Valid Identification
You'll need a valid, government-issued ID for you and any other applicants.
Bank Information
To open an online account, you must be able to fund it with your current bank account. Please have your account number and routing number ready.
| Banks & Reviews | APY | Rate | For APY |
|---|---|---|---|
| BB&T (MMA) | 0.01% | 0.01% | $200 |
| Bank of America (Savings) | 0.01% | 0.01% | $100 |
| First Horizon Bank (MMA) | 0.01% | 0.01% | $50 |
| First Horizon Bank (Savings) | 0.01% | 0.01% | $50 |
| Wells Fargo (MMA) | 0.01% | 0.01% | $50 |
| BB&T (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo (Savings) | 0.01% | 0.01% | $25 |
| TD Bank, NA (MMA) | 0.01% | 0.01% | $1 |
| SunTrust Bank (Savings) | 0.01% | 0.01% | $1 |
| Amalgamated Bank (Savings) | 0.01% | 0.01% | $1 |
| First Horizon Bank (MMA $25k) | 0.02% | 0.02% | $25,000 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| Woodforest National Bank (Savings) | 0.03% | 0.03% | $25 |
| Sandy Spring Bank (Savings) | 0.03% | 0.03% | $25 |
| Sandy Spring Bank (MMA) | 0.03% | 0.03% | $2,500 |
| Citibank (MMA) | 0.04% | 0.04% | $100 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $50 |
| State Farm Bank (Savings) | 0.05% | 0.05% | $0 |
| Northwest Federal Credit Union (MMA) | 0.05% | 0.05% | $1 |
| Northwest Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| Amalgamated Bank (MMA) | 0.05% | 0.05% | $1 |
| TD Bank, NA (Savings) | 0.05% | 0.05% | $1 |
| Apple Federal Credit Union (Savings) | 0.05% | 0.05% | $5 |
| Radius Bank (MMA) | 0.05% | 0.05% | $10 |
| Woodforest National Bank (MMA) | 0.05% | 0.05% | $25 |
| Armed Forces Bank, N.A. (Savings) | 0.05% | 0.05% | $25 |
| Pendleton Community Bank, Inc. (Savings) | 0.05% | 0.05% | $50 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| United Bank (Savings) | 0.05% | 0.05% | $50 |
| State Farm Bank (MMA) | 0.05% | 0.05% | $5,000 |
| Amalgamated Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Langley FCU (Savings) | 0.05% | 0.05% | $100 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.05% | 0.05% | $1,000 |
| Pendleton Community Bank, Inc. (MMA) | 0.05% | 0.05% | $1,000 |
| United Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Farmers Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Langley FCU (MMA) | 0.05% | 0.05% | $100 |
| TD Bank, NA (MMA $10k) | 0.05% | 0.05% | $10,000 |
| Woodforest National Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Fulton Bank, NA (MMA) | 0.08% | 0.08% | $1,000 |
| State Department Federal Credit Union (Savings) | 0.10% | 0.10% | $1 |
| Radius Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Armed Forces Bank, N.A. (MMA) | 0.10% | 0.10% | $25 |
| Union Bank (Michigan) (Savings) | 0.10% | 0.10% | $50 |
| Union Bank (Michigan) (MMA) | 0.10% | 0.10% | $5,000 |
| UFB Direct (MMA) | 0.10% | 0.10% | $5,000 |
| TD Bank, NA (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Langley FCU (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Farmers Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Pendleton Community Bank, Inc. (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Amalgamated Bank (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Fulton Bank, NA (MMA $10k) | 0.12% | 0.12% | $10,000 |
| Fulton Bank, NA (MMA $25k) | 0.14% | 0.14% | $25,000 |
| Farmers Bank (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Union Bank (Michigan) (Savings $10k) | 0.15% | 0.15% | $10,000 |
| Presidential Bank, FSB (Savings) | 0.15% | 0.15% | $100 |
