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Savings & MMA Rates


Advertiser Disclosure
Featured Offers
Savings (Rate as of 4/19/2024)
5.25%APY
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  • Min Balance for APY: $0
  • Rate: 5.25%
  • No Monthly Fees
  • Write Checks: No
Member FDIC. No fees. Easy deposits and quick withdrawals.
Savings (Rate as of 4/19/2024)
4.30%APY
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  • Min Balance for APY: $1
  • Rate: 4.21%
  • No Monthly Fees
  • Write Checks: No
Member FDIC
Savings (Rate as of 4/19/2024)
5.15%APY
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  • Min Balance for APY: $0
  • Rate: 5.02%
  • No Monthly Fees
  • Write Checks: No
Member FDIC
Savings (Rate as of 4/19/2024)
5.00%APY
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  • Min Balance for APY: $0
  • Rate: 5.00%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Plus, no monthly fees and unlimited free external transfers
Savings (Rate as of 4/19/2024)
5.05%APY
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  • Min Balance for APY: $5,000
  • Rate: 4.93%
  • No Monthly Fees
  • Write Checks: No
Member FDIC CIT Bank, a division of First Citizens, 125+ years of experience.
Savings (Rate as of 4/19/2024)
4.35%APY
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  • Min Balance for APY: $0
  • Rate: 4.35%
  • No Monthly Fees
  • Write Checks: No
Member FDIC
Other Banks
Rates as of April 19th, 2024
Banks & Reviews APY Rate Min Balance for APY
Burke & Herbert Bank & Trust Company (MMA $10k) 0.01% 0.01% $10,000
Truist (MMA $10k) 0.01% 0.01% $10,000
Amerant Bank (MMA $10k) 0.01% 0.01% $10,000
Bank of Hope (MMA) 0.01% 0.01% $2,500
Bank of Hope (Savings) 0.01% 0.01% $500
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $100
Bank of America (Savings) 0.01% 0.01% $100
Amerant Bank (MMA) 0.01% 0.01% $100
Truist (Savings) 0.01% 0.01% $50
Truist (MMA) 0.01% 0.01% $50
Wells Fargo (Savings) 0.01% 0.01% $25
USAA Federal Savings Bank (Savings) 0.01% 0.01% $25
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
TD Bank, NA (Savings $10k) 0.02% 0.02% $10,000
TD Bank, NA (Savings $25k) 0.02% 0.02% $25,000
Armed Forces Bank, N.A. (Savings $25k) 0.03% 0.03% $25,000
Burke & Herbert Bank & Trust Company (MMA $25k) 0.03% 0.03% $25,000
Armed Forces Bank, N.A. (Savings $10k) 0.03% 0.03% $10,000
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
United Bank (Savings) 0.05% 0.05% $50
Applied Bank (Savings) 0.05% 0.05% $100
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
Pendleton Community Bank, Inc. (Savings) 0.05% 0.05% $50
Burke & Herbert Bank & Trust Company (Savings) 0.05% 0.05% $50
State Department Federal Credit Union (Savings) 0.05% 0.05% $1
Amerant Bank (Savings) 0.05% 0.05% $50
Washington Savings Bank (Savings) 0.05% 0.05% $50
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
America First FCU (Savings) 0.05% 0.05% $1
Langley FCU (Savings) 0.05% 0.05% $100
Langley FCU (MMA) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings $25k) 0.05% 0.05% $25,000
Old Dominion National Bank (Savings) 0.05% 0.05% $100
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Pendleton Community Bank, Inc. (Savings $25k) 0.05% 0.05% $25,000
Burke & Herbert Bank & Trust Company (Savings $25k) 0.05% 0.05% $25,000
State Department Federal Credit Union (Savings $25k) 0.05% 0.05% $25,000
Langley FCU (Savings $25k) 0.05% 0.05% $25,000
Pendleton Community Bank, Inc. (Savings $10k) 0.05% 0.05% $10,000
Burke & Herbert Bank & Trust Company (Savings $10k) 0.05% 0.05% $10,000
