EH National Bank Review

How does your bank stack up?

  • Financial Rates: 4.0 Star Icon
  • Customer Service: 4.0 Star Icon
  • Website Experience: 5.0 Star Icon
  • Bank Fees: 4.0 Star Icon


  • ATM fees are reimbursed
  • Business accounts offered
  • Low opening deposits for most accounts
  • Savings accounts do not have a fee


  • CDs have high opening deposits
  • Not all information listed on website
  • Fees for withdrawals and deposits
  • Accounts have low-interest rates

What You Need to Know

EH National Bank offers an ATM/debit card with their accounts. There is no fee to withdraw money from an EH National Bank ATM. If you withdraw money from a different ATM, they will reimburse the fees. EH National Bank reimburses up to $25.00 toward ATM fees each month.

There are a variety of different business accounts offered through EH National Bank. Checking, savings, and money market accounts are offered. CDs for businesses are also available. Each of these accounts offers online banking and remote deposit.

Most of the EH National Bank accounts do not have a required opening deposit. The checking, money market, and savings accounts do not have set amount to open the account. Only the CDs and retirement accounts have a required opening deposit.

The savings and money market accounts with EH National Bank do not have a monthly fee. The CDs only have a fee if you withdraw to money before the CD reaches maturity.

To open a CD through EH National Bank requires a large opening deposit. Each CD requires $10,000 to open. There are only four different CD terms offered. Those terms are three-month, six-month, 12-months, and 24-months.

The interest rates for EH National Bank are not listed on the website. To find out the rates you must call and speak with a customer service representative. You must also contact a representative to see the disclosure forms on the accounts. It is not listed how much money is required to keep in the money market, savings, or interest-bearing checking account.

EH National Bank checking accounts do not have a regular monthly fee. The fee comes if you make more than a set amount of withdrawals or deposits each month. After the allowed number, you will be charged for each additional transaction. EH National Bank allows 150 checks or debit transaction per month. If you make more, you are charged $0.30 per item. They allow 100 deposited items each month. After that, it is $0.10 per transaction.

EH National Bank interest rates are low. They are not competitive with other online-only accounts. One EH National Bank checking account earns interest. The rates for the accounts are slightly higher than your typical brick and mortar banks. Their rates are lower than online-only accounts.

Cool Things

Internet Security Tips

The EH National Bank website offers tips to help you bank safely on the interest. The suggestions help protect your personal information. They offer specific places to contact if you feel you have been a victim of fraud.


EH National Bank is an online bank with a branch location. The branch is in Beverly Hills, California. They believe that customers should not have to work to get ahold of customer service. There are no automated phone systems with excessive transfers. When you call customer service, you speak directly with a bank representative.

EH National Bank offers personal and business accounts. Checking, savings, and money market accounts are available for both personal and business.

Frequently Asked Questions

Is This Bank FDIC insured?

? Yes. EH National Bank is FDIC insured. The FDIC is an agency of the United States government that protects funds deposited in banks, up to $250,000 per customer, per bank. The money deposited in FDIC insured banks means money is backed by the full faith and credit of the United States government.

How do I access my money?

With checks, debit or ATM cards, electronic transfers, or online bill pay. EH National Bank does have one branch location in Beverly Hills, California.

Does this bank offer mobile banking?

Yes. With the EH National Bank app you can see account history, make transfers, and pay bills.

Is this a good bank?

EH National Bank offers a variety of different personal and business accounts. There are no monthly fees for savings and money market accounts. There is only a fee for the checking accounts if you exceed the transaction amount. The interest rates for the accounts are not competitive with other online accounts.

Is this bank free?

The savings and money market accounts are free. They do not have a monthly maintenance fee. The checking accounts have a fee if you exceed the number of transactions allowed. That includes withdrawing or depositing money.

Is this bank secure online?

EH National Bank offers safeguards that meet federal regulations. They have secure files and buildings. They restrict personal information to only those employees who need to see it.

Does this bank offer competitive interest rates?

No. The interest rates are not competitive with other online accounts. Some rates are slightly higher than your typical bank rates. You must contact a bank representative to know the interest rates.

Can I use this bank for my business accounts?

Yes. EH National Bank offers a variety of different business accounts. Checking, savings, and money market accounts are available. CDs are also offered. Online banking is included with business accounts.

How is the online bank different from the online banking my bank offers?

It is the same. The rates are slightly higher than your typical bank rates. Everything for your account is online.

Do their checking accounts pay interest?

One checking account offered by EH National Bank earns interest. The other checking account does not.

How do I reach customer service?

By phone, mail, or email. You can follow EH National Bank on Facebook and Twitter.

Does this bank offer bill pay?

Yes. Each of EH National Bank accounts offer free bill pay with their accounts.

Can I deposit cash?

Yes, at a local branch location.

How long do transfers take?

Specific transfer times are not listed on the website.

Can I sign up for direct deposit to this account?

Yes. Money can be directly deposited into EH National Bank accounts.

Bank Contact Information

EH National Bank
8484 Wilshire Blvd.
Suite 100
Beverly Hills, CA 90211

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