FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| PNC Bank, NA (Savings $25k) | 0.01% | 0.01% | $0 |
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (Savings) | 0.01% | 0.01% | $0 |
| USAA Federal Savings Bank (Savings) | 0.01% | 0.01% | $0 |
| Amerant Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $0 |
| Amerant Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (Savings $10k) | 0.01% | 0.01% | $0 |
| Burke & Herbert Bank & Trust Company (MMA $10k) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (MMA $10k) | 0.02% | 0.02% | $0 |
| PNC Bank, NA (MMA) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings) | 0.02% | 0.02% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings $10k) | 0.02% | 0.02% | $0 |
| PNC Bank, NA (MMA $25k) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings $25k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $25k) | 0.03% | 0.03% | $0 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $0 |
| First Federal Community Bank, NA (MMA) | 0.04% | 0.04% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $0 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Farmers & Merchants Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Amerant Bank (Savings) | 0.05% | 0.05% | $0 |
| Burke & Herbert Bank & Trust Company (Savings $10k) | 0.05% | 0.05% | $0 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Burke & Herbert Bank & Trust Company (Savings $25k) | 0.05% | 0.05% | $0 |
| The Home Loan Savings Bank (Savings $10k) | 0.07% | 0.07% | $0 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $0 |
| The Home Loan Savings Bank (Savings $25k) | 0.07% | 0.07% | $0 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $0 |
| Farmers & Merchants Bank (Savings $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $0 |
| Farmers & Merchants Bank (Savings $25k) | 0.15% | 0.15% | $0 |
| Union Bank (Michigan) (Savings $10k) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| Union Bank (Michigan) (Savings $25k) | 0.20% | 0.20% | $0 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $0 |
| TAB Bank (MMA) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $0 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $0 |
| Axos Bank (MMA) | 0.25% | 0.25% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $0 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $0 |
| Axos Bank (MMA $10k) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings) | 0.30% | 0.30% | $0 |
| First Horizon Bank (Savings $25k) | 0.30% | 0.30% | $0 |
| First Horizon Bank (Savings $10k) | 0.30% | 0.30% | $0 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $0 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $0 |
| First Federal Community Bank, NA (MMA $10k) | 0.40% | 0.40% | $0 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $0 |
| GTE Financial Credit Union (MMA) | 0.40% | 0.40% | $0 |
| Union Bank (Michigan) (MMA $25k) | 0.45% | 0.45% | $0 |
| Union Bank (Michigan) (MMA $10k) | 0.45% | 0.45% | $0 |
| Union Bank (Michigan) (MMA) | 0.45% | 0.45% | $0 |
| Charles Schwab Bank (Savings) | 0.48% | 0.48% | $0 |
| Presidential Bank, FSB (Savings) | 0.50% | 0.50% | $0 |
| First Horizon Bank (MMA $25k) | 0.50% | 0.50% | $0 |
| First Federal Community Bank, NA (MMA $25k) | 0.50% | 0.50% | $0 |
| First Horizon Bank (MMA $10k) | 0.50% | 0.50% | $0 |
| First Horizon Bank (MMA) | 0.50% | 0.50% | $0 |
| Boeing Employees Credit Union (Savings) | 0.50% | 0.50% | $0 |
| Axos Bank (Savings) | 0.61% | 0.61% | $0 |
| GTE Financial Credit Union (MMA $10k) | 0.65% | 0.65% | $0 |
| FinWise Bank (MMA) | 0.75% | 0.75% | $0 |
| GTE Financial Credit Union (Savings) | 0.75% | 0.75% | $0 |
| Bethpage Federal Credit Union (MMA) | 0.75% | 0.75% | $0 |
