Valid Identification
You'll need a valid, government-issued ID for you and any other applicants.
Bank Information
To open an online account, you must be able to fund it with your current bank account. Please have your account number and routing number ready.
| Banks & Reviews | APY | Rate | For APY |
|---|---|---|---|
| 1 Year CDs | |||
| Chase Bank (1 Year CD) | 0.01% | 0.01% | $1,000 |
| Bank of America (1 Year CD) | 0.05% | 0.05% | $1,000 |
| Bank of the West (1 Year CD) | 0.10% | 0.10% | $1,000 |
| First Tennessee Bank, NA (1 Year CD) | 0.10% | 0.10% | $1,000 |
| Wells Fargo (1 Year CD) | 0.15% | 0.15% | $2,500 |
| Applied Bank (1 Year CD) | 0.15% | 0.15% | $1,000 |
| UnionBank (1 Year CD) | 0.15% | 0.15% | $350 |
| Oak Valley Community Bank (1 Year CD) | 0.20% | 0.20% | $2,500 |
| Malaga Bank F.S.B. (1 Year CD) | 0.20% | 0.20% | $1,000 |
| Universal Bank (1 Year CD) | 0.25% | 0.25% | $1,000 |
| Citizens Trust Bank (1 Year CD) | 0.40% | 0.40% | $500 |
| Burke & Herbert Bank & Trust Company (1 Year CD) | 0.50% | 0.50% | $500 |
| California First National Bank (1 Year CD) | 0.50% | 0.50% | $5,000 |
| OneWest Bank (1 Year CD) | 0.55% | 0.55% | $1,000 |
| The Golden 1 CU (1 Year CD) | 0.90% | 0.90% | $1,000 |
| Broadway Federal Bank, F.S.B. (1 Year CD) | 0.96% | 0.95% | $500 |
| EH National Bank (1 Year CD) | 1.11% | 1.10% | $10,000 |
| Pendleton Community Bank, Inc. (1 Year CD) | 1.15% | 1.14% | $500 |
| Union Bank (Michigan) (1 Year CD) | 1.16% | 1.46% | $500 |
| Bank of Pensacola (1 Year CD) | 1.20% | 1.20% | $500 |
| Amalgamated Bank (1 Year CD) | 1.20% | 1.20% | $500 |
| San Diego County Credit Union (1 Year CD) | 1.25% | 1.24% | $2,000 |
| Bangor Savings Bank (1 Year CD) | 1.51% | 1.50% | $500 |
| Radius Bank (1 Year CD) | 1.55% | 1.54% | $500 |
| Luana Savings Bank (1 Year CD) | 1.61% | 1.60% | $1,000 |
| Beneficial State Bank (1 Year CD) | 1.61% | 1.60% | $1,000 |
| 5 Star Bank (1 Year CD) | 1.66% | 1.65% | $1,000 |
| Armed Forces Bank, N.A. (1 Year CD) | 1.66% | 1.66% | $500 |
| Vio Bank (1 Year CD) | 1.75% | 1.74% | $500 |
| AloStar, a division of Cadence Bank, N.A. (1 Year CD) | 1.80% | 1.79% | $1,000 |
| USAA (1 Year CD) | 1.99% | 1.97% | $1,000 |
| Home Savings Bank (1 Year CD) | 2.00% | 1.98% | $5,000 |
| Northpointe Bank (1 Year CD) | 2.00% | 1.98% | $1,000 |
| Beal Bank, SSB (1 Year CD) | 2.00% | 2.00% | $1,000 |
| Pentagon Federal Credit Union (1 Year CD) | 2.00% | 1.98% | $1,000 |
| Sterling Bank and Trust (1 Year CD) | 2.00% | 1.98% | $500 |
| Star One Credit Union (1 Year CD) | 2.10% | 2.08% | $2,500 |
| Alaska USA FCU (1 Year CD) | 2.10% | 2.10% | $500 |
| NBKC Bank (1 Year CD) | 2.12% | 2.10% | $1,000 |
| First Tech Credit Union (1 Year CD) | 2.15% | 2.13% | $500 |
| Schools First FCU (1 Year CD) | 2.20% | 2.18% | $500 |
| M.Y. Safra Bank, FSB (1 Year CD) | 2.25% | 2.23% | $500 |
| Presidential Bank, FSB (1 Year CD) | 2.25% | 2.23% | $1,000 |
| ableBanking, a division of Northeast Bank (1 Year CD) | 2.30% | 2.28% | $1,000 |
| TAB Bank (1 Year CD) | 2.30% | 2.27% | $1,000 |
| Goldwater Bank (1 Year CD) | 2.35% | 2.35% | $5,000 |
