UFB Direct Comparisons

How does UFB Direct compare to other banks?

See how UFB Direct compares with the rest of the banks BankTruth has reviewed.

UFB Direct
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CIT Bank
Savings (Rate as of 6/14/2025)
APY 4.00%
Rate 4.00%
Min to Open $100
Min to Earn APY $5,000
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.