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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Wells Fargo Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| chase (Savings) | 0.01% | 0.01% | $0 |
| First Technology Credit Union (Savings) | 0.01% | 0.01% | $5 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| US Bank (Savings) | 0.01% | 0.01% | $0 |
| US Bank (Savings) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (Savings) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (MMA) | 0.01% | 0.01% | $0 |
| BMO Bank (Savings) | 0.01% | 0.01% | $0 |
| City National Bank (Savings) | 0.01% | 0.01% | $50 |
| Tri Counties Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of America NA (Savings) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Banc of California NA (MMA) | 0.01% | 0.01% | $2,500 |
| Provident Savings Bank FSB (MMA) | 0.01% | 0.01% | $2,500 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Banc of California NA (MMA $10k) | 0.01% | 0.01% | $2,500 |
| Tri Counties Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Mechanics Bank CA (MMA) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| Citizens Business Bank (MMA) | 0.02% | 0.02% | $0 |
| Mechanics Bank CA (MMA $10k) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| Westamerica Bank (MMA) | 0.03% | 0.03% | $0 |
| Armed Forces Bank (Savings) | 0.03% | 0.03% | $25 |
| citibank (Savings) | 0.03% | 0.03% | $0 |
| Farmers and Merchants Bank of Long Beach (MMA) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA $10k) | 0.03% | 0.03% | $0 |
| Provident Savings Bank FSB (MMA $10k) | 0.03% | 0.03% | $2,500 |
| Universal Bank (Savings) | 0.04% | 0.04% | $0 |
| Malaga Bank FSB (Savings) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (Savings) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| The Golden 1 CU (MMA) | 0.05% | 0.05% | $0 |
| Fremont Bank (MMA) | 0.05% | 0.05% | $0 |
| United Fidelity Bank (Savings) | 0.05% | 0.05% | $0 |
| Oak Valley Community Bank (Savings) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Union Bank (Savings) | 0.05% | 0.05% | $0 |
| Pacific Premier Bank (MMA) | 0.05% | 0.05% | $0 |
| Oak Valley Community Bank (MMA) | 0.05% | 0.05% | $0 |
| First Citizens Bank (MMA) | 0.05% | 0.05% | $0 |
| The Golden 1 CU (Savings) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| OneUnited Bank (MMA) | 0.05% | 0.05% | $500 |
| Malaga Bank FSB (MMA $10k) | 0.05% | 0.05% | $0 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (MMA $10k) | 0.05% | 0.05% | $0 |
| FirstBank (MMA $10k) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA $10k) | 0.05% | 0.05% | $0 |
| Fremont Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank of Long Beach (MMA $10k) | 0.05% | 0.05% | $0 |
| Pacific Premier Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Citizens Business Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Cathay Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| First Citizens Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (MMA) | 0.05% | 0.05% | $0 |
| Cathay Bank (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| United Fidelity Bank (MMA) | 0.05% | 0.05% | $0 |
| Universal Bank (MMA) | 0.05% | 0.05% | $0 |
| FirstBank (MMA) | 0.05% | 0.05% | $0 |
| Westamerica Bank (MMA $10k) | 0.06% | 0.06% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Schools First Federal Credit Union (Savings) | 0.10% | 0.10% | $0 |
| First Federal Savings and Loan Association of San Rafael (Savings) | 0.10% | 0.10% | $0 |
| Global Credit Union (Savings) | 0.10% | 0.10% | $50 |
| Sterling Bank and Trust FSB (Savings) | 0.10% | 0.10% | $0 |
| Oak Valley Community Bank (savings_jumbo 100) | 0.10% | 0.10% | $0 |
| First Citizens Bank (Savings) | 0.10% | 0.10% | $0 |
| Gateway Bank FSB (Savings) | 0.10% | 0.10% | $0 |
| First Foundation Bank (MMA) | 0.10% | 0.10% | $500 |
| Bank of Hope (MMA) | 0.10% | 0.10% | $0 |
| United Fidelity Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| First Foundation Bank (MMA $10k) | 0.10% | 0.10% | $500 |
| Universal Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| First Technology Credit Union (MMA $10k) | 0.15% | 0.15% | $25 |
| Sterling Bank and Trust FSB (MMA $10k) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Sterling Bank and Trust FSB (MMA) | 0.15% | 0.15% | $0 |
| First Technology Credit Union (MMA) | 0.15% | 0.15% | $25 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| First Northern Bank of Dixon (MMA) | 0.20% | 0.20% | $2,500 |
