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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| PNC Bank NA (savings_jumbo 10000) | 0.01% | 0.01% | $1 |
| Premier Bank (MMA) | 0.01% | 0.01% | $1,000 |
| ED (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank NA (Savings) | 0.01% | 0.01% | $0 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Union Bank (Michigan) (Savings) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| US Bank (MMA) | 0.01% | 0.01% | $100 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (mma_jumbo 10000) | 0.01% | 0.01% | $100,000 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $10,000 |
| ED (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Premier Bank (MMA $10k) | 0.01% | 0.01% | $1,000 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $0 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| PNC Bank NA (MMA $10k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $2,500 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $25k) | 0.02% | 0.02% | $1 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Republic Bank and Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Florence Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| Florence Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Wayne Savings Community Bank (MMA) | 0.05% | 0.05% | $0 |
| Wayne Savings Community Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 0.08% | 0.08% | $10,000 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $0 |
| Union Bank (Michigan) (Savings $10k) | 0.10% | 0.10% | $0 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $100 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $1,000 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Republic Bank and Trust Company (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Republic Bank and Trust Company (MMA $10k) | 0.15% | 0.15% | $0 |
| Florence Savings Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Union Bank (Michigan) (Savings $25k) | 0.15% | 0.15% | $0 |
| Bethpage Federal Credit Union (MMA $25k) | 0.20% | 0.20% | $0 |
| Bethpage Federal Credit Union (MMA $10k) | 0.20% | 0.20% | $0 |
| Illinois National Bank (MMA) | 0.20% | 0.20% | $1,000 |
| Bethpage Federal Credit Union (MMA) | 0.20% | 0.20% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| First National Bank of Pennsylvania (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings) | 0.25% | 0.25% | $0 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $10k) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $25k) | 0.25% | 0.25% | $0 |
| Illinois National Bank (MMA $10k) | 0.30% | 0.30% | $10,000 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| First Horizon Bank (MMA $25k) | 0.35% | 0.35% | $0 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| First Horizon Bank (MMA $10k) | 0.35% | 0.35% | $0 |
| First Horizon Bank (MMA) | 0.35% | 0.35% | $0 |
| BECU (Savings) | 0.35% | 0.35% | $0 |
| Bank of Springfield (MMA) | 0.40% | 0.40% | $2,500 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Bank of Springfield (MMA $10k) | 0.40% | 0.40% | $2,500 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $0 |
| FinWise Bank (Savings) | 0.40% | 0.40% | $0 |
| Security Bank SB (MMA $10k) | 0.45% | 0.45% | $2,500 |
| Security Bank SB (MMA) | 0.45% | 0.45% | $2,500 |
| 5 Star Bank (MMA) | 0.50% | 0.50% | $1,000 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| First National Bank of Pennsylvania (MMA $10k) | 0.58% | 0.50% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Amalgamated Bank (MMA $10k) | 0.65% | 0.65% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| FinWise Bank (MMA) | 0.65% | 0.65% | $0 |
| Amalgamated Bank (MMA) | 0.65% | 0.65% | $0 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| United Community Bank 8287 (MMA) | 1.00% | 1.00% | $2,500 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| EverBank (MMA) | 1.00% | 0.99% | $0 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| 5 Star Bank (Savings) | 1.13% | 1.12% | $0 |
| BECU (MMA $10k) | 1.26% | 1.25% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| Amalgamated Bank (Savings) | 1.41% | 1.40% | $0 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| United Community Bank 8287 (MMA $10k) | 1.66% | 1.65% | $10,000 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 3.00% | 2.96% | $1,000 |
| Bank of Hope (mma_jumbo 10000) | 3.25% | 3.20% | $100,000 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| LendingClub (Savings) | 3.70% | 3.63% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Discover Bank (Savings) | 3.75% | 3.68% | $0 |
| FNBO (Savings $10k) | 3.75% | 3.69% | $0 |
| FNBO (Savings) | 3.75% | 3.69% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Ally (MMA) | 3.80% | 3.73% | $0 |
| Capital One (Savings) | 3.80% | 3.80% | $0 |
| Ally (mma_jumbo 0) | 3.80% | 3.73% | $0 |
| American Express National (Savings) | 3.80% | 3.73% | $0 |
| Ally (Savings) | 3.80% | 3.73% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Quorum Federal Credit Union (Savings) | 3.85% | 3.78% | $0 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| Sallie Mae (Savings) | 4.00% | 3.92% | $0 |
| Sallie Mae (MMA) | 4.00% | 3.92% | $0 |
| SoFi (Savings) | 4.00% | 4.00% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| Barclays (Savings) | 4.00% | 3.92% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| Sallie Mae (mma_jumbo 10000) | 4.00% | 3.92% | $0 |
| Sallie Mae (Savings $10k) | 4.00% | 3.92% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| Salem Five Direct (Savings) | 4.01% | 3.93% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Synchrony Bank (Savings) | 4.10% | 4.10% | $0 |
| BMO Alto (Savings) | 4.10% | 4.02% | $0 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Synchrony Bank (Savings) | 4.10% | 4.01% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| Northern Bank and Trust Company (MMA) | 4.25% | 4.16% | $500 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| AlumniFi Credit Union (Savings) | 4.25% | 4.25% | $0 |
| Langley FCU (Savings) | 4.25% | 4.25% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| CIT Bank (Savings) | 4.35% | 4.35% | $5,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| CIT Bank (Savings) | 4.35% | 4.26% | $0 |
| CFGCommunityBank (MMA) | 4.37% | 4.28% | $1,000 |
| CIBC Bank USA (Savings) | 4.38% | 4.29% | $1 |
| MidWest BankCentre (Savings) | 4.40% | 4.32% | $1,000 |
| Western Alliance Bank (Savings) | 4.40% | 4.40% | $0 |
| EverBank (Savings) | 4.40% | 4.30% | $0 |
| MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) | 4.45% | 4.35% | $1 |
| VioBank (MMA) | 4.46% | 4.46% | $0 |
| BanescoUSA (MMA) | 4.50% | 4.40% | $300 |
| Poppy Bank (Savings) | 4.50% | 4.40% | $1,000 |
| Bread Savings (Savings) | 4.50% | 4.50% | $0 |
| LendingClub (Savings) | 4.50% | 4.41% | $0 |
| Popular Direct (Savings) | 4.60% | 4.50% | $100 |
| Openbank (Savings) | 4.75% | 4.65% | $500 |
| QuonticBank (MMA) | 4.75% | 4.64% | $0 |
| BrioDirect (Savings) | 4.75% | 4.64% | $0 |
| Peak Bank (Savings) | 4.75% | 4.75% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
