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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| PNC Bank NA (savings_jumbo 10000) | 0.01% | 0.01% | $1 |
| Premier Bank (MMA) | 0.01% | 0.01% | $1,000 |
| ED (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank NA (Savings) | 0.01% | 0.01% | $0 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Union Bank (Michigan) (Savings) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| Synovus Bank (MMA) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $100 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (mma_jumbo 10000) | 0.01% | 0.01% | $100,000 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Synovus Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| ED (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Premier Bank (MMA $10k) | 0.01% | 0.01% | $1,000 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $0 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $10k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $2,500 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $25k) | 0.02% | 0.02% | $1 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Republic Bank and Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Florence Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $25 |
| Pendleton Community Bank, Inc. (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| Florence Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Wayne Savings Community Bank (MMA) | 0.05% | 0.05% | $0 |
| Pendleton Community Bank, Inc. (Savings $10k) | 0.05% | 0.05% | $0 |
| Wayne Savings Community Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Pendleton Community Bank, Inc. (Savings $25k) | 0.05% | 0.05% | $0 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 0.08% | 0.08% | $10,000 |
| Old National Bank (MMA) | 0.08% | 0.08% | $0 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $0 |
| Union Bank (Michigan) (Savings $10k) | 0.10% | 0.10% | $0 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $100 |
| The Community Bank (MMA) | 0.15% | 0.15% | $0 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $1,000 |
| Republic Bank and Trust Company (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Republic Bank and Trust Company (MMA $10k) | 0.15% | 0.15% | $0 |
| Florence Savings Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Old National Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Union Bank (Michigan) (Savings $25k) | 0.15% | 0.15% | $0 |
| Bethpage Federal Credit Union (MMA) | 0.20% | 0.20% | $0 |
| Bethpage Federal Credit Union (MMA $10k) | 0.20% | 0.20% | $0 |
| Bethpage Federal Credit Union (MMA $25k) | 0.20% | 0.20% | $0 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings) | 0.25% | 0.25% | $0 |
| First National Bank of Pennsylvania (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $25k) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $10k) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $0 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| First Horizon Bank (MMA $25k) | 0.35% | 0.35% | $0 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| First Federal Savings and Loan Association of Lakewood (MMA $10k) | 0.35% | 0.35% | $10,000 |
| First Horizon Bank (MMA $10k) | 0.35% | 0.35% | $0 |
| First Horizon Bank (MMA) | 0.35% | 0.35% | $0 |
| BECU (Savings) | 0.35% | 0.35% | $0 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $0 |
| FinWise Bank (Savings) | 0.40% | 0.40% | $0 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| 5 Star Bank (MMA) | 0.50% | 0.50% | $1,000 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| First National Bank of Pennsylvania (MMA $10k) | 0.58% | 0.50% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| Amalgamated Bank (MMA) | 0.65% | 0.65% | $0 |
| Amalgamated Bank (MMA $10k) | 0.65% | 0.65% | $0 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| FinWise Bank (MMA) | 0.65% | 0.65% | $0 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| EverBank (MMA) | 1.00% | 0.99% | $0 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| 5 Star Bank (Savings) | 1.13% | 1.12% | $0 |
| BECU (MMA $10k) | 1.26% | 1.25% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| Amalgamated Bank (Savings) | 1.41% | 1.40% | $0 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $0 |
| The Community Bank (MMA $10k) | 2.25% | 2.23% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| Pendleton Community Bank, Inc. (MMA $25k) | 2.69% | 2.65% | $0 |
| First National Bank of America (Savings) | 3.00% | 2.96% | $1,000 |
| Bank of Hope (mma_jumbo 10000) | 3.25% | 3.20% | $100,000 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| LendingClub (Savings) | 3.70% | 3.63% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| FNBO (Savings) | 3.75% | 3.69% | $0 |
| Discover Bank (Savings) | 3.75% | 3.68% | $0 |
| FNBO (Savings $10k) | 3.75% | 3.69% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Ally (MMA) | 3.80% | 3.73% | $0 |
| Capital One (Savings) | 3.80% | 3.80% | $0 |
| Ally (mma_jumbo 0) | 3.80% | 3.73% | $0 |
| Ally (Savings) | 3.80% | 3.73% | $0 |
| American Express National (Savings) | 3.80% | 3.73% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Quorum Federal Credit Union (Savings) | 3.85% | 3.78% | $0 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| Sallie Mae (Savings) | 4.00% | 3.92% | $0 |
| Sallie Mae (MMA) | 4.00% | 3.92% | $0 |
| SoFi (Savings) | 4.00% | 4.00% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| Barclays (Savings) | 4.00% | 3.92% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| Sallie Mae (mma_jumbo 10000) | 4.00% | 3.92% | $0 |
| Sallie Mae (Savings $10k) | 4.00% | 3.92% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| Salem Five Direct (Savings) | 4.01% | 3.93% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| BMO Alto (Savings) | 4.10% | 4.02% | $0 |
| Synchrony Bank (Savings) | 4.10% | 4.10% | $0 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Synchrony Bank (Savings) | 4.10% | 4.01% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| Northern Bank and Trust Company (MMA) | 4.25% | 4.16% | $500 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| AlumniFi Credit Union (Savings) | 4.25% | 4.25% | $0 |
| Langley FCU (Savings) | 4.25% | 4.25% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| EverBank (Savings) | 4.30% | 4.30% | $0 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| CIT Bank (Savings) | 4.35% | 4.35% | $5,000 |
| Western Alliance Bank (Savings) | 4.35% | 4.35% | $0 |
| CIT Bank (Savings) | 4.35% | 4.26% | $0 |
| CFGCommunityBank (MMA) | 4.37% | 4.28% | $1,000 |
| CIBC Bank USA (Savings) | 4.38% | 4.29% | $1 |
| MidWest BankCentre (Savings) | 4.40% | 4.32% | $1,000 |
| Western Alliance Bank (Savings) | 4.40% | 4.30% | $0 |
| MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) | 4.45% | 4.35% | $1 |
| VioBank (MMA) | 4.46% | 4.46% | $0 |
| BanescoUSA (MMA) | 4.50% | 4.40% | $300 |
| Poppy Bank (Savings) | 4.50% | 4.40% | $1,000 |
| Bread Savings (Savings) | 4.50% | 4.50% | $0 |
| Jenius Bank (Savings) | 4.50% | 4.40% | $0 |
| LendingClub (Savings) | 4.50% | 4.41% | $0 |
| Popular Direct (Savings) | 4.60% | 4.50% | $100 |
| QuonticBank (MMA) | 4.75% | 4.64% | $0 |
| Peak Bank (Savings) | 4.75% | 4.75% | $0 |
| Openbank (Savings) | 4.75% | 4.65% | $500 |
| BrioDirect (Savings) | 4.75% | 4.64% | $0 |
| First Federal Savings and Loan Association of Lakewood (Savings) | 5.00% | 0.05% | $10 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
