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| Banks & Reviews | APY | Rate | Min Balance for APY |
|---|---|---|---|
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Truist (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Amerant Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $2,500 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $1,000 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $500 |
| Bank of America (Savings) | 0.01% | 0.01% | $100 |
| Amerant Bank (MMA) | 0.01% | 0.01% | $100 |
| Truist (Savings) | 0.01% | 0.01% | $50 |
| Truist (MMA) | 0.01% | 0.01% | $50 |
| USAA Federal Savings Bank (Savings) | 0.01% | 0.01% | $25 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| TD Bank, NA (Savings) | 0.02% | 0.02% | $1 |
| TD Bank, NA (Savings $25k) | 0.02% | 0.02% | $25,000 |
| TD Bank, NA (Savings $10k) | 0.02% | 0.02% | $10,000 |
| Armed Forces Bank, N.A. (Savings $25k) | 0.03% | 0.03% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $25,000 |
| Armed Forces Bank, N.A. (Savings $10k) | 0.03% | 0.03% | $10,000 |
| Armed Forces Bank, N.A. (Savings) | 0.03% | 0.03% | $25 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $50 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $50 |
| Pendleton Community Bank, Inc. (Savings) | 0.05% | 0.05% | $50 |
| Northwest Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| Amerant Bank (Savings) | 0.05% | 0.05% | $50 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| State Department Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Langley FCU (Savings) | 0.05% | 0.05% | $100 |
| Langley FCU (MMA) | 0.05% | 0.05% | $100 |
| Northwest Federal Credit Union (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Old Dominion National Bank (Savings) | 0.05% | 0.05% | $100 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Pendleton Community Bank, Inc. (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Burke & Herbert Bank & Trust Company (Savings $25k) | 0.05% | 0.05% | $25,000 |
| State Department Federal Credit Union (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Langley FCU (Savings $25k) | 0.05% | 0.05% | $25,000 |
| Pendleton Community Bank, Inc. (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Burke & Herbert Bank & Trust Company (Savings $10k) | 0.05% | 0.05% | $10,000 |
| State Department Federal Credit Union (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Langley FCU (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Northwest Federal Credit Union (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $5 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| Apple Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| United Bank (Savings) | 0.10% | 0.10% | $2,500 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Old Dominion National Bank (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Apple Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Apple Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Old Dominion National Bank (Savings $25k) | 0.10% | 0.10% | $25,000 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Union Bank (Michigan) (Savings $10k) | 0.15% | 0.15% | $10,000 |
| Wells Fargo (Savings) | 0.15% | 0.15% | $25 |
| Union Bank (Michigan) (Savings $25k) | 0.20% | 0.20% | $25,000 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Axos Bank (MMA) | 0.25% | 0.25% | $1 |
| TAB Bank (MMA) | 0.25% | 0.25% | $25 |
| Wells Fargo (MMA) | 0.25% | 0.25% | $25 |
| Sandy Spring Bank (Savings) | 0.25% | 0.25% | $25 |
