Chime Comparisons

How does Chime compare to other banks?

See how Chime compares with the rest of the banks BankTruth has reviewed.

Chime
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American Express
Savings (Rate as of 12/1/2023)
APY 4.30%
Rate 4.21%
For APY $1
Monthly Fee $0.00
Checkbook No
Member FDIC
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Jenius Bank - 501
Savings (Rate as of 12/1/2023)
APY 4.75%
Rate 4.75%
For APY $0
Monthly Fee $0.00
Checkbook No
Jenius Bank is a division of Manufacturers Bank. Member FDIC.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.