FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | For APY |
|---|---|---|---|
| Burke & Herbert Bank & Trust Company (MMA) | 0.01% | 0.01% | $1,000 |
| Truist (MMA) | 0.01% | 0.01% | $200 |
| Bank of America (Savings) | 0.01% | 0.01% | $100 |
| First Horizon Bank (Savings) | 0.01% | 0.01% | $50 |
| First Horizon Bank (MMA) | 0.01% | 0.01% | $50 |
| Burke & Herbert Bank & Trust Company (Savings) | 0.01% | 0.01% | $50 |
| Wells Fargo (MMA) | 0.01% | 0.01% | $50 |
| Truist (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo (Savings) | 0.01% | 0.01% | $25 |
| Amalgamated Bank (Savings) | 0.01% | 0.01% | $1 |
| TD Bank, NA (MMA) | 0.01% | 0.01% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| TD Bank, NA (Savings) | 0.02% | 0.02% | $1 |
| TD Bank, NA (MMA $25k) | 0.02% | 0.02% | $25,000 |
| First Horizon Bank (MMA $25k) | 0.02% | 0.02% | $25,000 |
| Armed Forces Bank, N.A. (Savings) | 0.03% | 0.03% | $25 |
| Sandy Spring Bank (Savings) | 0.03% | 0.03% | $25 |
| Woodforest National Bank (Savings) | 0.03% | 0.03% | $25 |
| Northwest Federal Credit Union (MMA) | 0.03% | 0.03% | $1 |
| Pendleton Community Bank, Inc. (Savings) | 0.03% | 0.03% | $50 |
| Sandy Spring Bank (MMA) | 0.03% | 0.03% | $2,500 |
| Burke & Herbert Bank & Trust Company (MMA $25k) | 0.03% | 0.03% | $25,000 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Northwest Federal Credit Union (Savings) | 0.05% | 0.05% | $1 |
| Amalgamated Bank (MMA) | 0.05% | 0.05% | $1 |
| Apple Federal Credit Union (Savings) | 0.05% | 0.05% | $5 |
| Woodforest National Bank (MMA) | 0.05% | 0.05% | $25 |
| Armed Forces Bank, N.A. (MMA) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $50 |
| United Bank (Savings) | 0.05% | 0.05% | $50 |
| Union Bank (Michigan) (Savings) | 0.05% | 0.05% | $50 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Langley FCU (MMA) | 0.05% | 0.05% | $100 |
| Amalgamated Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| United Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Fulton Bank, NA (MMA) | 0.05% | 0.05% | $1,000 |
| Farmers Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Pendleton Community Bank, Inc. (MMA) | 0.05% | 0.05% | $1,000 |
| Langley FCU (Savings) | 0.05% | 0.05% | $100 |
| Union Bank (Michigan) (MMA) | 0.05% | 0.05% | $5,000 |
| Woodforest National Bank (Savings $10k) | 0.05% | 0.05% | $10,000 |
| Fulton Bank, NA (MMA $10k) | 0.06% | 0.06% | $10,000 |
| Fulton Bank, NA (MMA $25k) | 0.07% | 0.07% | $25,000 |
| Citibank (MMA) | 0.08% | 0.08% | $100 |
| Amalgamated Bank (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Pendleton Community Bank, Inc. (MMA $25k) | 0.10% | 0.10% | $25,000 |
| Union Bank (Michigan) (Savings $10k) | 0.10% | 0.10% | $10,000 |
| Langley FCU (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Farmers Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| UFB Direct (MMA) | 0.10% | 0.10% | $5,000 |
| State Department Federal Credit Union (Savings) | 0.10% | 0.10% | $1 |
| Northwest Federal Credit Union (MMA $25k) | 0.12% | 0.12% | $25,000 |
| Union Bank (Michigan) (Savings $25k) | 0.15% | 0.15% | $25,000 |
