Ad Disclaimer

Certificate of Deposit Rates 2020

FDIC Insured up to $250,000  •  National rate is 0.20%  •  June 4th, 2020

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Farmers Bank 0.05% 0.05% $1,000
Applied Bank 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
Bank of America 0.05% 0.05% $1,000
SunTrust Bank 0.10% 0.10% $2,000
BB&T 0.10% 0.10% $1,000
TD Bank, NA 0.10% 0.10% $250
Wells Fargo 0.15% 0.15% $2,500
Wells Fargo 0.15% 0.15% $2,500
United Bank 0.15% 0.15% $500
Woodforest National Bank 0.15% 0.15% $500
Vio Bank 0.20% 0.20% $500
Sandy Spring Bank 0.20% 0.20% $1,000
Citibank 0.25% 0.25% $2,500
Pendleton Community Bank, Inc. 0.25% 0.25% $500
State Farm Bank 0.25% 0.25% $500
Amalgamated Bank 0.30% 0.30% $500
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Armed Forces Bank, N.A. 0.50% 0.50% $500
Radius Bank 0.50% 0.50% $500
First Horizon Bank 0.55% 0.55% $1,000
Home Savings Bank 0.70% 0.70% $5,000
Northwest Federal Credit Union 0.72% 0.72% $1,000
Union Bank (Michigan) 0.75% 0.75% $500
Beal Bank USA 0.81% 0.81% $1,000
Apple Federal Credit Union 0.90% 0.90% $500
Langley FCU 0.95% 0.95% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
Northpointe Bank 1.00% 0.99% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
Virginia Credit Union 1.00% 1.00% $500
Capital One 1.00% 1.00% $0
Discover Bank 1.01% 1.00% $2,500
Quontic Bank 1.02% 1.01% $500
Old Dominion National Bank 1.05% 1.05% $500
First National Bank of America 1.05% 1.05% $1,000
Pentagon Federal Credit Union 1.10% 1.10% $1,000
PurePoint Financial 1.10% 1.09% $10,000
BMO Harris Bank 1.10% 1.09% $5,000
Rising Bank 1.20% 1.19% $1,000
Barclays 1.20% 1.19% $0
State Department Federal Credit Union 1.21% 1.20% $500
NBKC Bank 1.22% 1.21% $1,000
First Internet Bank of Indiana 1.24% 1.23% $1,000
Ally Bank 1.25% 1.24% $0
Amerant Bank, National Association 1.25% 1.24% $10,000
Live Oak Bank 1.25% 1.24% $2,500
Citizens Access 1.30% 1.29% $5,000
CIT Bank 1.30% 1.29% $1,000
1.5 Year CDs
Farmers Bank 0.15% 0.15% $1,000
TD Bank, NA 0.15% 0.15% $250
Fulton Bank, NA 0.20% 0.20% $1,000
Sandy Spring Bank 0.25% 0.25% $1,000
Vio Bank 0.30% 0.30% $500
Pendleton Community Bank, Inc. 0.35% 0.35% $500
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Radius Bank 0.50% 0.50% $500
Armed Forces Bank, N.A. 0.65% 0.65% $500
Home Savings Bank 0.80% 0.80% $5,000
Langley FCU 0.95% 0.95% $1,000
Union Bank (Michigan) 0.95% 0.95% $500
Northpointe Bank 1.00% 0.99% $1,000
Capital One 1.00% 1.00% $0
Pentagon Federal Credit Union 1.10% 1.10% $1,000
Old Dominion National Bank 1.10% 1.10% $500
Rising Bank 1.20% 1.19% $25,000
Ally Bank 1.25% 1.24% $0
Amerant Bank, National Association 1.25% 1.24% $10,000
Live Oak Bank 1.25% 1.24% $2,500
First Internet Bank of Indiana 1.31% 1.30% $1,000
2 Year CDs
Applied Bank 0.05% 0.05% $1,000
Bank of America 0.10% 0.10% $1,000
TD Bank, NA 0.15% 0.15% $250
Wells Fargo 0.20% 0.20% $2,500
Wells Fargo 0.20% 0.20% $2,500
Citibank 0.20% 0.20% $2,500
SunTrust Bank 0.20% 0.20% $2,000
BB&T 0.20% 0.20% $1,000
Fulton Bank, NA 0.20% 0.20% $1,000
Woodforest National Bank 0.20% 0.20% $500
Sandy Spring Bank 0.25% 0.25% $1,000
State Farm Bank 0.25% 0.25% $500
Farmers Bank 0.25% 0.25% $1,000
First Horizon Bank 0.25% 0.25% $1,000
United Bank 0.30% 0.30% $500
Vio Bank 0.35% 0.35% $500
Amalgamated Bank 0.35% 0.35% $500
Pendleton Community Bank, Inc. 0.45% 0.45% $500
Radius Bank 0.50% 0.50% $500
Burke & Herbert Bank & Trust Company 0.50% 0.50% $500
Armed Forces Bank, N.A. 0.75% 0.75% $500
Northwest Federal Credit Union 0.77% 0.77% $1,000
Home Savings Bank 0.95% 0.95% $5,000
Langley FCU 0.95% 0.95% $1,000
Apple Federal Credit Union 1.00% 1.00% $500
Union Bank (Michigan) 1.00% 1.00% $500
Presidential Bank, FSB 1.05% 1.04% $1,000
Northpointe Bank 1.05% 1.04% $1,000
Presidential Bank, FSB 1.05% 1.04% $1,000
Virginia Credit Union 1.05% 1.05% $500
Capital One 1.10% 1.09% $0
Pentagon Federal Credit Union 1.10% 1.10% $1,000
First National Bank of America 1.10% 1.10% $1,000
Discover Bank 1.10% 1.09% $2,500
Quontic Bank 1.11% 1.10% $500
BMO Harris Bank 1.15% 1.14% $5,000
Amerant Bank, National Association 1.20% 1.19% $10,000
Rising Bank 1.20% 1.19% $1,000
Old Dominion National Bank 1.21% 1.20% $500
Live Oak Bank 1.25% 1.24% $2,500
Ally Bank 1.25% 1.24% $0
State Department Federal Credit Union 1.26% 1.25% $500
Citizens Access 1.30% 1.29% $5,000
First Internet Bank of Indiana 1.31% 1.30% $1,000
NBKC Bank 1.44% 1.43% $1,000

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.

Rates proudly provided by Bankrate logo