Certificate of Deposit Rates 2022

FDIC Insured up to $250,000  •  National rate is 0.20%  •  June 29th, 2022

What you'll need to open your new CD account

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1 Year CDs

1 Year CD (As of 6/29/2022)
2.10%APY
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  • For APY: $25,000
  • Rate: 2.08%
  • No Monthly Fees
  • Write Checks: No
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Member FDIC Insured.
1 Year CD (As of 6/29/2022)
2.00%APY
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  • For APY: $2,500
  • Rate: 1.98%
  • No Monthly Fees
  • Write Checks: No
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Guaranteed Returns. FDIC-insured peace of mind.
1 Year CD (As of 6/29/2022)
1.90%APY
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  • For APY: $0
  • Rate: 1.90%
  • No Monthly Fees
  • Write Checks: No
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Open a CD Account with Great Rates and No Minimum Deposit.
1 Year CD (As of 6/29/2022)
1.75%APY
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  • For APY: $0
  • Rate: 1.75%
  • No Monthly Fees
  • Write Checks: No
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Get peace of mind with fixed rates and guaranteed returns
1 Year CD (As of 6/29/2022)
1.75%APY
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  • For APY: $5,000
  • Rate: 1.75%
  • No Monthly Fees
  • Write Checks: No
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Great rates for your money to work harder. Member FDIC.
1 Year CD (As of 6/29/2022)
1.50%APY
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  • For APY: $10,000
  • Rate: 1.50%
  • No Monthly Fees
  • Write Checks: No
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FDIC Insured. Lock-in Growth with our Market-Leading Rates!
1 Year CD (As of 6/29/2022)
1.50%APY
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  • For APY: $1,000
  • Rate: 1.49%
  • No Monthly Fees
  • Write Checks: No
No Review
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High Rates You Can Bank On. Guaranteed Return. FDIC Insured.

1.25 Year CDs

1.25 Year CD (As of 6/29/2022)
2.20%APY
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  • For APY: $2,500
  • Rate: 2.18%
  • No Monthly Fees
  • Write Checks: No
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Guaranteed Returns. FDIC-insured peace of mind.

1.5 Year CDs

1.5 Year CD (As of 6/29/2022)
2.50%APY
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  • For APY: $0
  • Rate: 2.50%
  • No Monthly Fees
  • Write Checks: No
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Open Account
Get peace of mind with fixed rates and guaranteed returns.

2 Year CDs

2 Year CD (As of 6/29/2022)
2.87%APY
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  • For APY: $25,000
  • Rate: 2.83%
  • No Monthly Fees
  • Write Checks: No
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Open Account
Member FDIC Insured.
2 Year CD (As of 6/29/2022)
2.05%APY
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  • For APY: $1,000
  • Rate: 2.03%
  • No Monthly Fees
  • Write Checks: No
No Review
Open Account
High Rates You Can Bank On. Guaranteed Return. FDIC Insured.

