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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Wells Fargo Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Bank of America NA (Savings) | 0.01% | 0.01% | $0 |
| chase (Savings) | 0.01% | 0.01% | $0 |
| First Technology Credit Union (Savings) | 0.01% | 0.01% | $5 |
| BMO Bank (Savings) | 0.01% | 0.01% | $0 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo Bank (MMA) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (Savings) | 0.01% | 0.01% | $0 |
| City National Bank (Savings) | 0.01% | 0.01% | $50 |
| Tri Counties Bank (MMA) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Banc of California NA (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Provident Savings Bank FSB (MMA) | 0.01% | 0.01% | $2,500 |
| Banc of California NA (MMA $10k) | 0.01% | 0.01% | $2,500 |
| Tri Counties Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| Connexus Credit Union (Savings) | 0.02% | 0.02% | $100 |
| Mechanics Bank CA (MMA) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| Citizens Business Bank (MMA) | 0.02% | 0.02% | $5,000 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| Mechanics Bank CA (MMA $10k) | 0.02% | 0.02% | $100 |
| Westamerica Bank (MMA) | 0.03% | 0.03% | $1,000 |
| Farmers and Merchants Bank of Long Beach (MMA) | 0.03% | 0.03% | $0 |
| Citibank (Savings) | 0.03% | 0.03% | $0 |
| Armed Forces Bank (Savings) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA) | 0.03% | 0.03% | $5,000 |
| El Dorado Savings Bank (MMA $10k) | 0.03% | 0.03% | $5,000 |
| Provident Savings Bank FSB (MMA $10k) | 0.03% | 0.03% | $10,000 |
| Bank of the Sierra (MMA $10k) | 0.04% | 0.04% | $2,500 |
| Bank of the Sierra (MMA) | 0.04% | 0.04% | $2,500 |
| Universal Bank (Savings) | 0.04% | 0.04% | $0 |
| The Golden 1 CU (MMA) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA) | 0.05% | 0.05% | $100 |
| San Diego County CU (Savings) | 0.05% | 0.05% | $100 |
| Malaga Bank FSB (Savings) | 0.05% | 0.05% | $100 |
| Fremont Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $100 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Oak Valley Community Bank (Savings) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| Oak Valley Community Bank (MMA) | 0.05% | 0.05% | $0 |
| Union Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $10 |
| Pacific Premier Bank (MMA) | 0.05% | 0.05% | $1 |
| BMO Bank (MMA) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| The Golden 1 CU (Savings) | 0.05% | 0.05% | $0 |
| OneUnited Bank (MMA) | 0.05% | 0.05% | $500 |
| First Citizens Bank (MMA) | 0.05% | 0.05% | $0 |
| Gateway Bank FSB (MMA) | 0.05% | 0.05% | $2,500 |
| Universal Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Farmers and Merchants Bank of Central California (MMA $10k) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA $10k) | 0.05% | 0.05% | $100 |
| Cathay Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| FirstBank (MMA $10k) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA $10k) | 0.05% | 0.05% | $0 |
| San Diego County CU (MMA $10k) | 0.05% | 0.05% | $100 |
| Fremont Bank (MMA $10k) | 0.05% | 0.05% | $2,500 |
| Farmers and Merchants Bank of Central California (MMA) | 0.05% | 0.05% | $0 |
| First Citizens Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank of Long Beach (MMA $10k) | 0.05% | 0.05% | $10,000 |
| Citizens Business Bank (MMA $10k) | 0.05% | 0.05% | $5,000 |
| Pacific Premier Bank (MMA $10k) | 0.05% | 0.05% | $1 |
| Cathay Bank (MMA) | 0.05% | 0.05% | $0 |
| San Diego County CU (MMA) | 0.05% | 0.05% | $100 |
| HCN Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $10 |
| FirstBank (MMA) | 0.05% | 0.05% | $0 |
| Westamerica Bank (MMA $10k) | 0.06% | 0.06% | $1,000 |
| Schools First Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| First Citizens Bank (Savings) | 0.10% | 0.10% | $50 |
| First Federal Savings and Loan Association of San Rafael (Savings) | 0.10% | 0.10% | $0 |
| Global Credit Union (Savings) | 0.10% | 0.10% | $50 |
| Sterling Bank and Trust FSB (Savings) | 0.10% | 0.10% | $0 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Gateway Bank FSB (Savings) | 0.10% | 0.10% | $500 |
| Universal Bank (MMA $10k) | 0.10% | 0.10% | $2,500 |
| First Foundation Bank (MMA $10k) | 0.10% | 0.10% | $500 |
| HCN Bank (MMA $10k) | 0.10% | 0.10% | $2,500 |
| First Foundation Bank (MMA) | 0.10% | 0.10% | $500 |
| Sterling Bank and Trust FSB (MMA) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| First Technology Credit Union (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Sterling Bank and Trust FSB (MMA $10k) | 0.15% | 0.15% | $0 |
| First Technology Credit Union (MMA $10k) | 0.15% | 0.15% | $0 |
| Global Credit Union (MMA) | 0.20% | 0.20% | $5,000 |
