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Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
Great Online
Bank Accounts
FDIC Insured
up to $250,000
Higher Rates vs National Average
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| More Banks | APY | Rate | Min for APY | As of date |
|---|---|---|---|---|
| Tri Counties Bank MMA $10k | 0.01% | 0.01% | $0 | 6/12/2025 |
| US Bank MMA | 0.01% | 0.01% | $0 | 6/9/2025 |
| Chase Savings | 0.01% | 0.01% | $0 | 6/11/2025 |
| First Technology Credit Union Savings | 0.01% | 0.01% | $5 | 6/11/2025 |
| Wells Fargo Bank MMA | 0.01% | 0.01% | $0 | 6/9/2025 |
| Wells Fargo Bank Savings | 0.01% | 0.01% | $0 | 6/9/2025 |
| US Bank Savings | 0.01% | 0.01% | $25 | 6/9/2025 |
| BMO Bank Savings | 0.01% | 0.01% | $0 | 6/10/2025 |
| US Bank Savings | 0.01% | 0.01% | $25 | 6/9/2025 |
| USAA iCrossing ED Savings | 0.01% | 0.01% | $0 | 6/10/2025 |
| City National Bank Savings | 0.01% | 0.01% | $50 | 6/10/2025 |
| US Bank MMA | 0.01% | 0.01% | $0 | 6/9/2025 |
| Tri Counties Bank MMA | 0.01% | 0.01% | $0 | 6/12/2025 |
| Bank of America NA Savings | 0.01% | 0.01% | $0 | 6/10/2025 |
| Bank of Hope Savings | 0.01% | 0.01% | $0 | 6/10/2025 |
| Provident Savings Bank FSB MMA | 0.01% | 0.01% | $2,500 | 6/12/2025 |
| Bank of Hope MMA | 0.01% | 0.01% | $0 | 6/10/2025 |
| Banc of California NA MMA | 0.01% | 0.01% | $2,500 | 6/9/2025 |
| Wells Fargo Bank MMA $10k | 0.01% | 0.01% | $0 | 6/9/2025 |
| US Bank MMA $10k | 0.01% | 0.01% | $0 | 6/9/2025 |
| US Bank MMA $10k | 0.01% | 0.01% | $0 | 6/9/2025 |
| Banc of California NA MMA $10k | 0.01% | 0.01% | $2,500 | 6/9/2025 |
| Applied Bank MMA | 0.02% | 0.02% | $500 | 6/10/2025 |
| Comerica Bank MMA | 0.02% | 0.02% | $1 | 6/11/2025 |
| Mechanics Bank CA MMA | 0.02% | 0.02% | $100 | 6/10/2025 |
| Connexus Credit Union Savings | 0.02% | 0.02% | $100 | 6/10/2025 |
| Citizens Business Bank MMA | 0.02% | 0.02% | $5,000 | 6/13/2025 |
| Comerica Bank MMA $10k | 0.02% | 0.02% | $1 | 6/11/2025 |
| Mechanics Bank CA MMA $10k | 0.02% | 0.02% | $100 | 6/10/2025 |
| Westamerica Bank MMA | 0.03% | 0.03% | $1,000 | 6/13/2025 |
| Citibank Savings | 0.03% | 0.03% | $0 | 6/10/2025 |
| Farmers and Merchants Bank of Long Beach MMA | 0.03% | 0.03% | $0 | 6/13/2025 |
| Armed Forces Bank Savings | 0.03% | 0.03% | $0 | 6/13/2025 |
| El Dorado Savings Bank MMA | 0.03% | 0.03% | $5,000 | 6/10/2025 |
| Provident Savings Bank FSB MMA $10k | 0.03% | 0.03% | $10,000 | 6/12/2025 |
| El Dorado Savings Bank MMA $10k | 0.03% | 0.03% | $5,000 | 6/10/2025 |
| Bank of the Sierra MMA $10k | 0.04% | 0.04% | $2,500 | 6/11/2025 |
| Bank of the Sierra MMA | 0.04% | 0.04% | $2,500 | 6/11/2025 |
| Universal Bank Savings | 0.04% | 0.04% | $0 | 6/11/2025 |
| San Diego County CU Savings | 0.05% | 0.05% | $100 | 6/11/2025 |
| Luana Savings Bank Savings | 0.05% | 0.05% | $100 | 6/10/2025 |
| Applied Bank Savings | 0.05% | 0.05% | $100 | 6/10/2025 |
| Fremont Bank MMA | 0.05% | 0.05% | $2,500 | 6/9/2025 |
