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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank NA (Savings) | 0.01% | 0.01% | $0 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| US Bank (MMA) | 0.01% | 0.01% | $100 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (mma_jumbo 10000) | 0.01% | 0.01% | $100,000 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Premier Bank (MMA $10k) | 0.01% | 0.01% | $1,000 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| PNC Bank NA (savings_jumbo 10000) | 0.01% | 0.01% | $1 |
| Premier Bank (MMA) | 0.01% | 0.01% | $1,000 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| PNC Bank NA (MMA $10k) | 0.02% | 0.02% | $10,000 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $25k) | 0.02% | 0.02% | $1 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $2,500 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| First Federal Savings and Loan Association of Lakewood (Savings) | 0.05% | 0.05% | $10 |
| Republic Bank and Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $25 |
| Northwest Bank (MMA) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| Main Street Bank Corp (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Third Federal Savings and Loan Association of Cleveland (MMA) | 0.05% | 0.05% | $5,000 |
| Third Federal Savings and Loan Association of Cleveland (MMA $10k) | 0.05% | 0.05% | $5,000 |
| Main Street Bank Corp (MMA $10k) | 0.05% | 0.05% | $0 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 0.08% | 0.08% | $10,000 |
| Old National Bank (MMA) | 0.08% | 0.08% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Bank of Hope (MMA) | 0.10% | 0.10% | $0 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $1,000 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $100 |
| First National Bank of Pennsylvania (MMA) | 0.15% | 0.15% | $0 |
| The Community Bank (MMA) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Republic Bank and Trust Company (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Old National Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Northwest Bank (MMA $10k) | 0.15% | 0.15% | $10,000 |
| Republic Bank and Trust Company (MMA $10k) | 0.15% | 0.15% | $0 |
| Guaranty Bank (MMA $10k) | 0.20% | 0.20% | $0 |
| Guaranty Bank (MMA) | 0.20% | 0.20% | $0 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $5,000 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| First National Bank of Pennsylvania (MMA $10k) | 0.25% | 0.25% | $0 |
| The Citizens National Bank of Bluffton (MMA $10k) | 0.30% | 0.30% | $2,500 |
| The Citizens National Bank of Bluffton (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| First Federal Savings and Loan Association of Lakewood (MMA $10k) | 0.35% | 0.35% | $10,000 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| BECU (Savings) | 0.35% | 0.35% | $0 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $0 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| 5 Star Bank (MMA) | 0.50% | 0.50% | $1,000 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| Amalgamated Bank (MMA $10k) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| 5 Star Bank (Savings) | 1.13% | 1.12% | $0 |
| BECU (MMA $10k) | 1.16% | 1.15% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.02% | $0 |
| The Community Bank (MMA $10k) | 2.25% | 2.23% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| Wesbanco Bank Inc (MMA $10k) | 3.25% | 3.21% | $1,000 |
| Wesbanco Bank Inc (MMA) | 3.25% | 3.21% | $1,000 |
| LendingClub (Savings) | 3.50% | 3.44% | $0 |
| FNBO (Savings $10k) | 3.60% | 3.54% | $0 |
| FNBO (Savings) | 3.60% | 3.54% | $0 |
| Live Oak Bank (Savings) | 3.60% | 3.60% | $0 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| Discover Bank (Savings) | 3.70% | 3.63% | $0 |
| BMO Alto (Savings) | 3.70% | 3.63% | $0 |
| Capital One (Savings) | 3.70% | 3.70% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Ally (Savings) | 3.70% | 3.63% | $0 |
| Ally (MMA) | 3.70% | 3.63% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| SoFi (Savings) | 3.80% | 3.80% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Sallie Mae (Savings $10k) | 3.90% | 3.83% | $0 |
| Sallie Mae (mma_jumbo 10000) | 3.90% | 3.83% | $0 |
| Sallie Mae (MMA) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings) | 3.90% | 3.83% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| Northern Bank and Trust Company (MMA) | 4.00% | 3.92% | $500 |
| BanescoUSA (MMA) | 4.00% | 3.92% | $300 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 3.92% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 4.00% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.15% | 4.15% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Popular Direct (Savings) | 4.20% | 4.11% | $100 |
| Langley FCU (Savings) | 4.25% | 4.25% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| AlumniFi Credit Union (Savings) | 4.25% | 4.25% | $0 |
| QuonticBank (MMA) | 4.25% | 4.16% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| CIBC Bank USA (Savings) | 4.28% | 4.20% | $1 |
| Western Alliance Bank (Savings) | 4.30% | 4.30% | $0 |
| CIT Bank (Savings) | 4.30% | 4.30% | $5,000 |
| EverBank (Savings) | 4.30% | 4.30% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| Bask Bank (Savings) | 4.35% | 4.25% | $0 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| Rising Bank (Savings) | 4.40% | 4.32% | $1,000 |
| MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) | 4.40% | 4.31% | $1 |
| Bread Savings (Savings) | 4.40% | 4.40% | $0 |
| VioBank (MMA) | 4.46% | 4.46% | $0 |
| LendingClub (Savings) | 4.50% | 4.41% | $0 |
| BrioDirect (Savings) | 4.50% | 4.40% | $0 |
| Peak Bank (Savings) | 4.54% | 4.54% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
