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Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
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CIT Bank is a division of First Citizens Bank, a top 20 U.S. bank with 125 years of demonstrated stability and resilience.
| More Banks | APY | Rate | Min for APY | As of date |
|---|---|---|---|---|
| US Bank MMA $10k | 0.01% | 0.01% | $0 | 6/2/2025 |
| City National Bank Savings | 0.01% | 0.01% | $50 | 6/3/2025 |
| chase Savings | 0.01% | 0.01% | $0 | 6/4/2025 |
| First Technology Credit Union Savings | 0.01% | 0.01% | $5 | 6/4/2025 |
| USAA iCrossing ED Savings | 0.01% | 0.01% | $0 | 6/3/2025 |
| Wells Fargo Bank Savings | 0.01% | 0.01% | $0 | 6/2/2025 |
| Wells Fargo Bank MMA | 0.01% | 0.01% | $0 | 6/2/2025 |
| US Bank Savings | 0.01% | 0.01% | $25 | 6/2/2025 |
| US Bank Savings | 0.01% | 0.01% | $25 | 6/2/2025 |
| BMO Bank Savings | 0.01% | 0.01% | $0 | 6/3/2025 |
| Bank of America NA Savings | 0.01% | 0.01% | $0 | 6/3/2025 |
| US Bank MMA | 0.01% | 0.01% | $0 | 6/2/2025 |
| US Bank MMA | 0.01% | 0.01% | $0 | 6/2/2025 |
| Bank of Hope Savings | 0.01% | 0.01% | $0 | 6/3/2025 |
| Provident Savings Bank FSB MMA | 0.01% | 0.01% | $2,500 | 6/5/2025 |
| Banc of California NA MMA | 0.01% | 0.01% | $2,500 | 6/2/2025 |
| Bank of Hope MMA | 0.01% | 0.01% | $0 | 6/3/2025 |
| Banc of California NA MMA $10k | 0.01% | 0.01% | $2,500 | 6/2/2025 |
| Wells Fargo Bank MMA $10k | 0.01% | 0.01% | $0 | 6/2/2025 |
| US Bank MMA $10k | 0.01% | 0.01% | $0 | 6/2/2025 |
| Applied Bank MMA | 0.02% | 0.02% | $500 | 6/3/2025 |
| Mechanics Bank CA MMA | 0.02% | 0.02% | $100 | 6/3/2025 |
| Connexus Credit Union Savings | 0.02% | 0.02% | $100 | 6/3/2025 |
| Comerica Bank MMA | 0.02% | 0.02% | $1 | 6/4/2025 |
| Citizens Business Bank MMA | 0.02% | 0.02% | $5,000 | 6/6/2025 |
| Mechanics Bank CA MMA $10k | 0.02% | 0.02% | $100 | 6/3/2025 |
| Comerica Bank MMA $10k | 0.02% | 0.02% | $1 | 6/4/2025 |
| Westamerica Bank MMA | 0.03% | 0.03% | $1,000 | 6/6/2025 |
| Farmers and Merchants Bank of Long Beach MMA | 0.03% | 0.03% | $0 | 6/6/2025 |
| Citibank Savings | 0.03% | 0.03% | $0 | 6/3/2025 |
| Armed Forces Bank Savings | 0.03% | 0.03% | $0 | 6/6/2025 |
| El Dorado Savings Bank MMA | 0.03% | 0.03% | $5,000 | 6/3/2025 |
| Provident Savings Bank FSB MMA $10k | 0.03% | 0.03% | $10,000 | 6/5/2025 |
| El Dorado Savings Bank MMA $10k | 0.03% | 0.03% | $5,000 | 6/3/2025 |
| Bank of the Sierra MMA $10k | 0.04% | 0.04% | $2,500 | 6/4/2025 |
| Bank of the Sierra MMA | 0.04% | 0.04% | $2,500 | 6/4/2025 |
| Universal Bank Savings | 0.04% | 0.04% | $0 | 6/4/2025 |
| Malaga Bank FSB MMA | 0.05% | 0.05% | $100 | 6/2/2025 |
