FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | For APY |
|---|---|---|---|
| NewDominion Bank (MMA) | 0.01% | 0.01% | $1,000 |
| BB&T (MMA) | 0.01% | 0.01% | $200 |
| NewDominion Bank (Savings) | 0.01% | 0.01% | $50 |
| First Horizon Bank (MMA) | 0.01% | 0.01% | $50 |
| First Horizon Bank (Savings) | 0.01% | 0.01% | $50 |
| BB&T (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo (Savings) | 0.01% | 0.01% | $25 |
| SunTrust Bank (Savings) | 0.01% | 0.01% | $1 |
| First Horizon Bank (MMA $25k) | 0.02% | 0.02% | $25,000 |
| BB&T (MMA $10k) | 0.02% | 0.02% | $10,000 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| TD Bank, NA (MMA) | 0.03% | 0.03% | $1 |
| NewDominion Bank (Savings $25k) | 0.03% | 0.03% | $25,000 |
| Sandy Spring Bank (MMA) | 0.03% | 0.03% | $2,500 |
| Bank of America (Savings) | 0.03% | 0.03% | $100 |
| Citibank (MMA) | 0.04% | 0.04% | $100 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.05% | 0.05% | $1,000 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $1,000 |
| United Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Langley FCU (MMA) | 0.05% | 0.05% | $100 |
| M.Y. Safra Bank, FSB (Savings) | 0.05% | 0.05% | $100 |
| Langley FCU (Savings) | 0.05% | 0.05% | $100 |
| Wells Fargo (MMA) | 0.05% | 0.05% | $50 |
| United Bank (Savings) | 0.05% | 0.05% | $50 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $50 |
| Sandy Spring Bank (Savings) | 0.05% | 0.05% | $25 |
| Armed Forces Bank, N.A. (Savings) | 0.05% | 0.05% | $25 |
| Radius Bank (MMA) | 0.05% | 0.05% | $10 |
| Northwest Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| Northwest Federal Credit Union (MMA) | 0.05% | 0.05% | $1 |
| TD Bank, NA (Savings) | 0.05% | 0.05% | $1 |
| Amalgamated Bank (Savings) | 0.06% | 0.06% | $1 |
| USAA (Savings) | 0.09% | 0.09% | $25 |
| State Farm Bank (Savings) | 0.10% | 0.10% | $0 |
| Pendleton Community Bank, Inc. (MMA) | 0.10% | 0.10% | $1,000 |
| TD Bank, NA (Savings $25k) | 0.10% | 0.10% | $25,000 |
| State Department Federal Credit Union (Savings) | 0.10% | 0.10% | $1 |
| Woodforest National Bank (Savings) | 0.10% | 0.10% | $25 |
| Pendleton Community Bank, Inc. (Savings) | 0.10% | 0.10% | $50 |
| Union Bank (Michigan) (Savings) | 0.10% | 0.10% | $50 |
| Applied Bank (Savings) | 0.10% | 0.10% | $100 |
| Apple Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| NewDominion Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Radius Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| TD Bank, NA (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Applied Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Amalgamated Bank (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Langley FCU (MMA $10k) | 0.15% | 0.15% | $10,000 |
| Presidential Bank, FSB (Savings) | 0.15% | 0.15% | $100 |
| Union Bank (Michigan) (MMA) | 0.15% | 0.15% | $5,000 |
| Woodforest National Bank (Savings $10k) | 0.15% | 0.15% | $10,000 |
| Pendleton Community Bank, Inc. (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Northwest Federal Credit Union (MMA $10k) | 0.15% | 0.15% | $10,000 |
| Applied Bank (MMA $25k) | 0.15% | 0.15% | $25,000 |
| TD Bank, NA (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Fulton Bank, NA (MMA) | 0.16% | 0.16% | $1,000 |
| Fulton Bank, NA (MMA $10k) | 0.18% | 0.18% | $10,000 |
| Woodforest National Bank (MMA) | 0.20% | 0.20% | $25 |
| Armed Forces Bank, N.A. (MMA) | 0.20% | 0.20% | $25 |
| Amalgamated Bank (MMA) | 0.20% | 0.20% | $1 |
| Bank of Pensacola (Savings) | 0.20% | 0.20% | $50 |
| Goldwater Bank (Savings) | 0.20% | 0.20% | $100 |
| USAA (MMA) | 0.20% | 0.20% | $10,000 |
| Fulton Bank, NA (MMA $25k) | 0.24% | 0.24% | $25,000 |
| Amalgamated Bank (MMA $25k) | 0.25% | 0.25% | $25,000 |
| Langley FCU (MMA $25k) | 0.25% | 0.25% | $25,000 |
| USAA (MMA $25k) | 0.25% | 0.25% | $25,000 |
| M.Y. Safra Bank, FSB (Savings $10k) | 0.25% | 0.25% | $10,000 |
