Bangor Savings Bank offers a variety of personal deposit accounts. They offer three checking accounts and savings and money market accounts. Those accounts include a savings account for kids and one for the holidays. Bangor offers CDs that range from three-month terms to five-year terms.

Bangor Savings Bank offers a wide variety of business accounts. Those accounts include business checking and savings accounts. They offer business credit cards and insurance options. Bangor offers cash management and payroll services for businesses.

The Bangor Savings Bank CDs offer competitive rates. The interest rates for these CDs are competitive with other online CDs. The terms range from three months to five years. The amount required to open each CD is $500.

Most Bangor Savings Bank accounts have low required amounts to open. Each of the checking accounts requires $25 to open. Two savings accounts also only need $25 to open. The CDs each need $500 to open.

The Benefit Money Market and Market Rate account have high opening required amounts. These accounts each need $5,000 to open and to earn interest. Balances below $5,000 do not earn interest. There is a $10 monthly fee if the Market Rate account drops below $5,000. The Benefit Money Market does not have a monthly fee.

Some Bangor Savings Bank accounts have tiered interest rates. To earn the most competitive rate for the MMA requires an account balance of $100,000. The savings account requires $25,000. Amounts under that balance earn interest, just not the most competitive rate.

Bangor Savings Bank accounts are not available to anyone across the United States. Only residents of Maine, Massachusetts, New Hampshire, and Vermont can open an account. You can open some accounts online if you are a resident of one of these states. A few accounts require visiting a branch location.

Some accounts require having a Bangor checking account first. To open the Benefit Savings and MMA requires having a Bangor checking account. Once you have a checking account, you qualify to open these other accounts.

Read the full Bangor Savings Bank review.

EH National Bank offers an ATM/debit card with their accounts. There is no fee to withdraw money from an EH National Bank ATM. If you withdraw money from a different ATM, they will reimburse the fees. EH National Bank reimburses up to $25.00 toward ATM fees each month.

There are a variety of different business accounts offered through EH National Bank. Checking, savings, and money market accounts are offered. CDs for businesses are also available. Each of these accounts offers online banking and remote deposit.

Most of the EH National Bank accounts do not have a required opening deposit. The checking, money market, and savings accounts do not have set amount to open the account. Only the CDs and retirement accounts have a required opening deposit.

The savings and money market accounts with EH National Bank do not have a monthly fee. The CDs only have a fee if you withdraw to money before the CD reaches maturity.

To open a CD through EH National Bank requires a large opening deposit. Each CD requires $10,000 to open. There are only four different CD terms offered. Those terms are three-month, six-month, 12-months, and 24-months.

The interest rates for EH National Bank are not listed on the website. To find out the rates you must call and speak with a customer service representative. You must also contact a representative to see the disclosure forms on the accounts. It is not listed how much money is required to keep in the money market, savings, or interest-bearing checking account.

EH National Bank checking accounts do not have a regular monthly fee. The fee comes if you make more than a set amount of withdrawals or deposits each month. After the allowed number, you will be charged for each additional transaction. EH National Bank allows 150 checks or debit transaction per month. If you make more, you are charged $0.30 per item. They allow 100 deposited items each month. After that, it is $0.10 per transaction.

EH National Bank interest rates are low. They are not competitive with other online-only accounts. One EH National Bank checking account earns interest. The rates for the accounts are slightly higher than your typical brick and mortar banks. Their rates are lower than online-only accounts.

Read the full EH National Bank review.