Certificate of Deposit Rates 2022

FDIC Insured up to $250,000  •  National rate is 0.20%  •  June 29th, 2022

What you'll need to open your new CD account

Advertiser Disclosure

1 Year CDs

1 Year CD (As of 6/29/2022)
2.10%APY
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  • For APY: $25,000
  • Rate: 2.08%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Insured.
1 Year CD (As of 6/29/2022)
2.00%APY
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  • For APY: $2,500
  • Rate: 1.98%
  • No Monthly Fees
  • Write Checks: No
Guaranteed Returns. FDIC-insured peace of mind.
1 Year CD (As of 6/29/2022)
1.90%APY
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  • For APY: $0
  • Rate: 1.90%
  • No Monthly Fees
  • Write Checks: No
Open a CD Account with Great Rates and No Minimum Deposit.
1 Year CD (As of 6/29/2022)
1.75%APY
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  • For APY: $0
  • Rate: 1.75%
  • No Monthly Fees
  • Write Checks: No
Get peace of mind with fixed rates and guaranteed returns
1 Year CD (As of 6/29/2022)
1.75%APY
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  • For APY: $5,000
  • Rate: 1.75%
  • No Monthly Fees
  • Write Checks: No
Great rates for your money to work harder. Member FDIC.
1 Year CD (As of 6/29/2022)
1.50%APY
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  • For APY: $10,000
  • Rate: 1.50%
  • No Monthly Fees
  • Write Checks: No
FDIC Insured. Lock-in Growth with our Market-Leading Rates!
1 Year CD (As of 6/29/2022)
1.50%APY
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  • For APY: $1,000
  • Rate: 1.49%
  • No Monthly Fees
  • Write Checks: No
High Rates You Can Bank On. Guaranteed Return. FDIC Insured.

1.25 Year CDs

1.25 Year CD (As of 6/29/2022)
2.20%APY
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  • For APY: $2,500
  • Rate: 2.18%
  • No Monthly Fees
  • Write Checks: No
Guaranteed Returns. FDIC-insured peace of mind.

1.5 Year CDs

1.5 Year CD (As of 6/29/2022)
2.50%APY
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  • For APY: $0
  • Rate: 2.50%
  • No Monthly Fees
  • Write Checks: No
Get peace of mind with fixed rates and guaranteed returns.

2 Year CDs

2 Year CD (As of 6/29/2022)
2.87%APY
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  • For APY: $25,000
  • Rate: 2.83%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Insured.
2 Year CD (As of 6/29/2022)
2.05%APY
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  • For APY: $1,000
  • Rate: 2.03%
  • No Monthly Fees
  • Write Checks: No
High Rates You Can Bank On. Guaranteed Return. FDIC Insured.

