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More Banks | APY | Rate | Min for APY | As of date |
---|---|---|---|---|
US Bank MMA $10k | 0.01% | 0.01% | $0 | 7/7/2025 |
U.S. Bank MMA | 0.01% | 0.01% | $0 | 7/7/2025 |
Chase Savings | 0.01% | 0.01% | $0 | 7/9/2025 |
First Technology Credit Union Savings | 0.01% | 0.01% | $5 | 7/9/2025 |
BMO Bank Savings | 0.01% | 0.01% | $0 | 7/8/2025 |
Wells Fargo Bank MMA | 0.01% | 0.01% | $0 | 7/7/2025 |
Wells Fargo Bank Savings | 0.01% | 0.01% | $0 | 7/7/2025 |
U.S. Bank Savings | 0.01% | 0.01% | $25 | 7/7/2025 |
US Bank Savings | 0.01% | 0.01% | $25 | 7/7/2025 |
USAA iCrossing ED Savings | 0.01% | 0.01% | $0 | 7/8/2025 |
City National Bank Savings | 0.01% | 0.01% | $50 | 7/8/2025 |
Tri Counties Bank MMA | 0.01% | 0.01% | $0 | 7/10/2025 |
Bank of America NA Savings | 0.01% | 0.01% | $0 | 7/8/2025 |
US Bank MMA | 0.01% | 0.01% | $0 | 7/7/2025 |
Bank of Hope Savings | 0.01% | 0.01% | $0 | 7/8/2025 |
Banc of California NA MMA | 0.01% | 0.01% | $2,500 | 7/7/2025 |
Provident Savings Bank FSB MMA | 0.01% | 0.01% | $2,500 | 7/10/2025 |
Bank of Hope MMA | 0.01% | 0.01% | $0 | 7/8/2025 |
Banc of California NA MMA $10k | 0.01% | 0.01% | $2,500 | 7/7/2025 |
Wells Fargo Bank MMA $10k | 0.01% | 0.01% | $0 | 7/7/2025 |
U.S. Bank MMA $10k | 0.01% | 0.01% | $0 | 7/7/2025 |
Tri Counties Bank MMA $10k | 0.01% | 0.01% | $0 | 7/10/2025 |
Connexus Credit Union Savings | 0.02% | 0.02% | $100 | 7/8/2025 |
Comerica Bank MMA | 0.02% | 0.02% | $1 | 7/9/2025 |
Applied Bank MMA | 0.02% | 0.02% | $500 | 7/8/2025 |
Mechanics Bank CA MMA | 0.02% | 0.02% | $100 | 7/9/2025 |
Citizens Business Bank MMA | 0.02% | 0.02% | $5,000 | 7/11/2025 |
Mechanics Bank CA MMA $10k | 0.02% | 0.02% | $100 | 7/9/2025 |
Westamerica Bank MMA | 0.03% | 0.03% | $1,000 | 7/11/2025 |
Armed Forces Bank Savings | 0.03% | 0.03% | $0 | 7/11/2025 |
Farmers and Merchants Bank of Long Beach MMA | 0.03% | 0.03% | $0 | 7/11/2025 |
Citibank Savings | 0.03% | 0.03% | $0 | 7/8/2025 |
El Dorado Savings Bank MMA | 0.03% | 0.03% | $5,000 | 7/8/2025 |
El Dorado Savings Bank MMA $10k | 0.03% | 0.03% | $5,000 | 7/8/2025 |
Provident Savings Bank FSB MMA $10k | 0.03% | 0.03% | $10,000 | 7/10/2025 |
Universal Bank Savings | 0.04% | 0.04% | $0 | 7/9/2025 |
Washington Savings Bank Savings | 0.05% | 0.05% | $10 | 7/8/2025 |
Applied Bank Savings | 0.05% | 0.05% | $100 | 7/8/2025 |
Malaga Bank FSB Savings | 0.05% | 0.05% | $100 | 7/7/2025 |