| Oak Valley Community Bank Savings | 0.05% | 0.05% | $0 | 6/6/2025 |
| Fremont Bank MMA | 0.05% | 0.05% | $2,500 | 6/2/2025 |
| Luana Savings Bank Savings | 0.05% | 0.05% | $100 | 6/3/2025 |
| San Diego County CU Savings | 0.05% | 0.05% | $100 | 6/4/2025 |
| The Golden 1 CU MMA | 0.05% | 0.05% | $0 | 6/2/2025 |
| Applied Bank Savings | 0.05% | 0.05% | $100 | 6/3/2025 |
| Malaga Bank FSB Savings | 0.05% | 0.05% | $100 | 6/2/2025 |
| The Golden 1 CU Savings | 0.05% | 0.05% | $0 | 6/2/2025 |
| Oak Valley Community Bank MMA | 0.05% | 0.05% | $0 | 6/6/2025 |
| Washington Savings Bank Savings | 0.05% | 0.05% | $10 | 6/3/2025 |
| Pacific Premier Bank MMA | 0.05% | 0.05% | $1 | 6/5/2025 |
| Union Bank Savings | 0.05% | 0.05% | $0 | 6/2/2025 |
| BMO Bank MMA | 0.05% | 0.05% | $0 | 6/3/2025 |
| Montecito Bank and Trust MMA | 0.05% | 0.05% | $0 | 6/4/2025 |
| America First FCU Savings | 0.05% | 0.05% | $1 | 6/3/2025 |
| First Citizens Bank MMA | 0.05% | 0.05% | $0 | 6/3/2025 |
| Citizens Trust Bank Savings | 0.05% | 0.05% | $100 | 6/3/2025 |
| HCN Bank MMA | 0.05% | 0.05% | $2,500 | 6/2/2025 |
| OneUnited Bank MMA | 0.05% | 0.05% | $500 | 6/6/2025 |
| Citizens Business Bank MMA $10k | 0.05% | 0.05% | $5,000 | 6/6/2025 |
| Fremont Bank MMA $10k | 0.05% | 0.05% | $2,500 | 6/2/2025 |
| FirstBank MMA $10k | 0.05% | 0.05% | $0 | 6/4/2025 |
| Montecito Bank and Trust MMA $10k | 0.05% | 0.05% | $0 | 6/4/2025 |
| San Diego County CU MMA $10k | 0.05% | 0.05% | $100 | 6/4/2025 |
| Farmers and Merchants Bank of Long Beach MMA $10k | 0.05% | 0.05% | $10,000 | 6/6/2025 |
| FirstBank MMA | 0.05% | 0.05% | $0 | 6/4/2025 |
| Pacific Premier Bank MMA $10k | 0.05% | 0.05% | $1 | 6/5/2025 |
| First Citizens Bank MMA $10k | 0.05% | 0.05% | $0 | 6/3/2025 |
| Cathay Bank MMA $10k | 0.05% | 0.05% | $0 | 6/6/2025 |
| Malaga Bank FSB MMA $10k | 0.05% | 0.05% | $100 | 6/2/2025 |
| San Diego County CU MMA | 0.05% | 0.05% | $100 | 6/4/2025 |
| Cathay Bank MMA | 0.05% | 0.05% | $0 | 6/6/2025 |
| Washington Savings Bank MMA | 0.05% | 0.05% | $10 | 6/3/2025 |
| Gateway Bank FSB MMA | 0.05% | 0.05% | $2,500 | 6/4/2025 |
| Universal Bank MMA | 0.05% | 0.05% | $1,000 | 6/4/2025 |
| Westamerica Bank MMA $10k | 0.06% | 0.06% | $1,000 | 6/6/2025 |
| Schools First Federal Credit Union Savings | 0.10% | 0.10% | $5 | 6/2/2025 |
| First Technology Credit Union MMA | 0.10% | 0.10% | $0 | 6/4/2025 |
| Global Credit Union Savings | 0.10% | 0.10% | $50 | 6/6/2025 |
| First Citizens Bank Savings | 0.10% | 0.10% | $50 | 6/3/2025 |
| First Federal Savings and Loan Association of San Rafael Savings | 0.10% | 0.10% | $0 | 6/3/2025 |
