My eBanc Comparisons

How does My eBanc compare to other banks?

See how My eBanc compares with the rest of the banks BankTruth has reviewed.

My eBanc

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CIT Bank
Savings (Rate as of 6/8/2025)
APY 4.10%
Rate 4.10%
Min to Open $100
Min to Earn APY $5,000
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.
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EverBank
Savings (Rate as of 6/8/2025)
APY 4.30%
Rate 4.30%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
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Jenius Bank
Savings (Rate as of 6/8/2025)
APY 4.20%
Rate 4.11%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
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Capital One
Savings (Rate as of 6/8/2025)
APY 3.60%
Rate 3.60%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
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Openbank
Savings (Rate as of 6/8/2025)
APY 4.30%
Rate 4.22%
Min to Open $500
Min to Earn APY $500
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Top-tier rate. FDIC Insured. No fees.
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LendingClub
Savings (Rate as of 6/8/2025)
APY 4.40%
Rate 4.31%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Earn our LevelUp rate with $250 in monthly deposits, plus no fees.
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Sallie Mae
MMA (Rate as of 6/8/2025)
APY 3.85%
Rate 3.78%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook Yes
Member FDIC.
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Sallie Mae
Savings (Rate as of 6/8/2025)
APY 3.90%
Rate 3.83%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.
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Peak Bank
Savings (Rate as of 6/8/2025)
APY 4.44%
Rate 4.44%
Min to Open $100
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fees. Earn more while maintaining flexibility and security.
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Western Alliance Bank
Savings (Rate as of 6/8/2025)
APY 4.25%
Rate 4.16%
Min to Open $1
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Earn up to $500 using code BOOST with qualifying deposits. See site for details.
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