Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
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| More Banks | APY | Rate | Min for APY | As of date |
|---|---|---|---|---|
| USAA iCrossing ED Savings | 0.01% | 0.01% | $0 | 3/28/2025 |
| Citizens Bank NA MMA | 0.01% | 0.01% | $0 | 3/25/2025 |
| Fifth Third Bank MMA | 0.01% | 0.01% | $0 | 3/27/2025 |
| PNC Bank NA Savings | 0.01% | 0.01% | $1 | 3/28/2025 |
| Comerica Bank Savings | 0.01% | 0.01% | $1 | 3/24/2025 |
| US Bank MMA | 0.01% | 0.01% | $100 | 3/24/2025 |
| The Park National Bank Savings | 0.01% | 0.01% | $0 | 3/25/2025 |
| Bank of Hope Savings | 0.01% | 0.01% | $0 | 3/28/2025 |
| Premier Bank MMA | 0.01% | 0.01% | $1,000 | 3/24/2025 |
| Bank of Hope MMA | 0.01% | 0.01% | $0 | 3/28/2025 |
| The Home Loan Savings Bank MMA | 0.01% | 0.01% | $2,500 | 3/28/2025 |
| US Bank MMA $10k | 0.01% | 0.01% | $10,000 | 3/24/2025 |
| Citizens Bank NA MMA $10k | 0.01% | 0.01% | $10,000 | 3/25/2025 |
| Citizens Bank NA mma_jumbo 10000 | 0.01% | 0.01% | $100,000 | 3/25/2025 |
| Fifth Third Bank MMA $10k | 0.01% | 0.01% | $0 | 3/27/2025 |
| PNC Bank NA savings_jumbo 10000 | 0.01% | 0.01% | $1 | 3/28/2025 |
| Premier Bank MMA $10k | 0.01% | 0.01% | $1,000 | 3/24/2025 |
| Applied Bank MMA | 0.02% | 0.02% | $0 | 3/25/2025 |
| Comerica Bank MMA | 0.02% | 0.02% | $1 | 3/24/2025 |
| PNC Bank NA MMA | 0.02% | 0.02% | $1 | 3/28/2025 |
| PNC Bank NA MMA | 0.02% | 0.02% | $1 | 3/26/2025 |
| First Federal Community Bank NA Savings | 0.02% | 0.02% | $100 | 3/28/2025 |
| The Home Loan Savings Bank MMA $10k | 0.02% | 0.02% | $2,500 | 3/28/2025 |
| PNC Bank NA MMA $10k | 0.02% | 0.02% | $1 | 3/28/2025 |
| Comerica Bank MMA $10k | 0.02% | 0.02% | $1 | 3/24/2025 |
| PNC Bank NA MMA $25k | 0.02% | 0.02% | $1 | 3/26/2025 |
| First Federal Svgs and LA of Lorain MMA | 0.03% | 0.03% | $100 | 3/27/2025 |
| First Federal Community Bank NA MMA | 0.04% | 0.04% | $0 | 3/28/2025 |
| Washington Savings Bank Savings | 0.05% | 0.05% | $0 | 3/25/2025 |
| The Park National Bank MMA | 0.05% | 0.05% | $0 | 3/25/2025 |
| America First FCU Savings | 0.05% | 0.05% | $1 | 3/27/2025 |
| Citizens Trust Bank Savings | 0.05% | 0.05% | $100 | 3/25/2025 |
| Luana Savings Bank Savings | 0.05% | 0.05% | $0 | 3/25/2025 |
| Applied Bank Savings | 0.05% | 0.05% | $0 | 3/25/2025 |
| Republic Bank and Trust Company Savings | 0.05% | 0.05% | $0 | 3/28/2025 |
| Washington Savings Bank MMA | 0.05% | 0.05% | $0 | 3/25/2025 |
| Main Street Bank Corp MMA | 0.05% | 0.05% | $0 | 3/28/2025 |
| Third Federal Savings and Loan Association of Cleveland MMA | 0.05% | 0.05% | $5,000 | 3/26/2025 |
| Third Federal Savings and Loan Association of Cleveland MMA $10k | 0.05% | 0.05% | $5,000 | 3/26/2025 |
| Main Street Bank Corp MMA $10k | 0.05% | 0.05% | $0 | 3/28/2025 |
| Farmers and Merchants Bank OH Savings | 0.05% | 0.05% | $25 | 3/27/2025 |
| First Federal Savings and Loan Association of Lakewood Savings | 0.05% | 0.05% | $10 | 3/26/2025 |
| Northwest Bank MMA | 0.05% | 0.05% | $25 | 3/27/2025 |