| Farmers Bank (MMA $25k) | 0.15% | 0.15% | $25,000 |
| Apple Federal Credit Union (MMA) | 0.15% | 0.15% | $5 |
| Investors eAccess (MMA) | 0.15% | 0.15% | $0 |
| Presidential Bank, FSB (Savings) | 0.15% | 0.15% | $100 |
| Langley FCU (MMA $25k) | 0.20% | 0.20% | $25,000 |
| Apple Federal Credit Union (MMA $10k) | 0.20% | 0.20% | $10,000 |
| Virginia Credit Union (MMA) | 0.20% | 0.20% | $10,000 |
| UFB Direct (Savings) | 0.20% | 0.20% | $10,000 |
| Beal Bank USA (MMA) | 0.21% | 0.21% | $1,000 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $250 |
| MySavingsDirect (Savings) | 0.25% | 0.25% | $1 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| Apple Federal Credit Union (MMA $25k) | 0.25% | 0.25% | $25,000 |
| Presidential Bank, FSB (MMA $10k) | 0.30% | 0.30% | $10,000 |
| Discover Bank (MMA) | 0.30% | 0.30% | $0 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $10,000 |
| BMO Harris Bank (MMA) | 0.35% | 0.35% | $5,000 |
| DollarSavingsDirect (Savings) | 0.35% | 0.35% | $1 |
| UFB Direct (Savings) | 0.40% | 0.40% | $0 |
| American Express National Bank (Savings) | 0.40% | 0.40% | $1 |
| Lone Star Bank (Savings) | 0.40% | 0.40% | $200 |
| Discover Bank (Savings) | 0.40% | 0.40% | $0 |
| Capital One (Savings) | 0.40% | 0.40% | $0 |
| Salem Five Direct (Savings) | 0.40% | 0.40% | $10 |
| State Department Federal Credit Union (MMA) | 0.40% | 0.40% | $2,000 |
| VirtualBank (MMA) | 0.40% | 0.40% | $100 |
| TIAA Bank (MMA) | 0.40% | 0.40% | $500 |
| Citizens Access (Savings) | 0.40% | 0.40% | $5,000 |
| UFB Direct (MMA) | 0.40% | 0.40% | $5,000 |
| PurePoint Financial (Savings) | 0.40% | 0.40% | $10,000 |
| Beal Bank USA (MMA $25k) | 0.41% | 0.41% | $25,000 |
| Colorado Federal Savings Bank (Savings) | 0.45% | 0.45% | $1 |
| State Department Federal Credit Union (MMA $25k) | 0.45% | 0.45% | $25,000 |
| Popular Direct (Savings) | 0.45% | 0.45% | $5,000 |
| Rising Bank (Savings) | 0.45% | 0.45% | $1,000 |
| CFG Community Bank (MMA) | 0.49% | 0.49% | $1,000 |
| BankDirect (MMA) | 0.50% | 0.50% | $10,000 |
| CIT Bank (Savings) | 0.50% | 0.50% | $100 |
| TIAA Bank (Savings) | 0.50% | 0.49% | $25 |
| Pentagon Federal Credit Union (Savings) | 0.50% | 0.50% | $5 |
| Synchrony Bank (Savings) | 0.50% | 0.50% | $0 |
| Sallie Mae (MMA) | 0.50% | 0.50% | $0 |
| Ally Bank (Savings) | 0.50% | 0.50% | $0 |
| Live Oak Bank (Savings) | 0.50% | 0.50% | $0 |
| Vio Bank (Savings) | 0.51% | 0.51% | $100 |
| CIBC Bank USA (Savings) | 0.52% | 0.52% | $1 |
| Valley Direct (Savings) | 0.55% | 0.55% | $1 |
| Comenity Direct (Savings) | 0.55% | 0.55% | $0 |
| BrioDirect (MMA) | 0.55% | 0.55% | $100 |
| Vio Bank (MMA) | 0.55% | 0.55% | $100 |
| Quorum (Savings) | 0.60% | 0.60% | $1 |
The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
Rates proudly provided by 
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
* The national average interest rate is currently 0.06% per the FDIC's website. Not all offers will earn 10x the interst rate over the national average. This figure is based on our highest advertised offer. Updated December, 2021.
