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Savings & MMA Rates

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Savings (Rate as of 3/9/2025)
3.70%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.63%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.
Savings (Rate as of 3/9/2025)
3.70%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.70%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 3/9/2025)
4.50%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.40%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Savings (Rate as of 3/9/2025)
4.30%APY
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  • Min to Open: $100
  • Min to Earn APY: $5,000
  • Rate: 4.30%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Promoted offer: Get up to a $300 Cash Bonus. See site for details.
Other Banks
Rates as of March 9th, 2025
Banks & Reviews APY Rate Min to Earn APY
The Home Loan Savings Bank (MMA) 0.01% 0.01% $2,500
The Park National Bank (Savings) 0.01% 0.01% $0
Bank of Hope (MMA) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
PNC Bank NA (Savings) 0.01% 0.01% $0
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
US Bank (MMA) 0.01% 0.01% $100
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
Bank of Hope (Savings) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
US Bank (MMA $10k) 0.01% 0.01% $10,000
Citizens Bank NA (MMA $10k) 0.01% 0.01% $10,000
Citizens Bank NA (mma_jumbo 10000) 0.01% 0.01% $100,000
PNC Bank NA (savings_jumbo 10000) 0.01% 0.01% $1
Premier Bank (MMA) 0.01% 0.01% $1,000
Premier Bank (MMA $10k) 0.01% 0.01% $1,000
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
PNC Bank NA (MMA) 0.02% 0.02% $1
Comerica Bank (MMA) 0.02% 0.02% $1
PNC Bank NA (MMA) 0.02% 0.02% $1
Applied Bank (MMA) 0.02% 0.02% $0
PNC Bank NA (MMA $10k) 0.02% 0.02% $1
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $2,500
Comerica Bank (MMA $10k) 0.02% 0.02% $1
PNC Bank NA (MMA $25k) 0.02% 0.02% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA) 0.05% 0.05% $5,000
Washington Savings Bank (MMA) 0.05% 0.05% $0
Main Street Bank Corp (MMA) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA $10k) 0.05% 0.05% $5,000
Applied Bank (Savings) 0.05% 0.05% $0
Luana Savings Bank (Savings) 0.05% 0.05% $0
Citizens Trust Bank (Savings) 0.05% 0.05% $100
Washington Savings Bank (Savings) 0.05% 0.05% $0
Northwest Bank (MMA) 0.05% 0.05% $25
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $25
First Federal Savings and Loan Association of Lakewood (Savings) 0.05% 0.05% $10
Republic Bank and Trust Company (Savings) 0.05% 0.05% $0
America First FCU (Savings) 0.05% 0.05% $1
The Park National Bank (MMA) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $50
First Federal Svgs and LA of Lorain (MMA $10k) 0.08% 0.08% $10,000
Old National Bank (MMA) 0.08% 0.08% $0
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Buckeye Community Bank (MMA) 0.10% 0.10% $0
Connexus Credit Union (Savings) 0.10% 0.10% $100
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
North Valley Bank (Savings) 0.15% 0.15% $1,000
Charles Schwab Bank (Savings) 0.15% 0.15% $0
Charles Schwab Bank (savings_jumbo 0) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
The Hocking Valley Bank (Savings) 0.15% 0.15% $100
The Community Bank (MMA) 0.15% 0.15% $0
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Republic Bank and Trust Company (MMA) 0.15% 0.15% $0
Civista Bank (MMA) 0.15% 0.15% $0
Northwest Bank (MMA $10k) 0.15% 0.15% $10,000
Civista Bank (MMA $10k) 0.15% 0.15% $0
Old National Bank (MMA $10k) 0.15% 0.15% $0
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $0
Guaranty Bank (MMA $10k) 0.20% 0.20% $0
Guaranty Bank (MMA) 0.20% 0.20% $0
AxosBank (MMA) 0.25% 0.25% $0
TABBank (MMA) 0.25% 0.25% $0
Do not use (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
North Valley Bank (MMA) 0.25% 0.25% $1,000
WebBank (Savings $10k) 0.25% 0.25% $1,000
