Ad Disclaimer

Best Online Savings Rates 2021

Checkmark icon
FDIC Insured
Checkmark icon
Private & Secure
Checkmark icon
Highest Rates
Checkmark icon
Easy to Compare

Savings & MMA Rates


Savings (12/8/2021)
0.60%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $2,500
  • Rate: 0.60%
  • No Monthly Fees
  • Write Checks: No
Member FDIC Plus, no monthly fees and unlimited free external transfers
MMA (12/8/2021)
0.45%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • For APY: $100
  • Rate: 0.45%
  • No Monthly Fees
  • Write Checks: Yes
Member FDIC Includes Zelle and Billpay. Add Checking for Debit Card Access.
Other Banks
Updated December 8th, 2021
Banks & Reviews APY Rate For APY
Burke & Herbert Bank & Trust Company (MMA) 0.01% 0.01% $1,000
Truist (MMA) 0.01% 0.01% $200
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
Burke & Herbert Bank & Trust Company (Savings) 0.01% 0.01% $50
Wells Fargo (MMA) 0.01% 0.01% $50
Truist (Savings) 0.01% 0.01% $25
Wells Fargo (Savings) 0.01% 0.01% $25
Amalgamated Bank (Savings) 0.01% 0.01% $1
TD Bank, NA (MMA) 0.01% 0.01% $1
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
TD Bank, NA (MMA $25k) 0.02% 0.02% $25,000
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Sandy Spring Bank (Savings) 0.03% 0.03% $25
Woodforest National Bank (Savings) 0.03% 0.03% $25
Northwest Federal Credit Union (MMA) 0.03% 0.03% $1
Pendleton Community Bank, Inc. (Savings) 0.03% 0.03% $50
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
Burke & Herbert Bank & Trust Company (MMA $25k) 0.03% 0.03% $25,000
Applied Bank (Savings) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Amalgamated Bank (MMA) 0.05% 0.05% $1
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Woodforest National Bank (MMA) 0.05% 0.05% $25
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $50
United Bank (Savings) 0.05% 0.05% $50
Union Bank (Michigan) (Savings) 0.05% 0.05% $50
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Langley FCU (MMA) 0.05% 0.05% $100
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
United Bank (MMA) 0.05% 0.05% $1,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
Farmers Bank (MMA) 0.05% 0.05% $1,000
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Langley FCU (Savings) 0.05% 0.05% $100
Union Bank (Michigan) (MMA) 0.05% 0.05% $5,000
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
Fulton Bank, NA (MMA $10k) 0.06% 0.06% $10,000
Fulton Bank, NA (MMA $25k) 0.07% 0.07% $25,000
Citibank (MMA) 0.08% 0.08% $100
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Pendleton Community Bank, Inc. (MMA $25k) 0.10% 0.10% $25,000
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
UFB Direct (MMA) 0.10% 0.10% $5,000
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Northwest Federal Credit Union (MMA $25k) 0.12% 0.12% $25,000
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $25,000
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Investors eAccess (MMA) 0.15% 0.15% $0
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
Apple Federal Credit Union (MMA $10k) 0.20% 0.20% $10,000
Virginia Credit Union (MMA) 0.20% 0.20% $10,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Beal Bank USA (MMA) 0.21% 0.21% $1,000
Northpointe Bank (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $250
MySavingsDirect (Savings) 0.25% 0.25% $1
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Apple Federal Credit Union (MMA $25k) 0.25% 0.25% $25,000
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
Discover Bank (MMA) 0.30% 0.30% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
DollarSavingsDirect (Savings) 0.35% 0.35% $1
UFB Direct (Savings) 0.40% 0.40% $0
American Express National Bank (Savings) 0.40% 0.40% $1
Lone Star Bank (Savings) 0.40% 0.40% $200
Discover Bank (Savings) 0.40% 0.40% $0
Capital One (Savings) 0.40% 0.40% $0
Salem Five Direct (Savings) 0.40% 0.40% $10
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
VirtualBank (MMA) 0.40% 0.40% $100
TIAA Bank (MMA) 0.40% 0.40% $500
Citizens Access (Savings) 0.40% 0.40% $5,000
UFB Direct (MMA) 0.40% 0.40% $5,000
PurePoint Financial (Savings) 0.40% 0.40% $10,000
Beal Bank USA (MMA $25k) 0.41% 0.41% $25,000
Colorado Federal Savings Bank (Savings) 0.45% 0.45% $1
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
Popular Direct (Savings) 0.45% 0.45% $5,000
Rising Bank (Savings) 0.45% 0.45% $1,000
CFG Community Bank (MMA) 0.49% 0.49% $1,000
BankDirect (MMA) 0.50% 0.50% $10,000
CIT Bank (Savings) 0.50% 0.50% $100
TIAA Bank (Savings) 0.50% 0.49% $25
Pentagon Federal Credit Union (Savings) 0.50% 0.50% $5
Synchrony Bank (Savings) 0.50% 0.50% $0
Sallie Mae (MMA) 0.50% 0.50% $0
Ally Bank (Savings) 0.50% 0.50% $0
Live Oak Bank (Savings) 0.50% 0.50% $0
Vio Bank (Savings) 0.51% 0.51% $100
CIBC Bank USA (Savings) 0.52% 0.52% $1
Valley Direct (Savings) 0.55% 0.55% $1
Comenity Direct (Savings) 0.55% 0.55% $0
BrioDirect (MMA) 0.55% 0.55% $100
Vio Bank (MMA) 0.55% 0.55% $100
Quorum (Savings) 0.60% 0.60% $1