5 Year CDs

5 Year CD (As of 6/29/2022)
2.90%APY
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  • For APY: $0
  • Rate: 2.90%
  • No Monthly Fees
  • Write Checks: No
Get peace of mind with fixed rates and guaranteed returns.
5 Year CD (As of 6/29/2022)
2.60%APY
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  • For APY: $10,000
  • Rate: 2.60%
  • No Monthly Fees
  • Write Checks: No
FDIC Insured. Lock-in Growth with our Market-Leading Rates!
Other Banks
Rates as of June 29th, 2022
Banks & Reviews APY Rate For APY
1 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Farmers Bank 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
United Bank 0.10% 0.10% $500
Pendleton Community Bank, Inc. 0.10% 0.10% $500
Sandy Spring Bank 0.10% 0.10% $1,000
Citibank 0.10% 0.10% $2,500
Armed Forces Bank, N.A. 0.15% 0.15% $500
Woodforest National Bank 0.15% 0.15% $500
Washington Savings Bank 0.15% 0.15% $500
Amalgamated Bank 0.20% 0.20% $500
Northwest Federal Credit Union 0.22% 0.22% $1,000
PurePoint Financial 0.25% 0.25% $10,000
Northpointe Bank 0.25% 0.24% $1,000
Union Bank (Michigan) 0.25% 0.25% $500
VirtualBank 0.30% 0.30% $10,000
Lone Star Bank 0.30% 0.30% $1,000
BrioDirect 0.45% 0.45% $500
NBKC Bank 0.55% 0.55% $1,000
BankDirect 0.60% 0.60% $10,000
Virginia Credit Union 0.60% 0.60% $500
Old Dominion National Bank 0.75% 0.75% $500
Apple Federal Credit Union 0.80% 0.80% $500
Salem Five Direct 1.00% 1.00% $10,000
Quorum 1.00% 1.00% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
State Department Federal Credit Union 1.26% 1.26% $500
My Banking Direct, a service of NY Community Bank 1.50% 1.49% $500
Discover Bank 1.50% 1.49% $2,500
Vio Bank 1.50% 1.49% $500
State Bank of India California 1.51% 1.50% $1,000
TIAA Bank 1.65% 1.63% $1,000
CIBC Bank USA 1.70% 1.69% $1,000
CIBC Bank USA 1.75% 1.74% $25,000
Pentagon Federal Credit Union 1.75% 1.74% $1,000
Langley FCU 1.75% 1.75% $1,000
Ally Bank 1.75% 1.75% $0
Connexus Credit Union 1.76% 1.76% $5,000
CFG Community Bank 1.77% 1.76% $500
Rising Bank 1.85% 1.84% $1,000
First National Bank of America 1.90% 1.89% $1,000
First Internet Bank of Indiana 1.92% 1.90% $1,000
Live Oak Bank 2.00% 1.98% $2,500
LendingClub 2.01% 2.01% $2,500
1.25 Year CDs
Pentagon Federal Credit Union 1.90% 1.88% $1,000
1.5 Year CDs
TD Bank, NA 0.05% 0.05% $250
Fulton Bank, NA 0.10% 0.10% $1,000
Sandy Spring Bank 0.10% 0.10% $1,000
Burke & Herbert Bank & Trust Company 0.10% 0.10% $500
Pendleton Community Bank, Inc. 0.12% 0.12% $500
Farmers Bank 0.15% 0.15% $1,000
Armed Forces Bank, N.A. 0.15% 0.15% $500
Northpointe Bank 0.25% 0.24% $1,000
Union Bank (Michigan) 0.30% 0.30% $500
BankDirect 0.60% 0.60% $10,000
Old Dominion National Bank 1.15% 1.15% $500
Salem Five Direct 1.50% 1.49% $10,000
CIBC Bank USA 1.55% 1.54% $1,000
CIBC Bank USA 1.60% 1.59% $25,000
Vio Bank 1.75% 1.74% $500
Langley FCU 1.85% 1.85% $1,000
TIAA Bank 1.90% 1.88% $1,000
Ally Bank 2.00% 2.00% $0
Pentagon Federal Credit Union 2.05% 2.03% $1,000
First Internet Bank of Indiana 2.07% 2.05% $1,000
Live Oak Bank 2.10% 2.08% $2,500
Rising Bank 2.25% 2.23% $5,000
Sallie Mae 2.40% 2.37% $2,500
Merrick Bank 2.45% 2.42% $25,000
2 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Citibank 0.10% 0.10% $2,500
Fulton Bank, NA 0.10% 0.10% $1,000
United Bank 0.10% 0.10% $500
Burke & Herbert Bank & Trust Company 0.15% 0.15% $500
Pendleton Community Bank, Inc. 0.15% 0.15% $500
Sandy Spring Bank 0.15% 0.15% $1,000
Amalgamated Bank 0.20% 0.20% $500
Armed Forces Bank, N.A. 0.20% 0.20% $500
Woodforest National Bank 0.20% 0.20% $500
Farmers Bank 0.25% 0.25% $1,000
Northwest Federal Credit Union 0.27% 0.27% $1,000
Northpointe Bank 0.30% 0.29% $1,000
Washington Savings Bank 0.30% 0.30% $500
Union Bank (Michigan) 0.35% 0.35% $500
VirtualBank 0.40% 0.40% $10,000
CIT Bank 0.40% 0.40% $1,000
Lone Star Bank 0.41% 0.41% $1,000
NBKC Bank 0.55% 0.55% $250
BankDirect 0.60% 0.60% $10,000
Virginia Credit Union 0.80% 0.80% $500
Apple Federal Credit Union 0.90% 0.90% $500
Presidential Bank, FSB 1.05% 1.04% $1,000
Old Dominion National Bank 1.15% 1.15% $500