Malaga Bank FSB MMA | 0.05% | 0.05% | $100 | 7/7/2025 |
Fremont Bank MMA | 0.05% | 0.05% | $2,500 | 7/7/2025 |
The Golden 1 CU MMA | 0.05% | 0.05% | $0 | 7/7/2025 |
Citizens Trust Bank Savings | 0.05% | 0.05% | $100 | 7/8/2025 |
America First FCU Savings | 0.05% | 0.05% | $1 | 7/8/2025 |
Oak Valley Community Bank MMA | 0.05% | 0.05% | $0 | 7/11/2025 |
Union Bank Savings | 0.05% | 0.05% | $0 | 7/7/2025 |
Pacific Premier Bank MMA | 0.05% | 0.05% | $1 | 7/10/2025 |
BMO Bank MMA | 0.05% | 0.05% | $0 | 7/8/2025 |
Montecito Bank and Trust MMA | 0.05% | 0.05% | $0 | 7/10/2025 |
Oak Valley Community Bank Savings | 0.05% | 0.05% | $0 | 7/11/2025 |
The Golden 1 CU Savings | 0.05% | 0.05% | $0 | 7/7/2025 |
San Diego County CU Savings | 0.05% | 0.05% | $100 | 7/9/2025 |
OneUnited Bank MMA | 0.05% | 0.05% | $500 | 7/11/2025 |
Luana Savings Bank Savings | 0.05% | 0.05% | $100 | 7/8/2025 |
Pacific Premier Bank MMA $10k | 0.05% | 0.05% | $1 | 7/10/2025 |
Citizens Business Bank MMA $10k | 0.05% | 0.05% | $5,000 | 7/11/2025 |
FirstBank MMA $10k | 0.05% | 0.05% | $0 | 7/10/2025 |
San Diego County CU MMA $10k | 0.05% | 0.05% | $100 | 7/9/2025 |
Montecito Bank and Trust MMA $10k | 0.05% | 0.05% | $0 | 7/10/2025 |
Farmers and Merchants Bank of Long Beach MMA $10k | 0.05% | 0.05% | $10,000 | 7/11/2025 |
Malaga Bank FSB MMA $10k | 0.05% | 0.05% | $100 | 7/7/2025 |
Fremont Bank MMA $10k | 0.05% | 0.05% | $2,500 | 7/7/2025 |
First Citizens Bank MMA $10k | 0.05% | 0.05% | $0 | 7/8/2025 |
San Diego County CU MMA | 0.05% | 0.05% | $100 | 7/9/2025 |
Washington Savings Bank MMA | 0.05% | 0.05% | $10 | 7/8/2025 |
Universal Bank MMA | 0.05% | 0.05% | $1,000 | 7/9/2025 |
FirstBank MMA | 0.05% | 0.05% | $0 | 7/10/2025 |
First Citizens Bank MMA | 0.05% | 0.05% | $0 | 7/8/2025 |
Westamerica Bank MMA $10k | 0.06% | 0.06% | $1,000 | 7/11/2025 |
Sterling Bank and Trust FSB Savings | 0.10% | 0.10% | $0 | 7/8/2025 |
Schools First Federal Credit Union Savings | 0.10% | 0.10% | $5 | 7/10/2025 |
First Technology Credit Union MMA | 0.10% | 0.10% | $0 | 7/9/2025 |
First Citizens Bank Savings | 0.10% | 0.10% | $50 | 7/8/2025 |
First Federal Savings and Loan Association of San Rafael Savings | 0.10% | 0.10% | $0 | 7/8/2025 |
Global Credit Union Savings | 0.10% | 0.10% | $50 | 7/11/2025 |
Gateway Bank FSB Savings | 0.10% | 0.10% | $500 | 7/9/2025 |
Citizens Trust Bank MMA | 0.10% | 0.10% | $1,000 | 7/8/2025 |
Royal Business Bank MMA | 0.10% | 0.10% | $2,500 | 7/8/2025 |
