank MMA | 0.50% | 0.50% | $1,000 | 3/31/2023 |
| FinWise Bank Savings | 0.50% | 0.50% | $500 | 3/31/2023 |
| Boeing Employees Credit Union Savings | 0.50% | 0.50% | $1 | 3/31/2023 |
| Schools First FCU MMA | 0.55% | 0.55% | $2,000 | 3/31/2023 |
| Fulton Bank, NA MMA | 0.55% | 0.55% | $1,000 | 3/31/2023 |
| Banesco USA Savings | 0.55% | 0.55% | $300 | 4/1/2023 |
| Northwest Federal Credit Union MMA | 0.56% | 0.56% | $1 | 3/31/2023 |
| First Horizon Bank MMA | 0.60% | 0.60% | $50 | 3/31/2023 |
| Axos Bank Savings | 0.61% | 0.61% | $250 | 3/31/2023 |
| Northwest Federal Credit Union MMA $25k | 0.64% | 0.64% | $25,000 | 3/31/2023 |
| Langley FCU MMA $10k | 0.65% | 0.65% | $10,000 | 3/31/2023 |
| Fulton Bank, NA MMA $10k | 0.65% | 0.65% | $10,000 | 3/31/2023 |
| United Bank MMA | 0.65% | 0.65% | $1,000 | 3/31/2023 |
| Amalgamated Bank Savings | 0.66% | 0.66% | $1 | 3/31/2023 |
| Amalgamated Bank MMA | 0.70% | 0.70% | $1 | 3/31/2023 |
| Amalgamated Bank Savings $10k | 0.75% | 0.75% | $10,000 | 3/31/2023 |
| Schools First FCU MMA $10k | 0.75% | 0.75% | $10,000 | 3/31/2023 |
| Popular Community Bank Savings | 0.75% | 0.75% | $5,000 | 4/1/2023 |
| Amalgamated Bank MMA $25k | 0.80% | 0.80% | $25,000 | 3/31/2023 |
| First Internet Bank of Indiana Savings | 0.80% | 0.80% | $25 | 3/31/2023 |
| Langley FCU MMA $25k | 0.85% | 0.85% | $25,000 | 3/31/2023 |
| Fulton Bank, NA MMA $25k | 0.85% | 0.85% | $25,000 | 3/31/2023 |
| First Horizon Bank MMA $10k | 0.85% | 0.85% | $10,000 | 3/31/2023 |
| America First FCU MMA | 0.85% | 0.85% | $1 | 3/31/2023 |
| Old Dominion National Bank MMA | 1.00% | 1.00% | $1,000 | 3/31/2023 |
| Apple Federal Credit Union MMA $10k | 1.01% | 1.00% | $10,000 | 3/31/2023 |
| Apple Federal Credit Union MMA $25k | 1.05% | 1.04% | $25,000 | 3/31/2023 |
| Armed Forces Bank, N.A. MMA | 1.06% | 1.06% | $25 | 3/31/2023 |
| Armed Forces Bank, N.A. MMA $10k | 1.16% | 1.16% | $10,000 | 3/31/2023 |
| State Department Federal Credit Union MMA | 1.21% | 1.20% | $2,000 | 3/31/2023 |
| Armed Forces Bank, N.A. MMA $25k | 1.26% | 1.26% | $25,000 | 3/31/2023 |
| State Department Federal Credit Union MMA $25k | 1.26% | 1.25% | $25,000 | 3/31/2023 |
| Banesco USA MMA | 1.35% | 1.35% | $2,500 | 4/1/2023 |
| Banesco USA MMA | 1.35% | 1.34% | $2,500 | 3/31/2023 |
| Banesco USA Savings | 1.35% | 1.34% | $100 | 3/31/2023 |
| Virginia Credit Union MMA $10k | 1.50% | 1.49% | $10,000 | 3/31/2023 |
| BankPurely, a division of Flushing Bank Savings | 1.50% | 1.49% | $100 | 3/31/2023 |
| Bank5 Connect Savings | 1.50% | 1.49% | $100 | 3/31/2023 |
| FinWise Bank MMA $10k | 1.51% | 1.50% | $10,000 | 3/31/2023 |
| Boeing Employees Credit Union MMA | 1.51% | 1.50% | $1 | 3/31/2023 |
| America First FCU MMA $10k | 1.65% | 1.64% | $10,000 | 3/31/2023 |
| Virginia Credit Union MMA $25k | 1.75% | 1.74% | $25,000 | 3/31/2023 |
| Pentagon FCU Savings | 2.70% | 2.68% | $5 | 4/1/2023 |
| Varo Bank Savings | 3.00% | 2.96% | $1 | 3/31/2023 |
| Quorum Savings | 3.00% | 2.96% | $10,000 | 4/1/2023 |
| Bank of Hope MMA | 3.04% | 3.00% | $10,000 | 3/31/2023 |
| Northpointe Bank Savings $25k | 3.25% | 3.20% | $25,000 | 3/31/2023 |
