Ad Disclaimer

Savings & Money Market Rates 2020

FDIC Insured up to $250,000  •  National rate is 0.06%  •  February 17th, 2020

What you'll need to open your new account

MMA (02/17/2020)
1.85%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $5,000
  • Rate: 1.83%
  • No Monthly Fees
  • Write Checks: Yes
No Review
Next >
Member FDIC Insured.
MMA (02/17/2020)
1.80%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $100
  • Rate: 1.78%
  • No Monthly Fees
  • Write Checks: Yes
Read Review
Next >
Includes Zelle and Billpay. Add Checking for Debit Card Access.
Savings (02/17/2020)
1.70%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $0
  • Rate: 1.69%
  • No Monthly Fees
  • Write Checks: No
Read Review
Next >
Introducing 360 Performance Savings-All Balances Earn 1.70% APY
Other Banks
Updated February 17th, 2020
Banks & Reviews APY Rate For APY
NewDominion Bank (MMA) 0.01% 0.01% $1,000
BB&T (MMA) 0.01% 0.01% $200
First Horizon Bank (Savings) 0.01% 0.01% $50
NewDominion Bank (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
BB&T (Savings) 0.01% 0.01% $25
Wells Fargo (Savings) 0.01% 0.01% $25
SunTrust Bank (Savings) 0.01% 0.01% $1
First Horizon Bank (MMA 25K) 0.02% 0.02% $25,000
BB&T (MMA 10K) 0.02% 0.02% $10,000
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (MMA) 0.03% 0.03% $1
NewDominion Bank (Savings 25K) 0.03% 0.03% $25,000
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
Bank of America (Savings) 0.03% 0.03% $100
Citibank (MMA) 0.04% 0.04% $100
Citizens Trust Bank (Savings) 0.05% 0.05% $1,000
Burke & Herbert Bank & Trust Company (MMA) 0.05% 0.05% $1,000
United Bank (MMA) 0.05% 0.05% $1,000
Langley FCU (Savings) 0.05% 0.05% $100
Langley FCU (MMA) 0.05% 0.05% $100
M.Y. Safra Bank, FSB (Savings) 0.05% 0.05% $100
Wells Fargo (MMA) 0.05% 0.05% $50
Burke & Herbert Bank & Trust Company (Savings) 0.05% 0.05% $50
United Bank (Savings) 0.05% 0.05% $50
Sandy Spring Bank (Savings) 0.05% 0.05% $25
Armed Forces Bank, N.A. (Savings) 0.05% 0.05% $25
Radius Bank (MMA) 0.05% 0.05% $10
Northwest Federal Credit Union (MMA) 0.05% 0.05% $1
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
TD Bank, NA (Savings) 0.05% 0.05% $1
Amalgamated Bank (Savings) 0.06% 0.06% $1
USAA (Savings) 0.09% 0.09% $25
State Farm Bank (savings) 0.10% 0.10% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
TD Bank, NA (Savings 25K) 0.10% 0.10% $25,000
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Woodforest National Bank (Savings) 0.10% 0.10% $25
Pendleton Community Bank, Inc. (Savings) 0.10% 0.10% $50
Union Bank (Michigan) (Savings) 0.10% 0.10% $50
Applied Bank (Savings) 0.10% 0.10% $100
Apple Federal Credit Union (Savings) 0.10% 0.10% $5
Pendleton Community Bank, Inc. (MMA) 0.10% 0.10% $1,000
Radius Bank (MMA 10K) 0.10% 0.10% $10,000
TD Bank, NA (MMA 10K) 0.10% 0.10% $10,000
Applied Bank (MMA 10K) 0.10% 0.10% $10,000
Burke & Herbert Bank & Trust Company (MMA 10K) 0.10% 0.10% $10,000
Amalgamated Bank (Savings 10K) 0.10% 0.10% $10,000
NewDominion Bank (MMA 10K) 0.10% 0.10% $10,000
Langley FCU (MMA 10K) 0.15% 0.15% $10,000
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Union Bank (Michigan) (MMA) 0.15% 0.15% $5,000
Woodforest National Bank (Savings 10K) 0.15% 0.15% $10,000
Applied Bank (MMA 25K) 0.15% 0.15% $25,000
Northwest Federal Credit Union (MMA 10K) 0.15% 0.15% $10,000
TD Bank, NA (MMA 25K) 0.15% 0.15% $25,000
Pendleton Community Bank, Inc. (MMA 25K) 0.15% 0.15% $25,000
Fulton Bank, NA (MMA) 0.16% 0.16% $1,000
Fulton Bank, NA (MMA 10K) 0.18% 0.18% $10,000
Woodforest National Bank (MMA) 0.20% 0.20% $25
Armed Forces Bank, N.A. (MMA) 0.20% 0.20% $25
Amalgamated Bank (MMA) 0.20% 0.20% $1
Bank of Pensacola (Savings) 0.20% 0.20% $50
