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| Banks & Reviews | APY | Rate | Min Balance for APY |
|---|---|---|---|
| PNC Bank, NA (Savings $25k) | 0.01% | 0.01% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.01% | 0.01% | $10,000 |
| PNC Bank, NA (Savings $10k) | 0.01% | 0.01% | $10,000 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Amerant Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $500 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $100 |
| Amerant Bank (MMA) | 0.01% | 0.01% | $100 |
| USAA Federal Savings Bank (Savings) | 0.01% | 0.01% | $25 |
| PNC Bank, NA (Savings) | 0.01% | 0.01% | $1 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (MMA $10k) | 0.02% | 0.02% | $10,000 |
| PNC Bank, NA (MMA) | 0.02% | 0.02% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| First Federal Community Bank, NA (Savings) | 0.02% | 0.02% | $100 |
| First Federal Community Bank, NA (Savings $10k) | 0.02% | 0.02% | $10,000 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $10,000 |
| PNC Bank, NA (MMA $25k) | 0.02% | 0.02% | $25,000 |
| First Federal Community Bank, NA (Savings $25k) | 0.02% | 0.02% | $25,000 |
| The Home Loan Savings Bank (MMA $25k) | 0.03% | 0.03% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $25,000 |
| First Federal Community Bank, NA (MMA) | 0.04% | 0.04% | $100 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Farmers & Merchants Bank (Savings) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| Amerant Bank (Savings) | 0.05% | 0.05% | $50 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $50 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $50 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Burke & Herbert Bank & Trust Company (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Burke & Herbert Bank & Trust Company (Savings $25k) | 0.05% | 0.05% | $25,000 |
| The Home Loan Savings Bank (Savings $25k) | 0.07% | 0.07% | $25,000 |
| The Home Loan Savings Bank (Savings $10k) | 0.07% | 0.07% | $10,000 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $5 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Farmers & Merchants Bank (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Farmers & Merchants Bank (Savings $25k) | 0.15% | 0.15% | $25,000 |
| Union Bank (Michigan) (Savings $10k) | 0.15% | 0.15% | $10,000 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Union Bank (Michigan) (Savings $25k) | 0.20% | 0.20% | $25,000 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $250 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| TAB Bank (MMA) | 0.25% | 0.25% | $25 |
| Axos Bank (MMA) | 0.25% | 0.25% | $1,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Axos Bank (MMA $10k) | 0.25% | 0.25% | $10,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| First Horizon Bank (Savings $25k) | 0.30% | 0.30% | $25,000 |
| First Horizon Bank (Savings $10k) | 0.30% | 0.30% | $10,000 |
| First Horizon Bank (Savings) | 0.30% | 0.30% | $50 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $10,000 |
| GTE Financial Credit Union (MMA) | 0.40% | 0.40% | $1 |
| First Federal Community Bank, NA (MMA $10k) | 0.40% | 0.40% | $10,000 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $200 |
| Union Bank (Michigan) (MMA $25k) | 0.45% | 0.45% | $25,000 |
| Union Bank (Michigan) (MMA $10k) | 0.45% | 0.45% | $10,000 |
| Union Bank (Michigan) (MMA) | 0.45% | 0.45% | $5,000 |
| Charles Schwab Bank (Savings) | 0.48% | 0.48% | $0 |
| First Horizon Bank (MMA) | 0.50% | 0.50% | $50 |
| First Horizon Bank (MMA $25k) | 0.50% | 0.50% | $25,000 |
| First Federal Community Bank, NA (MMA $25k) | 0.50% | 0.50% | $25,000 |
| First Horizon Bank (MMA $10k) | 0.50% | 0.50% | $10,000 |
| Presidential Bank, FSB (Savings) | 0.50% | 0.50% | $500 |
| Boeing Employees Credit Union (Savings) | 0.50% | 0.50% | $1 |
| Axos Bank (Savings) | 0.61% | 0.61% | $250 |
| GTE Financial Credit Union (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $2,000 |
