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Savings & MMA Rates

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Rates as of May 9th, 2025
Banks & Reviews APY Rate Min to Earn APY
Citizens Bank NA (MMA $10k) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
US Bank (MMA $10k) 0.01% 0.01% $0
Wesbanco Bank Inc (MMA $10k) 0.01% 0.01% $1,000
Bank of Hope (MMA) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $500
Wesbanco Bank Inc (MMA) 0.01% 0.01% $1,000
Bank of Hope (Savings) 0.01% 0.01% $0
US Bank (MMA) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
Connexus Credit Union (Savings) 0.02% 0.02% $100
PNC Bank NA (Savings) 0.02% 0.02% $1
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $10,000
Applied Bank (MMA) 0.02% 0.02% $500
Comerica Bank (MMA) 0.02% 0.02% $1
Comerica Bank (MMA $10k) 0.02% 0.02% $1
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
PNC Bank NA (savings_jumbo 10000) 0.03% 0.03% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
PNC Bank NA (MMA $10k) 0.04% 0.04% $1
PNC Bank NA (MMA) 0.04% 0.04% $1
PNC Bank NA (MMA) 0.04% 0.04% $1
PNC Bank NA (MMA $25k) 0.04% 0.04% $1
America First FCU (Savings) 0.05% 0.05% $1
First Federal Savings and Loan Association of Lakewood (Savings) 0.05% 0.05% $100
Republic Bank and Trust Company (Savings) 0.05% 0.05% $10
Northwest Bank (MMA) 0.05% 0.05% $0
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $0
Washington Savings Bank (Savings) 0.05% 0.05% $10
Luana Savings Bank (Savings) 0.05% 0.05% $100
Citizens Trust Bank (Savings) 0.05% 0.05% $100
Applied Bank (Savings) 0.05% 0.05% $100
GenoaBank (MMA) 0.05% 0.05% $1,000
Washington Savings Bank (MMA) 0.05% 0.05% $10
Third Federal Savings and Loan Association of Cleveland (MMA) 0.05% 0.05% $5,000
Third Federal Savings and Loan Association of Cleveland (MMA $10k) 0.05% 0.05% $5,000
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
Main Street Bank Corp (MMA) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $100
Buckeye Community Bank (MMA) 0.10% 0.10% $0
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
GenoaBank (MMA $10k) 0.10% 0.10% $10,000
The Hocking Valley Bank (Savings) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $1
Civista Bank (MMA $10k) 0.15% 0.15% $2,500
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
North Valley Bank (Savings) 0.15% 0.15% $0
Republic Bank and Trust Company (MMA) 0.15% 0.15% $1,000
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Civista Bank (MMA) 0.15% 0.15% $2,500
Northwest Bank (MMA $10k) 0.15% 0.15% $5,000
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $1,000
TABBank (MMA) 0.25% 0.25% $0
Northpointe Bank (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $0
WebBank (Savings) 0.25% 0.25% $1,000
AxosBank (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
North Valley Bank (MMA) 0.25% 0.25% $1,000
AxosBank (MMA $10k) 0.25% 0.25% $0
KeyBank NA (MMA) 0.25% 0.25% $5,000
CIBC Bank USA (MMA $10k) 0.25% 0.25% $10,000
KeyBank NA (MMA $10k) 0.25% 0.25% $5,000
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $10,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $5,000
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $5,000
Lone Star Bank (Savings) 0.30% 0.30% $0
BECU (Savings) 0.30% 0.30% $1
Northpointe Bank (MMA $10k) 0.35% 0.34% $5,000
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $2,500
5Star Bank (MMA) 0.40% 0.40% $1,000