| Global Credit Union (MMA) | 0.20% | 0.20% | $5,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Gateway Bank FSB (MMA) | 0.25% | 0.25% | $0 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| Global Credit Union (MMA $10k) | 0.25% | 0.25% | $5,000 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| Royal Business Bank (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $0 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| River Valley Community Bank (MMA) | 0.38% | 0.38% | $1,000 |
| First Northern Bank of Dixon (MMA $10k) | 0.40% | 0.40% | $2,500 |
| 5 Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| OneUnited Bank (Savings) | 0.40% | 0.40% | $200 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| Royal Business Bank (MMA $10k) | 0.45% | 0.45% | $10,000 |
| River Valley Community Bank (MMA $10k) | 0.47% | 0.47% | $1,000 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| Bank of Marin (MMA $10k) | 0.50% | 0.50% | $0 |
| City National Bank (MMA $10k) | 0.50% | 0.50% | $2,500 |
| City National Bank (MMA) | 0.50% | 0.50% | $2,500 |
| Bank of Marin (MMA) | 0.50% | 0.50% | $0 |
| Redwood Capital Bank (MMA) | 0.50% | 0.50% | $0 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| Amalgamated Bank (MMA $10k) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| Bank of Stockton (MMA $10k) | 0.75% | 0.75% | $100 |
| Redwood Capital Bank (MMA $10k) | 0.75% | 0.75% | $0 |
| Bank of Stockton (MMA) | 0.75% | 0.75% | $100 |
| Schools First Federal Credit Union (MMA) | 0.75% | 0.75% | $0 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| 5 Star Bank (Savings) | 0.75% | 0.75% | $0 |
| BMO Bank (MMA $10k) | 0.80% | 0.80% | $0 |
| BMO Bank (MMA) | 0.80% | 0.80% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Armed Forces Bank (MMA) | 1.00% | 1.00% | $25 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| The Golden 1 CU (MMA $10k) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| Santa Cruz County Bank (MMA $10k) | 1.00% | 1.00% | $5,000 |
| Santa Cruz County Bank (MMA) | 1.00% | 1.00% | $5,000 |
| BECU (MMA $10k) | 1.06% | 1.05% | $0 |
| Gateway Bank FSB (MMA $10k) | 1.10% | 1.09% | $0 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.02% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| Star One CU - editorial (MMA $10k) | 3.25% | 3.20% | $0 |
| Beal Bank (MMA $10k) | 3.25% | 3.20% | $0 |
| Beal Bank (MMA) | 3.25% | 3.20% | $0 |
| Star One CU - editorial (MMA) | 3.25% | 3.20% | $0 |
| Star One CU - editorial (Savings) | 3.25% | 3.20% | $0 |
| LendingClub (Savings) | 3.50% | 3.44% | $0 |
| FNBO (Savings) | 3.60% | 3.54% | $0 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| FNBO (Savings $10k) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Ally (Savings) | 3.70% | 3.63% | $0 |
| Ally (MMA) | 3.70% | 3.63% | $0 |
| Capital One (Savings) | 3.70% | 3.70% | $0 |
| Discover Bank (Savings) | 3.70% | 3.63% | $0 |
| BMO Alto (Savings) | 3.70% | 3.63% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| Beal Bank (Savings) | 3.75% | 3.70% | $0 |
| SoFi (Savings) | 3.80% | 3.80% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Sallie Mae (mma_jumbo 10000) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings $10k) | 3.90% | 3.83% | $0 |
| Sallie Mae (MMA) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings) | 3.90% | 3.83% | $0 |
| pnc (Savings) | 3.95% | 3.95% | $0 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 4.00% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| BanescoUSA (MMA) | 4.00% | 3.92% | $300 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| Northern Bank and Trust Company (MMA) | 4.00% | 3.92% | $500 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Popular Direct (Savings) | 4.10% | 4.02% | $100 |
| CIT Bank (Savings) | 4.10% | 4.10% | $5,000 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.15% | 4.15% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| QuonticBank (MMA) | 4.25% | 4.16% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| CIBC Bank USA (Savings) | 4.28% | 4.20% | $1 |
| EverBank (Savings) | 4.30% | 4.30% | $0 |
| Western Alliance Bank (Savings) | 4.30% | 4.30% | $0 |
| CIT Bank (Savings) | 4.30% | 4.21% | $5,000 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| Bask Bank (Savings) | 4.35% | 4.25% | $0 |
| Rising Bank (Savings) | 4.40% | 4.32% | $1,000 |
| MyBankingDirect, a service of Flagstar Bank, N.A. (Savings) | 4.40% | 4.31% | $1 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| Bread Savings (Savings) | 4.40% | 4.40% | $0 |
| VioBank (MMA) | 4.46% | 4.46% | $0 |
| LendingClub (Savings) | 4.50% | 4.41% | $0 |
| BrioDirect (Savings) | 4.50% | 4.40% | $0 |
| Peak Bank (Savings) | 4.54% | 4.44% | $0 |
| Patriot Bank (Savings) | 4.56% | 4.40% | $1 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
