Ad Disclaimer

Certificate of Deposit Rates 2020

FDIC Insured up to $250,000  •  National rate is 0.20%  •  February 22nd, 2020

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Bank of America 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
SunTrust Bank 0.10% 0.10% $2,000
BB&T 0.10% 0.10% $1,000
First Horizon Bank 0.10% 0.10% $1,000
Wells Fargo 0.15% 0.15% $2,500
Wells Fargo 0.15% 0.15% $2,500
Applied Bank 0.15% 0.15% $1,000
TD Bank, NA 0.25% 0.25% $250
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Citizens Trust Bank 0.40% 0.40% $500
Citibank 0.50% 0.50% $2,500
California First National Bank 0.50% 0.50% $5,000
Sandy Spring Bank 0.60% 0.60% $1,000
BAP Test 0.80% 0.80% $1
Pendleton Community Bank, Inc. 0.90% 0.90% $500
Amalgamated Bank 0.95% 0.95% $500
Old Dominion National Bank 1.05% 1.05% $500
United Bank 1.10% 1.10% $500
Bank of Pensacola 1.20% 1.20% $500
Armed Forces Bank, N.A. 1.21% 1.21% $500
Bangor Savings Bank 1.26% 1.25% $500
Luana Savings Bank 1.36% 1.35% $1,000
Woodforest National Bank 1.41% 1.41% $500
Home Savings Bank 1.50% 1.49% $5,000
5 Star Bank 1.51% 1.50% $1,000
Radius Bank 1.55% 1.54% $500
Langley FCU 1.55% 1.55% $1,000
Union Bank (Michigan) 1.61% 1.61% $500
Vio Bank 1.65% 1.64% $500
Pentagon Federal Credit Union 1.70% 1.69% $1,000
USAA 1.74% 1.73% $1,000
BankDirect 1.75% 1.74% $10,000
Beal Bank USA 1.75% 1.75% $1,000
NBKC Bank 1.75% 1.74% $1,000
Northpointe Bank 1.75% 1.73% $1,000
Virginia Credit Union 1.75% 1.74% $500
Northwest Federal Credit Union 1.80% 1.79% $1,000
Apple Federal Credit Union 1.80% 1.80% $500
TIAA Bank 1.85% 1.83% $5,000
First Internet Bank of Indiana 1.87% 1.85% $1,000
Goldwater Bank 1.95% 1.95% $5,000
Presidential Bank, FSB 2.00% 1.98% $1,000
Ally Bank 2.00% 1.98% $0
Barclays 2.00% 1.98% $0
Citizens Access 2.00% 1.98% $5,000
Presidential Bank, FSB 2.00% 1.98% $1,000
Synchrony Bank 2.00% 1.98% $2,000
Discover Bank 2.00% 1.98% $2,500
M.Y. Safra Bank, FSB 2.02% 2.00% $500
State Department Federal Credit Union 2.02% 2.02% $500
Colorado Federal Savings Bank 2.03% 2.01% $5,000
TotalDirectBank 2.05% 2.05% $25,000
Comenity Direct 2.10% 2.08% $1,500
Sallie Mae 2.10% 2.08% $2,500
Rising Bank 2.15% 2.13% $1,000
Live Oak Bank 2.15% 2.13% $2,500
ableBanking, a division of Northeast Bank 2.20% 2.18% $1,000
1.5 Year CDs
Applied Bank 0.15% 0.15% $1,000
TD Bank, NA 0.30% 0.30% $250
Fulton Bank, NA 0.40% 0.40% $1,000
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Citizens Trust Bank 0.50% 0.50% $500
Sandy Spring Bank 0.70% 0.70% $1,000
Pendleton Community Bank, Inc. 0.95% 0.95% $500
Old Dominion National Bank 1.10% 1.10% $500
Bangor Savings Bank 1.31% 1.30% $500
Luana Savings Bank 1.36% 1.35% $1,000
Armed Forces Bank, N.A. 1.36% 1.36% $500
