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Best Online Savings Rates 2022

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Savings & MMA Rates


Savings (Rate as of 05/21/2022)
0.90%APY
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  • For APY: $0
  • Rate: 0.90%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Earn 15x the National Average with Easy Access to Your Funds.
Savings (Rate as of 05/21/2022)
0.85%APY
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  • For APY: $0
  • Rate: 0.85%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Plus, no monthly fees and unlimited free external transfers
Savings (Rate as of 05/21/2022)
0.80%APY
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  • For APY: $100
  • Rate: 0.80%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Save Smart. Earn More. FDIC Insured.
MMA (Rate as of 05/21/2022)
0.75%APY
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  • For APY: $0
  • Rate: 0.75%
  • No Monthly Fees
  • Write Checks: Yes
Member FDIC No minimum balance and no monthly maintenance fees
Savings (Rate as of 05/21/2022)
0.70%APY
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  • For APY: $0
  • Rate: 0.70%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Savings accounts at 0.70% APY. A rate greater than 5x the national average.
Savings (Rate as of 05/21/2022)
0.60%APY
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  • For APY: $0
  • Rate: 0.60%
  • No Monthly Fees
  • Write Checks: No
Member FDIC It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 05/21/2022)
0.60%APY
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  • For APY: $1
  • Rate: 0.60%
  • No Monthly Fees
  • Write Checks: No
Member FDIC No monthly fee. Competitive APY. 24/7 account access. Min to Earn APY = $1
Other Banks
Rates as of May 21st, 2022
Banks & Reviews APY Rate For APY
Sandy Spring Bank (MMA) 0.01% 0.01% $2,500
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $1,000
Truist (MMA) 0.01% 0.01% $200
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
Burke & Herbert Bank & Trust Company (Savings) 0.01% 0.01% $50
Wells Fargo (MMA) 0.01% 0.01% $50
Truist (Savings) 0.01% 0.01% $25
Sandy Spring Bank (Savings) 0.01% 0.01% $25
Wells Fargo (Savings) 0.01% 0.01% $25
Amalgamated Bank (Savings) 0.01% 0.01% $1
TD Bank, NA (MMA) 0.01% 0.01% $1
TD Bank, NA (Savings) 0.02% 0.02% $1
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (MMA $25k) 0.02% 0.02% $25,000
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
Burke & Herbert Bank & Trust Company (MMA $25k) 0.03% 0.03% $25,000
Pendleton Community Bank, Inc. (Savings) 0.03% 0.03% $50
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Woodforest National Bank (Savings) 0.03% 0.03% $25
Northwest Federal Credit Union (MMA) 0.03% 0.03% $1
Washington Savings Bank (Savings) 0.05% 0.05% $50
Citibank (MMA) 0.05% 0.05% $100
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
United Bank (Savings) 0.05% 0.05% $50
Amalgamated Bank (MMA) 0.05% 0.05% $1
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Woodforest National Bank (MMA) 0.05% 0.05% $25
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Langley FCU (MMA) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Applied Bank (Savings) 0.05% 0.05% $100
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Langley FCU (Savings) 0.05% 0.05% $100
Old Dominion National Bank (MMA) 0.05% 0.05% $1,000
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
Old Dominion National Bank (Savings) 0.05% 0.05% $100
Union Bank (Michigan) (MMA) 0.05% 0.05% $5,000
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Farmers Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
United Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA $10k) 0.06% 0.06% $10,000
Fulton Bank, NA (MMA $25k) 0.07% 0.07% $25,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Old Dominion National Bank (Savings $25k) 0.10% 0.10% $25,000
Pendleton Community Bank, Inc. (MMA $25k) 0.10% 0.10% $25,000
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
UFB Direct (MMA) 0.10% 0.10% $5,000
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Northwest Federal Credit Union (MMA $25k) 0.11% 0.11% $25,000
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $25,000
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Investors eAccess (MMA) 0.15% 0.15% $0
UFB Direct (Savings) 0.20% 0.20% $10,000
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
Virginia Credit Union (MMA) 0.20% 0.20% $10,000
First Internet Bank of Indiana (Savings) 0.25% 0.25% $25
Northpointe Bank (Savings) 0.25% 0.25% $100
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Lone Star Bank (MMA) 0.25% 0.25% $250
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
Lone Star Bank (Savings) 0.40% 0.40% $200
VirtualBank (MMA) 0.40% 0.40% $100
Apple Federal Credit Union (MMA $10k) 0.40% 0.40% $10,000
PurePoint Financial (Savings) 0.40% 0.40% $10,000
Apple Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
TIAA Bank (MMA) 0.50% 0.49% $500
First Internet Bank of Indiana (MMA) 0.50% 0.50% $100
MySavingsDirect (Savings) 0.50% 0.50% $1
Discover Bank (MMA) 0.50% 0.50% $0
BankDirect (MMA) 0.50% 0.50% $10,000
BrioDirect (MMA) 0.55% 0.55% $100
Valley Direct (Savings) 0.55% 0.55% $1
Ally Bank (Savings) 0.60% 0.60% $0
Ally Bank (MMA) 0.60% 0.60% $0
Discover Bank (Savings) 0.60% 0.60% $0
Quorum (Savings) 0.60% 0.60% $1
TIAA Bank (Savings) 0.60% 0.59% $25
Northpointe Bank (MMA $25k) 0.65% 0.64% $25,000
Rising Bank (Savings) 0.65% 0.65% $1,000
CIT Bank (MMA) 0.70% 0.70% $0
Pentagon Federal Credit Union (Savings) 0.70% 0.70% $0
CIBC Bank USA (Savings) 0.72% 0.72% $1
Popular Direct (Savings) 0.75% 0.75% $5,000
Valley Direct (Savings) 0.75% 0.75% $1
DollarSavingsDirect (Savings) 0.75% 0.75% $1
Colorado Federal Savings Bank (Savings) 0.80% 0.80% $1
Live Oak Bank (Savings) 0.80% 0.80% $0
UFB Direct (Savings) 0.81% 0.81% $0
Synchrony Bank (Savings) 0.85% 0.85% $0
My Banking Direct, a service of NY Community Bank (Savings) 1.00% 1.00% $1
Salem Five Direct (Savings) 1.01% 1.01% $10
CFG Community Bank (MMA) 1.02% 1.02% $1,000