Goldwater Bank (Savings) 0.20% 0.20% $100
USAA (MMA) 0.20% 0.20% $10,000
Fulton Bank, NA (MMA 25K) 0.24% 0.24% $25,000
USAA (MMA 25K) 0.25% 0.25% $25,000
Amalgamated Bank (MMA 25K) 0.25% 0.25% $25,000
Langley FCU (MMA 25K) 0.25% 0.25% $25,000
M.Y. Safra Bank, FSB (Savings 10K) 0.25% 0.25% $10,000
Union Bank (Michigan) (Savings 10K) 0.25% 0.25% $10,000
Armed Forces Bank, N.A. (MMA 10K) 0.25% 0.25% $10,000
Old Dominion National Bank (MMA) 0.25% 0.25% $1,000
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
5 Star Bank (MMA) 0.25% 0.25% $1,000
Goldwater Bank (MMA) 0.26% 0.26% $1,000
Presidential Bank, FSB (MMA 10K) 0.30% 0.30% $10,000
State Farm Bank (savings) 0.30% 0.30% $5,000
Old Dominion National Bank (Savings) 0.30% 0.30% $100
Armed Forces Bank, N.A. (MMA 25K) 0.35% 0.35% $25,000
Bank of Pensacola (MMA) 0.35% 0.35% $2,500
Union Bank (Michigan) (Savings 25K) 0.35% 0.35% $25,000
NewDominion Bank (MMA 25K) 0.35% 0.35% $25,000
5 Star Bank (MMA 10K) 0.40% 0.40% $10,000
Northwest Federal Credit Union (MMA 25K) 0.45% 0.45% $25,000
5 Star Bank (MMA 25K) 0.50% 0.50% $25,000
Presidential Bank, FSB (Savings 10K) 0.50% 0.50% $10,000
Old Dominion National Bank (Savings 10K) 0.50% 0.50% $10,000
California First National Bank (MMA) 0.50% 0.50% $5,000
Apple Federal Credit Union (MMA) 0.50% 0.50% $5
State Farm Bank (mma) 0.50% 0.50% $0
Burke & Herbert Bank & Trust Company (MMA 25K) 0.60% 0.60% $25,000
Luana Savings Bank (MMA) 0.60% 0.60% $2,500
First Internet Bank of Indiana (Savings) 0.75% 0.75% $25
State Farm Bank (mma) 0.75% 0.75% $5,000
State Department Federal Credit Union (MMA) 0.80% 0.80% $2,000
Luana Savings Bank (MMA 25K) 0.80% 0.80% $25,000
Virginia Credit Union (MMA) 0.85% 0.85% $10,000
Apple Federal Credit Union (MMA 10K) 0.90% 0.90% $10,000
State Department Federal Credit Union (MMA 25K) 0.90% 0.90% $25,000
Virginia Credit Union (MMA 25K) 1.00% 1.00% $25,000
Apple Federal Credit Union (MMA 25K) 1.00% 1.00% $25,000
Beal Bank USA (MMA) 1.00% 1.00% $1,000
Northpointe Bank (MMA) 1.05% 1.04% $2,500
TIAA Bank (savings) 1.10% 1.09% $25
Northpointe Bank (Savings) 1.12% 1.11% $100
Radius Bank (savings) 1.25% 1.24% $2,500
Discover Bank (mma) 1.45% 1.44% $0
Pentagon Federal Credit Union (savings) 1.60% 1.60% $5
Discover Bank (savings) 1.60% 1.59% $0
Ally Bank (savings) 1.60% 1.59% $0
Radius Bank (savings) 1.65% 1.64% $25,000
Beal Bank USA (MMA 25K) 1.66% 1.66% $25,000
American Express National Bank (savings) 1.70% 1.69% $1
Synchrony Bank (savings) 1.70% 1.68% $0
PurePoint Financial (Savings) 1.70% 1.69% $10,000
Colorado Federal Savings Bank (Savings) 1.70% 1.70% $1
M.Y. Safra Bank, FSB (MMA) 1.75% 1.75% $5,000
TIAA Bank (mma) 1.75% 1.00% $500
Sallie Mae (mma) 1.75% 1.73% $0
First Internet Bank of Indiana (MMA) 1.81% 1.80% $100
Northpointe Bank (Savings 25K) 1.85% 1.83% $25,000
Northpointe Bank (MMA 25K) 1.85% 1.83% $25,000
Citizens Access (savings) 1.85% 1.83% $5,000
ableBanking, a division of Northeast Bank (MMA) 1.85% 1.84% $250
Vio Bank (savings) 1.85% 1.83% $100
Live Oak Bank (savings) 1.85% 1.83% $0
Rising Bank (savings) 1.90% 1.88% $1,000
Comenity Direct (savings) 1.90% 1.88% $100
UFB Direct (Savings) 1.90% 1.88% $0
Popular Direct (Savings) 1.90% 1.88% $5,000
UFB Direct (MMA) 1.90% 1.88% $5,000
TotalDirectBank (mma) 2.00% 1.98% $5,000

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.

Rates proudly provided by Bankrate logo

1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

* The national average interest rate is currently 0.09% per the FDIC's website. Not all offers will earn 20x the interst rate over the national average. This figure is based on our highest advertised offer. Updated February, 2020.