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Savings & MMA Rates

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Savings (Rate as of 9/20/2024)
4.25%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.16%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC
Savings (Rate as of 9/20/2024)
5.30%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 5.18%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC Earn our LevelUp rate with $250 in monthly deposits, plus no fees.
Savings (Rate as of 9/20/2024)
5.05%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.92%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC No monthly maintenance fee, $0 to open, easily grow your money
Savings (Rate as of 9/20/2024)
5.31%APY
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  • Min to Open: $500
  • Min to Earn APY: $0
  • Rate: 5.31%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC
Savings (Rate as of 9/20/2024)
4.50%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.50%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
Read Review
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Member FDIC
Savings (Rate as of 9/20/2024)
5.10%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.96%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC
Savings (Rate as of 9/20/2024)
4.73%APY
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  • Min to Open: $25,000
  • Min to Earn APY: $25,000
  • Rate: 4.63%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC
Other Banks
Rates as of September 20th, 2024
Banks & Reviews APY Rate Min to Earn APY
PNC Bank, NA (Savings $25k) 0.01% 0.01% $0
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
PNC Bank, NA (Savings) 0.01% 0.01% $0
USAA Federal Savings Bank (Savings) 0.01% 0.01% $0
Union Bank (Michigan) (Savings) 0.01% 0.01% $0
Amerant Bank (MMA) 0.01% 0.01% $0
Bank of Hope (Savings) 0.01% 0.01% $0
Bank of Hope (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $0
Amerant Bank (MMA $10k) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
PNC Bank, NA (Savings $10k) 0.01% 0.01% $0
Burke & Herbert Bank & Trust Company (MMA $10k) 0.01% 0.01% $0
PNC Bank, NA (MMA $10k) 0.02% 0.02% $0
PNC Bank, NA (MMA) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings) 0.02% 0.02% $0
Applied Bank (MMA) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $10k) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $0
PNC Bank, NA (MMA $25k) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $25k) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $25k) 0.03% 0.03% $0
Burke & Herbert Bank & Trust Company (MMA $25k) 0.03% 0.03% $0
First Federal Community Bank, NA (MMA) 0.04% 0.04% $0
America First FCU (Savings) 0.05% 0.05% $0
Farmers & Merchants Bank (Savings) 0.05% 0.05% $0
Washington Savings Bank (Savings) 0.05% 0.05% $0
Amerant Bank (Savings) 0.05% 0.05% $0
Applied Bank (Savings) 0.05% 0.05% $0
Burke & Herbert Bank & Trust Company (Savings) 0.05% 0.05% $0
Washington Savings Bank (MMA) 0.05% 0.05% $0
Burke & Herbert Bank & Trust Company (Savings $10k) 0.05% 0.05% $0
Burke & Herbert Bank & Trust Company (Savings $25k) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings $25k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings $10k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $0
Schools First FCU (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings) 0.10% 0.10% $0
Connexus Credit Union (Savings) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $25k) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $10k) 0.10% 0.10% $0
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings $25k) 0.10% 0.10% $0
Farmers & Merchants Bank (Savings $10k) 0.10% 0.10% $0
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $0
Farmers & Merchants Bank (Savings $25k) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
Connexus Credit Union (MMA) 0.25% 0.25% $0
Northpointe Bank (Savings) 0.25% 0.25% $0
Lone Star Bank (MMA) 0.25% 0.25% $0
Presidential Bank, FSB (MMA) 0.25% 0.25% $0
TAB Bank (MMA) 0.25% 0.25% $0
Axos Bank (MMA) 0.25% 0.25% $0
Northpointe Bank (MMA) 0.25% 0.25% $0
Axos Bank (MMA $10k) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
