Certificate of Deposit Rates 2018

FDIC Insured up to $250,000  •  National rate is 0.20%  •  December 18th, 2018

What you'll need to open your new CD account

1 Year CDs

1 Year CD (12/18/2018)
2.70%APY
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  • For APY: $0
  • Rate: 2.67%
  • No Monthly Fees
  • Write Checks: No
Open a CD today to enjoy steady growth and guaranteed returns.
1 Year CD (12/18/2018)
2.70%APY
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  • For APY: $5,000
  • Rate: 2.66%
  • No Monthly Fees
  • Write Checks: No
$5,000 min. No fees. No hassles. Access starts here.
1 Year CD (12/18/2018)
2.65%APY
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  • For APY: $0
  • Rate: 2.62%
  • No Monthly Fees
  • Write Checks: No
No Minimum Balance. No Monthly Maintenance Fees. FDIC Insured.
1 Year CD (12/18/2018)
2.65%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $2,000
  • Rate: 2.62%
  • No Monthly Fees
  • Write Checks: No
Great Rates + Safety = Peace of Mind
1 Year CD (12/18/2018)
2.60%APY
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  • For APY: $2,500
  • Rate: 2.57%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Insured.

2 Year CDs

2 Year CD (12/18/2018)
2.90%APY
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  • For APY: $5,000
  • Rate: 2.86%
  • No Monthly Fees
  • Write Checks: No
$5,000 min. No fees. No hassles. Access starts here.
2 Year CD (12/18/2018)
2.80%APY
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  • For APY: $2,000
  • Rate: 2.78%
  • No Monthly Fees
  • Write Checks: No
Great Rates + Safety = Peace of Mind
2 Year CD (12/18/2018)
2.70%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $0
  • Rate: 2.66%
  • No Monthly Fees
  • Write Checks: No
Accounts offered by American Express National Bank. Member FDIC

3 Year CDs

3 Year CD (12/18/2018)
3.05%APY
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  • For APY: $5,000
  • Rate: 3.00%
  • No Monthly Fees
  • Write Checks: No
$5,000 min. No fees. No hassles. Access starts here.
3 Year CD (12/18/2018)
2.85%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $0
  • Rate: 2.81%
  • No Monthly Fees
  • Write Checks: No
Open a CD today to enjoy steady growth and guaranteed returns.
3 Year CD (12/18/2018)
2.85%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $2,000
  • Rate: 2.81%
  • No Monthly Fees
  • Write Checks: No
Great Rates + Safety = Peace of Mind