| Citizens Trust Bank Savings | 0.05% | 0.05% | $100 | 6/10/2025 |
| Malaga Bank FSB Savings | 0.05% | 0.05% | $100 | 6/9/2025 |
| Malaga Bank FSB MMA | 0.05% | 0.05% | $100 | 6/9/2025 |
| America First FCU Savings | 0.05% | 0.05% | $1 | 6/10/2025 |
| Pacific Premier Bank MMA | 0.05% | 0.05% | $1 | 6/12/2025 |
| Oak Valley Community Bank MMA | 0.05% | 0.05% | $0 | 6/13/2025 |
| Washington Savings Bank Savings | 0.05% | 0.05% | $10 | 6/10/2025 |
| Union Bank Savings | 0.05% | 0.05% | $0 | 6/9/2025 |
| BMO Bank MMA | 0.05% | 0.05% | $0 | 6/10/2025 |
| The Golden 1 CU Savings | 0.05% | 0.05% | $0 | 6/9/2025 |
| Montecito Bank and Trust MMA | 0.05% | 0.05% | $0 | 6/11/2025 |
| The Golden 1 CU MMA | 0.05% | 0.05% | $0 | 6/9/2025 |
| Oak Valley Community Bank Savings | 0.05% | 0.05% | $0 | 6/13/2025 |
| Gateway Bank FSB MMA | 0.05% | 0.05% | $2,500 | 6/11/2025 |
| OneUnited Bank MMA | 0.05% | 0.05% | $500 | 6/13/2025 |
| Malaga Bank FSB MMA $10k | 0.05% | 0.05% | $100 | 6/9/2025 |
| Citizens Business Bank MMA $10k | 0.05% | 0.05% | $5,000 | 6/13/2025 |
| First Citizens Bank MMA $10k | 0.05% | 0.05% | $0 | 6/10/2025 |
| Cathay Bank MMA $10k | 0.05% | 0.05% | $0 | 6/13/2025 |
| FirstBank MMA $10k | 0.05% | 0.05% | $0 | 6/11/2025 |
| Montecito Bank and Trust MMA $10k | 0.05% | 0.05% | $0 | 6/11/2025 |
| Fremont Bank MMA $10k | 0.05% | 0.05% | $2,500 | 6/9/2025 |
| Pacific Premier Bank MMA $10k | 0.05% | 0.05% | $1 | 6/12/2025 |
| Farmers and Merchants Bank of Long Beach MMA $10k | 0.05% | 0.05% | $10,000 | 6/13/2025 |
| San Diego County CU MMA $10k | 0.05% | 0.05% | $100 | 6/11/2025 |
| Cathay Bank MMA | 0.05% | 0.05% | $0 | 6/13/2025 |
| San Diego County CU MMA | 0.05% | 0.05% | $100 | 6/11/2025 |
| Washington Savings Bank MMA | 0.05% | 0.05% | $10 | 6/10/2025 |
| FirstBank MMA | 0.05% | 0.05% | $0 | 6/11/2025 |
| Universal Bank MMA | 0.05% | 0.05% | $1,000 | 6/11/2025 |
| First Citizens Bank MMA | 0.05% | 0.05% | $0 | 6/10/2025 |
| Westamerica Bank MMA $10k | 0.06% | 0.06% | $1,000 | 6/13/2025 |
| Gateway Bank FSB Savings | 0.10% | 0.10% | $500 | 6/11/2025 |
| Schools First Federal Credit Union Savings | 0.10% | 0.10% | $5 | 6/9/2025 |
| First Technology Credit Union MMA | 0.10% | 0.10% | $0 | 6/11/2025 |
| First Federal Savings and Loan Association of San Rafael Savings | 0.10% | 0.10% | $0 | 6/10/2025 |
| Global Credit Union Savings | 0.10% | 0.10% | $50 | 6/13/2025 |
| First Citizens Bank Savings | 0.10% | 0.10% | $50 | 6/10/2025 |
| Sterling Bank and Trust FSB Savings | 0.10% | 0.10% | $0 | 6/10/2025 |
| HCN Bank MMA | 0.10% | 0.10% | $2,500 | 6/9/2025 |
| Citizens Trust Bank MMA | 0.10% | 0.10% | $1,000 | 6/10/2025 |
| Royal Business Bank MMA | 0.10% | 0.10% | $2,500 | 6/10/2025 |
| First Foundation Bank MMA $10k | 0.10% | 0.10% | $500 | 6/9/2025 |
| First Technology Credit Union MMA $10k | 0.10% | 0.10% | $0 | 6/11/2025 |
| Universal Bank MMA $10k | 0.10% | 0.10% | $2,500 | 6/11/2025 |
| HCN Bank MMA $10k | 0.10% | 0.10% | $2,500 | 6/9/2025 |
