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Citizens Access

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Savings (Rate as of 5/28/2023)
APY	3.90%
Rate	3.90%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC It only takes about 5 minutes to open a fee-free account.

Savings (Rate as of 5/28/2023)
APY	4.20%
Rate	4.20%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC No fees, up to $2M FDIC coverage, earn high APY on all checking and savings balances, up to $250 bonus with qualifying direct deposit.

Savings (Rate as of 5/28/2023)
APY	4.50%
Rate	4.50%
For APY	$1
Monthly Fee	$0.00
Checkbook	No
Member FDIC No fee online savings account with a great rate.

MMA (Rate as of 5/28/2023)
APY	4.86%
Rate	4.75%
For APY	$25,000
Monthly Fee	$0.00
Checkbook	Yes
Member FDIC A 150-Year Legacy of Strength, No Monthly Fees or Balance Cap

Savings (Rate as of 5/28/2023)
APY	4.85%
Rate	4.74%
For APY	$5,000
Monthly Fee	$0.00
Checkbook	No
Member FDIC No Monthly Fees. $5,000 balance required for highest rate.

Savings (Rate as of 5/28/2023)
APY	4.80%
Rate	4.80%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC No minimum balance and no monthly maintenance fees! Laurel Road is a brand of KeyBank N.A.

Savings (Rate as of 5/28/2023)
APY	4.75%
Rate	4.64%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC 0 Monthly Acct Fees. No Balance Cap to Earn APY.

Savings (Rate as of 5/28/2023)
APY	4.25%
Rate	4.16%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC 1-Year Intro APY on Balances up to $250K for first time clients*

Savings (Rate as of 5/28/2023)
APY	4.00%
Rate	4.00%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC Savings accounts at 4.00% APY. A rate greater than 5x the national average.

Savings (Rate as of 5/28/2023)
APY	4.00%
Rate	3.92%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Insured by NCUA Earn 4.00% APY on the first $10,000 (that's $400 a year!)

Savings (Rate as of 5/28/2023)
APY	3.10%
Rate	3.06%
For APY	$25
Monthly Fee	$0.00
Checkbook	No
Insured by NCUA No monthly fee if you elect eStatements.

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The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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¹ APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

² MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

Citizens Access Comparisons

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