5 Year CDs

5 Year CD (12/18/2018)
3.15%APY
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  • For APY: $5,000
  • Rate: 3.10%
  • No Monthly Fees
  • Write Checks: No
$5,000 min. No fees. No hassles. Access starts here.
5 Year CD (12/18/2018)
3.10%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $2,000
  • Rate: 3.05%
  • No Monthly Fees
  • Write Checks: No
Great Rates + Safety = Peace of Mind
5 Year CD (12/18/2018)
3.10%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $0
  • Rate: 3.05%
  • No Monthly Fees
  • Write Checks: No
Accounts offered by American Express National Bank. Member FDIC
Other Banks
Updated December 18th, 2018
Banks & Reviews APY Rate For APY
1 Year CDs
giantbank.com 2.28% 2.25% $2,500
First Internet Bank of Indiana 2.73% 2.70% $1,000
State Farm Bank 2.00% 1.98% $500
5 Star Bank 2.02% 2.00% $1,000
NBKC Bank 2.12% 2.10% $1,000
Luana Savings Bank 2.26% 2.25% $1,000
TIAA Bank 2.73% 2.69% $5,000
Bangor Savings Bank 1.06% 1.05% $500
IncredibleBank 2.27% 2.25% $1,000
Ally Bank 2.65% 2.62% $0
USAA 1.88% 1.86% $1,000
Colorado Federal Savings Bank 2.51% 2.48% $5,000
Sallie Mae 2.70% 2.67% $2,500
Pentagon Federal Credit Union 2.80% 2.76% $1,000
Popular Direct 2.85% 2.81% $10,000
VirtualBank 2.86% 2.82% $10,000
ableBanking, a division of Northeast Bank 2.70% 2.67% $1,000
Home Savings Bank 2.50% 2.47% $5,000
My eBanc, A Division of BAC Florida Bank 2.70% 2.66% $5,000
EH National Bank 1.37% 1.37% $10,000
Goldwater Bank 2.55% 2.55% $5,000
Live Oak Bank 2.85% 2.81% $2,500
Northern Bank Direct 1.50% 1.49% $500
M.Y. Safra Bank, FSB 2.79% 2.76% $500
California First National Bank 1.26% 1.25% $5,000
PurePoint Financial 2.80% 2.76% $10,000
Limelight Bank 2.85% 2.81% $1,000
AloStar, a division of State Bank 2.05% 2.03% $1,000
iGObanking 0.15% 0.15% $1,000
BankPurely, a division of Flushing Bank 2.65% 2.62% $1,000
Connexus Credit Union 2.80% 2.77% $5,000
Merrick Bank 2.81% 2.77% $25,000
Vio Bank 2.71% 2.67% $500
Quorum 2.60% 2.57% $1,000
North American Savings Bank 2.74% 2.70% $5,000
Western State Bank 2.50% 2.50% $10,000
2 Year CDs
Quantum National Bank 0.80% 0.80% $1,000
giantbank.com 2.43% 2.40% $2,500
First Internet Bank of Indiana 2.94% 2.90% $1,000
State Farm Bank 2.35% 2.32% $500
5 Star Bank 2.33% 2.30% $1,000
NBKC Bank 2.32% 2.30% $1,000
Luana Savings Bank 2.42% 2.40% $1,000
TIAA Bank 2.85% 2.81% $5,000
Bangor Savings Bank 1.36% 1.35% $500
IncredibleBank 2.52% 2.50% $1,000
Ally Bank 2.60% 2.57% $0
USAA 2.17% 2.15% $1,000
Colorado Federal Savings Bank 2.80% 2.76% $5,000
Sallie Mae 2.90% 2.86% $2,500
Pentagon Federal Credit Union 2.95% 2.91% $1,000
Popular Direct 3.05% 3.00% $10,000
VirtualBank 3.06% 3.01% $10,000
ableBanking, a division of Northeast Bank 2.80% 2.76% $1,000
Home Savings Bank 2.75% 2.71% $5,000
My eBanc, A Division of BAC Florida Bank 2.90% 2.86% $5,000
EH National Bank 1.63% 1.63% $10,000
Goldwater Bank 2.80% 2.78% $5,000
Live Oak Bank 3.00% 2.96% $2,500
Northern Bank Direct 1.75% 1.74% $500
M.Y. Safra Bank, FSB 2.91% 2.87% $1,000
PurePoint Financial 2.80% 2.76% $10,000
AloStar, a division of State Bank 2.28% 2.25% $1,000
iGObanking 0.15% 0.15% $1,000
BankPurely, a division of Flushing Bank 2.75% 2.71% $1,000
Connexus Credit Union 3.00% 2.97% $5,000
Vio Bank 3.00% 2.97% $500
Quorum 2.70% 2.67% $1,000
North American Savings Bank 2.94% 2.90% $5,000
3 Year CDs
Citizens Trust Bank 0.55% 0.55% $500
Quantum National Bank 0.90% 0.90% $1,000
giantbank.com 2.43% 2.40% $2,500
First Internet Bank of Indiana 3.04% 3.00% $1,000
State Farm Bank 2.75% 2.71% $500
5 Star Bank 2.43% 2.40% $1,000
NBKC Bank 2.38% 2.35% $1,000
Luana Savings Bank 2.62% 2.60% $1,000
TIAA Bank 3.00% 2.96% $5,000
Bangor Savings Bank 1.51% 1.50% $500
IncredibleBank 2.63% 2.60% $1,000
Ally Bank 2.75% 2.71% $25,000
USAA 2.51% 2.48% $1,000
Colorado Federal Savings Bank 3.00% 2.96% $5,000
Pentagon Federal Credit Union 3.05% 3.01% $1,000
Popular Direct 3.30% 3.25% $10,000
VirtualBank 3.01% 2.97% $10,000
ableBanking, a division of Northeast Bank 3.30% 3.25% $1,000
Home Savings Bank 3.00% 2.96% $5,000
My eBanc, A Division of BAC Florida Bank 2.80% 2.76% $5,000
EH National Bank 1.78% 1.78% $10,000
Goldwater Bank 2.90% 2.88% $5,000
Live Oak Bank 3.05% 3.00% $2,500
Northern Bank Direct 2.55% 2.53% $500
M.Y. Safra Bank, FSB 3.26% 3.21% $1,000
PurePoint Financial 3.00% 2.96% $10,000
AloStar, a division of State Bank 1.37% 1.36% $1,000
BankPurely, a division of Flushing Bank 2.00% 1.98% $1,000
Connexus Credit Union 3.20% 3.16% $5,000
Vio Bank 3.05% 3.01% $500
Quorum 2.75% 2.72% $1,000
North American Savings Bank 3.05% 3.00% $1,000
Western State Bank 2.75% 2.75% $10,000
5 Year CDs
Citizens Trust Bank 0.80% 0.80% $500
Quantum National Bank 1.36% 1.35% $1,000
giantbank.com 2.84% 2.80% $2,500
First Internet Bank of Indiana 3.35% 3.30% $1,000
State Farm Bank 3.10% 3.05% $500
Applied Bank 0.15% 0.15% $1,000
5 Star Bank 2.79% 2.75% $1,000
NBKC Bank 3.04% 3.00% $1,000
Luana Savings Bank 2.67% 2.65% $1,000
TIAA Bank 3.10% 3.05% $5,000
Bangor Savings Bank 1.71% 1.70% $500
Ally Bank 3.10% 3.05% $0
USAA 2.78% 2.75% $1,000
Colorado Federal Savings Bank 3.25% 3.20% $5,000
Pentagon Federal Credit Union 3.50% 3.44% $1,000
Popular Direct 3.60% 3.54% $10,000
VirtualBank 3.05% 3.00% $10,000
Home Savings Bank 3.30% 3.25% $5,000
EH National Bank 1.91% 1.91% $10,000
Goldwater Bank 3.00% 2.98% $5,000
Live Oak Bank 3.15% 3.10% $2,500
Northern Bank Direct 2.57% 2.54% $500
M.Y. Safra Bank, FSB 3.35% 3.30% $750
PurePoint Financial 3.10% 3.05% $10,000
AloStar, a division of State Bank 1.61% 1.60% $1,000
BankPurely, a division of Flushing Bank 2.87% 2.83% $1,000
Connexus Credit Union 3.50% 3.46% $5,000
Vio Bank 3.15% 3.10% $500
Quorum 3.00% 2.96% $1,000