| First Foundation Bank MMA | 0.10% | 0.10% | $500 | 6/9/2025 |
| Sterling Bank and Trust FSB MMA | 0.15% | 0.15% | $0 | 6/10/2025 |
| Charles Schwab Bank Savings | 0.15% | 0.15% | $0 | 6/10/2025 |
| CIBC Bank USA MMA | 0.15% | 0.15% | $1 | 6/10/2025 |
| Presidential Bank FSB MMA | 0.15% | 0.15% | $1,000 | 6/10/2025 |
| Sterling Bank and Trust FSB MMA $10k | 0.15% | 0.15% | $0 | 6/10/2025 |
| Royal Business Bank MMA $10k | 0.20% | 0.20% | $10,000 | 6/10/2025 |
| Global Credit Union MMA | 0.20% | 0.20% | $5,000 | 6/13/2025 |
| First Northern Bank of Dixon MMA | 0.20% | 0.20% | $2,500 | 6/13/2025 |
| Connexus Credit Union MMA | 0.25% | 0.25% | $1,000 | 6/10/2025 |
| AxosBank MMA $10k | 0.25% | 0.25% | $0 | 6/10/2025 |
| Global Credit Union MMA $10k | 0.25% | 0.25% | $10,000 | 6/13/2025 |
| CIBC Bank USA MMA $10k | 0.25% | 0.25% | $10,000 | 6/10/2025 |
| Northpointe Bank MMA | 0.25% | 0.25% | $2,500 | 6/9/2025 |
| AxosBank MMA | 0.25% | 0.25% | $0 | 6/10/2025 |
| WebBank Savings | 0.25% | 0.25% | $1,000 | 6/10/2025 |
| Lone Star Bank MMA | 0.25% | 0.25% | $0 | 6/10/2025 |
| TABBank MMA | 0.25% | 0.25% | $0 | 6/10/2025 |
| Northpointe Bank Savings | 0.25% | 0.25% | $100 | 6/9/2025 |
| Lone Star Bank Savings | 0.30% | 0.30% | $0 | 6/10/2025 |
| BECU Savings | 0.30% | 0.30% | $1 | 6/10/2025 |
| Northpointe Bank MMA $10k | 0.35% | 0.34% | $5,000 | 6/9/2025 |
| River Valley Community Bank MMA | 0.38% | 0.38% | $1,000 | 6/9/2025 |
| OneUnited Bank Savings | 0.40% | 0.40% | $200 | 6/13/2025 |
| GTEFinancial MMA | 0.40% | 0.40% | $0 | 6/10/2025 |
| First Northern Bank of Dixon MMA $10k | 0.40% | 0.40% | $2,500 | 6/13/2025 |
| West Coast Community Bank MMA $10k | 0.40% | 0.40% | $5,000 | 6/11/2025 |
| West Coast Community Bank MMA | 0.40% | 0.40% | $5,000 | 6/11/2025 |
| 5Star Bank MMA | 0.40% | 0.40% | $1,000 | 6/10/2025 |
| Amalgamated Bank Savings | 0.41% | 0.41% | $0 | 6/12/2025 |
| BECU MMA | 0.45% | 0.45% | $0 | 6/10/2025 |
| River Valley Community Bank MMA $10k | 0.47% | 0.47% | $10,000 | 6/9/2025 |
| Bank of Marin MMA $10k | 0.50% | 0.50% | $1,000 | 6/10/2025 |
| City National Bank MMA $10k | 0.50% | 0.50% | $2,500 | 6/10/2025 |
| City National Bank MMA | 0.50% | 0.50% | $2,500 | 6/10/2025 |
| Bank of Marin MMA | 0.50% | 0.50% | $1,000 | 6/10/2025 |
| Redwood Capital Bank MMA | 0.50% | 0.50% | $1 | 6/12/2025 |
| Presidential Bank FSB Savings | 0.50% | 0.50% | $500 | 6/10/2025 |
| BMO Bank MMA $10k | 0.55% | 0.55% | $0 | 6/10/2025 |
| AxosBank Savings | 0.61% | 0.61% | $0 | 6/10/2025 |
| GTEFinancial MMA $10k | 0.65% | 0.65% | $10,000 | 6/10/2025 |
| 5Star Bank Savings | 0.75% | 0.75% | $0 | 6/10/2025 |
| Schools First Federal Credit Union MMA | 0.75% | 0.75% | $2,000 | 6/9/2025 |
| GTEFinancial Savings | 0.75% | 0.75% | $100 | 6/10/2025 |
| Bank of Stockton MMA $10k | 0.75% | 0.75% | $100 | 6/10/2025 |
| Bank of Stockton MMA | 0.75% | 0.75% | $100 | 6/10/2025 |
| Redwood Capital Bank MMA $10k | 0.75% | 0.75% | $1 | 6/12/2025 |
| First Internet Bank of Indiana Savings | 0.81% | 0.80% | $0 | 6/10/2025 |
