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Savings & Money Market Rates 2021

FDIC Insured up to $250,000  •  National rate is 0.06%  •  January 20th, 2021

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Savings (01/20/2021)
0.50%APY
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  • For APY: $1
  • Rate: 0.50%
  • No Monthly Fees
  • Write Checks: No
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Member FDIC No monthly fee. Competitive APY. 24/7 account access.
Other Banks
Updated January 20th, 2021
Banks & Reviews APY Rate For APY
BB&T (MMA) 0.01% 0.01% $200
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (Savings) 0.01% 0.01% $50
Wells Fargo (MMA) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
Wells Fargo (Savings) 0.01% 0.01% $25
BB&T (Savings) 0.01% 0.01% $25
Amalgamated Bank (Savings) 0.01% 0.01% $1
TD Bank, NA (MMA) 0.01% 0.01% $1
SunTrust Bank (Savings) 0.01% 0.01% $1
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
Sandy Spring Bank (Savings) 0.03% 0.03% $25
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Woodforest National Bank (Savings) 0.03% 0.03% $25
Burke & Herbert Bank & Trust Company (Savings) 0.03% 0.03% $50
Burke & Herbert Bank & Trust Company (MMA) 0.03% 0.03% $1,000
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
Citibank (MMA) 0.04% 0.04% $100
Northwest Federal Credit Union (MMA) 0.04% 0.04% $1
Applied Bank (Savings) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Amalgamated Bank (MMA) 0.05% 0.05% $1
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Radius Bank (MMA) 0.05% 0.05% $10
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Woodforest National Bank (MMA) 0.05% 0.05% $25
United Bank (Savings) 0.05% 0.05% $50
Washington Savings Bank (Savings) 0.05% 0.05% $50
Pendleton Community Bank, Inc. (Savings) 0.05% 0.05% $50
Langley FCU (MMA) 0.05% 0.05% $100
Farmers Bank (MMA) 0.05% 0.05% $1,000
Langley FCU (Savings) 0.05% 0.05% $100
Old Dominion National Bank (Savings) 0.05% 0.05% $100
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
United Bank (MMA) 0.05% 0.05% $1,000
Old Dominion National Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
TD Bank, NA (MMA $10k) 0.05% 0.05% $10,000
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
Fulton Bank, NA (MMA $10k) 0.07% 0.07% $10,000
Burke & Herbert Bank & Trust Company (MMA $25k) 0.07% 0.07% $25,000
Union Bank (Michigan) (MMA) 0.10% 0.10% $5,000
Pendleton Community Bank, Inc. (MMA $25k) 0.10% 0.10% $25,000
Old Dominion National Bank (Savings $25k) 0.10% 0.10% $25,000
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Fulton Bank, NA (MMA $25k) 0.10% 0.10% $25,000
TD Bank, NA (MMA $25k) 0.10% 0.10% $25,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
Radius Bank (MMA $10k) 0.10% 0.10% $10,000
United Bank (MMA $10k) 0.10% 0.10% $10,000
UFB Direct (MMA) 0.10% 0.10% $5,000
Union Bank (Michigan) (Savings) 0.10% 0.10% $50
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Union Bank (Michigan) (Savings $10k) 0.15% 0.15% $10,000
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Northwest Federal Credit Union (MMA $25k) 0.18% 0.18% $25,000
Investors eAccess (MMA) 0.20% 0.20% $0
Apple Federal Credit Union (MMA $10k) 0.20% 0.20% $10,000
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Union Bank (Michigan) (Savings $25k) 0.20% 0.20% $25,000
Beal Bank USA (MMA) 0.21% 0.21% $1,000
First Internet Bank of Indiana (Savings) 0.25% 0.25% $25
Lone Star Bank (MMA) 0.25% 0.25% $250
Northpointe Bank (Savings) 0.25% 0.25% $100
BrioDirect (MMA) 0.25% 0.25% $100
Apple Federal Credit Union (MMA $25k) 0.25% 0.25% $25,000
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Virginia Credit Union (MMA) 0.25% 0.25% $10,000
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
Discover Bank (MMA) 0.35% 0.35% $0
Virginia Credit Union (MMA $25k) 0.35% 0.35% $25,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
Citizens Access (Savings) 0.40% 0.40% $5,000
UFB Direct (Savings) 0.40% 0.40% $0
Lone Star Bank (Savings) 0.40% 0.40% $200
Capital One (Savings) 0.40% 0.40% $0
PurePoint Financial (Savings) 0.40% 0.40% $10,000
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
UFB Direct (MMA) 0.40% 0.40% $5,000
VirtualBank (MMA) 0.45% 0.45% $100
DollarSavingsDirect (Savings) 0.45% 0.45% $1
Colorado Federal Savings Bank (Savings) 0.45% 0.45% $1
TIAA Bank (Savings) 0.45% 0.45% $25
Sallie Mae (MMA) 0.45% 0.45% $0
CIT Bank (Savings) 0.45% 0.45% $100
Northpointe Bank (Savings $10k) 0.45% 0.45% $10,000
Northpointe Bank (MMA $10k) 0.45% 0.45% $10,000
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
Beal Bank USA (MMA $25k) 0.46% 0.46% $25,000
Rising Bank (Savings) 0.50% 0.50% $1,000
CIT Bank (MMA) 0.50% 0.50% $100
First Internet Bank of Indiana (MMA) 0.50% 0.50% $100
Salem Five Direct (Savings) 0.50% 0.50% $100
Discover Bank (Savings) 0.50% 0.50% $0
CIBC Bank USA (Savings) 0.52% 0.52% $1
Popular Direct (Savings) 0.55% 0.55% $5,000
Pentagon Federal Credit Union (Savings) 0.55% 0.55% $5
Vio Bank (Savings) 0.57% 0.57% $100
CFG Community Bank (MMA) 0.58% 0.58% $1,000
Live Oak Bank (Savings) 0.60% 0.60% $0
BankDirect (MMA) 0.60% 0.60% $10,000
Comenity Direct (Savings) 0.60% 0.60% $0

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Rates proudly provided by Bankrate logo

1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

* The national average interest rate is currently 0.07% per the FDIC's website. Not all offers will earn 7x the interst rate over the national average. This figure is based on our highest advertised offer. Updated January, 2021.