| The Home Loan Savings Bank Savings | 0.07% | 0.07% | $50 | 3/28/2025 |
| First Federal Svgs and LA of Lorain MMA $10k | 0.08% | 0.08% | $10,000 | 3/27/2025 |
| Old National Bank MMA | 0.08% | 0.08% | $0 | 3/28/2025 |
| Buckeye Community Bank MMA $10k | 0.10% | 0.10% | $0 | 3/25/2025 |
| Buckeye Community Bank MMA | 0.10% | 0.10% | $0 | 3/25/2025 |
| Connexus Credit Union Savings | 0.10% | 0.10% | $100 | 3/27/2025 |
| Citizens Trust Bank MMA | 0.10% | 0.10% | $1,000 | 3/25/2025 |
| The Community Bank MMA | 0.15% | 0.15% | $0 | 3/26/2025 |
| Charles Schwab Bank savings_jumbo 0 | 0.15% | 0.15% | $0 | 3/25/2025 |
| Charles Schwab Bank Savings | 0.15% | 0.15% | $0 | 3/25/2025 |
| CIBC Bank USA MMA | 0.15% | 0.15% | $0 | 3/25/2025 |
| First National Bank of Pennsylvania MMA | 0.15% | 0.15% | $0 | 3/27/2025 |
| North Valley Bank Savings | 0.15% | 0.15% | $0 | 3/28/2025 |
| The Hocking Valley Bank Savings | 0.15% | 0.15% | $100 | 3/28/2025 |
| Presidential Bank FSB MMA | 0.15% | 0.15% | $1,000 | 3/28/2025 |
| Republic Bank and Trust Company MMA | 0.15% | 0.15% | $0 | 3/28/2025 |
| Civista Bank MMA | 0.15% | 0.15% | $2,500 | 3/28/2025 |
| Civista Bank MMA $10k | 0.15% | 0.15% | $2,500 | 3/28/2025 |
| Old National Bank MMA $10k | 0.15% | 0.15% | $0 | 3/28/2025 |
| Republic Bank and Trust Company MMA $10k | 0.15% | 0.15% | $0 | 3/28/2025 |
| Northwest Bank MMA $10k | 0.15% | 0.15% | $10,000 | 3/27/2025 |
| Guaranty Bank MMA $10k | 0.20% | 0.20% | $0 | 3/26/2025 |
| Guaranty Bank MMA | 0.20% | 0.20% | $0 | 3/26/2025 |
| WebBank Savings | 0.25% | 0.25% | $1,000 | 3/25/2025 |
| TABBank MMA | 0.25% | 0.25% | $0 | 3/25/2025 |
| Do not use Savings | 0.25% | 0.25% | $100 | 3/27/2025 |
| Lone Star Bank MMA | 0.25% | 0.25% | $0 | 3/25/2025 |
| AxosBank MMA | 0.25% | 0.25% | $0 | 3/25/2025 |
| Connexus Credit Union MMA | 0.25% | 0.25% | $1,000 | 3/27/2025 |
| CIBC Bank USA MMA $10k | 0.25% | 0.25% | $0 | 3/25/2025 |
| North Valley Bank MMA | 0.25% | 0.25% | $1,000 | 3/28/2025 |
| Do not use MMA | 0.25% | 0.25% | $2,500 | 3/27/2025 |
| KeyBank NA MMA | 0.25% | 0.25% | $5,000 | 3/24/2025 |
| AxosBank MMA $10k | 0.25% | 0.25% | $0 | 3/25/2025 |
| WebBank Savings $10k | 0.25% | 0.25% | $1,000 | 3/25/2025 |
| First National Bank of Pennsylvania MMA $10k | 0.25% | 0.25% | $0 | 3/27/2025 |
| KeyBank NA MMA $10k | 0.25% | 0.25% | $10,000 | 3/24/2025 |
| The Citizens National Bank of Bluffton MMA $10k | 0.30% | 0.30% | $2,500 | 3/28/2025 |
| The Citizens National Bank of Bluffton MMA | 0.30% | 0.30% | $2,500 | 3/28/2025 |
| Lone Star Bank Savings | 0.30% | 0.30% | $0 | 3/25/2025 |
| BECU Savings | 0.30% | 0.30% | $0 | 3/25/2025 |
| Do not use MMA $10k | 0.35% | 0.34% | $5,000 | 3/27/2025 |
| First Federal Savings and Loan Association of Lakewood MMA $10k | 0.35% | 0.35% | $10,000 | 3/26/2025 |
| First Federal Community Bank NA MMA $10k | 0.40% | 0.40% | $0 | 3/28/2025 |
| 5 Star Bank MMA | 0.40% | 0.40% | $1,000 | 3/25/2025 |
| GTEFinancial MMA | 0.40% | 0.40% | $0 | 3/25/2025 |