| Armed Forces Bank, N.A. (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Union Bank (Michigan) (Savings $10k) | 0.25% | 0.25% | $10,000 |
| Old Dominion National Bank (MMA) | 0.25% | 0.25% | $1,000 |
| 5 Star Bank (MMA) | 0.25% | 0.25% | $1,000 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| Goldwater Bank (MMA) | 0.26% | 0.26% | $1,000 |
| Presidential Bank, FSB (MMA $10k) | 0.30% | 0.30% | $10,000 |
| State Farm Bank (Savings) | 0.30% | 0.30% | $5,000 |
| Old Dominion National Bank (Savings) | 0.30% | 0.30% | $100 |
| NewDominion Bank (MMA $25k) | 0.35% | 0.35% | $25,000 |
| Bank of Pensacola (MMA) | 0.35% | 0.35% | $2,500 |
| Union Bank (Michigan) (Savings $25k) | 0.35% | 0.35% | $25,000 |
| Armed Forces Bank, N.A. (MMA $25k) | 0.35% | 0.35% | $25,000 |
| 5 Star Bank (MMA $10k) | 0.40% | 0.40% | $10,000 |
| Northwest Federal Credit Union (MMA $25k) | 0.45% | 0.45% | $25,000 |
| 5 Star Bank (MMA $25k) | 0.50% | 0.50% | $25,000 |
| Presidential Bank, FSB (Savings $10k) | 0.50% | 0.50% | $10,000 |
| Old Dominion National Bank (Savings $10k) | 0.50% | 0.50% | $10,000 |
| California First National Bank (MMA) | 0.50% | 0.50% | $5,000 |
| Apple Federal Credit Union (MMA) | 0.50% | 0.50% | $5 |
| State Farm Bank (MMA) | 0.50% | 0.50% | $0 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.60% | 0.60% | $25,000 |
| Luana Savings Bank (MMA) | 0.60% | 0.60% | $2,500 |
| First Internet Bank of Indiana (Savings) | 0.75% | 0.75% | $25 |
| State Farm Bank (MMA) | 0.75% | 0.75% | $5,000 |
| State Department Federal Credit Union (MMA) | 0.80% | 0.80% | $2,000 |
| Luana Savings Bank (MMA $25k) | 0.80% | 0.80% | $25,000 |
| Virginia Credit Union (MMA) | 0.85% | 0.85% | $10,000 |
| Apple Federal Credit Union (MMA $10k) | 0.90% | 0.90% | $10,000 |
| State Department Federal Credit Union (MMA $25k) | 0.90% | 0.90% | $25,000 |
| Apple Federal Credit Union (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Virginia Credit Union (MMA $25k) | 1.00% | 1.00% | $25,000 |
| Beal Bank USA (MMA) | 1.00% | 1.00% | $1,000 |
| Northpointe Bank (MMA) | 1.05% | 1.04% | $2,500 |
| TIAA Bank (Savings) | 1.10% | 1.09% | $25 |
| Northpointe Bank (Savings) | 1.12% | 1.11% | $100 |
| Radius Bank (Savings) | 1.25% | 1.24% | $2,500 |
| Discover Bank (MMA) | 1.45% | 1.44% | $0 |
| Pentagon Federal Credit Union (Savings) | 1.60% | 1.60% | $5 |
| Ally Bank (Savings) | 1.60% | 1.59% | $0 |
| Discover Bank (Savings) | 1.60% | 1.59% | $0 |
| Radius Bank (Savings) | 1.65% | 1.64% | $25,000 |
| Beal Bank USA (MMA $25k) | 1.66% | 1.66% | $25,000 |
| American Express National Bank (Savings) | 1.70% | 1.69% | $1 |
| Synchrony Bank (Savings) | 1.70% | 1.68% | $0 |
| PurePoint Financial (Savings) | 1.70% | 1.69% | $10,000 |
| Colorado Federal Savings Bank (Savings) | 1.70% | 1.70% | $1 |
| M.Y. Safra Bank, FSB (MMA) | 1.75% | 1.75% | $5,000 |
| TIAA Bank (MMA) | 1.75% | 1.00% | $500 |
| Sallie Mae (MMA) | 1.75% | 1.73% | $0 |
| First Internet Bank of Indiana (MMA) | 1.81% | 1.80% | $100 |
| Northpointe Bank (MMA $25k) | 1.85% | 1.83% | $25,000 |
| Northpointe Bank (Savings $25k) | 1.85% | 1.83% | $25,000 |
| Citizens Access (Savings) | 1.85% | 1.83% | $5,000 |
| ableBanking, a division of Northeast Bank (MMA) | 1.85% | 1.84% | $250 |
| Vio Bank (Savings) | 1.85% | 1.83% | $100 |
| Live Oak Bank (Savings) | 1.85% | 1.83% | $0 |
| Rising Bank (Savings) | 1.90% | 1.88% | $1,000 |
| Comenity Direct (Savings) | 1.90% | 1.88% | $100 |
| UFB Direct (Savings) | 1.90% | 1.88% | $0 |
| Popular Direct (Savings) | 1.90% | 1.88% | $5,000 |
| UFB Direct (MMA) | 1.90% | 1.88% | $5,000 |
| TotalDirectBank (MMA) | 2.00% | 1.98% | $2,500 |
The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
Rates proudly provided by 
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
* The national average interest rate is currently 0.09% per the FDIC's website. Not all offers will earn 20x the interst rate over the national average. This figure is based on our highest advertised offer. Updated February, 2020.
