SmartyPig Comparisons

How does SmartyPig compare to other banks?

See how SmartyPig compares with the rest of the banks BankTruth has reviewed.

SmartyPig
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American Express National
Savings (Rate as of 3/10/2025)
APY 3.70%
Rate 3.63%
Min to Open $0
Min to Earn APY $0
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.