| Goldwater Bank MMA | 1.00% | 1.00% | $0 | 6/10/2025 |
| America First FCU MMA | 1.00% | 1.00% | $0 | 6/10/2025 |
| Goldwater Bank Savings | 1.00% | 1.00% | $0 | 6/10/2025 |
| Armed Forces Bank MMA | 1.00% | 1.00% | $0 | 6/13/2025 |
| KS StateBank MMA | 1.00% | 1.00% | $2,500 | 6/10/2025 |
| BECU MMA $10k | 1.00% | 1.00% | $10,000 | 6/10/2025 |
| KS StateBank MMA $10k | 1.00% | 1.00% | $2,500 | 6/10/2025 |
| The Golden 1 CU MMA $10k | 1.00% | 1.00% | $10,000 | 6/9/2025 |
| Gateway Bank FSB MMA $10k | 1.10% | 1.09% | $10,000 | 6/11/2025 |
| VioBank Savings | 1.10% | 1.09% | $0 | 6/10/2025 |
| Chime Savings | 1.25% | 1.24% | $0 | 6/10/2025 |
| America First FCU MMA $10k | 1.30% | 1.29% | $10,000 | 6/10/2025 |
| BanescoUSA Savings | 1.35% | 1.34% | $300 | 6/10/2025 |
| BankFive Savings | 1.50% | 1.49% | $100 | 6/10/2025 |
| BankPurely Savings | 1.50% | 1.49% | $100 | 6/10/2025 |
| iGObanking Savings | 1.50% | 1.49% | $0 | 6/10/2025 |
| CIT Bank MMA | 1.55% | 1.54% | $100 | 6/12/2025 |
| EverBank MMA | 2.02% | 2.00% | $0 | 6/13/2025 |
| Luana Savings Bank MMA | 2.43% | 2.40% | $0 | 6/10/2025 |
| Varo Bank Savings | 2.50% | 2.47% | $0 | 6/10/2025 |
| NBKC Bank MMA | 3.00% | 2.96% | $0 | 6/10/2025 |
| Star One Credit Union MMA $10k | 3.25% | 3.20% | $50 | 6/9/2025 |
| Beal Bank MMA $10k | 3.25% | 3.20% | $1,000 | 6/13/2025 |
| First National Bank of America Savings | 3.25% | 3.20% | $1,000 | 6/10/2025 |
| Beal Bank MMA | 3.25% | 3.20% | $1,000 | 6/13/2025 |
| Star One Credit Union MMA | 3.25% | 3.20% | $50 | 6/9/2025 |
| Star One Credit Union Savings | 3.25% | 3.20% | $5 | 6/9/2025 |
| FNBO Savings | 3.35% | 3.30% | $0 | 6/10/2025 |
| LendingClub Savings | 3.40% | 3.35% | $0 | 6/10/2025 |
| Discover Bank MMA | 3.50% | 3.44% | $0 | 6/15/2025 |
| Emigrant Direct Savings | 3.50% | 3.44% | $0 | 6/11/2025 |
| BMO Alto Savings | 3.60% | 3.54% | $0 | 6/10/2025 |
| FNBO MMA | 3.60% | 3.54% | $0 | 6/10/2025 |
| Ally MMA | 3.60% | 3.54% | $0 | 6/10/2025 |
| Ally Savings | 3.60% | 3.54% | $0 | 6/10/2025 |
| American Express National Savings | 3.60% | 3.54% | $0 | 6/10/2025 |
| Discover Bank Savings | 3.60% | 3.54% | $0 | 6/15/2025 |
| First Internet Bank of Indiana MMA | 3.61% | 3.55% | $0 | 6/10/2025 |
| CitizensAccess Savings | 3.70% | 3.63% | $0 | 6/10/2025 |
| Quorum Federal Credit Union Savings | 3.75% | 3.69% | $0 | 6/10/2025 |
| MySavingsDirect Savings | 3.75% | 3.68% | $0 | 6/10/2025 |
| Valley Bank Savings | 3.75% | 3.68% | $0 | 6/10/2025 |
| DollarSavingsDirect Savings | 3.75% | 3.68% | $0 | 6/10/2025 |
| Beal Bank Savings | 3.75% | 3.70% | $500 | 6/13/2025 |
| WesternStateBank MMA | 3.75% | 3.75% | $0 | 6/15/2025 |
| Northern Bank and Trust Company MMA | 3.75% | 3.68% | $5,000 | 6/10/2025 |
| Laurel Road Savings | 3.80% | 3.73% | $0 | 6/10/2025 |
| Sallie Mae MMA | 3.85% | 3.78% | $0 | 6/15/2025 |
| iGObanking MMA $25k | 4.00% | 3.92% | $25,000 | 6/10/2025 |
| BankPurely MMA $25k | 4.00% | 3.93% | $25,000 | 6/10/2025 |