| FinWise Bank (MMA) | 0.75% | 0.75% | $1,000 |
| FinWise Bank (Savings) | 0.75% | 0.75% | $500 |
| GTE Financial Credit Union (Savings) | 0.75% | 0.75% | $100 |
| Amalgamated Bank (Savings) | 0.81% | 0.81% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $25 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $10,000 |
| Amalgamated Bank (MMA) | 1.00% | 1.00% | $100 |
| Bethpage Federal Credit Union (MMA) | 1.00% | 1.00% | $500 |
| Bethpage Federal Credit Union (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Bethpage Federal Credit Union (MMA $10k) | 1.00% | 1.00% | $10,000 |
| Amalgamated Bank (MMA $10k) | 1.00% | 1.00% | $10,000 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $25,000 |
| Boeing Employees Credit Union (MMA) | 1.00% | 1.00% | $1 |
| Vio Bank (Savings) | 1.10% | 1.09% | $100 |
| Banesco USA (Savings) | 1.35% | 1.34% | $300 |
| America First FCU (MMA) | 1.50% | 1.49% | $1 |
| BankPurely, a division of Flushing Bank (Savings) | 1.50% | 1.49% | $100 |
| Bank5 Connect (Savings) | 1.50% | 1.49% | $100 |
| FinWise Bank (MMA $10k) | 1.51% | 1.50% | $10,000 |
| CIT Bank, N.A (MMA) | 1.55% | 1.54% | $100 |
| America First FCU (MMA $10k) | 1.70% | 1.69% | $10,000 |
| Boeing Employees Credit Union (MMA $10k) | 1.75% | 1.74% | $10,000 |
| Amalgamated Bank (Savings $25k) | 1.76% | 1.75% | $25,000 |
| Amalgamated Bank (Savings $10k) | 1.76% | 1.75% | $10,000 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $1 |
| Varo Bank (Savings) | 3.00% | 2.96% | $1 |
| Northpointe Bank (Savings $25k) | 3.25% | 3.20% | $25,000 |
| Northpointe Bank (MMA $25k) | 3.25% | 3.20% | $25,000 |
| EverBank (MMA) | 3.75% | 3.68% | $25,000 |
| EverBank (MMA) | 3.75% | 3.68% | $10,000 |
| EverBank (MMA) | 3.75% | 3.68% | $500 |
| EverBank (MMA) | 3.75% | 3.68% | $0 |
| First Internet Bank of Indiana (MMA) | 3.77% | 3.70% | $100 |
| Discover Bank (MMA) | 4.00% | 3.92% | $0 |
| Ally Bank (Savings) | 4.20% | 4.11% | $0 |
| Ally Bank (MMA) | 4.20% | 4.11% | $0 |
| Quorum Federal Credit Union (Savings) | 4.25% | 4.17% | $1 |
| American Express National Bank (Savings) | 4.25% | 4.16% | $1 |
| Capital One (Savings) | 4.25% | 4.16% | $0 |
| Discover Bank (Savings) | 4.25% | 4.16% | $0 |
| Barclays (Savings) | 4.35% | 4.35% | $0 |
| Live Oak Bank (Savings) | 4.40% | 4.31% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.50% | 4.40% | $0 |
| Sallie Mae Bank (Savings) | 4.50% | 4.40% | $0 |
| Citizens Access (Savings) | 4.50% | 4.40% | $1 |
| Quontic Bank (Savings) | 4.50% | 4.40% | $100 |
| SoFi (Savings) | 4.60% | 4.60% | $0 |
| Sallie Mae Bank (MMA) | 4.65% | 4.55% | $0 |
| Valley Direct (Savings) | 4.75% | 4.64% | $1 |
| FNBO Direct (Savings) | 4.75% | 4.65% | $1 |
| Synchrony Bank (Savings) | 4.75% | 4.64% | $1 |
| Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) | 4.95% | 4.84% | $5,000 |
| VirtualBank, a division of First Horizon Bank (MMA) | 5.00% | 4.89% | $100 |
| LendingClub (Savings) | 5.00% | 5.00% | $0 |
| Rising Bank (Savings) | 5.00% | 4.89% | $1,000 |
| Quontic Bank (MMA) | 5.00% | 4.88% | $100 |
| CIBC Bank USA (Savings) | 5.01% | 4.89% | $1,000 |
| Salem Five Direct (Savings) | 5.01% | 4.89% | $10 |
| BankPurely, a division of Flushing Bank (MMA) | 5.05% | 4.93% | $25,000 |
| Popular Direct (Savings) | 5.05% | 4.93% | $100 |
| Primis Bank (Savings) | 5.07% | 4.95% | $1 |
| Western State Bank (MMA) | 5.15% | 5.02% | $5,000 |
| Banesco USA (MMA) | 5.25% | 5.12% | $2,500 |
| CFG Community Bank (MMA) | 5.25% | 5.12% | $1,000 |
| Jenius Bank (Savings) | 5.25% | 5.25% | $0 |
| UFB Direct (MMA) | 5.25% | 5.12% | $0 |
| UFB Direct (Savings) | 5.25% | 5.12% | $0 |
| TAB Bank (Savings) | 5.27% | 5.14% | $0 |
| Forbright Bank (Savings) | 5.30% | 5.30% | $0 |
| BrioDirect (Savings) | 5.30% | 5.16% | $5,000 |
| Vio Bank (MMA) | 5.30% | 5.16% | $100 |
| Western Alliance Bank (Savings) | 5.36% | 5.23% | $500 |
| MyBankingDirect (Savings) | 5.55% | 5.40% | $500 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