| FinWise Bank (Savings) | 0.75% | 0.75% | $0 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $0 |
| Bethpage Federal Credit Union (MMA $10k) | 0.75% | 0.75% | $0 |
| Bethpage Federal Credit Union (MMA $25k) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Amalgamated Bank (Savings) | 0.81% | 0.81% | $0 |
| Boeing Employees Credit Union (MMA) | 1.00% | 1.00% | $0 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $0 |
| Amalgamated Bank (MMA $10k) | 1.00% | 1.00% | $0 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $0 |
| Amalgamated Bank (MMA) | 1.00% | 1.00% | $0 |
| Vio Bank (Savings) | 1.10% | 1.09% | $0 |
| Banesco USA (Savings) | 1.35% | 1.34% | $0 |
| BankPurely, a division of Flushing Bank (Savings) | 1.50% | 1.49% | $0 |
| Bank5 Connect (Savings) | 1.50% | 1.49% | $0 |
| America First FCU (MMA) | 1.50% | 1.49% | $0 |
| FinWise Bank (MMA $10k) | 1.51% | 1.50% | $0 |
| CIT Bank, N.A (MMA) | 1.55% | 1.54% | $0 |
| America First FCU (MMA $10k) | 1.70% | 1.69% | $0 |
| Boeing Employees Credit Union (MMA $10k) | 1.75% | 1.74% | $0 |
| Amalgamated Bank (Savings $25k) | 1.76% | 1.75% | $0 |
| Amalgamated Bank (Savings $10k) | 1.76% | 1.75% | $0 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $0 |
| Varo Bank (Savings) | 3.00% | 2.96% | $0 |
| Northpointe Bank (Savings $25k) | 3.25% | 3.20% | $0 |
| Northpointe Bank (MMA $25k) | 3.25% | 3.20% | $0 |
| EverBank (MMA) | 3.75% | 3.68% | $0 |
| EverBank (MMA) | 3.75% | 3.68% | $0 |
| EverBank (MMA) | 3.75% | 3.68% | $0 |
| EverBank (MMA) | 3.75% | 3.68% | $0 |
| First Internet Bank of Indiana (MMA) | 3.77% | 3.70% | $0 |
| Discover Bank (MMA) | 4.00% | 3.92% | $0 |
| Ally Bank (Savings) | 4.20% | 4.11% | $0 |
| Ally Bank (MMA) | 4.20% | 4.11% | $0 |
| Quorum Federal Credit Union (Savings) | 4.25% | 4.17% | $0 |
| American Express National Bank (Savings) | 4.25% | 4.16% | $0 |
| Capital One (Savings) | 4.25% | 4.25% | $0 |
| American Express (Savings) | 4.25% | 4.16% | $1 |
| Discover Bank (Savings) | 4.25% | 4.16% | $0 |
| Live Oak Bank (Savings) | 4.40% | 4.31% | $0 |
| Quontic Bank (Savings) | 4.50% | 4.40% | $0 |
| Sallie Mae Bank (Savings) | 4.50% | 4.40% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.50% | 4.40% | $0 |
| SoFi (Savings) | 4.60% | 4.60% | $0 |
| Sallie Mae Bank (MMA) | 4.65% | 4.55% | $0 |
| FNBO Direct (Savings) | 4.75% | 4.65% | $0 |
| Synchrony Bank (Savings) | 4.75% | 4.64% | $0 |
| Valley Direct (Savings) | 4.75% | 4.64% | $0 |
| Rising Bank (Savings) | 4.90% | 4.79% | $0 |
| Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) | 4.95% | 4.84% | $0 |
| CIT Bank, N.A (Savings) | 5.00% | 4.88% | $0 |
| LendingClub (Savings) | 5.00% | 5.00% | $0 |
| CIBC Bank USA (Savings) | 5.01% | 4.90% | $0 |
| Salem Five Direct (Savings) | 5.01% | 4.89% | $0 |
| TAB Bank (Savings) | 5.02% | 4.90% | $0 |
| BankPurely, a division of Flushing Bank (MMA) | 5.05% | 4.94% | $0 |
| Popular Direct (Savings) | 5.05% | 4.93% | $0 |
| Primis Bank (Savings) | 5.07% | 4.95% | $0 |
| Western State Bank (MMA) | 5.15% | 5.02% | $0 |
| Bread Savings (Savings) | 5.15% | 5.02% | $0 |
| Jenius Bank (Savings) | 5.25% | 5.25% | $0 |
| UFB Direct (MMA) | 5.25% | 5.12% | $0 |
| UFB Direct (Savings) | 5.25% | 5.12% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 5.25% | 5.13% | $0 |
| CFG Community Bank (MMA) | 5.25% | 5.12% | $0 |
| Banesco USA (MMA) | 5.25% | 5.12% | $0 |
| Vio Bank (MMA) | 5.30% | 5.16% | $0 |
| Forbright Bank (Savings) | 5.30% | 5.30% | $0 |
| BrioDirect (Savings) | 5.30% | 5.16% | $0 |
| MyBankingDirect (Savings) | 5.45% | 5.31% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Rates proudly provided by 
For Bankrate's privacy policy, click here.
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