5 Year CDs

5 Year CD (As of 6/29/2022)
2.90%APY
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  • For APY: $0
  • Rate: 2.90%
  • No Monthly Fees
  • Write Checks: No
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Get peace of mind with fixed rates and guaranteed returns.
5 Year CD (As of 6/29/2022)
2.60%APY
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  • For APY: $10,000
  • Rate: 2.60%
  • No Monthly Fees
  • Write Checks: No
No Review
Open Account
FDIC Insured. Lock-in Growth with our Market-Leading Rates!
Other Banks
Rates as of June 29th, 2022
Banks & Reviews APY Rate For APY
1 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Farmers Bank 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
United Bank 0.10% 0.10% $500
Pendleton Community Bank, Inc. 0.10% 0.10% $500
Sandy Spring Bank 0.10% 0.10% $1,000
Citibank 0.10% 0.10% $2,500
Armed Forces Bank, N.A. 0.15% 0.15% $500
Woodforest National Bank 0.15% 0.15% $500
Washington Savings Bank 0.15% 0.15% $500
Amalgamated Bank 0.20% 0.20% $500
Northwest Federal Credit Union 0.22% 0.22% $1,000
PurePoint Financial 0.25% 0.25% $10,000
Northpointe Bank 0.25% 0.24% $1,000
Union Bank (Michigan) 0.25% 0.25% $500
VirtualBank 0.30% 0.30% $10,000
Lone Star Bank 0.30% 0.30% $1,000
BrioDirect 0.45% 0.45% $500
NBKC Bank 0.55% 0.55% $1,000
BankDirect 0.60% 0.60% $10,000
Virginia Credit Union 0.60% 0.60% $500
Old Dominion National Bank 0.75% 0.75% $500
Apple Federal Credit Union 0.80% 0.80% $500
Salem Five Direct 1.00% 1.00% $10,000
Quorum 1.00% 1.00% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
State Department Federal Credit Union 1.26% 1.26% $500
My Banking Direct, a service of NY Community Bank 1.50% 1.49% $500
Discover Bank 1.50% 1.49% $2,500
Vio Bank 1.50% 1.49% $500
State Bank of India California 1.51% 1.50% $1,000
TIAA Bank 1.65% 1.63% $1,000
CIBC Bank USA 1.70% 1.69% $1,000
CIBC Bank USA 1.75% 1.74% $25,000
Pentagon Federal Credit Union 1.75% 1.74% $1,000
Langley FCU 1.75% 1.75% $1,000
Ally Bank 1.75% 1.75% $0
Connexus Credit Union 1.76% 1.76% $5,000
CFG Community Bank 1.77% 1.76% $500
Rising Bank 1.85% 1.84% $1,000
First National Bank of America 1.90% 1.89% $1,000
First Internet Bank of Indiana 1.92% 1.90% $1,000
Live Oak Bank 2.00% 1.98% $2,500
LendingClub 2.01% 2.01% $2,500
1.25 Year CDs
Pentagon Federal Credit Union 1.90% 1.88% $1,000
1.5 Year CDs
TD Bank, NA 0.05% 0.05% $250
Fulton Bank, NA 0.10% 0.10% $1,000
Sandy Spring Bank 0.10% 0.10% $1,000
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Pendleton Community Bank, Inc. 0.12% 0.12% $500
Farmers Bank 0.15% 0.15% $1,000
Armed Forces Bank, N.A. 0.15% 0.15% $500
Northpointe Bank 0.25% 0.24% $1,000
Union Bank (Michigan) 0.30% 0.30% $500
BankDirect 0.60% 0.60% $10,000
Old Dominion National Bank 1.15% 1.15% $500
Salem Five Direct 1.50% 1.49% $10,000
CIBC Bank USA 1.55% 1.54% $1,000
CIBC Bank USA 1.60% 1.59% $25,000
Vio Bank 1.75% 1.74% $500
Langley FCU 1.85% 1.85% $1,000
TIAA Bank 1.90% 1.88% $1,000
Ally Bank 2.00% 2.00% $0
Pentagon Federal Credit Union 2.05% 2.03% $1,000
First Internet Bank of Indiana 2.07% 2.05% $1,000
Live Oak Bank 2.10% 2.08% $2,500
Rising Bank 2.25% 2.23% $5,000
Sallie Mae 2.40% 2.37% $2,500
Merrick Bank 2.45% 2.42% $25,000
2 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Citibank 0.10% 0.10% $2,500
Fulton Bank, NA 0.10% 0.10% $1,000
United Bank 0.10% 0.10% $500
Burke & Herbert Bank & Trust Company 0.15% 0.15% $500
Pendleton Community Bank, Inc. 0.15% 0.15% $500
Sandy Spring Bank 0.15% 0.15% $1,000
Amalgamated Bank 0.20% 0.20% $500
Armed Forces Bank, N.A. 0.20% 0.20% $500
Woodforest National Bank 0.20% 0.20% $500
Farmers Bank 0.25% 0.25% $1,000
Northwest Federal Credit Union 0.27% 0.27% $1,000
Northpointe Bank 0.30% 0.29% $1,000
Washington Savings Bank 0.30% 0.30% $500
Union Bank (Michigan) 0.35% 0.35% $500
VirtualBank 0.40% 0.40% $10,000
CIT Bank 0.40% 0.40% $1,000
Lone Star Bank 0.41% 0.41% $1,000
NBKC Bank 0.55% 0.55% $250
BankDirect 0.60% 0.60% $10,000
Virginia Credit Union 0.80% 0.80% $500
Apple Federal Credit Union 0.90% 0.90% $500
Presidential Bank, FSB 1.05% 1.04% $1,000
