Chime Comparisons

How does Chime compare to other banks?

See how Chime compares with the rest of the banks BankTruth has reviewed.

Chime
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EverBank
Savings (Rate as of 5/25/2025)
APY 4.30%
Rate 4.30%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
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Jenius Bank
Savings (Rate as of 5/25/2025)
APY 4.20%
Rate 4.11%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Next >
CIT Bank
Savings (Rate as of 5/25/2025)
APY 4.10%
Rate 4.10%
Min to Open $100
Min to Earn APY $5,000
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Get up to a $300 Cash Bonus. See site for details.
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Capital One
Savings (Rate as of 5/25/2025)
APY 3.60%
Rate 3.60%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
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Sallie Mae
MMA (Rate as of 5/25/2025)
APY 3.85%
Rate 3.78%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook Yes
Member FDIC.
Next >
Sallie Mae
Savings (Rate as of 5/25/2025)
APY 3.90%
Rate 3.83%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.
Next >
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.