My Banking Direct, a service of NY Community Bank 1.25% 1.24% $500
State Bank of India California 1.51% 1.50% $1,000
CIBC Bank USA 1.60% 1.59% $1,000
CIBC Bank USA 1.65% 1.64% $25,000
Ally Bank 1.75% 1.75% $0
State Department Federal Credit Union 1.76% 1.76% $500
Vio Bank 1.85% 1.83% $500
Langley FCU 1.95% 1.95% $1,000
Salem Five Direct 2.00% 1.98% $10,000
Connexus Credit Union 2.06% 2.06% $5,000
Citizens Access 2.10% 2.10% $5,000
Live Oak Bank 2.20% 2.18% $2,500
TIAA Bank 2.20% 2.17% $1,000
Synchrony Bank 2.25% 2.25% $0
Capital One 2.25% 2.25% $0
BrioDirect 2.30% 2.30% $500
First Internet Bank of Indiana 2.32% 2.30% $1,000
First National Bank of America 2.35% 2.33% $1,000
LendingClub 2.50% 2.50% $2,500
Sallie Mae 2.50% 2.47% $2,500
Pentagon Federal Credit Union 2.75% 2.72% $1,000
Rising Bank 2.75% 2.72% $1,000
3 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Citibank 0.10% 0.10% $2,500
Fulton Bank, NA 0.10% 0.10% $1,000
Sandy Spring Bank 0.15% 0.15% $1,000
United Bank 0.15% 0.15% $500
Burke & Herbert Bank & Trust Company 0.20% 0.20% $500
Amalgamated Bank 0.20% 0.20% $500
Pendleton Community Bank, Inc. 0.20% 0.20% $500
Woodforest National Bank 0.25% 0.25% $500
Armed Forces Bank, N.A. 0.30% 0.30% $500
Northwest Federal Credit Union 0.31% 0.31% $1,000
Northpointe Bank 0.40% 0.39% $1,000
CIT Bank 0.40% 0.40% $1,000
Union Bank (Michigan) 0.40% 0.40% $500
VirtualBank 0.45% 0.45% $10,000
Washington Savings Bank 0.45% 0.44% $500
BrioDirect 0.45% 0.45% $500
BankDirect 0.50% 0.50% $10,000
Lone Star Bank 0.51% 0.51% $1,000
Farmers Bank 0.60% 0.60% $1,000
NBKC Bank 0.65% 0.65% $250
Apple Federal Credit Union 1.05% 1.05% $500
Presidential Bank, FSB 1.10% 1.09% $1,000
Virginia Credit Union 1.10% 1.10% $500
Old Dominion National Bank 1.15% 1.15% $500
State Bank of India California 1.51% 1.50% $1,000
State Department Federal Credit Union 1.86% 1.86% $500
Vio Bank 1.95% 1.93% $500
Langley FCU 2.10% 2.10% $1,000
Ally Bank 2.25% 2.25% $0
Citizens Access 2.25% 2.25% $5,000
Live Oak Bank 2.30% 2.27% $2,500
TIAA Bank 2.30% 2.27% $1,000
Connexus Credit Union 2.36% 2.36% $5,000
Capital One 2.50% 2.50% $0
Synchrony Bank 2.50% 2.50% $0
First Internet Bank of Indiana 2.58% 2.55% $1,000
Pentagon Federal Credit Union 2.60% 2.57% $1,000
First National Bank of America 2.70% 2.67% $1,000
LendingClub 2.75% 2.75% $2,500
Sallie Mae 2.75% 2.71% $2,500
Merrick Bank 3.05% 3.00% $25,000
Rising Bank 3.05% 3.02% $1,000
5 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
Truist 0.01% 0.01% $1,000
First Horizon Bank 0.03% 0.03% $1,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.05% 0.05% $250
Fulton Bank, NA 0.15% 0.15% $1,000
Burke & Herbert Bank & Trust Company 0.20% 0.20% $500
United Bank 0.20% 0.20% $500
Sandy Spring Bank 0.20% 0.20% $1,000
Amalgamated Bank 0.25% 0.25% $500
Woodforest National Bank 0.30% 0.30% $500
Pendleton Community Bank, Inc. 0.35% 0.35% $500
Northwest Federal Credit Union 0.39% 0.39% $1,000
Armed Forces Bank, N.A. 0.40% 0.40% $500
BrioDirect 0.45% 0.45% $500
CIT Bank 0.50% 0.50% $1,000
VirtualBank 0.55% 0.55% $10,000
Northpointe Bank 0.60% 0.59% $1,000
Union Bank (Michigan) 0.60% 0.60% $500
Washington Savings Bank 0.65% 0.64% $500
Lone Star Bank 0.71% 0.71% $1,000
NBKC Bank 0.75% 0.75% $250
Farmers Bank 0.80% 0.80% $1,000
Citibank 1.00% 1.01% $2,500
Presidential Bank, FSB 1.15% 1.14% $1,000
Old Dominion National Bank 1.25% 1.25% $500
Apple Federal Credit Union 1.30% 1.30% $500
Virginia Credit Union 1.30% 1.29% $500
State Bank of India California 1.51% 1.50% $1,000
State Department Federal Credit Union 2.17% 2.17% $500
Salem Five Direct 2.25% 2.23% $10,000
Citizens Access 2.65% 2.65% $5,000
Live Oak Bank 2.75% 2.71% $2,500
Ally Bank 2.75% 2.75% $0
Sallie Mae 2.80% 2.76% $2,500
CFG Community Bank 2.82% 2.78% $500
TIAA Bank 2.85% 2.81% $1,000
Synchrony Bank 2.90% 2.90% $0
Connexus Credit Union 2.96% 2.96% $5,000
First National Bank of America 3.00% 2.97% $1,000
Langley FCU 3.00% 3.00% $1,000
First Internet Bank of Indiana 3.09% 3.05% $1,000
Merrick Bank 3.20% 3.15% $25,000
Pentagon Federal Credit Union 3.50% 3.44% $1,000