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Savings (Rate as of 11/17/2024)
4.00%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.92%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC
Savings (Rate as of 11/17/2024)
4.00%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.00%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 11/17/2024)
4.75%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.64%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC No monthly maintenance fee, $0 to open, easily grow your money
Other Banks
Rates as of November 17th, 2024
Banks & Reviews APY Rate Min to Earn APY
PNC Bank, NA (Savings $25k) 0.01% 0.01% $0
PNC Bank, NA (Savings $10k) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
Amerant Bank (MMA $10k) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $0
Bank of Hope (MMA) 0.01% 0.01% $0
Bank of Hope (Savings) 0.01% 0.01% $0
Amerant Bank (MMA) 0.01% 0.01% $0
Union Bank (Michigan) (Savings) 0.01% 0.01% $0
USAA Federal Savings Bank (Savings) 0.01% 0.01% $0
PNC Bank, NA (Savings) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
PNC Bank, NA (MMA $10k) 0.02% 0.02% $0
PNC Bank, NA (MMA) 0.02% 0.02% $0
Applied Bank (MMA) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $10k) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $0
PNC Bank, NA (MMA $25k) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $25k) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $25k) 0.03% 0.03% $0
First Federal Community Bank, NA (MMA) 0.04% 0.04% $0
America First FCU (Savings) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings) 0.05% 0.05% $0
Farmers & Merchants Bank (Savings) 0.05% 0.05% $0
Washington Savings Bank (Savings) 0.05% 0.05% $0
Amerant Bank (Savings) 0.05% 0.05% $0
Applied Bank (Savings) 0.05% 0.05% $0
Washington Savings Bank (MMA) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings $10k) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings $25k) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings $25k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings $10k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $0
Schools First FCU (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings) 0.10% 0.10% $0
Connexus Credit Union (Savings) 0.10% 0.10% $0
Farmers & Merchants Bank (Savings $10k) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $10k) 0.10% 0.10% $0
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings $25k) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $25k) 0.10% 0.10% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
Farmers & Merchants Bank (Savings $25k) 0.15% 0.15% $0
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $0
Republic Bank & Trust Company (MMA $25k) 0.20% 0.20% $0
Republic Bank & Trust Company (MMA $10k) 0.20% 0.20% $0
Republic Bank & Trust Company (MMA) 0.20% 0.20% $0
WebBank (Savings) 0.25% 0.25% $0
TAB Bank (MMA) 0.25% 0.25% $0
Northpointe Bank (Savings) 0.25% 0.25% $0
Lone Star Bank (MMA) 0.25% 0.25% $0
Presidential Bank, FSB (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $0
Axos Bank (MMA) 0.25% 0.25% $0
Northpointe Bank (MMA) 0.25% 0.25% $0
Union Bank (Michigan) (MMA) 0.25% 0.25% $0
Axos Bank (MMA $10k) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
Union Bank (Michigan) (MMA $10k) 0.25% 0.25% $0
Union Bank (Michigan) (MMA $25k) 0.25% 0.25% $0
Lone Star Bank (Savings) 0.30% 0.30% $0
First Horizon Bank (Savings) 0.30% 0.30% $0
First Horizon Bank (Savings $10k) 0.30% 0.30% $0
First Horizon Bank (Savings $25k) 0.30% 0.30% $0
Bethpage Federal Credit Union (MMA $25k) 0.35% 0.35% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $0
Northpointe Bank (MMA $10k) 0.35% 0.34% $0
