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Certificate of Deposit Rates 2019

FDIC Insured up to $250,000  •  National rate is 0.20%  •  October 17th, 2019

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Fulton Bank, NA 0.05% 0.05% $1,000
Farmers Bank 0.05% 0.05% $1,000
Bank of America 0.05% 0.05% $1,000
SunTrust Bank 0.10% 0.10% $2,000
First Tennessee Bank, NA 0.10% 0.10% $1,000
BB&T 0.10% 0.10% $1,000
Wells Fargo 0.15% 0.15% $2,500
Wells Fargo 0.15% 0.15% $2,500
Applied Bank 0.15% 0.15% $1,000
Citibank 0.25% 0.25% $2,500
TD Bank, NA 0.25% 0.25% $250
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Citizens Trust Bank 0.40% 0.40% $500
California First National Bank 0.50% 0.50% $5,000
BAP Test 0.80% 0.80% $1
EH National Bank 0.90% 0.90% $1,000
Amalgamated Bank 0.95% 0.95% $500
Sandy Spring Bank 1.00% 1.00% $1,000
Old Dominion National Bank 1.05% 1.05% $500
United Bank 1.10% 1.10% $500
Pendleton Community Bank, Inc. 1.15% 1.14% $500
Bank of Pensacola 1.20% 1.20% $500
5 Star Bank 1.36% 1.35% $1,000
Bangor Savings Bank 1.41% 1.40% $500
Luana Savings Bank 1.46% 1.45% $1,000
Home Savings Bank 1.50% 1.49% $5,000
Armed Forces Bank, N.A. 1.51% 1.51% $500
Radius Bank 1.55% 1.54% $500
AloStar, a division of Cadence Bank, N.A. 1.60% 1.59% $1,000
Union Bank (Michigan) 1.61% 1.61% $500
Vio Bank 1.65% 1.64% $500
Woodforest National Bank 1.66% 1.66% $500
Northpointe Bank 1.75% 1.73% $1,000
Virginia Credit Union 1.80% 1.79% $500
Northwest Federal Credit Union 1.85% 1.83% $1,000
USAA 1.87% 1.85% $1,000
Goldwater Bank 2.00% 2.00% $5,000
Beal Bank USA 2.00% 2.00% $1,000
NBKC Bank 2.00% 1.98% $1,000
Pentagon Federal Credit Union 2.00% 1.98% $1,000
Presidential Bank, FSB 2.00% 1.98% $1,000
Presidential Bank, FSB 2.00% 1.98% $1,000
Apple Federal Credit Union 2.05% 2.05% $500
ableBanking, a division of Northeast Bank 2.05% 2.04% $1,000
First Internet Bank of Indiana 2.12% 2.10% $1,000
Colorado Federal Savings Bank 2.13% 2.11% $5,000
Ally Bank 2.15% 2.13% $0
Langley FCU 2.17% 2.15% $1,000
Capital One 2.20% 2.18% $0
Citizens Access 2.25% 2.23% $5,000
Synchrony Bank 2.25% 2.22% $2,000
M.Y. Safra Bank, FSB 2.25% 2.23% $500
Barclays 2.25% 2.23% $0
Live Oak Bank 2.30% 2.27% $2,500
Live Oak Bank 2.30% 2.27% $2,500
Rising Bank 2.30% 2.28% $1,000
State Department Federal Credit Union 2.32% 2.32% $500
Merrick Bank 2.34% 2.31% $25,000
Sallie Mae 2.35% 2.32% $2,500
1.5 Year CDs
Applied Bank 0.15% 0.15% $1,000
Farmers Bank 0.15% 0.15% $1,000
TD Bank, NA 0.30% 0.30% $250
Fulton Bank, NA 0.40% 0.40% $1,000
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
AloStar, a division of Cadence Bank, N.A. 0.45% 0.45% $1,000
Citizens Trust Bank 0.50% 0.50% $500
EH National Bank 1.01% 1.01% $1,000
Armed Forces Bank, N.A. 1.05% 1.05% $500
Sandy Spring Bank 1.10% 1.10% $1,000
Old Dominion National Bank 1.10% 1.10% $500
Pendleton Community Bank, Inc. 1.15% 1.14% $500
Luana Savings Bank 1.46% 1.45% $1,000
Home Savings Bank 1.50% 1.49% $5,000
Bangor Savings Bank 1.51% 1.50% $500
Vio Bank 1.60% 1.59% $500
Radius Bank 1.60% 1.59% $500
Union Bank (Michigan) 1.66% 1.66% $500
Northpointe Bank 1.80% 1.78% $1,000
Capital One 1.90% 1.88% $0