| First Northern Bank of Dixon (MMA) | 0.20% | 0.20% | $2,500 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Global Credit Union (MMA $10k) | 0.25% | 0.25% | $10,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Royal Business Bank (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $1 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $5,000 |
| River Valley Community Bank (MMA) | 0.38% | 0.38% | $1,000 |
| First Northern Bank of Dixon (MMA $10k) | 0.40% | 0.40% | $2,500 |
| 5Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| OneUnited Bank (Savings) | 0.40% | 0.40% | $200 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| BECU (MMA) | 0.45% | 0.45% | $0 |
| Royal Business Bank (MMA $10k) | 0.45% | 0.45% | $10,000 |
| River Valley Community Bank (MMA $10k) | 0.47% | 0.47% | $10,000 |
| Bank of Marin (MMA $10k) | 0.50% | 0.50% | $1,000 |
| City National Bank (MMA $10k) | 0.50% | 0.50% | $2,500 |
| City National Bank (MMA) | 0.50% | 0.50% | $2,500 |
| Bank of Marin (MMA) | 0.50% | 0.50% | $1,000 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| Redwood Capital Bank (MMA) | 0.50% | 0.50% | $1 |
| BMO Bank (MMA $10k) | 0.55% | 0.55% | $0 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Schools First Federal Credit Union (MMA) | 0.75% | 0.75% | $2,000 |
| 5Star Bank (Savings) | 0.75% | 0.75% | $0 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| Bank of Stockton (MMA) | 0.75% | 0.75% | $100 |
| Bank of Stockton (MMA $10k) | 0.75% | 0.75% | $100 |
| Redwood Capital Bank (MMA $10k) | 0.75% | 0.75% | $1 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Armed Forces Bank (MMA) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $2,500 |
| America First FCU (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| West Coast Community Bank (MMA) | 1.00% | 1.00% | $5,000 |
| The Golden 1 CU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| BECU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $2,500 |
| West Coast Community Bank (MMA $10k) | 1.00% | 1.00% | $5,000 |
| Gateway Bank FSB (MMA $10k) | 1.10% | 1.09% | $10,000 |
| VioBank (Savings) | 1.10% | 1.09% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| iGObanking (Savings) | 1.50% | 1.49% | $0 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| Chime (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Luana Savings Bank (MMA) | 2.43% | 2.40% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Beal Bank (MMA $10k) | 3.25% | 3.20% | $1,000 |
| Beal Bank (MMA) | 3.25% | 3.20% | $1,000 |
| Star One Credit Union (MMA) | 3.25% | 3.20% | $50 |
| Star One Credit Union (Savings) | 3.25% | 3.20% | $5 |
| Star One Credit Union (MMA $10k) | 3.25% | 3.20% | $50 |
| FNBO (Savings) | 3.35% | 3.30% | $0 |
| LendingClub (Savings) | 3.40% | 3.35% | $0 |
| Discover Bank (MMA) | 3.50% | 3.44% | $0 |
| Discover Bank (Savings) | 3.60% | 3.54% | $0 |
| American Express National (Savings) | 3.60% | 3.54% | $0 |
| BMO Alto (Savings) | 3.60% | 3.54% | $0 |
| Ally (Savings) | 3.60% | 3.54% | $0 |
| Ally (MMA) | 3.60% | 3.54% | $0 |
| FNBO (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Northern Bank and Trust Company (MMA) | 3.75% | 3.68% | $5,000 |
| Beal Bank (Savings) | 3.75% | 3.70% | $500 |
| MySavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| DollarSavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Laurel Road (Savings) | 3.80% | 3.73% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.00% | 3.93% | $0 |
| Barclays (Savings) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.93% | $25,000 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $25,000 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| CIT Bank (Savings) | 4.10% | 4.10% | $5,000 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| Live Oak Bank (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.10% | 4.10% | $0 |
| CIBC Bank USA (Savings) | 4.11% | 4.04% | $1 |
| BanescoUSA (MMA) | 4.15% | 4.07% | $2,500 |
| BanescoUSA (MMA $10k) | 4.15% | 4.07% | $2,500 |
| MYSafra Bank FSB (MMA) | 4.15% | 4.07% | $5,000 |
| Bask Bank (Savings) | 4.20% | 4.11% | $0 |
| Poppy Bank (Savings) | 4.25% | 4.16% | $1,000 |
| Forbright Bank (Savings) | 4.25% | 4.16% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| Western Alliance Bank (Savings) | 4.30% | 4.21% | $0 |
| Bread Savings (Savings) | 4.30% | 4.21% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.27% | $0 |
| VioBank (MMA) | 4.36% | 4.36% | $0 |
| LendingClub (Savings) | 4.40% | 4.31% | $0 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| My Banking Direct (Savings) | 4.40% | 4.40% | $1 |
| Peak Bank (Savings) | 4.44% | 4.34% | $0 |
| Amalgamated Bank (MMA $10k) | 4.50% | 4.50% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
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