| Sterling Bank and Trust FSB Savings | 0.10% | 0.10% | $0 | 6/3/2025 |
| Citizens Trust Bank MMA | 0.10% | 0.10% | $1,000 | 6/3/2025 |
| Gateway Bank FSB Savings | 0.10% | 0.10% | $500 | 6/4/2025 |
| HCN Bank MMA $10k | 0.10% | 0.10% | $2,500 | 6/2/2025 |
| First Foundation Bank MMA $10k | 0.10% | 0.10% | $500 | 6/2/2025 |
| First Technology Credit Union MMA $10k | 0.10% | 0.10% | $0 | 6/4/2025 |
| Universal Bank MMA $10k | 0.10% | 0.10% | $2,500 | 6/4/2025 |
| First Foundation Bank MMA | 0.10% | 0.10% | $500 | 6/2/2025 |
| Sterling Bank and Trust FSB MMA | 0.15% | 0.15% | $0 | 6/3/2025 |
| CIBC Bank USA MMA | 0.15% | 0.15% | $1 | 6/3/2025 |
| Charles Schwab Bank Savings | 0.15% | 0.15% | $0 | 6/3/2025 |
| Presidential Bank FSB MMA | 0.15% | 0.15% | $1,000 | 6/3/2025 |
| Sterling Bank and Trust FSB MMA $10k | 0.15% | 0.15% | $0 | 6/3/2025 |
| Global Credit Union MMA | 0.20% | 0.20% | $5,000 | 6/6/2025 |
| First Northern Bank of Dixon MMA | 0.20% | 0.20% | $2,500 | 6/6/2025 |
| TABBank MMA | 0.25% | 0.25% | $0 | 6/3/2025 |
| CIBC Bank USA MMA $10k | 0.25% | 0.25% | $10,000 | 6/3/2025 |
| AxosBank MMA $10k | 0.25% | 0.25% | $0 | 6/3/2025 |
| Global Credit Union MMA $10k | 0.25% | 0.25% | $10,000 | 6/6/2025 |
| Northpointe Bank MMA | 0.25% | 0.25% | $2,500 | 6/2/2025 |
| WebBank Savings | 0.25% | 0.25% | $1,000 | 6/3/2025 |
| Connexus Credit Union MMA | 0.25% | 0.25% | $1,000 | 6/3/2025 |
| AxosBank MMA | 0.25% | 0.25% | $0 | 6/3/2025 |
| Lone Star Bank MMA | 0.25% | 0.25% | $0 | 6/3/2025 |
| Northpointe Bank Savings | 0.25% | 0.25% | $100 | 6/2/2025 |
| Royal Business Bank MMA | 0.30% | 0.30% | $2,500 | 6/3/2025 |
| Lone Star Bank Savings | 0.30% | 0.30% | $0 | 6/3/2025 |
| BECU Savings | 0.30% | 0.30% | $1 | 6/3/2025 |
| Northpointe Bank MMA $10k | 0.35% | 0.34% | $5,000 | 6/2/2025 |
| River Valley Community Bank MMA | 0.38% | 0.38% | $1,000 | 6/2/2025 |
| First Northern Bank of Dixon MMA $10k | 0.40% | 0.40% | $2,500 | 6/6/2025 |
| 5Star Bank MMA | 0.40% | 0.40% | $1,000 | 6/3/2025 |
| OneUnited Bank Savings | 0.40% | 0.40% | $200 | 6/6/2025 |
| GTEFinancial MMA | 0.40% | 0.40% | $0 | 6/3/2025 |
| Amalgamated Bank Savings | 0.41% | 0.41% | $0 | 6/5/2025 |
| BECU MMA | 0.45% | 0.45% | $0 | 6/3/2025 |
| Royal Business Bank MMA $10k | 0.45% | 0.45% | $10,000 | 6/3/2025 |
| River Valley Community Bank MMA $10k | 0.47% | 0.47% | $10,000 | 6/2/2025 |
| Bank of Marin MMA $10k | 0.50% | 0.50% | $1,000 | 6/3/2025 |
| City National Bank MMA $10k | 0.50% | 0.50% | $2,500 | 6/3/2025 |
| City National Bank MMA | 0.50% | 0.50% | $2,500 | 6/3/2025 |
| Bank of Marin MMA | 0.50% | 0.50% | $1,000 | 6/3/2025 |