State Department Federal Credit Union (Savings $10k) 0.05% 0.05% $10,000
Langley FCU (Savings $10k) 0.05% 0.05% $10,000
Northwest Federal Credit Union (Savings $10k) 0.05% 0.05% $10,000
Bethpage Federal Credit Union (Savings $10k) 0.10% 0.10% $10,000
Schools First FCU (Savings) 0.10% 0.10% $5
Bethpage Federal Credit Union (Savings) 0.10% 0.10% $5
Apple Federal Credit Union (Savings) 0.10% 0.10% $5
Connexus Credit Union (Savings) 0.10% 0.10% $100
Schools First FCU (Savings $10k) 0.10% 0.10% $10,000
Schools First FCU (Savings $25k) 0.10% 0.10% $25,000
Apple Federal Credit Union (Savings $10k) 0.10% 0.10% $10,000
Old Dominion National Bank (Savings $10k) 0.10% 0.10% $10,000
Bethpage Federal Credit Union (Savings $25k) 0.10% 0.10% $25,000
Apple Federal Credit Union (Savings $25k) 0.10% 0.10% $25,000
Old Dominion National Bank (Savings $25k) 0.10% 0.10% $25,000
CIBC Bank USA (MMA) 0.15% 0.15% $1
Union Bank (Michigan) (Savings $10k) 0.15% 0.15% $10,000
Union Bank (Michigan) (Savings $25k) 0.20% 0.20% $25,000
WebBank (Savings) 0.25% 0.25% $1,000
Wells Fargo (MMA) 0.25% 0.25% $25
Sandy Spring Bank (Savings) 0.25% 0.25% $25
Wells Fargo (MMA) 0.25% 0.25% $50
Northpointe Bank (Savings) 0.25% 0.25% $100
TAB Bank (MMA) 0.25% 0.25% $25
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
Axos Bank (MMA) 0.25% 0.25% $1,000
Lone Star Bank (MMA) 0.25% 0.25% $250
Sandy Spring Bank (MMA) 0.25% 0.25% $2,500
Axos Bank (MMA $10k) 0.25% 0.25% $10,000
CIBC Bank USA (MMA $10k) 0.25% 0.25% $10,000
Wells Fargo (MMA $10k) 0.25% 0.25% $10,000
Sandy Spring Bank (MMA $10k) 0.25% 0.25% $10,000
Sandy Spring Bank (Savings $10k) 0.25% 0.25% $10,000
Sandy Spring Bank (MMA $25k) 0.25% 0.25% $25,000
Sandy Spring Bank (Savings $25k) 0.25% 0.25% $25,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
First Horizon Bank (Savings) 0.30% 0.30% $50
First Horizon Bank (Savings $10k) 0.30% 0.30% $10,000
First Horizon Bank (Savings $25k) 0.30% 0.30% $25,000
Woodforest National Bank (MMA $25k) 0.35% 0.35% $25,000
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
Woodforest National Bank (MMA $10k) 0.35% 0.35% $10,000
Woodforest National Bank (Savings) 0.35% 0.35% $25
Woodforest National Bank (MMA) 0.35% 0.35% $25
Langley FCU (MMA $10k) 0.40% 0.40% $10,000
Lone Star Bank (Savings) 0.40% 0.40% $200
GTE Financial Credit Union (MMA) 0.40% 0.40% $1
Union Bank (Michigan) (MMA $25k) 0.45% 0.45% $25,000
Union Bank (Michigan) (MMA $10k) 0.45% 0.45% $10,000
Union Bank (Michigan) (MMA) 0.45% 0.45% $5,000
Charles Schwab Bank (Savings) 0.48% 0.48% $0
First Horizon Bank (MMA $25k) 0.50% 0.50% $25,000
Woodforest National Bank (Savings $25k) 0.50% 0.50% $25,000
First Horizon Bank (MMA $10k) 0.50% 0.50% $10,000
Woodforest National Bank (Savings $10k) 0.50% 0.50% $10,000
Presidential Bank, FSB (Savings) 0.50% 0.50% $500
First Horizon Bank (MMA) 0.50% 0.50% $50
Apple Federal Credit Union (MMA) 0.50% 0.50% $5
Boeing Employees Credit Union (Savings) 0.50% 0.50% $1
Axos Bank (Savings) 0.61% 0.61% $250
Northwest Federal Credit Union (MMA $10k) 0.64% 0.64% $10,000
Northwest Federal Credit Union (MMA) 0.64% 0.64% $1
GTE Financial Credit Union (MMA $10k) 0.65% 0.65% $10,000
Fulton Bank, NA (MMA) 0.70% 0.70% $1,000
Northwest Federal Credit Union (MMA $25k) 0.72% 0.72% $25,000
Schools First FCU (MMA) 0.75% 0.75% $2,000
FinWise Bank (MMA) 0.75% 0.75% $1,000
FinWise Bank (Savings) 0.75% 0.75% $500
GTE Financial Credit Union (Savings) 0.75% 0.75% $100
First Internet Bank of Indiana (Savings) 0.81% 0.80% $25
Amalgamated Bank (Savings) 0.81% 0.81% $0
Langley FCU (MMA $25k) 0.90% 0.90% $25,000
Schools First FCU (MMA $10k) 1.00% 0.99% $10,000