First Northern Bank of Dixon MMA | 0.10% | 0.10% | $2,500 | 7/11/2025 |
First Technology Credit Union MMA $10k | 0.10% | 0.10% | $0 | 7/9/2025 |
Universal Bank MMA $10k | 0.10% | 0.10% | $2,500 | 7/9/2025 |
Sterling Bank and Trust FSB MMA $10k | 0.15% | 0.15% | $0 | 7/8/2025 |
Presidential Bank FSB MMA | 0.15% | 0.15% | $1,000 | 7/8/2025 |
Sterling Bank and Trust FSB MMA | 0.15% | 0.15% | $0 | 7/8/2025 |
CIBC Bank USA MMA | 0.15% | 0.15% | $1 | 7/8/2025 |
Charles Schwab Bank Savings | 0.15% | 0.15% | $0 | 7/8/2025 |
Global Credit Union MMA | 0.20% | 0.20% | $5,000 | 7/11/2025 |
Royal Business Bank MMA $10k | 0.20% | 0.20% | $10,000 | 7/8/2025 |
Comerica Bank MMA $10k | 0.20% | 0.20% | $2,500 | 7/9/2025 |
Global Credit Union MMA $10k | 0.25% | 0.25% | $10,000 | 7/11/2025 |
CIBC Bank USA MMA $10k | 0.25% | 0.25% | $10,000 | 7/8/2025 |
AxosBank MMA $10k | 0.25% | 0.25% | $0 | 7/8/2025 |
Northpointe Bank MMA | 0.25% | 0.25% | $2,500 | 7/7/2025 |
WebBank Savings | 0.25% | 0.25% | $1,000 | 7/8/2025 |
Connexus Credit Union MMA | 0.25% | 0.25% | $1,000 | 7/8/2025 |
AxosBank MMA | 0.25% | 0.25% | $0 | 7/8/2025 |
Lone Star Bank MMA | 0.25% | 0.25% | $0 | 7/8/2025 |
Northpointe Bank Savings | 0.25% | 0.25% | $100 | 7/7/2025 |
TABBank MMA | 0.25% | 0.25% | $0 | 7/8/2025 |
BECU Savings | 0.30% | 0.30% | $1 | 7/8/2025 |
Lone Star Bank Savings | 0.30% | 0.30% | $0 | 7/8/2025 |
Northpointe Bank MMA $10k | 0.35% | 0.34% | $5,000 | 7/7/2025 |
River Valley Community Bank MMA | 0.38% | 0.38% | $1,000 | 7/8/2025 |
First Northern Bank of Dixon MMA $10k | 0.40% | 0.40% | $2,500 | 7/11/2025 |
5Star Bank MMA | 0.40% | 0.40% | $1,000 | 7/8/2025 |
OneUnited Bank Savings | 0.40% | 0.40% | $200 | 7/11/2025 |
GTEFinancial MMA | 0.40% | 0.40% | $0 | 7/8/2025 |
BECU MMA | 0.45% | 0.45% | $0 | 7/8/2025 |
River Valley Community Bank MMA $10k | 0.47% | 0.47% | $10,000 | 7/8/2025 |
Presidential Bank FSB Savings | 0.50% | 0.50% | $500 | 7/8/2025 |
Redwood Capital Bank MMA | 0.50% | 0.50% | $1 | 7/10/2025 |
Bank of Marin MMA | 0.50% | 0.50% | $1,000 | 7/9/2025 |
City National Bank MMA | 0.50% | 0.50% | $2,500 | 7/8/2025 |
City National Bank MMA $10k | 0.50% | 0.50% | $2,500 | 7/8/2025 |
Bank of Marin MMA $10k | 0.50% | 0.50% | $1,000 | 7/9/2025 |
BMO Bank MMA $10k | 0.55% | 0.55% | $0 | 7/8/2025 |
AxosBank Savings | 0.61% | 0.61% | $0 | 7/8/2025 |
GTEFinancial MMA $10k | 0.65% | 0.65% | $10,000 | 7/8/2025 |
5Star Bank Savings | 0.75% | 0.75% | $0 | 7/8/2025 |
