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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
* The national average interest rate is currently 0.09% per the FDIC's website. Not all offers will earn 20x the interst rate over the national average. This figure is based on our highest advertised offer. Updated February, 2020.