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Certificate of Deposit Rates 2019

FDIC Insured up to $250,000  •  National rate is 0.20%  •  April 23rd, 2019

What you'll need to open your new CD account

Banks & Reviews APY Rate For APY
1 Year CDs
Applied Bank 0.15% 0.15% $1,000
Citizens Trust Bank 0.20% 0.20% $500
California First National Bank 0.50% 0.50% $5,000
Quantum National Bank 0.55% 0.55% $1,000
EH National Bank 1.37% 1.37% $10,000
Bangor Savings Bank 1.66% 1.65% $500
Luana Savings Bank 1.86% 1.85% $1,000
5 Star Bank 2.02% 2.00% $1,000
USAA 2.06% 2.04% $1,000
NBKC Bank 2.12% 2.10% $1,000
State Farm Bank 2.15% 2.13% $500
Presidential Bank, FSB 2.25% 2.23% $1,000
giantbank.com 2.28% 2.25% $2,500
Vio Bank 2.35% 2.32% $500
Pentagon Federal Credit Union 2.35% 2.33% $1,000
Home Savings Bank 2.50% 2.47% $5,000
TAB Bank 2.50% 2.47% $1,000
ableBanking, a division of Northeast Bank 2.60% 2.57% $1,000
Goldwater Bank 2.65% 2.65% $5,000
Capital One 2.70% 2.67% $0
M.Y. Safra Bank, FSB 2.70% 2.67% $500
Sallie Mae 2.70% 2.66% $2,500
TIAA Bank 2.75% 2.71% $5,000
Ally Bank 2.75% 2.71% $0
BankDirect 2.75% 2.71% $10,000
Colorado Federal Savings Bank 2.80% 2.76% $5,000
Live Oak Bank 2.80% 2.76% $2,500
PurePoint Financial 2.80% 2.76% $10,000
First Internet Bank of Indiana 2.81% 2.77% $1,000
Rising Bank 2.85% 2.82% $1,000
Banesco USA 2.85% 2.85% $1,500
Citizens Access 2.85% 2.81% $5,000
Comenity Direct 2.86% 2.82% $1,500
Merrick Bank 2.87% 2.83% $25,000
2 Year CDs
Applied Bank 0.15% 0.15% $1,000
California First National Bank 0.25% 0.25% $5,000
Citizens Trust Bank 0.25% 0.25% $500
Quantum National Bank 0.80% 0.80% $1,000
EH National Bank 1.63% 1.63% $10,000
Luana Savings Bank 1.91% 1.90% $1,000
Bangor Savings Bank 1.92% 1.90% $500
NBKC Bank 2.32% 2.30% $1,000
USAA 2.32% 2.30% $1,000
5 Star Bank 2.33% 2.30% $1,000
Vio Bank 2.40% 2.37% $500
giantbank.com 2.43% 2.40% $2,500
Banesco USA 2.45% 2.45% $1,500
Ally Bank 2.50% 2.47% $0
State Farm Bank 2.50% 2.47% $500
Presidential Bank, FSB 2.50% 2.47% $1,000
Pentagon Federal Credit Union 2.55% 2.52% $1,000
ableBanking, a division of Northeast Bank 2.65% 2.62% $1,000
TAB Bank 2.65% 2.62% $1,000
Sallie Mae 2.70% 2.66% $2,500
Home Savings Bank 2.75% 2.71% $5,000
Capital One 2.80% 2.76% $0
American Express National Bank 2.80% 2.76% $0
Goldwater Bank 2.80% 2.78% $5,000
TIAA Bank 2.80% 2.76% $5,000
PurePoint Financial 2.80% 2.76% $10,000
Citizens Access 2.80% 2.76% $5,000
Live Oak Bank 2.85% 2.81% $2,500
M.Y. Safra Bank, FSB 2.85% 2.81% $1,000
First Internet Bank of Indiana 2.92% 2.88% $1,000
Rising Bank 2.95% 2.92% $1,000
Colorado Federal Savings Bank 2.95% 2.91% $5,000
BankDirect 2.98% 2.94% $10,000
Comenity Direct 2.98% 2.94% $1,500
3 Year CDs
Applied Bank 0.15% 0.15% $1,000
California First National Bank 0.25% 0.25% $5,000
Citizens Trust Bank 0.55% 0.55% $500
Quantum National Bank 0.90% 0.90% $1,000
EH National Bank 1.78% 1.78% $10,000
Bangor Savings Bank 1.97% 1.95% $500
Luana Savings Bank 2.01% 2.00% $1,000
NBKC Bank 2.38% 2.35% $1,000
Banesco USA 2.40% 2.40% $1,500
giantbank.com 2.43% 2.40% $2,500
5 Star Bank 2.43% 2.40% $1,000
Vio Bank 2.50% 2.47% $500
USAA 2.54% 2.51% $1,000
State Farm Bank 2.55% 2.52% $500
Pentagon Federal Credit Union 2.60% 2.57% $1,000
Ally Bank 2.65% 2.62% $25,000
TAB Bank 2.70% 2.66% $1,000
ableBanking, a division of Northeast Bank 2.75% 2.72% $1,000
Presidential Bank, FSB 2.75% 2.72% $1,000
TIAA Bank 2.83% 2.79% $5,000
Capital One 2.85% 2.81% $0
American Express National Bank 2.90% 2.86% $0
Live Oak Bank 2.90% 2.86% $2,500
Goldwater Bank 2.90% 2.88% $5,000
Citizens Access 2.90% 2.86% $5,000
Rising Bank 2.90% 2.87% $25,000
Colorado Federal Savings Bank 2.95% 2.91% $5,000
M.Y. Safra Bank, FSB 2.96% 2.92% $1,000
First Internet Bank of Indiana 2.99% 2.95% $1,000
Home Savings Bank 3.00% 2.96% $5,000
PurePoint Financial 3.00% 2.96% $10,000
BankDirect 3.05% 3.00% $10,000
5 Year CDs
Applied Bank 0.15% 0.15% $1,000
Citizens Trust Bank 0.80% 0.80% $500
Quantum National Bank 1.36% 1.35% $1,000
EH National Bank 1.91% 1.91% $10,000
Bangor Savings Bank 2.02% 2.00% $500
Luana Savings Bank 2.06% 2.05% $1,000
Vio Bank 2.70% 2.66% $500
Pentagon Federal Credit Union 2.75% 2.72% $1,000
USAA 2.78% 2.75% $1,000
5 Star Bank 2.79% 2.75% $1,000
TAB Bank 2.80% 2.76% $1,000
giantbank.com 2.84% 2.80% $2,500
State Farm Bank 2.85% 2.81% $500
TIAA Bank 2.95% 2.91% $5,000
Home Savings Bank 3.00% 2.96% $5,000
Live Oak Bank 3.00% 2.96% $2,500
Colorado Federal Savings Bank 3.00% 2.96% $5,000
Citizens Access 3.00% 2.96% $5,000
Goldwater Bank 3.00% 2.98% $5,000
Ally Bank 3.00% 2.96% $0
NBKC Bank 3.04% 3.00% $1,000
M.Y. Safra Bank, FSB 3.06% 3.02% $750
Capital One 3.10% 3.06% $0
American Express National Bank 3.10% 3.05% $0
PurePoint Financial 3.10% 3.05% $10,000
First Internet Bank of Indiana 3.14% 3.10% $1,000
Comenity Direct 3.15% 3.10% $1,500
Presidential Bank, FSB 3.25% 3.20% $1,000

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