Home Savings Bank 1.50% 1.49% $5,000
Radius Bank 1.60% 1.59% $500
Vio Bank 1.60% 1.59% $500
Langley FCU 1.65% 1.65% $1,000
Union Bank (Michigan) 1.66% 1.66% $500
BankDirect 1.75% 1.74% $10,000
Pentagon Federal Credit Union 1.75% 1.74% $1,000
USAA 1.79% 1.78% $1,000
Northpointe Bank 1.80% 1.78% $1,000
TIAA Bank 1.85% 1.83% $5,000
Capital One 1.90% 1.88% $0
Goldwater Bank 1.95% 1.94% $5,000
First Internet Bank of Indiana 1.97% 1.95% $1,000
Colorado Federal Savings Bank 2.00% 1.98% $5,000
Synchrony Bank 2.00% 1.98% $2,000
M.Y. Safra Bank, FSB 2.02% 2.00% $750
Sallie Mae 2.10% 2.08% $2,500
Rising Bank 2.15% 2.13% $25,000
Live Oak Bank 2.15% 2.13% $2,500
2 Year CDs
Bank of America 0.10% 0.10% $1,000
First Horizon Bank 0.15% 0.15% $1,000
Applied Bank 0.15% 0.15% $1,000
Wells Fargo 0.20% 0.20% $2,500
Wells Fargo 0.20% 0.20% $2,500
SunTrust Bank 0.20% 0.20% $2,000
BB&T 0.20% 0.20% $1,000
California First National Bank 0.25% 0.25% $5,000
Fulton Bank, NA 0.40% 0.40% $1,000
TD Bank, NA 0.40% 0.40% $250
Burke & Herbert Bank & Trust Company 0.50% 0.50% $500
Citizens Trust Bank 0.60% 0.60% $500
Citibank 0.70% 0.70% $2,500
Sandy Spring Bank 0.75% 0.75% $1,000
Amalgamated Bank 1.00% 1.00% $500
Pendleton Community Bank, Inc. 1.05% 1.04% $500
United Bank 1.20% 1.20% $500
Old Dominion National Bank 1.21% 1.20% $500
Bangor Savings Bank 1.36% 1.35% $500
Luana Savings Bank 1.41% 1.40% $1,000
Armed Forces Bank, N.A. 1.41% 1.41% $500
Woodforest National Bank 1.46% 1.46% $500
Home Savings Bank 1.50% 1.49% $5,000
Northwest Federal Credit Union 1.57% 1.56% $1,000
5 Star Bank 1.61% 1.60% $1,000
Langley FCU 1.65% 1.65% $1,000
Vio Bank 1.65% 1.64% $500
Radius Bank 1.70% 1.69% $500
USAA 1.71% 1.70% $1,000
Pentagon Federal Credit Union 1.75% 1.74% $1,000
Union Bank (Michigan) 1.76% 1.76% $500
Capital One 1.80% 1.79% $0
Northpointe Bank 1.85% 1.83% $1,000
Apple Federal Credit Union 1.85% 1.85% $500
TIAA Bank 1.90% 1.88% $5,000
BankDirect 1.95% 1.93% $10,000
Virginia Credit Union 1.95% 1.94% $500
NBKC Bank 1.97% 1.95% $1,000
Citizens Access 2.00% 1.98% $5,000
Goldwater Bank 2.00% 1.99% $5,000
Colorado Federal Savings Bank 2.05% 2.03% $5,000
Discover Bank 2.05% 2.03% $2,500
Presidential Bank, FSB 2.05% 2.03% $1,000
Rising Bank 2.05% 2.03% $1,000
Presidential Bank, FSB 2.05% 2.03% $1,000
First Internet Bank of Indiana 2.07% 2.05% $1,000
TotalDirectBank 2.10% 2.10% $25,000
Synchrony Bank 2.10% 2.08% $2,000
M.Y. Safra Bank, FSB 2.10% 2.08% $1,000
State Department Federal Credit Union 2.12% 2.12% $500
Comenity Direct 2.15% 2.13% $1,500
ableBanking, a division of Northeast Bank 2.15% 2.13% $1,000
Sallie Mae 2.15% 2.13% $2,500
Live Oak Bank 2.20% 2.18% $2,500

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.

Rates proudly provided by Bankrate logo