FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| City National Bank (Savings) | 0.01% | 0.01% | $50 |
| Tri Counties Bank (MMA) | 0.01% | 0.01% | $0 |
| chase (Savings) | 0.01% | 0.01% | $0 |
| First Technology Credit Union (Savings) | 0.01% | 0.01% | $5 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| Wells Fargo Bank (Savings) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (MMA) | 0.01% | 0.01% | $0 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| BMO Bank (Savings) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of America NA (Savings) | 0.01% | 0.01% | $0 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $300 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Provident Savings Bank FSB (MMA) | 0.01% | 0.01% | $2,500 |
| Banc of California NA (MMA) | 0.01% | 0.01% | $2,500 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Tri Counties Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Banc of California NA (MMA $10k) | 0.01% | 0.01% | $2,500 |
| Mechanics Bank CA (MMA) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| Connexus Credit Union (Savings) | 0.02% | 0.02% | $100 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| Citizens Business Bank (MMA) | 0.02% | 0.02% | $5,000 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| Mechanics Bank CA (MMA $10k) | 0.02% | 0.02% | $100 |
| Provident Savings Bank FSB (MMA $10k) | 0.03% | 0.03% | $10,000 |
| Armed Forces Bank (Savings) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA) | 0.03% | 0.03% | $5,000 |
| Westamerica Bank (MMA) | 0.03% | 0.03% | $1,000 |
| Citibank (Savings) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA $10k) | 0.03% | 0.03% | $5,000 |
| Farmers and Merchants Bank of Long Beach (MMA) | 0.03% | 0.03% | $0 |
| Bank of the Sierra (MMA $10k) | 0.04% | 0.04% | $2,500 |
| Bank of the Sierra (MMA) | 0.04% | 0.04% | $2,500 |
| Universal Bank (Savings) | 0.04% | 0.04% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| United Fidelity Bank (Savings) | 0.05% | 0.05% | $250 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| The Golden 1 CU (MMA) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA) | 0.05% | 0.05% | $100 |
| Malaga Bank FSB (Savings) | 0.05% | 0.05% | $100 |
| Oak Valley Community Bank (Savings) | 0.05% | 0.05% | $0 |
| Oak Valley Community Bank (MMA) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (Savings) | 0.05% | 0.05% | $100 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $100 |
| Pacific Premier Bank (MMA) | 0.05% | 0.05% | $1 |
| Union Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $10 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| The Golden 1 CU (Savings) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA) | 0.05% | 0.05% | $0 |
| Fremont Bank (MMA) | 0.05% | 0.05% | $2,500 |
| FirstBank (MMA) | 0.05% | 0.05% | $0 |
| OneUnited Bank (MMA) | 0.05% | 0.05% | $500 |
| Farmers and Merchants Bank of Long Beach (MMA $10k) | 0.05% | 0.05% | $10,000 |
| Fremont Bank (MMA $10k) | 0.05% | 0.05% | $2,500 |
| First Citizens Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA $10k) | 0.05% | 0.05% | $100 |
| Citizens Business Bank (MMA $10k) | 0.05% | 0.05% | $5,000 |
| Cathay Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| FirstBank (MMA $10k) | 0.05% | 0.05% | $0 |
| First Citizens Bank (MMA) | 0.05% | 0.05% | $0 |
| Pacific Premier Bank (MMA $10k) | 0.05% | 0.05% | $1 |
| Montecito Bank and Trust (MMA $10k) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (MMA $10k) | 0.05% | 0.05% | $100 |
| Cathay Bank (MMA) | 0.05% | 0.05% | $0 |
| San Diego County CU - editorial (MMA) | 0.05% | 0.05% | $100 |
| HCN Bank (MMA) | 0.05% | 0.05% | $0 |
| United Fidelity Bank (MMA) | 0.05% | 0.05% | $1,000 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $10 |
| Universal Bank (MMA) | 0.05% | 0.05% | $1,000 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Westamerica Bank (MMA $10k) | 0.06% | 0.06% | $1,000 |
| Schools First Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| Global Credit Union (Savings) | 0.10% | 0.10% | $50 |
| First Federal Savings and Loan Association of San Rafael (Savings) | 0.10% | 0.10% | $0 |
| First Citizens Bank (Savings) | 0.10% | 0.10% | $50 |
| Sterling Bank and Trust FSB (Savings) | 0.10% | 0.10% | $0 |
| Gateway Bank FSB (Savings) | 0.10% | 0.10% | $500 |
| First Foundation Bank (MMA) | 0.10% | 0.10% | $500 |
| First Foundation Bank (MMA $10k) | 0.10% | 0.10% | $500 |
| United Fidelity Bank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| HCN Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Universal Bank (MMA $10k) | 0.10% | 0.10% | $2,500 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| First Technology Credit Union (MMA) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Sterling Bank and Trust FSB (MMA $10k) | 0.15% | 0.15% | $0 |
| First Technology Credit Union (MMA $10k) | 0.15% | 0.15% | $0 |
| Sterling Bank and Trust FSB (MMA) | 0.15% | 0.15% | $0 |