The Community Bank (MMA) 0.40% 0.40% $0
GTEFinancial (MMA) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.41% 0.41% $0
BECU (MMA) 0.45% 0.45% $0
Presidential Bank FSB (Savings) 0.50% 0.50% $500
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
Amalgamated Bank (MMA) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (Savings) 0.75% 0.75% $100
5Star Bank (Savings) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
Goldwater Bank (Savings) 1.00% 1.00% $0
America First FCU (MMA) 1.00% 1.00% $0
BECU (MMA $10k) 1.00% 1.00% $10,000
Goldwater Bank (MMA) 1.00% 1.00% $0
KS StateBank (MMA $10k) 1.00% 1.00% $2,500
First Federal Svgs and LA of Lorain (MMA $10k) 1.00% 1.00% $10,000
KS StateBank (MMA) 1.00% 1.00% $2,500
VioBank (Savings) 1.10% 1.09% $0
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
BankFive (Savings) 1.50% 1.49% $100
BankPurely (Savings) 1.50% 1.49% $100
iGObanking (Savings) 1.50% 1.49% $0
CIT Bank (MMA) 1.55% 1.54% $100
Chime (Savings) 2.00% 1.98% $0
Synchrony Bank (MMA) 2.00% 1.98% $0
The Community Bank (MMA $10k) 2.00% 1.98% $5,000
EverBank (MMA) 2.02% 2.00% $0
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
NBKC Bank (MMA) 3.00% 2.96% $0
FNBO (Savings) 3.35% 3.30% $0
LendingClub (Savings) 3.40% 3.35% $0
Discover Bank (MMA) 3.50% 3.44% $0
Capital One (Savings) 3.60% 3.60% $0
BMO Alto (Savings) 3.60% 3.54% $0
FNBO (MMA) 3.60% 3.54% $0
Discover Bank (Savings) 3.60% 3.54% $0
American Express National (Savings) 3.60% 3.54% $0
Ally (Savings) 3.60% 3.54% $0
Ally (MMA) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
CitizensAccess (Savings) 3.70% 3.63% $0
Northern Bank and Trust Company (MMA) 3.75% 3.68% $5,000
DollarSavingsDirect (Savings) 3.75% 3.68% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
Valley Bank (Savings) 3.75% 3.68% $0
MySavingsDirect (Savings) 3.75% 3.68% $0
WesternStateBank (MMA) 3.75% 3.68% $0
Laurel Road (Savings) 3.80% 3.73% $0
QuonticBank (Savings) 3.85% 3.78% $1
Sallie Mae (MMA) 3.90% 3.83% $0
Sallie Mae (Savings) 3.90% 3.83% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.00% 3.93% $0
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 3.92% $0
BanescoUSA (MMA) 4.00% 3.92% $2,500
BankPurely (MMA $25k) 4.00% 3.92% $25,000
iGObanking (MMA $25k) 4.00% 3.92% $25,000
BanescoUSA (MMA $10k) 4.00% 3.92% $2,500
Salem Five Direct (Savings) 4.01% 3.94% $0
UFBDirect (MMA) 4.01% 3.93% $0
UFBDirect (Savings) 4.01% 3.93% $0
Popular Direct (Savings) 4.05% 3.97% $0
CIT Bank (Savings) 4.10% 4.10% $5,000
Berkshire Bank (MMA) 4.10% 4.10% $0
Live Oak Bank (Savings) 4.10% 4.02% $0
Barclays (Savings) 4.10% 4.10% $0
Bask Bank (Savings) 4.20% 4.11% $0
Jenius Bank (Savings) 4.20% 4.11% $0
CIBC Bank USA (Savings) 4.21% 4.13% $1
Forbright Bank (Savings) 4.25% 4.25% $0
MYSafra Bank FSB (MMA) 4.25% 4.16% $5,000
QuonticBank (MMA) 4.25% 4.16% $1
TABBank (Savings) 4.26% 4.17% $0
Rising Bank (Savings) 4.30% 4.22% $1,000
Western Alliance Bank (Savings) 4.30% 4.21% $0
EverBank (Savings) 4.30% 4.21% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
BrioDirect (Savings) 4.35% 4.26% $25
Bread Savings (Savings) 4.35% 4.26% $0
Primis Bank (Savings) 4.35% 4.27% $0
VioBank (MMA) 4.36% 4.36% $0
LendingClub (Savings) 4.40% 4.31% $0
Poppy Bank (Savings) 4.40% 4.31% $1,000
Openbank (Savings) 4.40% 4.31% $500
My Banking Direct (Savings) 4.40% 4.40% $1
Peak Bank (Savings) 4.44% 4.34% $0

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.