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Sponsored Offers
Savings (Rate as of 2/22/2025)
3.70%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.70%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 2/22/2025)
4.50%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.40%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Savings (Rate as of 2/22/2025)
4.15%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.15%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: $200 Bonus w/ Tiered Savings Account and Qualifying Activities
Savings (Rate as of 2/22/2025)
4.30%APY
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  • Min to Open: $100
  • Min to Earn APY: $5,000
  • Rate: 4.30%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: CIT Bank, a division of First Citizens, 125+ years of experience.
Other Banks
Rates as of February 22nd, 2025
Banks & Reviews APY Rate Min to Earn APY
PNC Bank NA (savings_jumbo 10000) 0.01% 0.01% $1
Bank of Hope (Savings) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
PNC Bank NA (Savings) 0.01% 0.01% $0
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
US Bank (MMA) 0.01% 0.01% $100
The Park National Bank (Savings) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $2,500
Bank of Hope (MMA) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
US Bank (MMA $10k) 0.01% 0.01% $10,000
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
Citizens Bank NA (MMA $10k) 0.01% 0.01% $10,000
Citizens Bank NA (mma_jumbo 10000) 0.01% 0.01% $100,000
Applied Bank (MMA) 0.02% 0.02% $0
PNC Bank NA (MMA) 0.02% 0.02% $0
Comerica Bank (MMA) 0.02% 0.02% $1
PNC Bank NA (MMA) 0.02% 0.02% $1
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
Premier Bank (MMA) 0.02% 0.02% $1,000
PNC Bank NA (MMA $10k) 0.02% 0.02% $1
Premier Bank (MMA $10k) 0.02% 0.02% $1,000
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $2,500
PNC Bank NA (MMA $25k) 0.02% 0.02% $1
Comerica Bank (MMA $10k) 0.02% 0.02% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
America First FCU (Savings) 0.05% 0.05% $1
Luana Savings Bank (Savings) 0.05% 0.05% $0
Republic Bank and Trust Company (Savings) 0.05% 0.05% $0
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $25
Northwest Bank (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $0
Citizens Trust Bank (Savings) 0.05% 0.05% $100
Main Street Bank Corp (MMA) 0.05% 0.05% $0
Applied Bank (Savings) 0.05% 0.05% $0
The Park National Bank (MMA) 0.05% 0.05% $0
Washington Savings Bank (MMA) 0.05% 0.05% $0
Third FSLA of Cleveland MG (MMA) 0.05% 0.05% $5,000
Third FSLA of Cleveland MG (MMA $10k) 0.05% 0.05% $5,000
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $50
Old National Bank (MMA) 0.08% 0.08% $0
First Federal Svgs and LA of Lorain (MMA $10k) 0.08% 0.08% $10,000
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
Connexus Credit Union (Savings) 0.10% 0.10% $100
Buckeye Community Bank (MMA) 0.10% 0.10% $0
The Community Bank (MMA) 0.15% 0.15% $0
Charles Schwab Bank (savings_jumbo 0) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
North Valley Bank (Savings) 0.15% 0.15% $1,000
The Hocking Valley Bank (Savings) 0.15% 0.15% $100
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Republic Bank and Trust Company (MMA) 0.15% 0.15% $0
Civista Bank (MMA) 0.15% 0.15% $0
Old National Bank (MMA $10k) 0.15% 0.15% $0
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $0
Civista Bank (MMA $10k) 0.15% 0.15% $0
Northwest Bank (MMA $10k) 0.15% 0.15% $10,000
Guaranty Bank (MMA $10k) 0.20% 0.20% $0
Guaranty Bank (MMA) 0.20% 0.20% $0
AxosBank (MMA) 0.25% 0.25% $0
TABBank (MMA) 0.25% 0.25% $0
Do not use (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $0
North Valley Bank (MMA) 0.25% 0.25% $1,000
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
WebBank (Savings) 0.25% 0.25% $1,000
WebBank (Savings $10k) 0.25% 0.25% $1,000
Do not use (MMA) 0.25% 0.25% $2,500
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $0
KeyBank NA (MMA $10k) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
KeyBank NA (MMA) 0.25% 0.25% $0
AxosBank (MMA $10k) 0.25% 0.25% $0