Amalgamated Bank (MMA) 1.00% 1.00% $100
Bethpage Federal Credit Union (MMA) 1.00% 1.00% $500
Old Dominion National Bank (MMA) 1.00% 1.00% $1,000
Old Dominion National Bank (MMA $10k) 1.00% 1.00% $10,000
Schools First FCU (MMA $25k) 1.00% 0.99% $25,000
Bethpage Federal Credit Union (MMA $10k) 1.00% 1.00% $10,000
Bethpage Federal Credit Union (MMA $25k) 1.00% 1.00% $25,000
Old Dominion National Bank (MMA $25k) 1.00% 1.00% $25,000
Vio Bank (Savings) 1.10% 1.09% $100
Fulton Bank, NA (MMA $10k) 1.15% 1.14% $10,000
State Department Federal Credit Union (MMA $10k) 1.21% 1.20% $10,000
State Department Federal Credit Union (MMA) 1.21% 1.20% $2,000
State Department Federal Credit Union (MMA $25k) 1.26% 1.25% $25,000
Amalgamated Bank (Savings $10k) 1.26% 1.25% $10,000
Amalgamated Bank (Savings $25k) 1.26% 1.25% $25,000
Armed Forces Bank, N.A. (MMA) 1.30% 1.29% $25
Fulton Bank, NA (MMA $25k) 1.35% 1.34% $25,000
Banesco USA (Savings) 1.35% 1.34% $300
Armed Forces Bank, N.A. (MMA $10k) 1.50% 1.49% $10,000
BankPurely, a division of Flushing Bank (Savings) 1.50% 1.49% $100
Bank5 Connect (Savings) 1.50% 1.49% $100
America First FCU (MMA) 1.50% 1.49% $1
FinWise Bank (MMA $10k) 1.51% 1.50% $10,000
CIT Bank, N.A (MMA) 1.55% 1.54% $100
Apple Federal Credit Union (MMA $10k) 1.55% 1.54% $10,000
Apple Federal Credit Union (MMA $25k) 1.60% 1.59% $25,000
Armed Forces Bank, N.A. (MMA $25k) 1.60% 1.59% $25,000
America First FCU (MMA $10k) 1.70% 1.69% $10,000
Virginia Credit Union (MMA $10k) 1.90% 1.88% $10,000
Boeing Employees Credit Union (MMA $10k) 2.02% 2.00% $10,000
Boeing Employees Credit Union (MMA) 2.02% 2.00% $1
Synchrony Bank (MMA) 2.25% 2.22% $1
Virginia Credit Union (MMA $25k) 2.40% 2.37% $25,000
Varo Bank (Savings) 3.00% 2.96% $1
Northpointe Bank (Savings $25k) 3.25% 3.20% $25,000
Northpointe Bank (MMA $25k) 3.25% 3.20% $25,000
Pendleton Community Bank, Inc. (MMA $25k) 3.30% 3.25% $25,000
First Internet Bank of Indiana (MMA) 3.77% 3.70% $100
Discover Bank (MMA) 4.00% 3.92% $2,500
Discover Bank (MMA) 4.00% 3.92% $0
Quorum Federal Credit Union (Savings) 4.25% 4.17% $1
Discover Bank (Savings) 4.25% 4.16% $0
Capital One (Savings) 4.25% 4.25% $0
Ally Bank (MMA) 4.25% 4.16% $0
Ally Bank (Savings) 4.25% 4.16% $0
Morgan Stanley Private Bank (Savings) 4.25% 4.16% $0
EverBank (MMA) 4.30% 4.21% $0
Live Oak Bank (Savings) 4.40% 4.31% $0
Sallie Mae Bank (Savings) 4.50% 4.40% $0
Citizens Access (Savings) 4.50% 4.40% $1
Quontic Bank (Savings) 4.50% 4.40% $100
Sallie Mae (MMA) 4.65% 4.54% $0
Valley Direct (Savings) 4.75% 4.64% $1
FNBO Direct (Savings) 4.75% 4.65% $1
Synchrony Bank (Savings) 4.75% 4.64% $1
Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) 4.95% 4.84% $5,000
VirtualBank, a division of First Horizon Bank (MMA) 5.00% 4.89% $100
Rising Bank (Savings) 5.00% 4.89% $1,000
Quontic Bank (MMA) 5.00% 4.88% $100
Salem Five Direct (Savings) 5.01% 4.89% $10
CIBC Bank USA (Savings) 5.01% 4.89% $1,000
BankPurely, a division of Flushing Bank (MMA) 5.05% 4.93% $25,000
Primis Bank (Savings) 5.07% 4.95% $1
Western State Bank (MMA) 5.15% 5.02% $5,000
Bread Savings (Savings) 5.15% 5.02% $100
Popular Direct (Savings) 5.15% 5.02% $100
Banesco USA (MMA) 5.25% 5.12% $2,500
CFG Community Bank (MMA) 5.25% 5.12% $1,000
UFB Direct (Savings) 5.25% 5.12% $0
Banesco USA (MMA $10k) 5.25% 5.12% $10,000
Amalgamated Bank (MMA $10k) 5.25% 5.25% $10,000
UFB Direct (MMA) 5.25% 5.12% $1
TAB Bank (Savings) 5.27% 5.14% $0
Vio Bank (MMA) 5.30% 5.16% $100
BrioDirect (Savings) 5.35% 5.21% $5,000
MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) 5.55% 5.55% $500