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Savings & Money Market Rates 2021

FDIC Insured up to $250,000  •  National rate is 0.06%  •  September 24th, 2021

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MMA (09/24/2021)
0.45%APY
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  • For APY: $100
  • Rate: 0.45%
  • No Monthly Fees
  • Write Checks: Yes
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Other Banks
Updated September 24th, 2021
Banks & Reviews APY Rate For APY
BB&T (MMA) 0.01% 0.01% $200
BB&T (Savings) 0.01% 0.01% $25
SunTrust Bank (Savings) 0.01% 0.01% $1
TD Bank, NA (MMA) 0.01% 0.01% $1
Wells Fargo (Savings) 0.01% 0.01% $25
Amalgamated Bank (Savings) 0.01% 0.01% $1
Wells Fargo (MMA) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
First Horizon Bank (Savings) 0.01% 0.01% $50
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
TD Bank, NA (MMA $25k) 0.02% 0.02% $25,000
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
Woodforest National Bank (Savings) 0.03% 0.03% $25
Northwest Federal Credit Union (MMA) 0.03% 0.03% $1
Sandy Spring Bank (Savings) 0.03% 0.03% $25
Burke & Herbert Bank & Trust Company (MMA) 0.03% 0.03% $1,000
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Burke & Herbert Bank & Trust Company (Savings) 0.03% 0.03% $50
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
Citibank (MMA) 0.04% 0.04% $100
Applied Bank (Savings) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Amalgamated Bank (MMA) 0.05% 0.05% $1
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Radius Bank (MMA) 0.05% 0.05% $10
Woodforest National Bank (MMA) 0.05% 0.05% $25
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $50
United Bank (Savings) 0.05% 0.05% $50
Pendleton Community Bank, Inc. (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (MMA) 0.05% 0.05% $5,000
Langley FCU (MMA) 0.05% 0.05% $100
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Burke & Herbert Bank & Trust Company (MMA $25k) 0.05% 0.05% $25,000
Langley FCU (Savings) 0.05% 0.05% $100
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Farmers Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
United Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA $10k) 0.06% 0.06% $10,000
Fulton Bank, NA (MMA $25k) 0.07% 0.07% $25,000
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
Radius Bank (MMA $10k) 0.10% 0.10% $10,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
UFB Direct (MMA) 0.10% 0.10% $5,000
Northwest Federal Credit Union (MMA $25k) 0.14% 0.14% $25,000
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $25,000
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Investors eAccess (MMA) 0.15% 0.15% $0
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
Apple Federal Credit Union (MMA $10k) 0.20% 0.20% $10,000
Virginia Credit Union (MMA) 0.20% 0.20% $10,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Northpointe Bank (Savings) 0.25% 0.25% $100
First Internet Bank of Indiana (Savings) 0.25% 0.25% $25
Lone Star Bank (MMA) 0.25% 0.25% $250
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Apple Federal Credit Union (MMA $25k) 0.25% 0.25% $25,000
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
Discover Bank (MMA) 0.30% 0.30% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
DollarSavingsDirect (Savings) 0.35% 0.35% $1
American Express National Bank (Savings) 0.40% 0.40% $1
Capital One (Savings) 0.40% 0.40% $0
Discover Bank (Savings) 0.40% 0.40% $0
UFB Direct (Savings) 0.40% 0.40% $0
Colorado Federal Savings Bank (Savings) 0.40% 0.40% $1
Lone Star Bank (Savings) 0.40% 0.40% $200
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
Salem Five Direct (Savings) 0.40% 0.40% $10
Citizens Access (Savings) 0.40% 0.40% $5,000
UFB Direct (MMA) 0.40% 0.40% $5,000
PurePoint Financial (Savings) 0.40% 0.40% $10,000
VirtualBank (MMA) 0.40% 0.40% $100
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
Popular Direct (Savings) 0.45% 0.45% $5,000
Rising Bank (Savings) 0.45% 0.45% $1,000
Pentagon Federal Credit Union (Savings) 0.45% 0.45% $5
CFG Community Bank (MMA) 0.49% 0.49% $1,000
Sallie Mae (MMA) 0.50% 0.50% $0
Live Oak Bank (Savings) 0.50% 0.50% $0
Ally Bank (Savings) 0.50% 0.50% $0
BankDirect (MMA) 0.50% 0.50% $10,000
Synchrony Bank (Savings) 0.50% 0.50% $0
First Internet Bank of Indiana (MMA) 0.50% 0.50% $100
CIT Bank (Savings) 0.50% 0.50% $100
Vio Bank (Savings) 0.51% 0.51% $100
CIBC Bank USA (Savings) 0.52% 0.52% $1
Comenity Direct (Savings) 0.55% 0.55% $0
Vio Bank (MMA) 0.55% 0.55% $100
BrioDirect (MMA) 0.55% 0.55% $100
Valley Direct (Savings) 0.55% 0.55% $1
LendingClub (Savings) 0.60% 0.60% $2,500
Quorum (Savings) 0.60% 0.60% $1

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

* The national average interest rate is currently 0.06% per the FDIC's website. Not all offers will earn 7x the interst rate over the national average. This figure is based on our highest advertised offer. Updated September, 2021.