| First Internet Bank of Indiana (1 Year CD) | 2.38% | 2.35% | $1,000 |
| TIAA Bank (1 Year CD) | 2.40% | 2.37% | $5,000 |
| Discover Bank (1 Year CD) | 2.40% | 2.37% | $2,500 |
| Synchrony Bank (1 Year CD) | 2.40% | 2.37% | $2,000 |
| Banesco USA (1 Year CD) | 2.40% | 2.40% | $1,500 |
| Rising Bank (1 Year CD) | 2.40% | 2.37% | $1,000 |
| Capital One (1 Year CD) | 2.40% | 2.37% | $0 |
| Ally Bank (1 Year CD) | 2.40% | 2.37% | $0 |
| Barclays (1 Year CD) | 2.40% | 2.37% | $0 |
| Live Oak Bank (1 Year CD) | 2.45% | 2.42% | $2,500 |
| Colorado Federal Savings Bank (1 Year CD) | 2.45% | 2.42% | $5,000 |
| Citizens Access (1 Year CD) | 2.50% | 2.47% | $5,000 |
| First Foundation Bank (1 Year CD) | 2.50% | 2.50% | $2,500 |
| 1.5 Year CDs | |||
| Applied Bank (1.5 Year CD) | 0.15% | 0.15% | $1,000 |
| Oak Valley Community Bank (1.5 Year CD) | 0.20% | 0.20% | $2,500 |
| AloStar, a division of Cadence Bank, N.A. (1.5 Year CD) | 0.45% | 0.45% | $1,000 |
| Citizens Trust Bank (1.5 Year CD) | 0.50% | 0.50% | $500 |
| Burke & Herbert Bank & Trust Company (1.5 Year CD) | 0.55% | 0.55% | $500 |
| OneUnited Bank (1.5 Year CD) | 0.90% | 0.90% | $1,000 |
| The Golden 1 CU (1.5 Year CD) | 0.90% | 0.90% | $1,000 |
| Pendleton Community Bank, Inc. (1.5 Year CD) | 1.15% | 1.14% | $500 |
| Armed Forces Bank, N.A. (1.5 Year CD) | 1.15% | 1.15% | $500 |
| San Diego County Credit Union (1.5 Year CD) | 1.35% | 1.34% | $2,000 |
| Radius Bank (1.5 Year CD) | 1.60% | 1.59% | $500 |
| Luana Savings Bank (1.5 Year CD) | 1.61% | 1.60% | $1,000 |
| Bangor Savings Bank (1.5 Year CD) | 1.61% | 1.60% | $500 |
| Union Bank (Michigan) (1.5 Year CD) | 1.66% | 1.66% | $500 |
| Vio Bank (1.5 Year CD) | 1.80% | 1.78% | $500 |
| Home Savings Bank (1.5 Year CD) | 2.00% | 1.98% | $5,000 |
| USAA (1.5 Year CD) | 2.02% | 2.00% | $1,000 |
| Northpointe Bank (1.5 Year CD) | 2.05% | 2.03% | $1,000 |
| Pentagon Federal Credit Union (1.5 Year CD) | 2.10% | 2.08% | $1,000 |
| Alaska USA FCU (1.5 Year CD) | 2.19% | 2.19% | $500 |
| M.Y. Safra Bank, FSB (1.5 Year CD) | 2.25% | 2.23% | $750 |
| Goldwater Bank (1.5 Year CD) | 2.35% | 2.34% | $5,000 |
| Colorado Federal Savings Bank (1.5 Year CD) | 2.35% | 2.32% | $5,000 |
| TAB Bank (1.5 Year CD) | 2.40% | 2.37% | $1,000 |
| First Internet Bank of Indiana (1.5 Year CD) | 2.43% | 2.40% | $1,000 |
| Sallie Mae (1.5 Year CD) | 2.45% | 2.42% | $2,500 |
| Schools First FCU (1.5 Year CD) | 2.45% | 2.42% | $500 |
| Synchrony Bank (1.5 Year CD) | 2.50% | 2.47% | $2,000 |
| Ally Bank (1.5 Year CD) | 2.50% | 2.47% | $25,000 |
| Rising Bank (1.5 Year CD) | 2.50% | 2.47% | $25,000 |
| Citizens Access (1.5 Year CD) | 2.50% | 2.47% | $5,000 |
| Live Oak Bank (1.5 Year CD) | 2.50% | 2.47% | $2,500 |
| Capital One (1.5 Year CD) | 2.55% | 2.52% | $0 |
| Merrick Bank (1.5 Year CD) | 2.56% | 2.53% | $25,000 |
| 2 Year CDs | |||
| Bank of America (2 Year CD) | 0.10% | 0.10% | $1,000 |
| Applied Bank (2 Year CD) | 0.15% | 0.15% | $1,000 |
| First Tennessee Bank, NA (2 Year CD) | 0.15% | 0.15% | $1,000 |
| Wells Fargo (2 Year CD) | 0.20% | 0.20% | $2,500 |
| UnionBank (2 Year CD) | 0.20% | 0.20% | $350 |