| Langley FCU (MMA $25k) | 0.20% | 0.20% | $25,000 |
| Northwest Federal Credit Union (MMA $25k) | 0.20% | 0.20% | $25,000 |
| Union Bank (Michigan) (Savings $25k) | 0.20% | 0.20% | $25,000 |
| Apple Federal Credit Union (MMA) | 0.20% | 0.20% | $5 |
| Apple Federal Credit Union (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Old Dominion National Bank (MMA) | 0.25% | 0.25% | $1,000 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| Beal Bank USA (MMA) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Old Dominion National Bank (Savings) | 0.30% | 0.30% | $100 |
| Presidential Bank, FSB (MMA $10k) | 0.30% | 0.30% | $10,000 |
| Virginia Credit Union (MMA) | 0.35% | 0.35% | $10,000 |
| Apple Federal Credit Union (MMA $25k) | 0.35% | 0.35% | $25,000 |
| UFB Direct (Savings) | 0.40% | 0.40% | $10,000 |
| UFB Direct (MMA) | 0.40% | 0.40% | $5,000 |
| UFB Direct (Savings) | 0.40% | 0.40% | $0 |
| Investors eAccess (MMA) | 0.40% | 0.40% | $0 |
| Virginia Credit Union (MMA $25k) | 0.45% | 0.45% | $25,000 |
| Old Dominion National Bank (Savings $25k) | 0.50% | 0.50% | $25,000 |
| State Department Federal Credit Union (MMA) | 0.50% | 0.50% | $2,000 |
| Lone Star Bank (Savings) | 0.50% | 0.50% | $200 |
| Lone Star Bank (MMA) | 0.53% | 0.53% | $250 |
| Northpointe Bank (Savings $10k) | 0.55% | 0.54% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.55% | 0.54% | $10,000 |
| First Internet Bank of Indiana (Savings) | 0.70% | 0.70% | $25 |
| State Department Federal Credit Union (MMA $25k) | 0.70% | 0.70% | $25,000 |
| Popular Direct (Savings) | 0.75% | 0.75% | $5,000 |
| Rising Bank (Savings) | 0.80% | 0.80% | $1,000 |
| Capital One (Savings) | 0.80% | 0.80% | $0 |
| Discover Bank (MMA) | 0.80% | 0.80% | $0 |
| PurePoint Financial (Savings) | 0.80% | 0.80% | $10,000 |
| Beal Bank USA (MMA $25k) | 0.81% | 0.81% | $25,000 |
| CIT Bank (Savings) | 0.85% | 0.85% | $100 |
| Colorado Federal Savings Bank (Savings) | 0.85% | 0.85% | $1 |
| DollarSavingsDirect (Savings) | 0.85% | 0.85% | $1 |
| BrioDirect (Savings) | 0.90% | 0.90% | $25 |
| Sallie Mae Bank (Savings) | 0.90% | 0.90% | $0 |
| Quontic Bank (MMA) | 0.90% | 0.90% | $5,000 |
| ableBanking, a division of Northeast Bank (MMA) | 0.90% | 0.90% | $250 |
| Pentagon Federal Credit Union (Savings) | 0.90% | 0.90% | $5 |
| First Internet Bank of Indiana (MMA) | 0.91% | 0.90% | $100 |
| BMO Harris Bank (MMA) | 0.95% | 0.95% | $5,000 |
| Discover Bank (Savings) | 0.95% | 0.95% | $0 |
| Sallie Mae Bank (MMA) | 0.99% | 0.99% | $0 |
| Sallie Mae (MMA) | 0.99% | 0.99% | $0 |
| CIT Bank (MMA) | 1.00% | 0.99% | $100 |
| Ally Bank (Savings) | 1.00% | 0.99% | $0 |
| American Express National Bank (Savings) | 1.00% | 1.00% | $1 |
| Salem Five Direct (Savings) | 1.00% | 1.00% | $100 |
| Live Oak Bank (Savings) | 1.00% | 1.00% | $0 |
| VirtualBank (MMA) | 1.00% | 1.00% | $100 |
| CFG Community Bank (MMA) | 1.00% | 0.99% | $1,000 |
| Citizens Access (Savings) | 1.00% | 1.00% | $5,000 |
| BankDirect (MMA) | 1.00% | 1.00% | $10,000 |
| Vio Bank (Savings) | 1.04% | 1.04% | $100 |
| CF Bank (MMA) | 1.05% | 1.05% | $20,000 |
| CIBC Bank USA (Savings) | 1.05% | 1.05% | $1 |
The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
Rates proudly provided by 
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
* The national average interest rate is currently 0.07% per the FDIC's website. Not all offers will earn 18x the interst rate over the national average. This figure is based on our highest advertised offer. Updated August, 2020.