USAA 1.94% 1.92% $1,000
Goldwater Bank 2.00% 1.99% $5,000
Colorado Federal Savings Bank 2.06% 2.04% $5,000
Pentagon Federal Credit Union 2.10% 2.08% $1,000
Langley FCU 2.17% 2.15% $1,000
First Internet Bank of Indiana 2.17% 2.15% $1,000
Ally Bank 2.20% 2.18% $25,000
M.Y. Safra Bank, FSB 2.20% 2.18% $750
Rising Bank 2.25% 2.23% $25,000
Citizens Access 2.25% 2.23% $5,000
Synchrony Bank 2.25% 2.22% $2,000
Merrick Bank 2.29% 2.26% $25,000
Live Oak Bank 2.30% 2.27% $2,500
Live Oak Bank 2.30% 2.27% $2,500
2 Year CDs
Bank of America 0.10% 0.10% $1,000
Applied Bank 0.15% 0.15% $1,000
First Tennessee Bank, NA 0.15% 0.15% $1,000
Wells Fargo 0.20% 0.20% $2,500
Wells Fargo 0.20% 0.20% $2,500
SunTrust Bank 0.20% 0.20% $2,000
BB&T 0.20% 0.20% $1,000
California First National Bank 0.25% 0.25% $5,000
Farmers Bank 0.25% 0.25% $1,000
Fulton Bank, NA 0.40% 0.40% $1,000
TD Bank, NA 0.40% 0.40% $250
Burke & Herbert Bank & Trust Company 0.50% 0.50% $500
Citizens Trust Bank 0.60% 0.60% $500
Citibank 0.70% 0.70% $2,500
Amalgamated Bank 1.00% 1.00% $500
EH National Bank 1.05% 1.05% $1,000
Sandy Spring Bank 1.15% 1.14% $1,000
United Bank 1.20% 1.20% $500
Old Dominion National Bank 1.21% 1.20% $500
Pendleton Community Bank, Inc. 1.30% 1.29% $500
AloStar, a division of Cadence Bank, N.A. 1.35% 1.35% $1,000
Home Savings Bank 1.50% 1.49% $5,000
Luana Savings Bank 1.51% 1.50% $1,000
Bangor Savings Bank 1.56% 1.55% $500
Vio Bank 1.65% 1.64% $500
5 Star Bank 1.66% 1.45% $1,000
Radius Bank 1.70% 1.69% $500
Woodforest National Bank 1.71% 1.71% $500
Northwest Federal Credit Union 1.71% 1.70% $1,000
Union Bank (Michigan) 1.76% 1.76% $500
Armed Forces Bank, N.A. 1.76% 1.76% $500
Capital One 1.80% 1.79% $0
Northpointe Bank 1.85% 1.83% $1,000
USAA 1.97% 1.95% $1,000
Goldwater Bank 2.00% 1.99% $5,000
Virginia Credit Union 2.00% 1.99% $500
ableBanking, a division of Northeast Bank 2.05% 2.04% $1,000
Presidential Bank, FSB 2.05% 2.03% $1,000
Presidential Bank, FSB 2.05% 2.03% $1,000
Colorado Federal Savings Bank 2.07% 2.05% $5,000
Apple Federal Credit Union 2.10% 2.10% $500
NBKC Bank 2.12% 2.10% $1,000
Ally Bank 2.15% 2.13% $0
Langley FCU 2.17% 2.15% $1,000
M.Y. Safra Bank, FSB 2.20% 2.18% $1,000
First Internet Bank of Indiana 2.22% 2.20% $1,000
Rising Bank 2.25% 2.23% $1,000
Merrick Bank 2.29% 2.26% $25,000
Live Oak Bank 2.30% 2.27% $2,500
Synchrony Bank 2.30% 2.27% $2,000
Pentagon Federal Credit Union 2.30% 2.28% $1,000
Live Oak Bank 2.30% 2.27% $2,500
Citizens Access 2.30% 2.27% $5,000
State Department Federal Credit Union 2.42% 2.42% $500
3 Year CDs
Applied Bank 0.15% 0.15% $1,000
California First National Bank 0.25% 0.25% $5,000
Wells Fargo 0.25% 0.25% $2,500
Wells Fargo 0.25% 0.25% $2,500
SunTrust Bank 0.25% 0.25% $2,000
First Tennessee Bank, NA 0.30% 0.30% $1,000
BB&T 0.30% 0.30% $1,000
TD Bank, NA 0.45% 0.45% $250
Bank of America 0.55% 0.55% $1,000
Citizens Trust Bank 0.60% 0.60% $500
Farmers Bank 0.60% 0.60% $1,000
Burke & Herbert Bank & Trust Company 0.70% 0.70% $500
Citibank 1.01% 1.00% $2,500
Amalgamated Bank 1.10% 1.10% $500
EH National Bank 1.15% 1.15% $1,000
Sandy Spring Bank 1.25% 1.24% $1,000
United Bank 1.30% 1.29% $500
Old Dominion National Bank 1.36% 1.35% $500