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $2,500
Lone Star Bank (Savings) 0.30% 0.30% $0
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $2,500
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
Do not use (MMA $10k) 0.35% 0.34% $5,000
BECU (Savings) 0.35% 0.35% $0
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $0
GTEFinancial (MMA) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.41% 0.41% $0
BECU (MMA) 0.50% 0.50% $0
5 Star Bank (MMA) 0.50% 0.50% $1,000
Presidential Bank FSB (Savings) 0.50% 0.50% $500
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
Amalgamated Bank (MMA) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (Savings) 0.75% 0.75% $100
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
America First FCU (MMA) 1.00% 1.00% $1
Goldwater Bank (MMA) 1.00% 1.00% $0
Goldwater Bank (Savings) 1.00% 1.00% $0
KS StateBank (MMA) 1.00% 1.00% $0
KS StateBank (MMA $10k) 1.00% 1.00% $0
VioBank (Savings) 1.10% 1.09% $100
5 Star Bank (Savings) 1.13% 1.12% $0
BECU (MMA $10k) 1.16% 1.15% $0
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
BankFive (Savings) 1.50% 1.49% $100
BankPurely (Savings) 1.50% 1.49% $100
CIT Bank (MMA) 1.55% 1.54% $100
Stride Bank (Savings) 2.00% 1.98% $0
EverBank (MMA) 2.02% 2.02% $0
Synchrony Bank (MMA) 2.25% 2.22% $0
The Community Bank (MMA $10k) 2.25% 2.23% $0
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
Bank of Hope (mma_jumbo 10000) 3.25% 3.20% $100,000
Wesbanco Bank Inc (MMA $10k) 3.25% 3.21% $1,000
Wesbanco Bank Inc (MMA) 3.25% 3.21% $1,000
Live Oak Bank (Savings) 3.60% 3.60% $0
FNBO (Savings $10k) 3.60% 3.54% $0
FNBO (Savings) 3.60% 3.54% $0
Discover Bank (MMA) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
Ally (Savings) 3.70% 3.63% $0
Ally (MMA) 3.70% 3.63% $0
Ally (mma_jumbo 0) 3.70% 3.63% $0
American Express National (Savings) 3.70% 3.63% $0
American Express National (Savings) 3.70% 3.63% $0
CitizensAccess (Savings) 3.70% 3.63% $0
LendingClub (Savings) 3.70% 3.63% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
Discover Bank (Savings) 3.75% 3.68% $0
Valley Bank (Savings) 3.75% 3.68% $0
SoFi (Savings) 3.80% 3.80% $0
QuonticBank (Savings) 3.85% 3.78% $0
Sallie Mae (Savings $10k) 3.90% 3.83% $0
Sallie Mae (mma_jumbo 10000) 3.90% 3.83% $0
Sallie Mae (MMA) 3.90% 3.83% $0
Sallie Mae (Savings) 3.90% 3.83% $0
BanescoUSA (MMA) 4.00% 3.92% $300
Synchrony Bank (Savings) 4.00% 4.00% $0
BMO Alto (Savings) 4.00% 3.92% $0
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
DollarSavingsDirect (Savings) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 3.92% $0
WesternStateBank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
BankPurely (MMA $25k) 4.00% 3.92% $25,000
iGObanking (MMA $25k) 4.00% 3.92% $0
Salem Five Direct (Savings) 4.01% 3.94% $0
UFBDirect (Savings) 4.01% 3.93% $0
UFBDirect (MMA) 4.01% 3.93% $0
MySavingsDirect (Savings) 4.10% 4.02% $0
Live Oak Bank (Savings) 4.20% 4.11% $0
Langley FCU (Savings) 4.25% 4.25% $0
Forbright Bank (Savings) 4.25% 4.25% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.25% 4.17% $0
Northern Bank and Trust Company (MMA) 4.25% 4.16% $500
AlumniFi Credit Union (Savings) 4.25% 4.25% $0
Barclays (Savings) 4.25% 4.16% $0
TABBank (Savings) 4.26% 4.17% $0
CIBC Bank USA (Savings) 4.28% 4.20% $1
Western Alliance Bank (Savings) 4.30% 4.30% $0
Popular Direct (Savings) 4.30% 4.21% $100
EverBank (Savings) 4.30% 4.30% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
Bask Bank (Savings) 4.35% 4.25% $0
Peak Bank (Savings) 4.35% 4.35% $0
Primis Bank (Savings) 4.35% 4.26% $0
MidWest BankCentre (Savings) 4.40% 4.32% $1,000
Bread Savings (Savings) 4.40% 4.40% $0
MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) 4.45% 4.35% $1
VioBank (MMA) 4.46% 4.46% $0
Poppy Bank (Savings) 4.50% 4.40% $1,000
LendingClub (Savings) 4.50% 4.41% $0
BrioDirect (Savings) 4.55% 4.45% $0
QuonticBank (MMA) 4.75% 4.64% $0
Openbank (Savings) 4.75% 4.65% $500
Patriot Bank (Savings) 4.76% 4.59% $1
First Federal Savings and Loan Association of Lakewood (Savings) 5.00% 0.05% $10

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.