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Certificate of Deposit Rates 2020

FDIC Insured up to $250,000  •  National rate is 0.20%  •  June 4th, 2020

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Farmers Bank 0.05% 0.05% $1,000
Applied Bank 0.05% 0.05% $1,000
Fulton Bank, NA 0.05% 0.05% $1,000
Bank of America 0.05% 0.05% $1,000
SunTrust Bank 0.10% 0.10% $2,000
BB&T 0.10% 0.10% $1,000
TD Bank, NA 0.10% 0.10% $250
Wells Fargo 0.15% 0.15% $2,500
Wells Fargo 0.15% 0.15% $2,500
United Bank 0.15% 0.15% $500
Woodforest National Bank 0.15% 0.15% $500
Vio Bank 0.20% 0.20% $500
Sandy Spring Bank 0.20% 0.20% $1,000
Citibank 0.25% 0.25% $2,500
Pendleton Community Bank, Inc. 0.25% 0.25% $500
State Farm Bank 0.25% 0.25% $500
Amalgamated Bank 0.30% 0.30% $500
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Armed Forces Bank, N.A. 0.50% 0.50% $500
Radius Bank 0.50% 0.50% $500
First Horizon Bank 0.55% 0.55% $1,000
Home Savings Bank 0.70% 0.70% $5,000
Northwest Federal Credit Union 0.72% 0.72% $1,000
Union Bank (Michigan) 0.75% 0.75% $500
Beal Bank USA 0.81% 0.81% $1,000
Apple Federal Credit Union 0.90% 0.90% $500
Langley FCU 0.95% 0.95% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
Northpointe Bank 1.00% 0.99% $1,000
Presidential Bank, FSB 1.00% 1.00% $1,000
Virginia Credit Union 1.00% 1.00% $500
Capital One 1.00% 1.00% $0
Discover Bank 1.01% 1.00% $2,500
Quontic Bank 1.02% 1.01% $500
Old Dominion National Bank 1.05% 1.05% $500
First National Bank of America 1.05% 1.05% $1,000
Pentagon Federal Credit Union 1.10% 1.10% $1,000
PurePoint Financial 1.10% 1.09% $10,000
BMO Harris Bank 1.10% 1.09% $5,000
Rising Bank 1.20% 1.19% $1,000
Barclays 1.20% 1.19% $0
State Department Federal Credit Union 1.21% 1.20% $500
NBKC Bank 1.22% 1.21% $1,000
First Internet Bank of Indiana 1.24% 1.23% $1,000
Ally Bank 1.25% 1.24% $0
Amerant Bank, National Association 1.25% 1.24% $10,000
Live Oak Bank 1.25% 1.24% $2,500
Citizens Access 1.30% 1.29% $5,000
CIT Bank 1.30% 1.29% $1,000
1.5 Year CDs
Farmers Bank 0.15% 0.15% $1,000
TD Bank, NA 0.15% 0.15% $250
Fulton Bank, NA 0.20% 0.20% $1,000
Sandy Spring Bank 0.25% 0.25% $1,000
Vio Bank 0.30% 0.30% $500
Pendleton Community Bank, Inc. 0.35% 0.35% $500
Burke & Herbert Bank & Trust Company 0.40% 0.40% $500
Radius Bank 0.50% 0.50% $500
Armed Forces Bank, N.A. 0.65% 0.65% $500
Home Savings Bank 0.80% 0.80% $5,000
Langley FCU 0.95% 0.95% $1,000
Union Bank (Michigan) 0.95% 0.95% $500
Northpointe Bank 1.00% 0.99% $1,000
Capital One 1.00% 1.00% $0
Pentagon Federal Credit Union 1.10% 1.10% $1,000
Old Dominion National Bank 1.10% 1.10% $500
Rising Bank 1.20% 1.19% $25,000
Ally Bank 1.25% 1.24% $0
Amerant Bank, National Association 1.25% 1.24% $10,000
Live Oak Bank 1.25% 1.24% $2,500
First Internet Bank of Indiana 1.31% 1.30% $1,000
2 Year CDs
Applied Bank 0.05% 0.05% $1,000
Bank of America 0.10% 0.10% $1,000
TD Bank, NA 0.15% 0.15% $250
Wells Fargo 0.20% 0.20% $2,500
Wells Fargo 0.20% 0.20% $2,500
Citibank 0.20% 0.20% $2,500
SunTrust Bank 0.20% 0.20% $2,000
BB&T 0.20% 0.20% $1,000
Fulton Bank, NA 0.20% 0.20% $1,000
Woodforest National Bank 0.20% 0.20% $500
Sandy Spring Bank 0.25% 0.25% $1,000
State Farm Bank 0.25% 0.25% $500
Farmers Bank 0.25% 0.25% $1,000
First Horizon Bank 0.25% 0.25% $1,000
United Bank 0.30% 0.30% $500
Vio Bank 0.35% 0.35% $500
Amalgamated Bank 0.35% 0.35% $500
Pendleton Community Bank, Inc. 0.45% 0.45% $500
Radius Bank 0.50% 0.50% $500
Burke & Herbert Bank & Trust Company 0.50% 0.50% $500
Armed Forces Bank, N.A. 0.75% 0.75% $500
Northwest Federal Credit Union 0.77% 0.77% $1,000
Home Savings Bank 0.95% 0.95% $5,000
Langley FCU 0.95% 0.95% $1,000
Apple Federal Credit Union 1.00% 1.00% $500
Union Bank (Michigan) 1.00% 1.00% $500
Presidential Bank, FSB 1.05% 1.04% $1,000
Northpointe Bank 1.05% 1.04% $1,000
Presidential Bank, FSB 1.05% 1.04% $1,000
Virginia Credit Union 1.05% 1.05% $500
Capital One 1.10% 1.09% $0
Pentagon Federal Credit Union 1.10% 1.10% $1,000
First National Bank of America 1.10% 1.10% $1,000
Discover Bank 1.10% 1.09% $2,500
Quontic Bank 1.11% 1.10% $500
BMO Harris Bank 1.15% 1.14% $5,000
Amerant Bank, National Association 1.20% 1.19% $10,000
Rising Bank 1.20% 1.19% $1,000
Old Dominion National Bank 1.21% 1.20% $500
Live Oak Bank 1.25% 1.24% $2,500
Ally Bank 1.25% 1.24% $0
State Department Federal Credit Union 1.26% 1.25% $500
Citizens Access 1.30% 1.29% $5,000
First Internet Bank of Indiana 1.31% 1.30% $1,000
NBKC Bank 1.44% 1.43% $1,000