| Amalgamated Bank Savings | 0.41% | 0.41% | $0 | 3/27/2025 |
| Presidential Bank FSB Savings | 0.50% | 0.50% | $500 | 3/28/2025 |
| BECU MMA | 0.50% | 0.50% | $0 | 3/25/2025 |
| Amalgamated Bank MMA $10k | 0.60% | 0.60% | $0 | 3/27/2025 |
| Amalgamated Bank MMA | 0.60% | 0.60% | $0 | 3/27/2025 |
| AxosBank Savings | 0.61% | 0.61% | $0 | 3/25/2025 |
| GTEFinancial MMA $10k | 0.65% | 0.65% | $10,000 | 3/25/2025 |
| North Valley Bank MMA $10k | 0.65% | 0.65% | $10,000 | 3/28/2025 |
| 5 Star Bank Savings | 0.75% | 0.75% | $0 | 3/25/2025 |
| GTEFinancial Savings | 0.75% | 0.75% | $100 | 3/25/2025 |
| First Internet Bank of Indiana Savings | 0.81% | 0.80% | $0 | 3/27/2025 |
| KS StateBank MMA $10k | 1.00% | 1.00% | $0 | 3/25/2025 |
| KS StateBank MMA | 1.00% | 1.00% | $0 | 3/25/2025 |
| Goldwater Bank MMA | 1.00% | 1.00% | $0 | 3/25/2025 |
| Goldwater Bank Savings | 1.00% | 1.00% | $0 | 3/25/2025 |
| America First FCU MMA | 1.00% | 1.00% | $1 | 3/27/2025 |
| BECU MMA $10k | 1.06% | 1.05% | $0 | 3/25/2025 |
| VioBank Savings | 1.10% | 1.09% | $100 | 3/25/2025 |
| America First FCU MMA $10k | 1.30% | 1.29% | $10,000 | 3/27/2025 |
| BanescoUSA Savings | 1.35% | 1.34% | $300 | 3/27/2025 |
| BankPurely Savings | 1.50% | 1.49% | $100 | 3/27/2025 |
| BankFive Savings | 1.50% | 1.49% | $100 | 3/27/2025 |
| CIT Bank MMA | 1.55% | 1.54% | $100 | 3/27/2025 |
| Synchrony Bank MMA | 2.00% | 1.98% | $0 | 3/25/2025 |
| Stride Bank Savings | 2.00% | 1.98% | $0 | 3/25/2025 |
| EverBank MMA | 2.02% | 2.02% | $0 | 3/30/2025 |
| The Community Bank MMA $10k | 2.25% | 2.23% | $0 | 3/26/2025 |
| Luana Savings Bank MMA | 2.48% | 2.45% | $0 | 3/25/2025 |
| Varo Bank Savings | 2.50% | 2.47% | $0 | 3/25/2025 |
| First National Bank of America Savings | 2.51% | 2.48% | $1,000 | 3/25/2025 |
| NBKC Bank MMA | 3.00% | 2.96% | $0 | 3/28/2025 |
| Wesbanco Bank Inc MMA $10k | 3.25% | 3.21% | $1,000 | 3/27/2025 |
| Wesbanco Bank Inc MMA | 3.25% | 3.21% | $1,000 | 3/27/2025 |
| LendingClub Savings | 3.50% | 3.44% | $0 | 3/27/2025 |
| Discover Bank MMA | 3.60% | 3.54% | $0 | 3/30/2025 |
| FNBO Savings | 3.60% | 3.54% | $0 | 3/27/2025 |
| First Internet Bank of Indiana MMA | 3.61% | 3.55% | $0 | 3/27/2025 |
| Ally Savings | 3.70% | 3.63% | $0 | 3/27/2025 |
| Ally MMA | 3.70% | 3.63% | $0 | 3/27/2025 |
| Discover Bank Savings | 3.70% | 3.63% | $0 | 3/30/2025 |
| BMO Alto Savings | 3.70% | 3.63% | $0 | 3/30/2025 |
| CitizensAccess Savings | 3.70% | 3.63% | $0 | 3/25/2025 |
| Quorum Federal Credit Union Savings | 3.75% | 3.69% | $0 | 3/28/2025 |
| Valley Bank Savings | 3.75% | 3.68% | $0 | 3/25/2025 |
| SoFi Savings | 3.80% | 3.80% | $0 | 3/30/2025 |
| FNBO MMA | 3.81% | 3.74% | $0 | 3/27/2025 |
| QuonticBank Savings | 3.85% | 3.78% | $0 | 3/28/2025 |
| Sallie Mae MMA | 3.90% | 3.83% | $0 | 3/30/2025 |
| Sallie Mae Savings | 3.90% | 3.83% | $0 | 3/30/2025 |
| Sallie Mae mma_jumbo 10000 | 3.90% | 3.83% | $0 | 3/25/2025 |
| Sallie Mae Savings $10k | 3.90% | 3.83% | $0 | 3/25/2025 |
