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Best Online Bank Accounts of 2023

We check thousands of banks daily, providing our most comprehensive rate comparison chart. Our savings accounts are FDIC insured up to $250,000, making your deposit the safest in the world. Confidently select the highest yield accounts from our curated selection and start earning more interest today.

Advertiser Disclosure

Savings, Money Market Accounts, & Checking

3.40% APY
Rates as of 2/3/2023
  • No minimum to earn APY
  • Rate: 3.40%
  • No Monthly Fees
  • Write Checks: No
More Banks APY Rate For APY As of date
Burke & Herbert Bank & Trust Company MMA 0.01% 0.01% $1,000 2/2/2023
Bank of Hope Savings 0.01% 0.01% $500 2/2/2023
Truist MMA 0.01% 0.01% $200 2/2/2023
Bank of America Savings 0.01% 0.01% $100 2/2/2023
Truist Savings 0.01% 0.01% $25 2/2/2023
Applied Bank MMA 0.02% 0.02% $500 2/2/2023
TD Bank, NA Savings 0.02% 0.02% $1 2/2/2023
Woodforest National Bank Savings 0.03% 0.03% $25 2/2/2023
Armed Forces Bank, N.A. Savings 0.03% 0.03% $25 2/2/2023
Burke & Herbert Bank & Trust Company MMA $25k 0.03% 0.03% $25,000 2/2/2023
GTE Financial Credit Union Savings 0.05% 0.05% $100 2/2/2023
America First FCU Savings 0.05% 0.05% $1 2/2/2023
Northwest Federal Credit Union Savings 0.05% 0.05% $1 2/2/2023
Apple Federal Credit Union Savings 0.05% 0.05% $5 2/2/2023
Woodforest National Bank MMA 0.05% 0.05% $25 2/2/2023
Washington Savings Bank Savings 0.05% 0.05% $50 2/2/2023
Burke & Herbert Bank & Trust Company Savings 0.05% 0.05% $50 2/2/2023
Pendleton Community Bank, Inc. Savings 0.05% 0.05% $50 2/2/2023
Union Bank (Michigan) Savings 0.05% 0.05% $50 2/2/2023
Applied Bank Savings 0.05% 0.05% $100 2/2/2023
Citibank MMA 0.05% 0.05% $100 2/2/2023
United Bank MMA 0.05% 0.05% $1,000 2/1/2023
Washington Savings Bank MMA 0.05% 0.05% $2,500 2/2/2023
Farmers Bank MMA 0.05% 0.05% $1,000 2/2/2023
Woodforest National Bank Savings $10k 0.05% 0.05% $10,000 2/2/2023
Old Dominion National Bank Savings 0.05% 0.05% $100 2/2/2023
Langley FCU MMA 0.05% 0.05% $100 2/2/2023
Langley FCU Savings 0.05% 0.05% $100 2/2/2023
Virginia Credit Union MMA 0.05% 0.05% $100 2/2/2023
Old Dominion National Bank Savings $10k 0.10% 0.10% $10,000 2/2/2023
Farmers Bank MMA $10k 0.10% 0.10% $10,000 2/2/2023
United Bank Savings 0.10% 0.10% $2,500 2/1/2023
Farmers Bank Savings 0.10% 0.10% $100 2/2/2023
Schools First FCU Savings 0.10% 0.10% $5 2/2/2023
State Department Federal Credit Union Savings 0.10% 0.10% $1 2/2/2023
Wells Fargo Savings 0.15% 0.15% $25 2/2/2023
Investors eAccess MMA 0.15% 0.15% $0 2/3/2023
CIBC Bank USA Savings 0.15% 0.15% $1 2/2/2023
CIBC Bank USA MMA 0.15% 0.15% $1 2/2/2023
Farmers Bank MMA $25k 0.15% 0.15% $25,000 2/2/2023
Presidential Bank, FSB Savings 0.15% 0.15% $100 2/2/2023
Union Bank (Michigan) MMA 0.15% 0.15% $5,000 2/2/2023
