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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Premier Bank (MMA $10k) | 0.01% | 0.01% | $1,000 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank NA (Savings) | 0.01% | 0.01% | $1 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| US Bank (MMA) | 0.01% | 0.01% | $100 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Premier Bank (MMA) | 0.01% | 0.01% | $1,000 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Citizens Bank NA (mma_jumbo 10000) | 0.01% | 0.01% | $100,000 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| PNC Bank NA (savings_jumbo 10000) | 0.01% | 0.01% | $1 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $2,500 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $25k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $10k) | 0.02% | 0.02% | $1 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Republic Bank and Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $25 |
| Northwest Bank (MMA) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| Main Street Bank Corp (MMA) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Third Federal Savings and Loan Association of Cleveland (MMA) | 0.05% | 0.05% | $5,000 |
| Third Federal Savings and Loan Association of Cleveland (MMA $10k) | 0.05% | 0.05% | $5,000 |
| Main Street Bank Corp (MMA $10k) | 0.05% | 0.05% | $0 |
| First Federal Savings and Loan Association of Lakewood (Savings) | 0.05% | 0.05% | $10 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| Old National Bank (MMA) | 0.08% | 0.08% | $0 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 0.08% | 0.08% | $10,000 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| The Community Bank (MMA) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| First National Bank of Pennsylvania (MMA) | 0.15% | 0.15% | $0 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $0 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $100 |
| Civista Bank (MMA) | 0.15% | 0.15% | $2,500 |
| Republic Bank and Trust Company (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA $10k) | 0.15% | 0.15% | $2,500 |
| Old National Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Republic Bank and Trust Company (MMA $10k) | 0.15% | 0.15% | $0 |
| Northwest Bank (MMA $10k) | 0.15% | 0.15% | $10,000 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Guaranty Bank (MMA) | 0.20% | 0.20% | $0 |
| Guaranty Bank (MMA $10k) | 0.20% | 0.20% | $0 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $5,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| First National Bank of Pennsylvania (MMA $10k) | 0.25% | 0.25% | $0 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| The Citizens National Bank of Bluffton (MMA $10k) | 0.30% | 0.30% | $2,500 |
| The Citizens National Bank of Bluffton (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $0 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| First Federal Savings and Loan Association of Lakewood (MMA $10k) | 0.35% | 0.35% | $10,000 |
| 5 Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| Amalgamated Bank (MMA $10k) | 0.60% | 0.60% | $0 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| 5 Star Bank (Savings) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| BECU (MMA $10k) | 1.06% | 1.05% | $0 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.02% | $0 |
| The Community Bank (MMA $10k) | 2.25% | 2.23% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Wesbanco Bank Inc (MMA $10k) | 3.25% | 3.21% | $1,000 |
| Wesbanco Bank Inc (MMA) | 3.25% | 3.21% | $1,000 |
| LendingClub (Savings) | 3.50% | 3.44% | $0 |
| FNBO (Savings) | 3.60% | 3.54% | $0 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| Ally (MMA) | 3.70% | 3.63% | $0 |
| Capital One (Savings) | 3.70% | 3.70% | $0 |
| BMO Alto (Savings) | 3.70% | 3.63% | $0 |
| Ally (Savings) | 3.70% | 3.63% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Discover Bank (Savings) | 3.70% | 3.63% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| SoFi (Savings) | 3.80% | 3.80% | $0 |
| FNBO (MMA) | 3.81% | 3.74% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Sallie Mae (mma_jumbo 10000) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings $10k) | 3.90% | 3.83% | $0 |
| Sallie Mae (MMA) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings) | 3.90% | 3.83% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 4.00% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| BanescoUSA (MMA) | 4.00% | 3.92% | $300 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| Northern Bank and Trust Company (MMA) | 4.00% | 3.92% | $500 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| CIT Bank (Savings) | 4.10% | 4.10% | $5,000 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| Popular Direct (Savings) | 4.10% | 4.02% | $100 |
| CIT Bank (Savings) | 4.10% | 4.02% | $5,000 |
| Barclays (Savings) | 4.15% | 4.15% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Western Alliance Bank (Savings) | 4.25% | 4.16% | $0 |
| QuonticBank (MMA) | 4.25% | 4.16% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| CIBC Bank USA (Savings) | 4.28% | 4.20% | $1 |
| EverBank (Savings) | 4.30% | 4.21% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| Bask Bank (Savings) | 4.35% | 4.25% | $0 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| LendingClub (Savings) | 4.40% | 4.31% | $0 |
| My Banking Direct (Savings) | 4.40% | 4.31% | $1 |
| Rising Bank (Savings) | 4.40% | 4.32% | $1,000 |
| Bread Savings (Savings) | 4.40% | 4.40% | $0 |
| VioBank (MMA) | 4.41% | 4.41% | $0 |
| BrioDirect (Savings) | 4.50% | 4.40% | $0 |
| Peak Bank (Savings) | 4.54% | 4.54% | $0 |
| Patriot Bank (Savings) | 4.56% | 4.40% | $1 |
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
