Ad Disclaimer

Savings & Money Market Rates 2021

FDIC Insured up to $250,000  •  National rate is 0.06%  •  December 6th, 2021

What you'll need to open your new account

Savings (12/7/2021)
0.55%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $1
  • Rate: 0.55%
  • No Monthly Fees
  • Write Checks: No
No Review
Next >
Member FDIC Securely backed by our 90 year history, FDIC insured
Savings (12/7/2021)
0.50%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $0
  • Rate: 0.50%
  • No Monthly Fees
  • Write Checks: No
Read Review
Next >
Member FDIC Savings Products with Competitive Rates and No Minimum Deposit
Other Banks
Updated December 6th, 2021
Banks & Reviews APY Rate For APY
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $1,000
Wells Fargo (MMA) 0.01% 0.01% $50
TD Bank, NA (MMA) 0.01% 0.01% $1
Amalgamated Bank (Savings) 0.01% 0.01% $1
Truist (Savings) 0.01% 0.01% $25
Wells Fargo (Savings) 0.01% 0.01% $25
Burke & Herbert Bank & Trust Company (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
First Horizon Bank (Savings) 0.01% 0.01% $50
Bank of America (Savings) 0.01% 0.01% $100
Truist (MMA) 0.01% 0.01% $200
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
TD Bank, NA (MMA $25k) 0.02% 0.02% $25,000
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
Woodforest National Bank (Savings) 0.03% 0.03% $25
Northwest Federal Credit Union (MMA) 0.03% 0.03% $1
Sandy Spring Bank (Savings) 0.03% 0.03% $25
Burke & Herbert Bank & Trust Company (MMA $25k) 0.03% 0.03% $25,000
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Pendleton Community Bank, Inc. (Savings) 0.03% 0.03% $50
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
Citibank (MMA) 0.04% 0.04% $100
Applied Bank (Savings) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Amalgamated Bank (MMA) 0.05% 0.05% $1
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Woodforest National Bank (MMA) 0.05% 0.05% $25
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $50
United Bank (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (MMA) 0.05% 0.05% $5,000
Langley FCU (MMA) 0.05% 0.05% $100
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
United Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
Farmers Bank (MMA) 0.05% 0.05% $1,000
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Langley FCU (Savings) 0.05% 0.05% $100
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
Fulton Bank, NA (MMA $10k) 0.06% 0.06% $10,000
Fulton Bank, NA (MMA $25k) 0.07% 0.07% $25,000
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Pendleton Community Bank, Inc. (MMA $25k) 0.10% 0.10% $25,000
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
UFB Direct (MMA) 0.10% 0.10% $5,000
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Northwest Federal Credit Union (MMA $25k) 0.12% 0.12% $25,000
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $25,000
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Investors eAccess (MMA) 0.15% 0.15% $0
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
Apple Federal Credit Union (MMA $10k) 0.20% 0.20% $10,000
Virginia Credit Union (MMA) 0.20% 0.20% $10,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Beal Bank USA (MMA) 0.21% 0.21% $1,000
Northpointe Bank (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $250
MySavingsDirect (Savings) 0.25% 0.25% $1
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Apple Federal Credit Union (MMA $25k) 0.25% 0.25% $25,000
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
Discover Bank (MMA) 0.30% 0.30% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
DollarSavingsDirect (Savings) 0.35% 0.35% $1
UFB Direct (Savings) 0.40% 0.40% $0
American Express National Bank (Savings) 0.40% 0.40% $1
Lone Star Bank (Savings) 0.40% 0.40% $200
Discover Bank (Savings) 0.40% 0.40% $0
Capital One (Savings) 0.40% 0.40% $0
Salem Five Direct (Savings) 0.40% 0.40% $10
TIAA Bank (MMA) 0.40% 0.40% $500
VirtualBank (MMA) 0.40% 0.40% $100
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
Citizens Access (Savings) 0.40% 0.40% $5,000
UFB Direct (MMA) 0.40% 0.40% $5,000
PurePoint Financial (Savings) 0.40% 0.40% $10,000
Beal Bank USA (MMA $25k) 0.41% 0.41% $25,000
Colorado Federal Savings Bank (Savings) 0.45% 0.45% $1
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
Popular Direct (Savings) 0.45% 0.45% $5,000
Rising Bank (Savings) 0.45% 0.45% $1,000
CIT Bank (MMA) 0.45% 0.45% $100
CFG Community Bank (MMA) 0.49% 0.49% $1,000
BankDirect (MMA) 0.50% 0.50% $10,000
CIT Bank (Savings) 0.50% 0.50% $100
TIAA Bank (Savings) 0.50% 0.49% $25
Pentagon Federal Credit Union (Savings) 0.50% 0.50% $5
Sallie Mae (MMA) 0.50% 0.50% $0
Ally Bank (Savings) 0.50% 0.50% $0
Live Oak Bank (Savings) 0.50% 0.50% $0
Vio Bank (Savings) 0.51% 0.51% $100
CIBC Bank USA (Savings) 0.52% 0.52% $1
Comenity Direct (Savings) 0.55% 0.55% $0
Vio Bank (MMA) 0.55% 0.55% $100
BrioDirect (MMA) 0.55% 0.55% $100
LendingClub (Savings) 0.60% 0.60% $2,500
Quorum (Savings) 0.60% 0.60% $1

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.

Rates proudly provided by Bankrate logo

1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

* The national average interest rate is currently 0.06% per the FDIC's website. Not all offers will earn 9x the interst rate over the national average. This figure is based on our highest advertised offer. Updated December, 2021.