Union Bank (Michigan) Savings $10k 0.15% 0.15% $10,000 2/2/2023
Pendleton Community Bank, Inc. MMA 0.15% 0.15% $1,000 2/2/2023
Union Bank (Michigan) Savings $25k 0.20% 0.20% $25,000 2/2/2023
Pendleton Community Bank, Inc. MMA $25k 0.20% 0.20% $25,000 2/2/2023
Northpointe Bank Savings 0.25% 0.25% $100 2/2/2023
Sandy Spring Bank Savings 0.25% 0.25% $25 2/2/2023
Armed Forces Bank, N.A. MMA 0.25% 0.25% $25 2/2/2023
Wells Fargo MMA 0.25% 0.25% $50 2/2/2023
Axos Bank MMA 0.25% 0.25% $1 2/2/2023
Lone Star Bank MMA 0.25% 0.25% $250 2/2/2023
Presidential Bank, FSB MMA 0.25% 0.25% $1,000 2/2/2023
WebBank Savings 0.25% 0.25% $1,000 2/2/2023
Sandy Spring Bank MMA 0.25% 0.25% $2,500 2/2/2023
Northpointe Bank MMA 0.25% 0.25% $2,500 2/2/2023
Presidential Bank, FSB MMA $10k 0.30% 0.30% $10,000 2/2/2023
Fulton Bank, NA MMA 0.30% 0.30% $1,000 2/2/2023
First Horizon Bank Savings 0.30% 0.30% $50 2/2/2023
GTE Financial Credit Union MMA 0.35% 0.35% $2,500 2/2/2023
BMO Harris Bank MMA 0.35% 0.35% $5,000 2/3/2023
Armed Forces Bank, N.A. MMA $10k 0.35% 0.35% $10,000 2/2/2023
Northpointe Bank Savings $10k 0.35% 0.34% $10,000 2/2/2023
Northpointe Bank MMA $10k 0.35% 0.34% $10,000 2/2/2023
PurePoint Financial Savings 0.40% 0.40% $10,000 2/3/2023
Fulton Bank, NA MMA $10k 0.40% 0.40% $10,000 2/2/2023
PurePoint Financial Savings 0.40% 0.40% $10,000 2/2/2023
Lone Star Bank Savings 0.40% 0.40% $200 2/2/2023
Apple Federal Credit Union MMA 0.40% 0.40% $5 2/2/2023
Armed Forces Bank, N.A. MMA $25k 0.45% 0.45% $25,000 2/2/2023
FinWise Bank Savings 0.50% 0.50% $500 2/2/2023
GTE Financial Credit Union MMA $10k 0.50% 0.50% $10,000 2/2/2023
FinWise Bank MMA 0.50% 0.50% $1,000 2/2/2023
Boeing Employees Credit Union Savings 0.50% 0.50% $1 2/2/2023
Schools First FCU MMA 0.55% 0.55% $2,000 2/2/2023
Banesco USA Savings 0.55% 0.55% $300 2/3/2023
Northwest Federal Credit Union MMA 0.56% 0.56% $1 2/2/2023
Fulton Bank, NA MMA $25k 0.60% 0.60% $25,000 2/2/2023
First Horizon Bank MMA 0.60% 0.60% $50 2/2/2023
Axos Bank Savings 0.61% 0.61% $250 2/2/2023
Northwest Federal Credit Union MMA $25k 0.64% 0.64% $25,000 2/2/2023
Langley FCU MMA $10k 0.65% 0.65% $10,000 2/2/2023
Amalgamated Bank Savings 0.66% 0.66% $1 2/2/2023
Amalgamated Bank Savings $10k 0.70% 0.70% $10,000 2/2/2023
Amalgamated Bank MMA 0.70% 0.70% $1 2/2/2023
First Horizon Bank MMA $25k 0.75% 0.75% $25,000 2/2/2023
FinWise Bank MMA $10k 0.75% 0.75% $10,000 2/2/2023
Schools First FCU MMA $10k 0.75% 0.75% $10,000 2/2/2023
Popular Community Bank Savings 0.75% 0.75% $5,000 2/3/2023
First Internet Bank of Indiana Savings 0.80% 0.80% $25 2/2/2023
Amalgamated Bank MMA $25k 0.80% 0.80% $25,000 2/2/2023
America First FCU MMA 0.85% 0.85% $1 2/2/2023
Langley FCU MMA $25k 0.85% 0.85% $25,000 2/2/2023
State Department Federal Credit Union MMA 0.90% 0.90% $2,000 2/2/2023
