Chime Comparisons

How does Chime compare to other banks?

See how Chime compares with the rest of the banks BankTruth has reviewed.

Chime
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Capital One
Savings (Rate as of 4/13/2025)
APY 3.60%
Rate 3.60%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Next >
CIT Bank
Savings (Rate as of 4/13/2025)
APY 4.10%
Rate 4.10%
Min to Open $100
Min to Earn APY $5,000
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Get up to a $300 Cash Bonus. See site for details.
Next >
EverBank
Savings (Rate as of 4/13/2025)
APY 4.30%
Rate 4.30%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
Next >
Jenius Bank
Savings (Rate as of 4/13/2025)
APY 4.20%
Rate 4.11%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Next >
LendingClub
Savings (Rate as of 4/13/2025)
APY 4.40%
Rate 4.31%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Earn our LevelUp rate with $250 in monthly deposits, plus no fees.
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Peak Bank
Savings (Rate as of 4/13/2025)
APY 4.54%
Rate 4.54%
Min to Open $100
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Bank at the highest level with trusted security and no monthly maintenance fees.
Next >
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The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.