The Fifth Third Student Banking account does not have a monthly fee if the student is 16 years or older. There is no amount required to keep in the account. Five ATM transactions at non-Fifth Third ATMs are free each month.

There is not a set amount required to open a Fifth Third checking account or savings account.

The Fifth Third Goal Setter Savings account offers a one-time interest bonus when you reach your savings goal. The amount you receive is equal to the amount of interest you have earned while the account is open. The account must be open for at least 185 days. The savings goals can range from $500 to $25,000. Interest is only paid on balances under $50,000.

Fifth Third offers a variety of accounts for small or commercial businesses. Various checking accounts are available. These accounts vary to fit how much money your business deals with monthly. Savings accounts, CDs, loans, and credit cards are also available.

Most all Fifth Third accounts have a monthly maintenance fee. The savings accounts have a fee of $5 per month. The checking account fees range from $8 to $25 each month depending on the account. There are ways to have the fees waived, but those vary by account.

Not only do Fifth Third checking accounts have fees, but the requirements to waive the fee are tough. Having a direct deposit into the account lowers the fee but does not waive it. You must have at least $1,500 to $100,000 in Fifth Third accounts depending on the account. Spending $500 on a Fifth Third credit card waives the fees. Having a mortgage, loan, or line of credit with a balance also waives the fee.

Accounts are not offered everywhere. Fifth Third currently offers accounts in ten states. If you do not live in one of those ten states, you are not eligible to open a deposit account with Fifth Third.

The interest rates on accounts are low. Fifth Third rates are typical of other banks. They are not competitive with online-only bank accounts. The more money you invest, the better interest rates you will earn.

Read the full Fifth Third review.

Langley Federal Credit Union offers a wide variety of accounts. They have an MMA, savings accounts, youth accounts, and a holiday savings account. They offer four checking accounts and a variety of CD terms. The CD terms range from three months to five years. Langley also offers loans, credit cards, and business accounts.

The accounts offered through Langley have competitive interest rates. The rates are competitive with other online account rates. The CDs, money market account, and platinum checking account earn competitive rates. The Langley Saves account earns competitive rates for the first $1,000.

Most Langley accounts have low opening required amounts. The savings accounts each only require $5 to open. Only the Platinum checking account has a set amount required to open the account. That account requires $10,000 to open. The regular CDs require $1,000 to open. The promotional CDs require more. The MMA does not have an amount required to open the account.

Only the Langley Essential checking account has a monthly fee. This checking account is for those with bad or no credit. This account offers a debit card, online and mobile banking, and bill pay. The monthly fee is $5. The other Langley accounts do not have fees.

Some Langley accounts have tiered interest rates. The Platinum MMA requires a balance of $250,000 to earn the most competitive rate. Traditional money market accounts require $100,000 for the best rate. The Platinum checking account requires $10,000.

Langley offers promotional CDs with more competitive interest rates. Two of these terms have high opening required amounts. The 11-month CD requires $100,000 to earn interest and the 29-month CD requires $50,000. The other promotional CDs only require $1,000 to open, but they are for new deposits only.

To open accounts with Langley FCU, you must first become a member of the credit union. You are eligible for membership if you work for a specific company. Member of certain organizations or that attend certain schools are eligible. Family members of other members are eligible. You can also join an organization to become a member of Langley FCU.

Langley has a daily withdrawal limit. Members can withdraw up to $600 per day, per account, if your account has sufficient funds. There is also a $600 limit with point-of-sale transactions.

Read the full Langley Federal Credit Union review.