State Department Federal Credit Union MMA $25k 0.95% 0.95% $25,000 2/2/2023
Apple Federal Credit Union MMA $10k 0.95% 0.95% $10,000 2/2/2023
Old Dominion National Bank MMA 1.00% 1.00% $1,000 2/2/2023
Apple Federal Credit Union MMA $25k 1.01% 1.00% $25,000 2/2/2023
Banesco USA MMA 1.35% 1.35% $2,500 2/3/2023
Banesco USA MMA 1.35% 1.34% $2,500 2/2/2023
Banesco USA Savings 1.35% 1.34% $100 2/2/2023
Bank5 Connect Savings 1.50% 1.49% $100 2/2/2023
Virginia Credit Union MMA $10k 1.50% 1.49% $10,000 2/2/2023
BankPurely, a division of Flushing Bank Savings 1.50% 1.49% $100 2/2/2023
Boeing Employees Credit Union MMA 1.51% 1.50% $1 2/2/2023
CIT Bank MMA 1.55% 1.54% $0 2/3/2023
America First FCU MMA $10k 1.65% 1.64% $10,000 2/2/2023
Virginia Credit Union MMA $25k 1.75% 1.74% $25,000 2/2/2023
Pentagon FCU Savings 2.70% 2.68% $5 2/3/2023
FNBO Direct Savings 3.00% 2.96% $1 2/2/2023
Colorado Federal Savings Bank Savings 3.00% 2.98% $1 2/2/2023
Varo Bank Savings 3.00% 2.96% $1 2/2/2023
Quorum Savings 3.00% 2.96% $10,000 2/3/2023
Quorum Federal Credit Union Savings 3.00% 2.97% $1 2/2/2023
Bank of Hope MMA 3.04% 3.00% $10,000 2/2/2023
Discover Bank MMA 3.20% 3.15% $0 2/3/2023
Northpointe Bank MMA $25k 3.25% 3.20% $25,000 2/2/2023
Northpointe Bank Savings $25k 3.25% 3.20% $25,000 2/2/2023
VirtualBank MMA 3.30% 3.25% $100 2/2/2023
Discover Bank Savings 3.30% 3.25% $0 2/3/2023
American Express National Bank Savings 3.30% 3.25% $0 2/3/2023
First Internet Bank of Indiana MMA 3.35% 3.30% $100 2/2/2023
Ally Bank Savings 3.40% 3.34% $0 2/3/2023
Ally Bank MMA 3.40% 3.34% $0 2/3/2023
DollarSavingsDirect Savings 3.50% 3.44% $1 2/3/2023
Sallie Mae Savings 3.50% 3.44% $0 2/3/2023
Live Oak Bank Savings 3.50% 3.44% $0 2/3/2023
Morgan Stanley Private Bank Savings 3.50% 3.44% $1 2/2/2023
Quontic Bank Savings 3.50% 3.44% $100 2/2/2023
Quontic Bank MMA 3.50% 3.44% $100 2/2/2023
Rising Bank Savings 3.50% 3.45% $1,000 2/2/2023
Sallie Mae MMA 3.60% 3.54% $0 2/3/2023
Synchrony Bank Savings 3.75% 3.75% $0 2/3/2023
LendingClub Savings 4.00% 4.00% $0 2/3/2023
Valley Bank Savings 4.00% 3.92% $1 2/3/2023
LendingClub Bank Savings 4.00% 3.93% $1 2/2/2023
CIBC Bank USA Savings 4.01% 3.94% $1 2/3/2023
MyBankingDirect Savings 4.05% 3.97% $500 2/2/2023
CIT Bank Savings 4.05% 3.97% $0 2/3/2023
Salem Five Direct Savings 4.10% 4.02% $10 2/3/2023
Vio Bank Savings 4.17% 4.09% $100 2/3/2023
BMO Harris Bank Savings 4.20% 4.11% $0 2/3/2023
UFB Direct MMA 4.21% 4.12% $5,000 2/2/2023
UFB Direct Savings 4.21% 4.12% $0 2/2/2023
Western State Bank MMA 4.25% 4.25% $5,000 2/3/2023
CFG Community Bank MMA 4.30% 4.21% $1,000 2/2/2023
MySavingsDirect Savings 4.35% 4.26% $0 2/3/2023
BankPurely, a division of Flushing Bank MMA 4.45% 4.35% $25,000 2/2/2023
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