Pendleton Community Bank, Inc. 1.45% 1.44% $500
Home Savings Bank 1.50% 1.49% $5,000
5 Star Bank 1.51% 1.50% $1,000
Luana Savings Bank 1.51% 1.50% $1,000
Fulton Bank, NA 1.55% 1.54% $1,000
Armed Forces Bank, N.A. 1.56% 1.56% $500
Bangor Savings Bank 1.56% 1.55% $500
Capital One 1.65% 1.64% $0
Union Bank (Michigan) 1.66% 1.66% $500
Northwest Federal Credit Union 1.67% 1.66% $1,000
Vio Bank 1.70% 1.69% $500
Woodforest National Bank 1.76% 1.76% $500
Radius Bank 1.85% 1.84% $500
Northpointe Bank 1.95% 1.93% $1,000
ableBanking, a division of Northeast Bank 2.00% 1.98% $1,000
USAA 2.05% 2.03% $1,000
Presidential Bank, FSB 2.10% 2.08% $1,000
Goldwater Bank 2.10% 2.09% $5,000
Presidential Bank, FSB 2.10% 2.08% $1,000
NBKC Bank 2.12% 2.10% $1,000
Colorado Federal Savings Bank 2.12% 2.10% $5,000
Virginia Credit Union 2.15% 2.13% $500
Langley FCU 2.17% 2.15% $1,000
Apple Federal Credit Union 2.20% 2.20% $500
First Internet Bank of Indiana 2.24% 2.22% $1,000
Ally Bank 2.25% 2.23% $25,000
M.Y. Safra Bank, FSB 2.25% 2.23% $1,000
Live Oak Bank 2.30% 2.27% $2,500
Live Oak Bank 2.30% 2.27% $2,500
Rising Bank 2.30% 2.28% $1,000
Synchrony Bank 2.35% 2.32% $2,000
Pentagon Federal Credit Union 2.35% 2.33% $1,000
Citizens Access 2.35% 2.32% $5,000
State Department Federal Credit Union 2.52% 2.52% $500
5 Year CDs
Applied Bank 0.15% 0.15% $1,000
BB&T 0.30% 0.30% $1,000
Wells Fargo 0.35% 0.35% $2,500
Wells Fargo 0.35% 0.35% $2,500
SunTrust Bank 0.40% 0.40% $2,000
First Tennessee Bank, NA 0.55% 0.55% $1,000
TD Bank, NA 0.55% 0.55% $250
Fulton Bank, NA 0.70% 0.70% $1,000
Bank of America 0.75% 0.75% $1,000
Citizens Trust Bank 0.80% 0.80% $500
Burke & Herbert Bank & Trust Company 0.80% 0.80% $500
Amalgamated Bank 1.10% 1.10% $500
EH National Bank 1.19% 1.19% $1,000
Farmers Bank 1.21% 1.20% $1,000
Citibank 1.25% 1.24% $2,500
Sandy Spring Bank 1.40% 1.39% $1,000
United Bank 1.40% 1.39% $500
Pendleton Community Bank, Inc. 1.45% 1.44% $500
Home Savings Bank 1.50% 1.49% $5,000
Luana Savings Bank 1.51% 1.50% $1,000
Capital One 1.60% 1.59% $0
Bangor Savings Bank 1.61% 1.60% $500
Old Dominion National Bank 1.65% 1.64% $500
Armed Forces Bank, N.A. 1.66% 1.66% $500
5 Star Bank 1.71% 1.70% $1,000
Vio Bank 1.80% 1.78% $500
Union Bank (Michigan) 1.96% 1.96% $500
Woodforest National Bank 2.02% 2.02% $500
NBKC Bank 2.12% 2.10% $1,000
Colorado Federal Savings Bank 2.14% 2.12% $5,000
Goldwater Bank 2.15% 2.14% $5,000
Northwest Federal Credit Union 2.15% 2.13% $1,000
Presidential Bank, FSB 2.15% 2.13% $1,000
Presidential Bank, FSB 2.15% 2.13% $1,000
Radius Bank 2.20% 2.18% $500
Northpointe Bank 2.25% 2.22% $1,000
USAA 2.27% 2.25% $1,000
First Internet Bank of Indiana 2.30% 2.28% $1,000
Ally Bank 2.30% 2.27% $0
Live Oak Bank 2.35% 2.32% $2,500
Live Oak Bank 2.35% 2.32% $2,500
M.Y. Safra Bank, FSB 2.40% 2.37% $750
Apple Federal Credit Union 2.40% 2.40% $500
Langley FCU 2.43% 2.40% $1,000
Pentagon Federal Credit Union 2.45% 2.42% $1,000
Citizens Access 2.45% 2.42% $5,000
Synchrony Bank 2.45% 2.42% $2,000
Virginia Credit Union 2.55% 2.53% $500
State Department Federal Credit Union 2.98% 2.98% $500

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