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Discover Bank

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Savings (Rate as of 3/25/2023)
APY	3.40%
Rate	3.40%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC It only takes about 5 minutes to open a fee-free account.

Savings (Rate as of 3/25/2023)
APY	4.45%
Rate	4.35%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC 0 Monthly Acct Fees. No Balance Cap to Earn APY.

Savings (Rate as of 3/25/2023)
APY	4.25%
Rate	4.25%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC Plus, no monthly fees and unlimited free external transfers

Savings (Rate as of 3/25/2023)
APY	4.00%
Rate	4.00%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC Savings Products with Competitive Rates and No Minimum Deposit

Savings (Rate as of 3/25/2023)
APY	4.40%
Rate	4.31%
For APY	$5,000
Monthly Fee	$0.00
Checkbook	No
Member FDIC No Monthly Fees. $5,000 balance required for highest rate.

Savings (Rate as of 3/25/2023)
APY	4.38%
Rate	4.29%
For APY	$500
Monthly Fee	$0.00
Checkbook	No
Member FDIC Only $500.00 to open. No monthly or maintenance fees.

Savings (Rate as of 3/25/2023)
APY	4.30%
Rate	4.22%
For APY	$5,000
Monthly Fee	$0.00
Checkbook	No
Member FDIC Great rate with this online savings account and no fees.

Savings (Rate as of 3/25/2023)
APY	4.25%
Rate	4.25%
For APY	$1
Monthly Fee	$0.00
Checkbook	No
Member FDIC No fee online savings account with a great rate.

Savings (Rate as of 3/25/2023)
APY	4.00%
Rate	3.92%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Insured by NCUA Earn 4.00% APY on the first $10,000 (that's $400 a year!)

MMA (Rate as of 3/25/2023)
APY	4.00%
Rate	3.92%
For APY	$0
Monthly Fee	$0.00
Checkbook	Yes
Member FDIC Save smarter 4.00% APY Money Market Account Ally Bank Member FDIC

Savings (Rate as of 3/25/2023)
APY	3.95%
Rate	3.87%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC No minimum balance and no monthly maintenance fees

Savings (Rate as of 3/25/2023)
APY	3.60%
Rate	3.60%
For APY	$0
Monthly Fee	$0.00
Checkbook	No
Member FDIC Savings accounts at 3.60% APY. A rate greater than 5x the national average.

Savings (Rate as of 3/25/2023)
APY	3.10%
Rate	3.06%
For APY	$25
Monthly Fee	$0.00
Checkbook	No
Insured by NCUA No monthly fee if you elect eStatements.

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The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.

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¹ APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

² MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

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