| Presidential Bank FSB Savings | 0.50% | 0.50% | $500 | 6/3/2025 |
| Redwood Capital Bank MMA | 0.50% | 0.50% | $1 | 6/5/2025 |
| BMO Bank MMA $10k | 0.55% | 0.55% | $0 | 6/3/2025 |
| AxosBank Savings | 0.61% | 0.61% | $0 | 6/3/2025 |
| GTEFinancial MMA $10k | 0.65% | 0.65% | $10,000 | 6/3/2025 |
| GTEFinancial Savings | 0.75% | 0.75% | $100 | 6/3/2025 |
| 5Star Bank Savings | 0.75% | 0.75% | $0 | 6/3/2025 |
| Schools First Federal Credit Union MMA | 0.75% | 0.75% | $2,000 | 6/2/2025 |
| Bank of Stockton MMA | 0.75% | 0.75% | $100 | 6/3/2025 |
| Bank of Stockton MMA $10k | 0.75% | 0.75% | $100 | 6/3/2025 |
| Redwood Capital Bank MMA $10k | 0.75% | 0.75% | $1 | 6/5/2025 |
| First Internet Bank of Indiana Savings | 0.81% | 0.80% | $0 | 6/3/2025 |
| KS StateBank MMA | 1.00% | 1.00% | $2,500 | 6/3/2025 |
| America First FCU MMA | 1.00% | 1.00% | $0 | 6/3/2025 |
| Goldwater Bank Savings | 1.00% | 1.00% | $0 | 6/3/2025 |
| Goldwater Bank MMA | 1.00% | 1.00% | $0 | 6/3/2025 |
| Armed Forces Bank MMA | 1.00% | 1.00% | $0 | 6/6/2025 |
| West Coast Community Bank MMA | 1.00% | 1.00% | $5,000 | 6/4/2025 |
| BECU MMA $10k | 1.00% | 1.00% | $10,000 | 6/3/2025 |
| The Golden 1 CU MMA $10k | 1.00% | 1.00% | $10,000 | 6/2/2025 |
| KS StateBank MMA $10k | 1.00% | 1.00% | $2,500 | 6/3/2025 |
| West Coast Community Bank MMA $10k | 1.00% | 1.00% | $5,000 | 6/4/2025 |
| VioBank Savings | 1.10% | 1.09% | $0 | 6/3/2025 |
| Gateway Bank FSB MMA $10k | 1.10% | 1.09% | $10,000 | 6/4/2025 |
| Chime Savings | 1.25% | 1.24% | $0 | 6/3/2025 |
| America First FCU MMA $10k | 1.30% | 1.29% | $10,000 | 6/3/2025 |
| BanescoUSA Savings | 1.35% | 1.34% | $300 | 6/3/2025 |
| BankPurely Savings | 1.50% | 1.49% | $100 | 6/3/2025 |
| BankFive Savings | 1.50% | 1.49% | $100 | 6/3/2025 |
| iGObanking Savings | 1.50% | 1.49% | $0 | 6/3/2025 |
| CIT Bank MMA | 1.55% | 1.54% | $100 | 6/3/2025 |
| EverBank MMA | 2.02% | 2.00% | $0 | 6/6/2025 |
| Luana Savings Bank MMA | 2.43% | 2.40% | $0 | 6/3/2025 |
| Varo Bank Savings | 2.50% | 2.47% | $0 | 6/3/2025 |
| NBKC Bank MMA | 3.00% | 2.96% | $0 | 6/3/2025 |
| Star One Credit Union Savings | 3.25% | 3.20% | $5 | 6/2/2025 |
| First National Bank of America Savings | 3.25% | 3.20% | $1,000 | 6/3/2025 |
| Star One Credit Union MMA | 3.25% | 3.20% | $50 | 6/2/2025 |
| Beal Bank MMA $10k | 3.25% | 3.20% | $1,000 | 6/6/2025 |
| Beal Bank MMA | 3.25% | 3.20% | $1,000 | 6/6/2025 |
| Star One Credit Union MMA $10k | 3.25% | 3.20% | $50 | 6/2/2025 |
| FNBO Savings | 3.35% | 3.30% | $0 | 6/3/2025 |
| LendingClub Savings | 3.40% | 3.35% | $0 | 6/3/2025 |
| Discover Bank MMA | 3.50% | 3.44% | $0 | 6/7/2025 |
| Ally Savings | 3.60% | 3.54% | $0 | 6/3/2025 |