| Wells Fargo (MMA) | 0.25% | 0.25% | $50 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $250 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| Connexus Credit Union (Savings) | 0.25% | 0.25% | $100 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Axos Bank (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Sandy Spring Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Wells Fargo (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Sandy Spring Bank (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Sandy Spring Bank (Savings $10k) | 0.25% | 0.25% | $10,000 |
| Sandy Spring Bank (MMA $25k) | 0.25% | 0.25% | $25,000 |
| Sandy Spring Bank (Savings $25k) | 0.25% | 0.25% | $25,000 |
| Presidential Bank, FSB (MMA $10k) | 0.30% | 0.30% | $10,000 |
| First Horizon Bank (Savings) | 0.30% | 0.30% | $50 |
| First Horizon Bank (Savings $10k) | 0.30% | 0.30% | $10,000 |
| First Horizon Bank (Savings $25k) | 0.30% | 0.30% | $25,000 |
| Woodforest National Bank (MMA $25k) | 0.35% | 0.35% | $25,000 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $10,000 |
| Woodforest National Bank (Savings $10k) | 0.35% | 0.35% | $10,000 |
| Woodforest National Bank (MMA $10k) | 0.35% | 0.35% | $10,000 |
| Woodforest National Bank (Savings) | 0.35% | 0.35% | $25 |
| Woodforest National Bank (MMA) | 0.35% | 0.35% | $25 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $200 |
| Union Bank (Michigan) (MMA $25k) | 0.45% | 0.45% | $25,000 |
| Union Bank (Michigan) (MMA $10k) | 0.45% | 0.45% | $10,000 |
| CIBC Bank USA (MMA $10k) | 0.45% | 0.45% | $10,000 |
| Union Bank (Michigan) (MMA) | 0.45% | 0.45% | $5,000 |
| Charles Schwab Bank (Savings) | 0.48% | 0.48% | $0 |
| Woodforest National Bank (Savings $25k) | 0.50% | 0.50% | $25,000 |
| GTE Financial Credit Union (MMA) | 0.50% | 0.50% | $2,500 |
| Apple Federal Credit Union (MMA) | 0.50% | 0.50% | $5 |
| Boeing Employees Credit Union (Savings) | 0.50% | 0.50% | $1 |
| Presidential Bank, FSB (Savings) | 0.50% | 0.50% | $500 |
| First Horizon Bank (MMA $25k) | 0.60% | 0.60% | $25,000 |
| First Horizon Bank (MMA $10k) | 0.60% | 0.60% | $10,000 |
| First Horizon Bank (MMA) | 0.60% | 0.60% | $50 |
| Axos Bank (Savings) | 0.61% | 0.61% | $250 |
| Northwest Federal Credit Union (MMA $10k) | 0.64% | 0.64% | $10,000 |
| Northwest Federal Credit Union (MMA) | 0.64% | 0.64% | $1 |
| GTE Financial Credit Union (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Fulton Bank, NA (MMA) | 0.70% | 0.70% | $1,000 |
| Northwest Federal Credit Union (MMA $25k) | 0.72% | 0.72% | $25,000 |
| FinWise Bank (Savings) | 0.75% | 0.75% | $500 |
| GTE Financial Credit Union (Savings) | 0.75% | 0.75% | $100 |
| Langley FCU (MMA $10k) | 0.75% | 0.75% | $10,000 |
| FinWise Bank (MMA) | 0.75% | 0.75% | $1,000 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $2,000 |
| First Internet Bank of Indiana (Savings) | 0.80% | 0.80% | $25 |
| Amalgamated Bank (Savings) | 0.81% | 0.81% | $1 |
| Amalgamated Bank (MMA) | 0.90% | 0.90% | $100 |
| Amalgamated Bank (MMA $10k) | 0.90% | 0.90% | $10,000 |
| Fulton Bank, NA (MMA $10k) | 0.99% | 0.99% | $10,000 |
| Old Dominion National Bank (MMA) | 1.00% | 1.00% | $1,000 |
| Amalgamated Bank (Savings $10k) | 1.00% | 1.00% | $10,000 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $10,000 |
| Old Dominion National Bank (MMA $10k) | 1.00% | 1.00% | $10,000 |
| Amalgamated Bank (Savings $25k) | 1.00% | 1.00% | $25,000 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $25,000 |
| Langley FCU (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Old Dominion National Bank (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Bethpage Federal Credit Union (MMA $25k) | 1.15% | 1.14% | $25,000 |