Bank of Stockton MMA $10k | 0.75% | 0.75% | $100 | 7/8/2025 |
Redwood Capital Bank MMA $10k | 0.75% | 0.75% | $1 | 7/10/2025 |
Bank of Stockton MMA | 0.75% | 0.75% | $100 | 7/8/2025 |
Schools First Federal Credit Union MMA | 0.75% | 0.75% | $2,000 | 7/10/2025 |
GTEFinancial Savings | 0.75% | 0.75% | $100 | 7/8/2025 |
First Internet Bank of Indiana Savings | 0.81% | 0.80% | $0 | 7/8/2025 |
America First FCU MMA | 1.00% | 1.00% | $0 | 7/8/2025 |
Goldwater Bank MMA | 1.00% | 1.00% | $0 | 7/8/2025 |
Armed Forces Bank MMA | 1.00% | 1.00% | $0 | 7/11/2025 |
Goldwater Bank Savings | 1.00% | 1.00% | $0 | 7/8/2025 |
BECU MMA $10k | 1.00% | 1.00% | $10,000 | 7/8/2025 |
KS StateBank MMA | 1.00% | 1.00% | $2,500 | 7/8/2025 |
The Golden 1 CU MMA $10k | 1.00% | 1.00% | $10,000 | 7/7/2025 |
KS StateBank MMA $10k | 1.00% | 1.00% | $2,500 | 7/8/2025 |
VioBank Savings | 1.10% | 1.09% | $0 | 7/8/2025 |
Chime Savings | 1.25% | 1.24% | $0 | 7/8/2025 |
America First FCU MMA $10k | 1.30% | 1.29% | $10,000 | 7/8/2025 |
BanescoUSA Savings | 1.35% | 1.34% | $300 | 7/8/2025 |
iGObanking Savings | 1.50% | 1.49% | $0 | 7/8/2025 |
BankPurely Savings | 1.50% | 1.49% | $100 | 7/8/2025 |
BankFive Savings | 1.50% | 1.49% | $100 | 7/8/2025 |
CIT Bank MMA | 1.55% | 1.54% | $100 | 7/8/2025 |
EverBank MMA | 2.02% | 2.00% | $0 | 7/11/2025 |
Luana Savings Bank MMA | 2.43% | 2.40% | $0 | 7/8/2025 |
Varo Bank Savings | 2.50% | 2.47% | $0 | 7/8/2025 |
NBKC Bank MMA | 3.00% | 2.96% | $0 | 7/8/2025 |
FNBO Savings | 3.25% | 3.20% | $0 | 7/8/2025 |
Beal Bank MMA $10k | 3.25% | 3.20% | $1,000 | 7/11/2025 |
Beal Bank MMA | 3.25% | 3.20% | $1,000 | 7/11/2025 |
First National Bank of America Savings | 3.25% | 3.20% | $1,000 | 7/8/2025 |
Gateway Bank FSB MMA $10k | 3.30% | 3.25% | $10,000 | 7/9/2025 |
Star One Credit Union Savings | 3.35% | 3.30% | $5 | 7/7/2025 |
Star One Credit Union MMA $10k | 3.35% | 3.30% | $50 | 7/7/2025 |
Star One Credit Union MMA | 3.35% | 3.30% | $50 | 7/7/2025 |
Discover Bank MMA | 3.40% | 3.34% | $0 | 7/12/2025 |
Emigrant Direct Savings | 3.50% | 3.44% | $0 | 7/8/2025 |
FNBO MMA | 3.50% | 3.44% | $0 | 7/8/2025 |
Ally Savings | 3.50% | 3.44% | $0 | 7/8/2025 |
BMO Alto Savings | 3.50% | 3.44% | $0 | 7/12/2025 |
Discover Bank Savings | 3.50% | 3.44% | $0 | 7/12/2025 |
Capital One Savings | 3.50% | 3.50% | $0 | 7/12/2025 |
American Express National Savings | 3.60% | 3.54% | $0 | 7/8/2025 |
First Internet Bank of Indiana MMA | 3.61% | 3.55% | $0 | 7/8/2025 |
