FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | For APY |
|---|---|---|---|
| Sandy Spring Bank (MMA) | 0.01% | 0.01% | $2,500 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $1,000 |
| Truist (MMA) | 0.01% | 0.01% | $200 |
| Bank of America (Savings) | 0.01% | 0.01% | $100 |
| First Horizon Bank (Savings) | 0.01% | 0.01% | $50 |
| First Horizon Bank (MMA) | 0.01% | 0.01% | $50 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.01% | 0.01% | $50 |
| Wells Fargo (MMA) | 0.01% | 0.01% | $50 |
| Truist (Savings) | 0.01% | 0.01% | $25 |
| Sandy Spring Bank (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo (Savings) | 0.01% | 0.01% | $25 |
| Amalgamated Bank (Savings) | 0.01% | 0.01% | $1 |
| TD Bank, NA (MMA) | 0.01% | 0.01% | $1 |
| TD Bank, NA (Savings) | 0.02% | 0.02% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| TD Bank, NA (MMA $25k) | 0.02% | 0.02% | $25,000 |
| First Horizon Bank (MMA $25k) | 0.02% | 0.02% | $25,000 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $25,000 |
| Pendleton Community Bank, Inc. (Savings) | 0.03% | 0.03% | $50 |
| Armed Forces Bank, N.A. (Savings) | 0.03% | 0.03% | $25 |
| Woodforest National Bank (Savings) | 0.03% | 0.03% | $25 |
| Northwest Federal Credit Union (MMA) | 0.03% | 0.03% | $1 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| Citibank (MMA) | 0.05% | 0.05% | $100 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $50 |
| United Bank (Savings) | 0.05% | 0.05% | $50 |
| Amalgamated Bank (MMA) | 0.05% | 0.05% | $1 |
| Armed Forces Bank, N.A. (MMA) | 0.05% | 0.05% | $25 |
| Woodforest National Bank (MMA) | 0.05% | 0.05% | $25 |
| Apple Federal Credit Union (Savings) | 0.05% | 0.05% | $5 |
| Langley FCU (MMA) | 0.05% | 0.05% | $100 |
| Northwest Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Langley FCU (Savings) | 0.05% | 0.05% | $100 |
| Old Dominion National Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Amalgamated Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Old Dominion National Bank (Savings) | 0.05% | 0.05% | $100 |
| Union Bank (Michigan) (MMA) | 0.05% | 0.05% | $5,000 |
| Woodforest National Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Pendleton Community Bank, Inc. (MMA) | 0.05% | 0.05% | $1,000 |
| Farmers Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Fulton Bank, NA (MMA) | 0.05% | 0.05% | $1,000 |
| United Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Fulton Bank, NA (MMA $10k) | 0.06% | 0.06% | $10,000 |
| Fulton Bank, NA (MMA $25k) | 0.07% | 0.07% | $25,000 |
| Farmers Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Amalgamated Bank (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Old Dominion National Bank (Savings $25k) | 0.10% | 0.10% | $25,000 |
| Pendleton Community Bank, Inc. (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Union Bank (Michigan) (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Langley FCU (MMA $10k) | 0.10% | 0.10% | $10,000 |
| UFB Direct (MMA) | 0.10% | 0.10% | $5,000 |
| State Department Federal Credit Union (Savings) | 0.10% | 0.10% | $1 |
| Northwest Federal Credit Union (MMA $25k) | 0.11% | 0.11% | $25,000 |
| Union Bank (Michigan) (Savings $25k) | 0.15% | 0.15% | $25,000 |
| Farmers Bank (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Presidential Bank, FSB (Savings) | 0.15% | 0.15% | $100 |
| Apple Federal Credit Union (MMA) | 0.15% | 0.15% | $5 |
| Investors eAccess (MMA) | 0.15% | 0.15% | $0 |
| UFB Direct (Savings) | 0.20% | 0.20% | $10,000 |
| Langley FCU (MMA $25k) | 0.20% | 0.20% | $25,000 |
| Virginia Credit Union (MMA) | 0.20% | 0.20% | $10,000 |
| First Internet Bank of Indiana (Savings) | 0.25% | 0.25% | $25 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $250 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Presidential Bank, FSB (MMA $10k) | 0.30% | 0.30% | $10,000 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $10,000 |
| BMO Harris Bank (MMA) | 0.35% | 0.35% | $5,000 |
| State Department Federal Credit Union (MMA) | 0.40% | 0.40% | $2,000 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $200 |
| VirtualBank (MMA) | 0.40% | 0.40% | $100 |
| Apple Federal Credit Union (MMA $10k) | 0.40% | 0.40% | $10,000 |
| PurePoint Financial (Savings) | 0.40% | 0.40% | $10,000 |
| Apple Federal Credit Union (MMA $25k) | 0.45% | 0.45% | $25,000 |
| State Department Federal Credit Union (MMA $25k) | 0.45% | 0.45% | $25,000 |
| TIAA Bank (MMA) | 0.50% | 0.49% | $500 |
| First Internet Bank of Indiana (MMA) | 0.50% | 0.50% | $100 |
| MySavingsDirect (Savings) | 0.50% | 0.50% | $1 |
| Discover Bank (MMA) | 0.50% | 0.50% | $0 |
| BankDirect (MMA) | 0.50% | 0.50% | $10,000 |
| BrioDirect (MMA) | 0.55% | 0.55% | $100 |
| Valley Direct (Savings) | 0.55% | 0.55% | $1 |
| Ally Bank (Savings) | 0.60% | 0.60% | $0 |
| Ally Bank (MMA) | 0.60% | 0.60% | $0 |
| Discover Bank (Savings) | 0.60% | 0.60% | $0 |
| Quorum (Savings) | 0.60% | 0.60% | $1 |
| TIAA Bank (Savings) | 0.60% | 0.59% | $25 |
| Northpointe Bank (MMA $25k) | 0.65% | 0.64% | $25,000 |
| Rising Bank (Savings) | 0.65% | 0.65% | $1,000 |
| CIT Bank (MMA) | 0.70% | 0.70% | $0 |
| Pentagon Federal Credit Union (Savings) | 0.70% | 0.70% | $0 |
| CIBC Bank USA (Savings) | 0.72% | 0.72% | $1 |
| Popular Direct (Savings) | 0.75% | 0.75% | $5,000 |
| Valley Direct (Savings) | 0.75% | 0.75% | $1 |
| DollarSavingsDirect (Savings) | 0.75% | 0.75% | $1 |
| Colorado Federal Savings Bank (Savings) | 0.80% | 0.80% | $1 |
| Live Oak Bank (Savings) | 0.80% | 0.80% | $0 |
| UFB Direct (Savings) | 0.81% | 0.81% | $0 |
| Synchrony Bank (Savings) | 0.85% | 0.85% | $0 |
| My Banking Direct, a service of NY Community Bank (Savings) | 1.00% | 1.00% | $1 |
| Salem Five Direct (Savings) | 1.01% | 1.01% | $10 |
| CFG Community Bank (MMA) | 1.02% | 1.02% | $1,000 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Rates proudly provided by 
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