WebBank (Savings) 0.25% 0.25% $0
First Horizon Bank (Savings) 0.30% 0.30% $0
First Horizon Bank (Savings $25k) 0.30% 0.30% $0
First Horizon Bank (Savings $10k) 0.30% 0.30% $0
Lone Star Bank (Savings) 0.30% 0.30% $0
Northpointe Bank (MMA $10k) 0.35% 0.34% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $0
Union Bank (Michigan) (MMA $25k) 0.40% 0.40% $0
Union Bank (Michigan) (MMA $10k) 0.40% 0.40% $0
First Federal Community Bank, NA (MMA $10k) 0.40% 0.40% $0
Union Bank (Michigan) (MMA) 0.40% 0.40% $0
GTE Financial Credit Union (MMA) 0.40% 0.40% $0
Charles Schwab Bank (Savings) 0.48% 0.48% $0
First Horizon Bank (MMA) 0.50% 0.50% $0
First Horizon Bank (MMA $25k) 0.50% 0.50% $0
First Federal Community Bank, NA (MMA $25k) 0.50% 0.50% $0
First Horizon Bank (MMA $10k) 0.50% 0.50% $0
Presidential Bank, FSB (Savings) 0.50% 0.50% $0
Boeing Employees Credit Union (Savings) 0.50% 0.50% $0
Axos Bank (Savings) 0.61% 0.61% $0
GTE Financial Credit Union (MMA $10k) 0.65% 0.65% $0
GTE Financial Credit Union (Savings) 0.75% 0.75% $0
FinWise Bank (MMA) 0.75% 0.75% $0
FinWise Bank (Savings) 0.75% 0.75% $0
Bethpage Federal Credit Union (MMA) 0.75% 0.75% $0
Schools First FCU (MMA) 0.75% 0.75% $0
Bethpage Federal Credit Union (MMA $10k) 0.75% 0.75% $0
Bethpage Federal Credit Union (MMA $25k) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
Amalgamated Bank (Savings) 0.81% 0.81% $0
Schools First FCU (MMA $25k) 1.00% 0.99% $0
Amalgamated Bank (MMA $10k) 1.00% 1.00% $0
Schools First FCU (MMA $10k) 1.00% 0.99% $0
Amalgamated Bank (MMA) 1.00% 1.00% $0
Boeing Employees Credit Union (MMA) 1.00% 1.00% $0
Banesco USA (Savings) 1.35% 1.34% $0
Bank5 Connect (Savings) 1.50% 1.49% $0
America First FCU (MMA) 1.50% 1.49% $0
BankPurely, a division of Flushing Bank (Savings) 1.50% 1.49% $0
FinWise Bank (MMA $10k) 1.51% 1.50% $0
CIT Bank, N.A (MMA) 1.55% 1.54% $0
America First FCU (MMA $10k) 1.70% 1.69% $0
Boeing Employees Credit Union (MMA $10k) 1.75% 1.74% $0
Amalgamated Bank (Savings $25k) 1.76% 1.75% $0
Amalgamated Bank (Savings $10k) 1.76% 1.75% $0
Synchrony Bank (MMA) 2.25% 2.22% $0
Varo Bank (Savings) 3.00% 2.96% $0
Northpointe Bank (Savings $25k) 3.25% 3.20% $0
Northpointe Bank (MMA $25k) 3.25% 3.20% $0
EverBank (MMA) 3.75% 3.68% $0
EverBank (MMA) 3.75% 3.68% $0
EverBank (MMA) 3.75% 3.68% $0
EverBank (MMA) 3.75% 3.68% $0
First Internet Bank of Indiana (MMA) 3.77% 3.70% $0
Discover Bank (MMA) 4.00% 3.92% $0
Ally Bank (Savings) 4.20% 4.11% $0
Discover Bank (Savings) 4.20% 4.11% $0
Ally Bank (MMA) 4.20% 4.11% $0
Quorum Federal Credit Union (Savings) 4.25% 4.17% $0
Capital One (Savings) 4.25% 4.25% $0
Live Oak Bank (Savings) 4.40% 4.31% $0
Sallie Mae Bank (Savings) 4.50% 4.40% $0
Synchrony Bank (Savings) 4.50% 4.50% $0
Morgan Stanley Private Bank (Savings) 4.50% 4.40% $0
Citizens Access (Savings) 4.50% 4.40% $0
Synchrony Bank (Savings) 4.50% 4.40% $0
Quontic Bank (Savings) 4.50% 4.40% $0
Sallie Mae (MMA) 4.55% 4.45% $0
iGOBanking.com (MMA $25k) 4.75% 4.64% $0
Rising Bank (Savings) 4.75% 4.65% $0
Valley Direct (Savings) 4.75% 4.64% $0
FNBO Direct (Savings) 4.75% 4.65% $0
BankPurely, a division of Flushing Bank (MMA) 4.78% 4.67% $0
CIT Bank, N.A (Savings) 4.85% 4.74% $0
Western State Bank (MMA) 4.85% 4.74% $0
Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) 4.95% 4.84% $0
Quontic Bank (MMA) 5.00% 4.88% $0
CIBC Bank USA (Savings) 5.01% 4.90% $0
Popular Direct (Savings) 5.01% 4.89% $0
Salem Five Direct (Savings) 5.01% 4.89% $0
TAB Bank (Savings) 5.02% 4.90% $0
Jenius Bank (Savings) 5.05% 4.93% $0
Primis Bank (Savings) 5.07% 4.95% $0
Bread Savings (Savings) 5.10% 4.97% $0
UFB Direct (MMA) 5.15% 5.02% $0
UFB Direct (Savings) 5.15% 5.02% $0
CFG Community Bank (MMA) 5.19% 5.06% $0
Patriot Bank (Savings) 5.25% 5.25% $1
Banesco USA (MMA) 5.25% 5.12% $0
MyBankingDirect (Savings) 5.25% 5.12% $0
VirtualBank, a division of First Horizon Bank (MMA) 5.25% 5.13% $0
Forbright Bank (Savings) 5.30% 5.30% $0
BrioDirect (Savings) 5.30% 5.16% $0
Vio Bank (MMA) 5.30% 5.16% $0
Peak Bank (Savings) 5.33% 5.33% $0
Poppy Bank (Savings) 5.50% 5.35% $1,000

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.