CitizensAccess Savings | 3.70% | 3.63% | $0 | 7/8/2025 |
Quorum Federal Credit Union Savings | 3.75% | 3.69% | $0 | 7/8/2025 |
DollarSavingsDirect Savings | 3.75% | 3.68% | $0 | 7/8/2025 |
Valley Bank Savings | 3.75% | 3.68% | $0 | 7/8/2025 |
WesternStateBank MMA | 3.75% | 3.75% | $0 | 7/12/2025 |
MySavingsDirect Savings | 3.75% | 3.68% | $0 | 7/8/2025 |
Beal Bank Savings | 3.75% | 3.70% | $500 | 7/11/2025 |
Northern Bank and Trust Company MMA | 3.75% | 3.68% | $5,000 | 7/8/2025 |
Laurel Road Savings | 3.80% | 3.73% | $0 | 7/8/2025 |
SoFi Savings | 3.80% | 3.80% | $0 | 7/12/2025 |
Sallie Mae MMA | 3.85% | 3.78% | $0 | 7/12/2025 |
Barclays Savings | 3.90% | 3.83% | $0 | 7/8/2025 |
Sallie Mae Savings | 3.90% | 3.83% | $0 | 7/12/2025 |
VirtualBank, a division of First Horizon Bank MMA | 4.00% | 3.93% | $0 | 7/8/2025 |
Cash App Savings | 4.00% | 4.00% | $0 | 7/12/2025 |
Morgan Stanley Private Bank Savings | 4.00% | 3.92% | $0 | 7/8/2025 |
iGObanking MMA $25k | 4.00% | 3.92% | $25,000 | 7/8/2025 |
LimelightBank Savings | 4.00% | 3.92% | $0 | 7/8/2025 |
BankPurely MMA $25k | 4.00% | 3.93% | $25,000 | 7/8/2025 |
Salem Five Direct Savings | 4.01% | 3.94% | $0 | 7/8/2025 |
UFBDirect MMA | 4.01% | 3.93% | $0 | 7/8/2025 |
UFBDirect Savings | 4.01% | 3.93% | $0 | 7/8/2025 |
Live Oak Bank Savings | 4.10% | 4.02% | $0 | 7/8/2025 |
CIBC Bank USA Savings | 4.11% | 4.04% | $0 | 7/12/2025 |
BanescoUSA MMA | 4.15% | 4.07% | $2,500 | 7/8/2025 |
TABBank Savings | 4.15% | 4.07% | $0 | 7/8/2025 |
MYSafra Bank FSB MMA | 4.15% | 4.07% | $5,000 | 7/8/2025 |
BanescoUSA MMA $10k | 4.15% | 4.07% | $2,500 | 7/8/2025 |
Bask Bank Savings | 4.20% | 4.11% | $0 | 7/8/2025 |
Jenius Bank Savings | 4.20% | 4.11% | $0 | 7/12/2025 |
LendingClub Savings | 4.20% | 4.12% | $0 | 7/12/2025 |
Poppy Bank Savings | 4.25% | 4.16% | $1,000 | 7/8/2025 |
Western Alliance Bank Savings | 4.25% | 4.16% | $0 | 7/8/2025 |
Forbright Bank Savings | 4.25% | 4.16% | $0 | 7/8/2025 |
My Banking Direct Savings | 4.30% | 4.30% | $1 | 7/12/2025 |
Openbank Savings | 4.30% | 4.22% | $0 | 7/12/2025 |
Bread Savings Savings | 4.30% | 4.21% | $0 | 7/8/2025 |
VioBank MMA | 4.31% | 4.31% | $0 | 7/12/2025 |
CFG Bank MMA | 4.32% | 4.23% | $1,000 | 7/8/2025 |
Newtek Bank Savings | 4.35% | 4.26% | $0 | 7/11/2025 |
Primis Bank Savings | 4.35% | 4.27% | $0 | 7/8/2025 |
Peak Bank Savings | 4.44% | 4.34% | $0 | 7/8/2025 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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