Bethpage Federal Credit Union (MMA $10k) 0.35% 0.35% $0
Bethpage Federal Credit Union (MMA) 0.35% 0.35% $0
GTE Financial Credit Union (MMA) 0.40% 0.40% $0
First Horizon Bank (MMA $25k) 0.40% 0.40% $0
First Horizon Bank (MMA $10k) 0.40% 0.40% $0
First Federal Community Bank, NA (MMA $10k) 0.40% 0.40% $0
First Horizon Bank (MMA) 0.40% 0.40% $0
Boeing Employees Credit Union (Savings) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.46% 0.46% $0
First Federal Community Bank, NA (MMA $25k) 0.50% 0.50% $0
FinWise Bank (Savings) 0.50% 0.50% $0
Presidential Bank, FSB (Savings) 0.50% 0.50% $0
Boeing Employees Credit Union (MMA) 0.50% 0.50% $0
Axos Bank (Savings) 0.61% 0.61% $0
GTE Financial Credit Union (MMA $10k) 0.65% 0.65% $0
Amalgamated Bank (MMA) 0.65% 0.65% $0
Amalgamated Bank (MMA $10k) 0.65% 0.65% $0
Schools First FCU (MMA) 0.75% 0.75% $0
FinWise Bank (MMA) 0.75% 0.75% $0
GTE Financial Credit Union (Savings) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
Schools First FCU (MMA $25k) 1.00% 0.99% $0
Schools First FCU (MMA $10k) 1.00% 0.99% $0
America First FCU (MMA) 1.00% 1.00% $0
EverBank (MMA) 1.00% 0.99% $0
Vio Bank (Savings) 1.10% 1.09% $0
Boeing Employees Credit Union (MMA $10k) 1.26% 1.25% $0
America First FCU (MMA $10k) 1.30% 1.29% $0
Banesco USA (Savings) 1.35% 1.34% $0
Amalgamated Bank (Savings $25k) 1.41% 1.40% $0
Amalgamated Bank (Savings $10k) 1.41% 1.40% $0
BankPurely, a division of Flushing Bank (Savings) 1.50% 1.49% $0
Bank5 Connect (Savings) 1.50% 1.49% $0
FinWise Bank (MMA $10k) 1.51% 1.50% $0
CIT Bank, N.A (MMA) 1.55% 1.54% $0
Synchrony Bank (MMA) 2.25% 2.22% $0
Varo Bank (Savings) 3.00% 2.96% $0
Northpointe Bank (Savings $25k) 3.25% 3.20% $0
Northpointe Bank (MMA $25k) 3.25% 3.20% $0
First Internet Bank of Indiana (MMA) 3.77% 3.70% $0
Discover Bank (MMA) 3.80% 3.73% $0
Ally Bank (MMA) 4.00% 3.92% $0
Discover Bank (Savings) 4.00% 3.92% $0
Quorum Federal Credit Union (Savings) 4.00% 3.93% $0
Valley Direct (Savings) 4.00% 3.92% $0
Ally Bank (Savings) 4.00% 3.92% $0
Citizens Access (Savings) 4.15% 4.07% $0
Sallie Mae (Savings) 4.20% 4.11% $0
Sallie Mae (MMA) 4.20% 4.11% $0
BankPurely, a division of Flushing Bank (MMA) 4.25% 4.16% $0
Quontic Bank (Savings) 4.25% 4.16% $0
FNBO Direct (Savings) 4.25% 4.17% $0
Morgan Stanley Private Bank (Savings) 4.25% 4.16% $0
Synchrony Bank (Savings) 4.30% 4.21% $0
EverBank (MMA) 4.30% 4.21% $0
EverBank (MMA) 4.30% 4.21% $0
SoFi (Savings) 4.30% 4.30% $0
Synchrony Bank (Savings) 4.30% 4.30% $0
Live Oak Bank (Savings) 4.30% 4.21% $0
UFB Direct (MMA) 4.31% 4.22% $0
UFB Direct (Savings) 4.31% 4.22% $0
Western Alliance Bank (Savings) 4.46% 4.46% $0
Rising Bank (Savings) 4.50% 4.41% $0
Cash App (Savings) 4.50% 4.50% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.50% 4.41% $0
Western State Bank (MMA) 4.50% 4.40% $0
Banesco USA (MMA) 4.50% 4.40% $0
TAB Bank (Savings) 4.52% 4.42% $0
CIBC Bank USA (Savings) 4.61% 4.52% $0
Popular Direct (Savings) 4.65% 4.55% $0
CIT Bank, N.A (Savings) 4.70% 4.59% $0
Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) 4.75% 4.64% $0
Bread Savings (Savings) 4.75% 4.75% $0
Primis Bank (Savings) 4.75% 4.64% $0
CFG Community Bank (MMA) 4.80% 4.69% $0
Jenius Bank (Savings) 4.80% 4.69% $0
MyBankingDirect (Savings) 4.85% 4.74% $0
Vio Bank (MMA) 4.90% 4.78% $0
Openbank (Savings) 5.00% 4.89% $500
Quontic Bank (MMA) 5.00% 4.88% $0
Forbright Bank (Savings) 5.00% 5.00% $0
Poppy Bank (Savings) 5.00% 4.88% $1,000
BrioDirect (Savings) 5.00% 4.88% $0
LendingClub (Savings) 5.00% 4.89% $0
Peak Bank (Savings) 5.07% 5.07% $100
Patriot Bank (Savings) 5.10% 4.91% $1

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.