SmartyPig Comparisons

How does SmartyPig compare to other banks?

See how SmartyPig compares with the rest of the banks BankTruth has reviewed.

SmartyPig
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EverBank
Savings (Rate as of 5/4/2025)
APY 4.30%
Rate 4.30%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
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CIT Bank
Savings (Rate as of 5/4/2025)
APY 4.10%
Rate 4.10%
Min to Open $100
Min to Earn APY $5,000
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Get up to a $300 Cash Bonus. See site for details.
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Capital One
Savings (Rate as of 5/4/2025)
APY 3.60%
Rate 3.60%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Next >
Openbank
Savings (Rate as of 5/4/2025)
APY 4.40%
Rate 4.31%
Min to Open $500
Min to Earn APY $500
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Top-tier rate. FDIC Insured. No fees.
Next >
Jenius Bank
Savings (Rate as of 5/4/2025)
APY 4.20%
Rate 4.11%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Next >
LendingClub
Savings (Rate as of 5/4/2025)
APY 4.40%
Rate 4.31%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: Earn our LevelUp rate with $250 in monthly deposits, plus no fees.
Next >
Peak Bank
Savings (Rate as of 5/4/2025)
APY 4.44%
Rate 4.44%
Min to Open $100
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.

Promoted offer: No monthly maintenance fees. Earn more while maintaining flexibility and security.
Next >
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.