| BanescoUSA MMA | 4.00% | 3.92% | $300 | 3/27/2025 |
| Synchrony Bank Savings | 4.00% | 4.00% | $0 | 3/30/2025 |
| Morgan Stanley Private Bank Savings | 4.00% | 3.92% | $0 | 3/25/2025 |
| DollarSavingsDirect Savings | 4.00% | 3.92% | $0 | 3/25/2025 |
| Northern Bank and Trust Company MMA | 4.00% | 3.92% | $500 | 3/25/2025 |
| WesternStateBank MMA | 4.00% | 3.92% | $0 | 3/25/2025 |
| EverBank MMA | 4.00% | 3.92% | $0 | 3/30/2025 |
| EverBank MMA | 4.00% | 3.92% | $0 | 3/30/2025 |
| BankPurely MMA $25k | 4.00% | 3.92% | $25,000 | 3/27/2025 |
| iGObanking MMA $25k | 4.00% | 3.92% | $0 | 3/25/2025 |
| Salem Five Direct Savings | 4.01% | 3.94% | $0 | 3/28/2025 |
| UFBDirect MMA | 4.01% | 3.93% | $0 | 3/25/2025 |
| UFBDirect Savings | 4.01% | 3.93% | $0 | 3/25/2025 |
| CIT Bank Savings | 4.10% | 4.10% | $5,000 | 3/30/2025 |
| MySavingsDirect Savings | 4.10% | 4.02% | $0 | 3/25/2025 |
| Berkshire Bank MMA | 4.10% | 4.10% | $0 | 3/30/2025 |
| Popular Direct Savings | 4.10% | 4.02% | $100 | 3/25/2025 |
| CIT Bank Savings | 4.10% | 4.02% | $5,000 | 3/27/2025 |
| Barclays Savings | 4.15% | 4.15% | $0 | 3/30/2025 |
| Live Oak Bank Savings | 4.20% | 4.11% | $0 | 3/25/2025 |
| Western Alliance Bank Savings | 4.25% | 4.16% | $0 | 3/25/2025 |
| QuonticBank MMA | 4.25% | 4.16% | $0 | 3/28/2025 |
| VirtualBank, a division of First Horizon Bank MMA | 4.25% | 4.17% | $0 | 3/25/2025 |
| Forbright Bank Savings | 4.25% | 4.25% | $0 | 3/30/2025 |
| TABBank Savings | 4.26% | 4.17% | $0 | 3/25/2025 |
| CIBC Bank USA Savings | 4.28% | 4.20% | $1 | 3/30/2025 |
| EverBank Savings | 4.30% | 4.21% | $0 | 3/28/2025 |
| CFGCommunityBank MMA | 4.32% | 4.23% | $1,000 | 3/27/2025 |
| Primis Bank Savings | 4.35% | 4.26% | $0 | 3/25/2025 |
| Bask Bank Savings | 4.35% | 4.25% | $0 | 3/30/2025 |
| Rising Bank Savings | 4.40% | 4.32% | $1,000 | 3/28/2025 |
| My Banking Direct Savings | 4.40% | 4.31% | $1 | 3/25/2025 |
| Openbank Savings | 4.40% | 4.31% | $500 | 3/30/2025 |
| Bread Savings Savings | 4.40% | 4.40% | $0 | 3/30/2025 |
| LendingClub Savings | 4.40% | 4.31% | $0 | 3/30/2025 |
| VioBank MMA | 4.41% | 4.41% | $0 | 3/30/2025 |
| BrioDirect Savings | 4.50% | 4.40% | $0 | 3/25/2025 |
| Peak Bank Savings | 4.54% | 4.54% | $0 | 3/30/2025 |
| Patriot Bank Savings | 4.56% | 4.40% | $1 | 3/30/2025 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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| Min for APY | $0 | ||
|---|---|---|---|
| APY | 3.70% | Rate as of | 3/30/2025 |
| Rate | 3.63% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.03% | Rate as of | 3/30/2025 |
| Rate | 0.03% | Type | Savings |
| Min for APY | $0 | ||
|---|---|---|---|
| APY | 3.70% | Rate as of | 3/30/2025 |
| Rate | 3.70% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 3/30/2025 |
| Rate | 0.01% | Type | Savings |
| Min for APY | $0 | ||
|---|---|---|---|
| APY | 4.20% | Rate as of | 3/30/2025 |
| Rate | 4.11% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 3/30/2025 |
| Rate | 0.01% | Type | Savings |