| Bethpage Federal Credit Union (MMA $10k) | 1.15% | 1.14% | $10,000 |
| Bethpage Federal Credit Union (MMA) | 1.15% | 1.14% | $500 |
| Fulton Bank, NA (MMA $25k) | 1.20% | 1.19% | $25,000 |
| State Department Federal Credit Union (MMA) | 1.21% | 1.20% | $2,000 |
| State Department Federal Credit Union (MMA $10k) | 1.21% | 1.20% | $10,000 |
| State Department Federal Credit Union (MMA $25k) | 1.26% | 1.25% | $25,000 |
| Armed Forces Bank, N.A. (MMA) | 1.30% | 1.29% | $25 |
| Amalgamated Bank (MMA $25k) | 1.31% | 1.30% | $25,000 |
| Apple Federal Credit Union (MMA $10k) | 1.35% | 1.34% | $10,000 |
| Banesco USA (MMA $10k) | 1.35% | 1.35% | $10,000 |
| Banesco USA (MMA) | 1.35% | 1.35% | $2,500 |
| Banesco USA (Savings) | 1.35% | 1.34% | $100 |
| Apple Federal Credit Union (MMA $25k) | 1.40% | 1.39% | $25,000 |
| Bank5 Connect (Savings) | 1.50% | 1.49% | $100 |
| America First FCU (MMA) | 1.50% | 1.49% | $1 |
| Armed Forces Bank, N.A. (MMA $10k) | 1.50% | 1.49% | $10,000 |
| BankPurely, a division of Flushing Bank (Savings) | 1.50% | 1.49% | $100 |
| FinWise Bank (MMA $10k) | 1.51% | 1.50% | $10,000 |
| CIT Bank, N.A (MMA) | 1.55% | 1.54% | $100 |
| Armed Forces Bank, N.A. (MMA $25k) | 1.60% | 1.59% | $25,000 |
| America First FCU (MMA $10k) | 1.70% | 1.69% | $10,000 |
| Virginia Credit Union (MMA $10k) | 2.00% | 1.98% | $10,000 |
| Boeing Employees Credit Union (MMA $10k) | 2.02% | 2.00% | $10,000 |
| Boeing Employees Credit Union (MMA) | 2.02% | 2.00% | $1 |
| Virginia Credit Union (MMA $25k) | 2.50% | 2.47% | $25,000 |
| Varo Bank (Savings) | 3.00% | 2.96% | $1 |
| Northpointe Bank (Savings $25k) | 3.25% | 3.20% | $25,000 |
| Northpointe Bank (MMA $25k) | 3.25% | 3.20% | $25,000 |
| Pendleton Community Bank, Inc. (MMA) | 3.50% | 3.50% | $25,000 |
| Pendleton Community Bank, Inc. (MMA $10k) | 3.50% | 3.50% | $10,000 |
| First Internet Bank of Indiana (MMA) | 3.76% | 3.70% | $100 |
| Live Oak Bank (Savings) | 4.15% | 4.07% | $0 |
| Discover Bank (MMA) | 4.20% | 4.11% | $2,500 |
| Quorum Federal Credit Union (Savings) | 4.25% | 4.16% | $1 |
| Morgan Stanley Private Bank (Savings) | 4.25% | 4.16% | $1 |
| Ally Bank (Savings) | 4.25% | 4.16% | $0 |
| Capital One, NA (Savings) | 4.30% | 4.22% | $0 |
| Discover Bank (Savings) | 4.30% | 4.21% | $1 |
| Colorado Federal Savings Bank (Savings) | 4.40% | 4.33% | $1 |
| Quontic Bank (Savings) | 4.50% | 4.40% | $100 |
| Citizens Access (Savings) | 4.50% | 4.39% | $1 |
| Sallie Mae Bank (Savings) | 4.50% | 4.40% | $0 |
| Synchrony Bank (Savings) | 4.75% | 4.75% | $0 |
| EverBank (MMA) | 4.75% | 4.75% | $0 |
| Sallie Mae Bank (MMA) | 4.75% | 4.64% | $0 |
| Quontic Bank (MMA) | 5.00% | 4.88% | $100 |
| VirtualBank (MMA) | 5.00% | 4.89% | $1 |
| MyBankingDirect (Savings) | 5.00% | 4.88% | $500 |
| Rising Bank (Savings) | 5.00% | 4.89% | $1,000 |
| Salem Five Direct (Savings) | 5.01% | 4.89% | $10 |
| TAB Bank (Savings) | 5.02% | 4.90% | $0 |
| BankPurely, a division of Flushing Bank (MMA) | 5.05% | 4.93% | $25,000 |
| Primis Bank (Savings) | 5.07% | 4.95% | $1 |
| BMO Alto (Savings) | 5.10% | 4.96% | $0 |
| EverBank (Savings) | 5.15% | 5.02% | $0 |
| Western State Bank (MMA) | 5.15% | 5.02% | $5,000 |
| FNBO Direct (Savings) | 5.15% | 5.03% | $1 |
| Valley Direct (Savings) | 5.25% | 5.12% | $1 |
| UFB Direct (MMA) | 5.25% | 5.12% | $1 |
| UFB Direct (Savings) | 5.25% | 5.12% | $1 |
| Vio Bank (MMA) | 5.25% | 5.15% | $100 |
| Popular Direct (Savings) | 5.25% | 5.12% | $100 |
| CFG Community Bank (MMA) | 5.25% | 5.12% | $1,000 |
| BrioDirect (Savings) | 5.35% | 5.21% | $5,000 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