| VirtualBank, a division of First Horizon Bank MMA | 4.00% | 3.93% | $0 | 6/10/2025 |
| LimelightBank Savings | 4.00% | 3.92% | $0 | 6/10/2025 |
| Barclays Savings | 4.00% | 3.92% | $0 | 6/10/2025 |
| Morgan Stanley Private Bank Savings | 4.00% | 3.92% | $0 | 6/10/2025 |
| UFBDirect Savings | 4.01% | 3.93% | $0 | 6/10/2025 |
| UFBDirect MMA | 4.01% | 3.93% | $0 | 6/10/2025 |
| Salem Five Direct Savings | 4.01% | 3.94% | $0 | 6/10/2025 |
| Live Oak Bank Savings | 4.10% | 4.02% | $0 | 6/10/2025 |
| Barclays Savings | 4.10% | 4.10% | $0 | 6/15/2025 |
| CIBC Bank USA Savings | 4.11% | 4.04% | $0 | 6/15/2025 |
| BanescoUSA MMA $10k | 4.15% | 4.07% | $2,500 | 6/10/2025 |
| MYSafra Bank FSB MMA | 4.15% | 4.07% | $5,000 | 6/10/2025 |
| BanescoUSA MMA | 4.15% | 4.07% | $2,500 | 6/10/2025 |
| Bask Bank Savings | 4.20% | 4.11% | $0 | 6/10/2025 |
| Forbright Bank Savings | 4.25% | 4.16% | $0 | 6/10/2025 |
| TABBank Savings | 4.26% | 4.17% | $0 | 6/10/2025 |
| Bread Savings Savings | 4.30% | 4.21% | $0 | 6/10/2025 |
| Western Alliance Bank Savings | 4.30% | 4.21% | $0 | 6/10/2025 |
| My Banking Direct Savings | 4.30% | 4.30% | $1 | 6/15/2025 |
| VioBank MMA | 4.31% | 4.31% | $0 | 6/15/2025 |
| CFGCommunityBank MMA | 4.32% | 4.23% | $1,000 | 6/10/2025 |
| Newtek Bank Savings | 4.35% | 4.26% | $0 | 6/10/2025 |
| Primis Bank Savings | 4.35% | 4.27% | $0 | 6/10/2025 |
| Peak Bank Savings | 4.44% | 4.34% | $0 | 6/10/2025 |
1 APY stands for Annual Percentage Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
3 Not all banks are represented.
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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| Min for APY | $0 | ||
|---|---|---|---|
| APY | 4.30% | Rate as of | 6/15/2025 |
| Rate | 4.30% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.03% | Rate as of | 6/15/2025 |
| Rate | 0.03% | Type | Savings |
| Min for APY | $0 | ||
|---|---|---|---|
| APY | 3.60% | Rate as of | 6/15/2025 |
| Rate | 3.60% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 6/15/2025 |
| Rate | 0.01% | Type | Savings |
| Min for APY | $5,000 | ||
|---|---|---|---|
| APY | 4.00% | Rate as of | 6/15/2025 |
| Rate | 4.00% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.01% | Rate as of | 6/15/2025 |
| Rate | 0.01% | Type | Savings |
| Min for APY | $0 | ||
|---|---|---|---|
| APY | 4.20% | Rate as of | 6/15/2025 |
| Rate | 4.11% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.05% | Rate as of | 6/15/2025 |
| Rate | 0.05% | Type | Savings |
| Min for APY | $500 | ||
|---|---|---|---|
| APY | 4.30% | Rate as of | 6/15/2025 |
| Rate | 4.22% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.05% | Rate as of | 6/15/2025 |
| Rate | 0.05% | Type | Savings |
| Min for APY | $1,000 | ||
|---|---|---|---|
| APY | 4.25% | Rate as of | 6/15/2025 |
| Rate | 4.16% | Type | Savings |
| Min for APY | $25 | ||
|---|---|---|---|
| APY | 0.03% | Rate as of | 6/15/2025 |
| Rate | 0.03% | Type | Savings |
Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money