| Global Credit Union (MMA) | 0.20% | 0.20% | $5,000 |
| First Northern Bank of Dixon (MMA) | 0.20% | 0.20% | $2,500 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Global Credit Union (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Gateway Bank FSB (MMA) | 0.25% | 0.25% | $2,500 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| First Northern Bank of Dixon (MMA $10k) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $1 |
| Royal Business Bank (MMA) | 0.30% | 0.30% | $2,500 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $5,000 |
| River Valley Community Bank (MMA) | 0.38% | 0.38% | $1,000 |
| 5 Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| OneUnited Bank (Savings) | 0.40% | 0.40% | $200 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| Royal Business Bank (MMA $10k) | 0.45% | 0.45% | $10,000 |
| BECU (MMA) | 0.45% | 0.45% | $0 |
| River Valley Community Bank (MMA $10k) | 0.47% | 0.47% | $10,000 |
| Redwood Capital Bank (MMA) | 0.50% | 0.50% | $1 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| Bank of Marin (MMA) | 0.50% | 0.50% | $1,000 |
| Bank of Marin (MMA $10k) | 0.50% | 0.50% | $1,000 |
| City National Bank (MMA) | 0.50% | 0.50% | $2,500 |
| City National Bank (MMA $10k) | 0.50% | 0.50% | $2,500 |
| Amalgamated Bank (MMA $10k) | 0.60% | 0.60% | $0 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| 5 Star Bank (Savings) | 0.75% | 0.75% | $0 |
| Schools First Federal Credit Union (MMA) | 0.75% | 0.75% | $2,000 |
| Bank of Stockton (MMA) | 0.75% | 0.75% | $100 |
| Redwood Capital Bank (MMA $10k) | 0.75% | 0.75% | $1 |
| Bank of Stockton (MMA $10k) | 0.75% | 0.75% | $100 |
| BMO Bank (MMA $10k) | 0.80% | 0.80% | $0 |
| BMO Bank (MMA) | 0.80% | 0.80% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Armed Forces Bank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $2,500 |
| West Coast Community Bank (MMA) | 1.00% | 1.00% | $5,000 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $2,500 |
| West Coast Community Bank (MMA $10k) | 1.00% | 1.00% | $5,000 |
| The Golden 1 CU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| BECU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| Gateway Bank FSB (MMA $10k) | 1.10% | 1.09% | $10,000 |
| VioBank (Savings) | 1.10% | 1.09% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Star One Credit Union (Savings) | 3.25% | 3.20% | $5 |
| Star One Credit Union (MMA) | 3.25% | 3.20% | $50 |
| Beal Bank (MMA) | 3.25% | 3.20% | $1,000 |
| Star One Credit Union (MMA $10k) | 3.25% | 3.20% | $50 |
| Beal Bank (MMA $10k) | 3.25% | 3.20% | $1,000 |
| FNBO (Savings) | 3.35% | 3.30% | $0 |
| LendingClub (Savings) | 3.40% | 3.35% | $0 |
| Discover Bank (MMA) | 3.50% | 3.44% | $0 |
| BMO Alto (Savings) | 3.60% | 3.54% | $0 |
| FNBO (MMA) | 3.60% | 3.54% | $0 |
| Discover Bank (Savings) | 3.60% | 3.54% | $0 |
| Ally (Savings) | 3.60% | 3.54% | $0 |
| Ally (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| American Express National (Savings) | 3.70% | 3.63% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Northern Bank and Trust Company (MMA) | 3.75% | 3.68% | $5,000 |
| WesternStateBank (MMA) | 3.75% | 3.68% | $0 |
| Beal Bank (Savings) | 3.75% | 3.70% | $500 |
| MySavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| DollarSavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $1 |
| Sallie Mae (Savings) | 3.90% | 3.83% | $0 |
| PNC Bank (Savings) | 3.95% | 3.95% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $25,000 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| BanescoUSA (MMA) | 4.00% | 3.92% | $2,500 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.00% | 3.93% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 3.92% | $0 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Popular Direct (Savings) | 4.05% | 3.97% | $0 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| Barclays (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.15% | 4.15% | $0 |
| Bask Bank (Savings) | 4.20% | 4.11% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| CIBC Bank USA (Savings) | 4.21% | 4.13% | $1 |
| MYSafra Bank FSB (MMA) | 4.25% | 4.16% | $5,000 |
| Western Alliance Bank (Savings) | 4.25% | 4.16% | $0 |
| QuonticBank (MMA) | 4.25% | 4.16% | $1 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| Rising Bank (Savings) | 4.30% | 4.22% | $1,000 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| VioBank (MMA) | 4.36% | 4.36% | $0 |
| LendingClub (Savings) | 4.40% | 4.31% | $0 |
| My Banking Direct (Savings) | 4.40% | 4.40% | $1 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| Bread Savings (Savings) | 4.40% | 4.31% | $0 |
| BrioDirect (Savings) | 4.45% | 4.35% | $25 |
| Peak Bank (Savings) | 4.54% | 4.44% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Rates proudly provided by 
For Bankrate's privacy policy, click here.
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
Promoted offer: Get up to a $300 Cash Bonus. See site for details.