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Certificate of Deposit Rates 2020

FDIC Insured up to $250,000  •  National rate is 0.20%  •  August 8th, 2020

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
SunTrust Bank 0.01% 0.01% $2,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
Farmers Bank 0.05% 0.05% $1,000
BB&T 0.10% 0.10% $1,000
TD Bank, NA 0.10% 0.10% $250
Woodforest National Bank 0.15% 0.15% $500
United Bank 0.15% 0.15% $500
Sandy Spring Bank 0.20% 0.20% $1,000
Vio Bank 0.20% 0.20% $500
Pendleton Community Bank, Inc. 0.25% 0.25% $500
Citibank 0.25% 0.25% $2,500
State Farm Bank 0.25% 0.25% $500
Lone Star Bank 0.30% 0.30% $1,000
Armed Forces Bank, N.A. 0.30% 0.30% $500
Amalgamated Bank 0.30% 0.30% $500
Home Savings Bank 0.40% 0.40% $5,000
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
BrioDirect 0.45% 0.45% $500
Washington Savings Bank 0.45% 0.44% $500
Northpointe Bank 0.50% 0.49% $1,000
BMO Harris Bank 0.50% 0.50% $5,000
CIT Bank 0.50% 0.50% $1,000
Presidential Bank, FSB 0.50% 0.50% $1,000
Pentagon Federal Credit Union 0.50% 0.50% $1,000
State Bank of India California 0.50% 0.50% $1,000
Radius Bank 0.50% 0.50% $500
Union Bank (Michigan) 0.50% 0.50% $500
Capital One 0.50% 0.50% $0
First Horizon Bank 0.55% 0.55% $1,000
PurePoint Financial 0.60% 0.60% $10,000
ableBanking, a division of Northeast Bank 0.60% 0.60% $1,000
Northwest Federal Credit Union 0.63% 0.63% $1,000
Citizens Access 0.65% 0.65% $5,000
Live Oak Bank 0.65% 0.65% $2,500
Virginia Credit Union 0.65% 0.65% $500
Beal Bank USA 0.71% 0.71% $1,000
CIT Bank 0.75% 0.75% $1,000
Rising Bank 0.78% 0.78% $1,000
Apple Federal Credit Union 0.80% 0.80% $500
VirtualBank 0.80% 0.79% $10,000
Amerant Bank, National Association 0.81% 0.81% $10,000
Discover Bank 0.90% 0.90% $2,500
NBKC Bank 0.90% 0.90% $1,000
Langley FCU 0.90% 0.90% $1,000
Ally Bank 0.90% 0.90% $0
CFG Community Bank 0.95% 0.95% $500
First Internet Bank of Indiana 0.96% 0.95% $1,000
Colorado Federal Savings Bank 1.00% 0.99% $5,000
First National Bank of America 1.00% 1.00% $1,000
Connexus Credit Union 1.01% 1.01% $5,000
Sallie Mae Bank 1.05% 1.04% $2,500
Old Dominion National Bank 1.05% 1.05% $500
Sallie Mae 1.05% 1.04% $2,500
CF Bank 1.05% 1.05% $10,000
State Department Federal Credit Union 1.05% 1.04% $500
1.5 Year CDs
Farmers Bank 0.15% 0.15% $1,000
TD Bank, NA 0.15% 0.15% $250
Fulton Bank, NA 0.20% 0.20% $1,000
Sandy Spring Bank 0.25% 0.25% $1,000
Pendleton Community Bank, Inc. 0.30% 0.30% $500
Vio Bank 0.30% 0.30% $500
Armed Forces Bank, N.A. 0.35% 0.35% $500
Home Savings Bank 0.40% 0.40% $5,000
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Northpointe Bank 0.50% 0.49% $1,000
Radius Bank 0.50% 0.50% $500
Capital One 0.50% 0.50% $0
Pentagon Federal Credit Union 0.55% 0.55% $1,000
Union Bank (Michigan) 0.55% 0.55% $500
Live Oak Bank 0.65% 0.65% $2,500
Rising Bank 0.78% 0.78% $25,000
Colorado Federal Savings Bank 0.80% 0.80% $5,000
Amerant Bank, National Association 0.81% 0.81% $10,000
Langley FCU 0.90% 0.90% $1,000
First Internet Bank of Indiana 1.01% 1.00% $1,000
Sallie Mae 1.05% 1.04% $2,500
Old Dominion National Bank 1.10% 1.10% $500
2 Year CDs
Wells Fargo 0.01% 0.01% $2,500
Wells Fargo 0.01% 0.01% $2,500
SunTrust Bank 0.01% 0.01% $2,000
Bank of America 0.03% 0.03% $1,000
Applied Bank 0.05% 0.05% $1,000
TD Bank, NA 0.15% 0.15% $250
Citibank 0.20% 0.20% $2,500
Fulton Bank, NA 0.20% 0.20% $1,000
BB&T 0.20% 0.20% $1,000
United Bank 0.20% 0.20% $500
Woodforest National Bank 0.20% 0.20% $500
First Horizon Bank 0.25% 0.25% $1,000
State Farm Bank 0.25% 0.25% $500
Sandy Spring Bank 0.25% 0.25% $1,000
Farmers Bank 0.25% 0.25% $1,000
Pendleton Community Bank, Inc. 0.30% 0.30% $500
Vio Bank 0.35% 0.35% $500
Amalgamated Bank 0.35% 0.35% $500
Home Savings Bank 0.40% 0.40% $5,000
Lone Star Bank 0.41% 0.41% $1,000
BrioDirect 0.45% 0.45% $500
Armed Forces Bank, N.A. 0.45% 0.45% $500
Radius Bank 0.50% 0.50% $500
Northpointe Bank 0.50% 0.49% $1,000
State Bank of India California 0.50% 0.50% $1,000
Burke & Herbert Bank & Trust Company 0.50% 0.50% $500
Presidential Bank, FSB 0.55% 0.55% $1,000
ableBanking, a division of Northeast Bank 0.60% 0.60% $1,000
Pentagon Federal Credit Union 0.60% 0.60% $1,000
BMO Harris Bank 0.60% 0.60% $5,000
Citizens Access 0.65% 0.65% $5,000
Union Bank (Michigan) 0.65% 0.65% $500
Northwest Federal Credit Union 0.68% 0.68% $1,000
Live Oak Bank 0.70% 0.70% $2,500
Virginia Credit Union 0.70% 0.70% $500
Washington Savings Bank 0.70% 0.69% $500
Amerant Bank, National Association 0.75% 0.75% $10,000
Capital One 0.75% 0.75% $0
Rising Bank 0.78% 0.78% $1,000
NBKC Bank 0.90% 0.90% $1,000
Ally Bank 0.90% 0.90% $0
Discover Bank 0.90% 0.90% $2,500
Langley FCU 0.90% 0.90% $1,000
VirtualBank 0.95% 0.94% $10,000
Colorado Federal Savings Bank 1.00% 0.99% $5,000
CIT Bank 1.00% 1.00% $1,000
Apple Federal Credit Union 1.00% 1.00% $500
Sallie Mae Bank 1.05% 1.04% $2,500
First National Bank of America 1.05% 1.05% $1,000
First Internet Bank of Indiana 1.06% 1.05% $1,000
State Department Federal Credit Union 1.10% 1.09% $500
Connexus Credit Union 1.11% 1.11% $5,000
Old Dominion National Bank 1.21% 1.20% $500

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