| Northpointe Bank MMA $25k | 3.25% | 3.20% | $25,000 | 3/31/2023 |
| FNBO Direct Savings | 3.40% | 3.34% | $1 | 3/31/2023 |
| DollarSavingsDirect Savings | 3.50% | 3.44% | $1 | 4/1/2023 |
| Quorum Federal Credit Union Savings | 3.50% | 3.44% | $1 | 3/31/2023 |
| Morgan Stanley Private Bank Savings | 3.50% | 3.44% | $1 | 3/31/2023 |
| Discover Bank MMA | 3.50% | 3.44% | $0 | 4/1/2023 |
| First Internet Bank of Indiana MMA | 3.56% | 3.50% | $100 | 3/31/2023 |
| Discover Bank Savings | 3.60% | 3.54% | $0 | 4/1/2023 |
| Quontic Bank MMA | 3.75% | 3.68% | $100 | 3/31/2023 |
| Colorado Federal Savings Bank Savings | 3.75% | 3.69% | $1 | 3/31/2023 |
| American Express National Bank Savings | 3.75% | 3.68% | $0 | 4/1/2023 |
| VirtualBank MMA | 3.87% | 3.80% | $100 | 3/31/2023 |
| Sallie Mae Savings | 3.95% | 3.87% | $0 | 4/1/2023 |
| Live Oak Bank Savings | 4.00% | 3.92% | $0 | 4/1/2023 |
| Quontic Bank Savings | 4.05% | 3.97% | $100 | 3/31/2023 |
| Sallie Mae MMA | 4.05% | 3.97% | $0 | 4/1/2023 |
| Valley Bank Savings | 4.20% | 4.11% | $1 | 4/1/2023 |
| BMO Harris Bank Savings | 4.20% | 4.11% | $0 | 4/1/2023 |
| Rising Bank Savings | 4.25% | 4.17% | $1,000 | 3/31/2023 |
| LendingClub Bank Savings | 4.25% | 4.17% | $1 | 3/31/2023 |
| LendingClub Savings | 4.25% | 4.25% | $0 | 4/1/2023 |
| CIBC Bank USA Savings | 4.27% | 4.19% | $1 | 4/1/2023 |
| Primis Bank Savings | 4.35% | 4.27% | $1 | 3/31/2023 |
| MySavingsDirect Savings | 4.35% | 4.26% | $0 | 4/1/2023 |
| MyBankingDirect Savings | 4.38% | 4.29% | $500 | 3/31/2023 |
| BankPurely, a division of Flushing Bank MMA | 4.45% | 4.35% | $25,000 | 3/31/2023 |
| Vio Bank Savings | 4.50% | 4.40% | $100 | 4/1/2023 |
| Salem Five Direct Savings | 4.61% | 4.52% | $10 | 4/1/2023 |
| CIT Bank Savings | 4.75% | 4.64% | $5,000 | 4/1/2023 |
| CFG Community Bank MMA | 5.02% | 4.90% | $1,000 | 3/31/2023 |
| UFB Direct MMA | 5.02% | 4.90% | $5,000 | 3/31/2023 |
| UFB Direct Savings | 5.02% | 4.90% | $0 | 3/31/2023 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
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| For APY | $0 | ||
|---|---|---|---|
| APY | 3.40% | Rate as of | 4/1/2023 |
| Rate | 3.40% | Type | Savings |
| For APY | $25 | ||
|---|---|---|---|
| APY | 0.03% | Rate as of | 4/1/2023 |
| Rate | 0.03% | Type | Savings |
| For APY | $0 | ||
|---|---|---|---|
| APY | 4.00% | Rate as of | 4/1/2023 |
| Rate | 4.00% | Type | Savings |
| For APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 4/1/2023 |
| Rate | 0.01% | Type | Savings |
| For APY | $5,000 | ||
|---|---|---|---|
| APY | 4.40% | Rate as of | 4/1/2023 |
| Rate | 4.40% | Type | MMA |
| For APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 4/1/2023 |
| Rate | 0.01% | Type | Savings |
| For APY | $1 | ||
|---|---|---|---|
| APY | 4.25% | Rate as of | 4/1/2023 |
| Rate | 4.25% | Type | Savings |
| For APY | $25 | ||
|---|---|---|---|
| APY | 0.05% | Rate as of | 4/1/2023 |
| Rate | 0.05% | Type | Savings |
| For APY | $0 | ||
|---|---|---|---|
| APY | 3.80% | Rate as of | 4/1/2023 |
| Rate | 3.80% | Type | Savings |
| For APY | $25 | ||
|---|---|---|---|
| APY | 0.05% | Rate as of | 4/1/2023 |
| Rate | 0.05% | Type | Savings |