WebBank (Savings) 0.25% 0.25% $1,000
Do not use (MMA) 0.25% 0.25% $2,500
KeyBank NA (MMA) 0.25% 0.25% $0
KeyBank NA (MMA $10k) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
AxosBank (MMA $10k) 0.25% 0.25% $0
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $0
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $2,500
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $2,500
Lone Star Bank (Savings) 0.30% 0.30% $0
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
Do not use (MMA $10k) 0.35% 0.34% $5,000
BECU (Savings) 0.35% 0.35% $0
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $0
GTEFinancial (MMA) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.41% 0.41% $0
5 Star Bank (MMA) 0.50% 0.50% $1,000
BECU (MMA) 0.50% 0.50% $0
Presidential Bank FSB (Savings) 0.50% 0.50% $500
Amalgamated Bank (MMA) 0.60% 0.60% $0
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (Savings) 0.75% 0.75% $100
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
KS StateBank (MMA $10k) 1.00% 1.00% $0
KS StateBank (MMA) 1.00% 1.00% $0
Goldwater Bank (MMA) 1.00% 1.00% $0
Goldwater Bank (Savings) 1.00% 1.00% $0
America First FCU (MMA) 1.00% 1.00% $1
VioBank (Savings) 1.10% 1.09% $100
5 Star Bank (Savings) 1.13% 1.12% $0
BECU (MMA $10k) 1.16% 1.15% $0
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
BankPurely (Savings) 1.50% 1.49% $100
BankFive (Savings) 1.50% 1.49% $100
CIT Bank (MMA) 1.55% 1.54% $100
Synchrony Bank (MMA) 2.00% 1.98% $0
Stride Bank (Savings) 2.00% 1.98% $0
EverBank (MMA) 2.02% 2.02% $0
The Community Bank (MMA $10k) 2.25% 2.23% $0
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
Wesbanco Bank Inc (MMA $10k) 3.25% 3.21% $1,000
Wesbanco Bank Inc (MMA) 3.25% 3.21% $1,000
FNBO (Savings $10k) 3.60% 3.54% $0
FNBO (Savings) 3.60% 3.54% $0
Live Oak Bank (Savings) 3.60% 3.60% $0
Discover Bank (MMA) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
Ally (MMA) 3.70% 3.63% $0
BMO Alto (Savings) 3.70% 3.63% $0
Ally (Savings) 3.70% 3.63% $0
CitizensAccess (Savings) 3.70% 3.63% $0
Discover Bank (Savings) 3.70% 3.63% $0
LendingClub (Savings) 3.70% 3.63% $0
Valley Bank (Savings) 3.75% 3.68% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
SoFi (Savings) 3.80% 3.80% $0
QuonticBank (Savings) 3.85% 3.78% $0
Sallie Mae (Savings $10k) 3.90% 3.83% $0
Sallie Mae (mma_jumbo 10000) 3.90% 3.83% $0
Sallie Mae (MMA) 3.90% 3.83% $0
Sallie Mae (Savings) 3.90% 3.83% $0
iGObanking (MMA $25k) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
WesternStateBank (MMA) 4.00% 3.92% $0
BanescoUSA (MMA) 4.00% 3.92% $300
DollarSavingsDirect (Savings) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 3.92% $0
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 4.00% $0
BankPurely (MMA $25k) 4.00% 3.92% $25,000
UFBDirect (Savings) 4.01% 3.93% $0
UFBDirect (MMA) 4.01% 3.93% $0
Salem Five Direct (Savings) 4.01% 3.94% $0
MySavingsDirect (Savings) 4.10% 4.02% $0
Barclays (Savings) 4.15% 4.15% $0
Live Oak Bank (Savings) 4.20% 4.11% $0
Langley FCU (Savings) 4.25% 4.25% $0
Forbright Bank (Savings) 4.25% 4.25% $0
AlumniFi Credit Union (Savings) 4.25% 4.25% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.25% 4.17% $0
QuonticBank (MMA) 4.25% 4.16% $0
Northern Bank and Trust Company (MMA) 4.25% 4.16% $500
TABBank (Savings) 4.26% 4.17% $0
CIBC Bank USA (Savings) 4.28% 4.20% $1
Western Alliance Bank (Savings) 4.30% 4.30% $0
Popular Direct (Savings) 4.30% 4.21% $100
EverBank (Savings) 4.30% 4.30% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
Primis Bank (Savings) 4.35% 4.26% $0
Bask Bank (Savings) 4.35% 4.25% $0
Openbank (Savings) 4.40% 4.31% $500
Rising Bank (Savings) 4.40% 4.32% $1,000
MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) 4.40% 4.31% $1
Bread Savings (Savings) 4.40% 4.40% $0
VioBank (MMA) 4.46% 4.46% $0
LendingClub (Savings) 4.50% 4.41% $0
Peak Bank (Savings) 4.54% 4.54% $0
BrioDirect (Savings) 4.55% 4.45% $0

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.