Old Dominion National Bank 1.15% 1.15% $500
My Banking Direct, a service of NY Community Bank 1.25% 1.24% $500
State Bank of India California 1.51% 1.50% $1,000
CIBC Bank USA 1.60% 1.59% $1,000
CIBC Bank USA 1.65% 1.64% $25,000
Ally Bank 1.75% 1.75% $0
State Department Federal Credit Union 1.76% 1.76% $500
Vio Bank 1.85% 1.83% $500
Langley FCU 1.95% 1.95% $1,000
Salem Five Direct 2.00% 1.98% $10,000
Connexus Credit Union 2.06% 2.06% $5,000
Citizens Access 2.10% 2.10% $5,000
Live Oak Bank 2.20% 2.18% $2,500
TIAA Bank 2.20% 2.17% $1,000
Synchrony Bank 2.25% 2.25% $0
Capital One 2.25% 2.25% $0
BrioDirect 2.30% 2.30% $500
First Internet Bank of Indiana 2.32% 2.30% $1,000
First National Bank of America 2.35% 2.33% $1,000
LendingClub 2.50% 2.50% $2,500
Sallie Mae 2.50% 2.47% $2,500
Pentagon Federal Credit Union 2.75% 2.72% $1,000
Rising Bank 2.75% 2.72% $1,000
3 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Citibank 0.10% 0.10% $2,500
Fulton Bank, NA 0.10% 0.10% $1,000
Sandy Spring Bank 0.15% 0.15% $1,000
United Bank 0.15% 0.15% $500
Burke & Herbert Bank & Trust Company 0.20% 0.20% $500
Amalgamated Bank 0.20% 0.20% $500
Pendleton Community Bank, Inc. 0.20% 0.20% $500
Woodforest National Bank 0.25% 0.25% $500
Armed Forces Bank, N.A. 0.30% 0.30% $500
Northwest Federal Credit Union 0.31% 0.31% $1,000
Northpointe Bank 0.40% 0.39% $1,000
CIT Bank 0.40% 0.40% $1,000
Union Bank (Michigan) 0.40% 0.40% $500
VirtualBank 0.45% 0.45% $10,000
Washington Savings Bank 0.45% 0.44% $500
BrioDirect 0.45% 0.45% $500
BankDirect 0.50% 0.50% $10,000
Lone Star Bank 0.51% 0.51% $1,000
Farmers Bank 0.60% 0.60% $1,000
NBKC Bank 0.65% 0.65% $250
Apple Federal Credit Union 1.05% 1.05% $500
Presidential Bank, FSB 1.10% 1.09% $1,000
Virginia Credit Union 1.10% 1.10% $500
Old Dominion National Bank 1.15% 1.15% $500
State Bank of India California 1.51% 1.50% $1,000
State Department Federal Credit Union 1.86% 1.86% $500
Vio Bank 1.95% 1.93% $500
Langley FCU 2.10% 2.10% $1,000
Ally Bank 2.25% 2.25% $0
Citizens Access 2.25% 2.25% $5,000
Live Oak Bank 2.30% 2.27% $2,500
TIAA Bank 2.30% 2.27% $1,000
Connexus Credit Union 2.36% 2.36% $5,000
Capital One 2.50% 2.50% $0
Synchrony Bank 2.50% 2.50% $0
First Internet Bank of Indiana 2.58% 2.55% $1,000
Pentagon Federal Credit Union 2.60% 2.57% $1,000
First National Bank of America 2.70% 2.67% $1,000
LendingClub 2.75% 2.75% $2,500
Sallie Mae 2.75% 2.71% $2,500
Merrick Bank 3.05% 3.00% $25,000
Rising Bank 3.05% 3.02% $1,000
5 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Fulton Bank, NA 0.15% 0.15% $1,000
Burke & Herbert Bank & Trust Company 0.20% 0.20% $500
United Bank 0.20% 0.20% $500
Sandy Spring Bank 0.20% 0.20% $1,000
Amalgamated Bank 0.25% 0.25% $500
Woodforest National Bank 0.30% 0.30% $500
Pendleton Community Bank, Inc. 0.35% 0.35% $500
Northwest Federal Credit Union 0.39% 0.39% $1,000
Armed Forces Bank, N.A. 0.40% 0.40% $500
BrioDirect 0.45% 0.45% $500
CIT Bank 0.50% 0.50% $1,000
VirtualBank 0.55% 0.55% $10,000
Northpointe Bank 0.60% 0.59% $1,000
Union Bank (Michigan) 0.60% 0.60% $500
Washington Savings Bank 0.65% 0.64% $500
Lone Star Bank 0.71% 0.71% $1,000
NBKC Bank 0.75% 0.75% $250
Farmers Bank 0.80% 0.80% $1,000
Citibank 1.00% 1.01% $2,500
Presidential Bank, FSB 1.15% 1.14% $1,000
Old Dominion National Bank 1.25% 1.25% $500
Apple Federal Credit Union 1.30% 1.30% $500
Virginia Credit Union 1.30% 1.29% $500
State Bank of India California 1.51% 1.50% $1,000
State Department Federal Credit Union 2.17% 2.17% $500
Salem Five Direct 2.25% 2.23% $10,000
Citizens Access 2.65% 2.65% $5,000
Live Oak Bank 2.75% 2.71% $2,500
Ally Bank 2.75% 2.75% $0
Sallie Mae 2.80% 2.76% $2,500
CFG Community Bank 2.82% 2.78% $500
TIAA Bank 2.85% 2.81% $1,000
Synchrony Bank 2.90% 2.90% $0
Connexus Credit Union 2.96% 2.96% $5,000
First National Bank of America 3.00% 2.97% $1,000
Langley FCU 3.00% 3.00% $1,000
First Internet Bank of Indiana 3.09% 3.05% $1,000
Merrick Bank 3.20% 3.15% $25,000
Pentagon Federal Credit Union 3.50% 3.44% $1,000

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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