| California First National Bank (2 Year CD) | 0.25% | 0.25% | $5,000 |
| Bank of the West (2 Year CD) | 0.30% | 0.30% | $1,000 |
| Chase Bank (2 Year CD) | 0.30% | 0.30% | $1,000 |
| Malaga Bank F.S.B. (2 Year CD) | 0.30% | 0.30% | $1,000 |
| Oak Valley Community Bank (2 Year CD) | 0.35% | 0.35% | $2,500 |
| Universal Bank (2 Year CD) | 0.40% | 0.40% | $1,000 |
| Citizens Trust Bank (2 Year CD) | 0.60% | 0.60% | $500 |
| Burke & Herbert Bank & Trust Company (2 Year CD) | 0.60% | 0.60% | $500 |
| OneUnited Bank (2 Year CD) | 0.90% | 0.90% | $1,000 |
| Broadway Federal Bank, F.S.B. (2 Year CD) | 1.06% | 1.05% | $1,000 |
| First Foundation Bank (2 Year CD) | 1.10% | 1.09% | $2,500 |
| The Golden 1 CU (2 Year CD) | 1.10% | 1.09% | $1,000 |
| OneWest Bank (2 Year CD) | 1.10% | 1.09% | $1,000 |
| Amalgamated Bank (2 Year CD) | 1.25% | 1.25% | $500 |
| EH National Bank (2 Year CD) | 1.27% | 1.26% | $10,000 |
| Pendleton Community Bank, Inc. (2 Year CD) | 1.30% | 1.29% | $500 |
| San Diego County Credit Union (2 Year CD) | 1.45% | 1.44% | $2,000 |
| Luana Savings Bank (2 Year CD) | 1.66% | 1.65% | $1,000 |
| Bangor Savings Bank (2 Year CD) | 1.66% | 1.65% | $500 |
| Radius Bank (2 Year CD) | 1.70% | 1.69% | $500 |
| 5 Star Bank (2 Year CD) | 1.81% | 1.80% | $1,000 |
| Vio Bank (2 Year CD) | 1.85% | 1.83% | $500 |
| Union Bank (Michigan) (2 Year CD) | 1.86% | 1.86% | $500 |
| Home Savings Bank (2 Year CD) | 2.00% | 1.98% | $5,000 |
| Beneficial State Bank (2 Year CD) | 2.02% | 2.00% | $1,000 |
| Armed Forces Bank, N.A. (2 Year CD) | 2.02% | 2.02% | $500 |
| Northpointe Bank (2 Year CD) | 2.10% | 2.08% | $1,000 |
| Sterling Bank and Trust (2 Year CD) | 2.10% | 2.08% | $500 |
| USAA (2 Year CD) | 2.11% | 2.09% | $1,000 |
| Star One Credit Union (2 Year CD) | 2.15% | 2.13% | $2,500 |
| NBKC Bank (2 Year CD) | 2.17% | 2.15% | $1,000 |
| First Tech Credit Union (2 Year CD) | 2.20% | 2.18% | $500 |
| Capital One (2 Year CD) | 2.20% | 2.18% | $0 |
| Alaska USA FCU (2 Year CD) | 2.25% | 2.25% | $500 |
| ableBanking, a division of Northeast Bank (2 Year CD) | 2.25% | 2.23% | $1,000 |
| M.Y. Safra Bank, FSB (2 Year CD) | 2.30% | 2.28% | $1,000 |
| Pentagon Federal Credit Union (2 Year CD) | 2.30% | 2.28% | $1,000 |
| AloStar, a division of Cadence Bank, N.A. (2 Year CD) | 2.30% | 2.28% | $1,000 |
| Presidential Bank, FSB (2 Year CD) | 2.30% | 2.28% | $1,000 |
| Goldwater Bank (2 Year CD) | 2.35% | 2.34% | $5,000 |
| Colorado Federal Savings Bank (2 Year CD) | 2.35% | 2.32% | $5,000 |
| Schools First FCU (2 Year CD) | 2.40% | 2.37% | $500 |
| Ally Bank (2 Year CD) | 2.40% | 2.37% | $0 |
| First Internet Bank of Indiana (2 Year CD) | 2.45% | 2.42% | $1,000 |
| Rising Bank (2 Year CD) | 2.45% | 2.42% | $1,000 |
| TAB Bank (2 Year CD) | 2.45% | 2.42% | $1,000 |
| Live Oak Bank (2 Year CD) | 2.50% | 2.47% | $2,500 |
| Synchrony Bank (2 Year CD) | 2.55% | 2.52% | $2,000 |
| Citizens Access (2 Year CD) | 2.55% | 2.52% | $5,000 |
| Merrick Bank (2 Year CD) | 2.56% | 2.53% | $25,000 |
The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
Rates proudly provided by 