| Discover Bank Savings | 3.60% | 3.54% | $0 | 6/7/2025 |
| BMO Alto Savings | 3.60% | 3.54% | $0 | 6/7/2025 |
| Ally MMA | 3.60% | 3.54% | $0 | 6/3/2025 |
| FNBO MMA | 3.60% | 3.54% | $0 | 6/3/2025 |
| American Express National Savings | 3.60% | 3.54% | $0 | 6/3/2025 |
| First Internet Bank of Indiana MMA | 3.61% | 3.55% | $0 | 6/3/2025 |
| CitizensAccess Savings | 3.70% | 3.63% | $0 | 6/3/2025 |
| Northern Bank and Trust Company MMA | 3.75% | 3.68% | $5,000 | 6/3/2025 |
| Beal Bank Savings | 3.75% | 3.70% | $500 | 6/6/2025 |
| MySavingsDirect Savings | 3.75% | 3.68% | $0 | 6/3/2025 |
| Valley Bank Savings | 3.75% | 3.68% | $0 | 6/3/2025 |
| DollarSavingsDirect Savings | 3.75% | 3.68% | $0 | 6/3/2025 |
| Quorum Federal Credit Union Savings | 3.75% | 3.69% | $0 | 6/3/2025 |
| Laurel Road Savings | 3.80% | 3.73% | $0 | 6/3/2025 |
| Sallie Mae MMA | 3.85% | 3.78% | $0 | 6/7/2025 |
| Barclays Savings | 4.00% | 3.92% | $0 | 6/3/2025 |
| Morgan Stanley Private Bank Savings | 4.00% | 3.92% | $0 | 6/3/2025 |
| iGObanking MMA $25k | 4.00% | 3.92% | $25,000 | 6/3/2025 |
| VirtualBank, a division of First Horizon Bank MMA | 4.00% | 3.93% | $0 | 6/3/2025 |
| BankPurely MMA $25k | 4.00% | 3.93% | $25,000 | 6/3/2025 |
| Salem Five Direct Savings | 4.01% | 3.94% | $0 | 6/3/2025 |
| UFBDirect MMA | 4.01% | 3.93% | $0 | 6/3/2025 |
| UFBDirect Savings | 4.01% | 3.93% | $0 | 6/3/2025 |
| Live Oak Bank Savings | 4.10% | 4.02% | $0 | 6/3/2025 |
| Barclays Savings | 4.10% | 4.10% | $0 | 6/7/2025 |
| CIBC Bank USA Savings | 4.11% | 4.04% | $0 | 6/7/2025 |
| MYSafra Bank FSB MMA | 4.15% | 4.07% | $5,000 | 6/3/2025 |
| BanescoUSA MMA | 4.15% | 4.07% | $2,500 | 6/3/2025 |
| BanescoUSA MMA $10k | 4.15% | 4.07% | $2,500 | 6/3/2025 |
| Bask Bank Savings | 4.20% | 4.11% | $0 | 6/3/2025 |
| Jenius Bank Savings | 4.20% | 4.11% | $0 | 6/7/2025 |
| Poppy Bank Savings | 4.25% | 4.16% | $1,000 | 6/7/2025 |
| Forbright Bank Savings | 4.25% | 4.16% | $0 | 6/3/2025 |
| TABBank Savings | 4.26% | 4.17% | $0 | 6/3/2025 |
| Western Alliance Bank Savings | 4.30% | 4.21% | $0 | 6/3/2025 |
| My Banking Direct Savings | 4.30% | 4.30% | $1 | 6/7/2025 |
| Openbank Savings | 4.30% | 4.22% | $500 | 6/7/2025 |
| Bread Savings Savings | 4.30% | 4.21% | $0 | 6/3/2025 |
| EverBank Savings | 4.30% | 4.30% | $0 | 6/7/2025 |
| VioBank MMA | 4.31% | 4.31% | $0 | 6/7/2025 |
| CFGCommunityBank MMA | 4.32% | 4.23% | $1,000 | 6/3/2025 |
| Primis Bank Savings | 4.35% | 4.27% | $0 | 6/3/2025 |
| Peak Bank Savings | 4.44% | 4.34% | $0 | 6/3/2025 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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