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Savings & MMA Rates

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Savings (Rate as of 4/5/2025)
3.70%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.70%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 4/5/2025)
4.10%APY
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  • Min to Open: $100
  • Min to Earn APY: $5,000
  • Rate: 4.10%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: Get up to a $300 Cash Bonus. See site for details.
Savings (Rate as of 4/5/2025)
4.30%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.30%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
MMA (Rate as of 4/5/2025)
3.90%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.83%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: Yes
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Member FDIC.
Other Banks
Rates as of April 5th, 2025
Banks & Reviews APY Rate Min to Earn APY
Bank of Hope (Savings) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
PNC Bank NA (Savings) 0.01% 0.01% $1
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
US Bank (MMA) 0.01% 0.01% $0
The Park National Bank (Savings) 0.01% 0.01% $300
Bank of Hope (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $500
Citizens Bank NA (MMA $10k) 0.01% 0.01% $0
Citizens Bank NA (mma_jumbo 10000) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
PNC Bank NA (savings_jumbo 10000) 0.01% 0.01% $1
US Bank (MMA $10k) 0.01% 0.01% $10,000
Fifth Third Bank (MMA) 0.01% 0.01% $0
Comerica Bank (MMA) 0.02% 0.02% $1
PNC Bank NA (MMA) 0.02% 0.02% $1
Premier Bank (MMA) 0.02% 0.02% $1,000
PNC Bank NA (MMA) 0.02% 0.02% $1
Applied Bank (MMA) 0.02% 0.02% $500
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
PNC Bank NA (MMA $25k) 0.02% 0.02% $1
Premier Bank (MMA $10k) 0.02% 0.02% $1,000
PNC Bank NA (MMA $10k) 0.02% 0.02% $1
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $10,000
Comerica Bank (MMA $10k) 0.02% 0.02% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
America First FCU (Savings) 0.05% 0.05% $1
Applied Bank (Savings) 0.05% 0.05% $100
First Federal Savings and Loan Association of Lakewood (Savings) 0.05% 0.05% $100
Republic Bank and Trust Company (Savings) 0.05% 0.05% $10
Northwest Bank (MMA) 0.05% 0.05% $0
Luana Savings Bank (Savings) 0.05% 0.05% $100
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $0
The Park National Bank (MMA) 0.05% 0.05% $2,500
Washington Savings Bank (MMA) 0.05% 0.05% $10
Main Street Bank Corp (MMA) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA) 0.05% 0.05% $5,000
Third Federal Savings and Loan Association of Cleveland (MMA $10k) 0.05% 0.05% $5,000
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
Washington Savings Bank (Savings) 0.05% 0.05% $10
Citizens Trust Bank (Savings) 0.05% 0.05% $100
The Home Loan Savings Bank (Savings) 0.07% 0.07% $100
Old National Bank (MMA) 0.08% 0.08% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
Connexus Credit Union (Savings) 0.10% 0.10% $100
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Buckeye Community Bank (MMA) 0.10% 0.10% $0
The Hocking Valley Bank (Savings) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
Charles Schwab Bank (savings_jumbo 0) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $1
The Community Bank (MMA) 0.15% 0.15% $0
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
North Valley Bank (Savings) 0.15% 0.15% $0
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Republic Bank and Trust Company (MMA) 0.15% 0.15% $1,000
Civista Bank (MMA) 0.15% 0.15% $2,500
Old National Bank (MMA $10k) 0.15% 0.15% $0
Northwest Bank (MMA $10k) 0.15% 0.15% $5,000
Civista Bank (MMA $10k) 0.15% 0.15% $2,500
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $1,000
Guaranty Bank (MMA $10k) 0.20% 0.20% $1,000
Guaranty Bank (MMA) 0.20% 0.20% $1,000
AxosBank (MMA) 0.25% 0.25% $0
TABBank (MMA) 0.25% 0.25% $0
Do not use (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
WebBank (Savings) 0.25% 0.25% $1,000
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $10,000
North Valley Bank (MMA) 0.25% 0.25% $1,000
Do not use (MMA) 0.25% 0.25% $2,500
KeyBank NA (MMA) 0.25% 0.25% $2,500
WebBank (Savings $10k) 0.25% 0.25% $1,000
CIBC Bank USA (MMA $10k) 0.25% 0.25% $10,000
AxosBank (MMA $10k) 0.25% 0.25% $0
KeyBank NA (MMA $10k) 0.25% 0.25% $10,000
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $5,000
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $5,000
Lone Star Bank (Savings) 0.30% 0.30% $0
BECU (Savings) 0.30% 0.30% $1
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
Do not use (MMA $10k) 0.35% 0.34% $5,000
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $2,500
5 Star Bank (MMA) 0.40% 0.40% $1,000
GTEFinancial (MMA) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.41% 0.41% $0
Presidential Bank FSB (Savings) 0.50% 0.50% $500
BECU (MMA) 0.50% 0.50% $0
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
Amalgamated Bank (MMA) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (Savings) 0.75% 0.75% $100
5 Star Bank (Savings) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
First Federal Svgs and LA of Lorain (MMA $10k) 1.00% 1.00% $10,000
KS StateBank (MMA $10k) 1.00% 1.00% $2,500
KS StateBank (MMA) 1.00% 1.00% $2,500
Goldwater Bank (MMA) 1.00% 1.00% $0
Goldwater Bank (Savings) 1.00% 1.00% $0
America First FCU (MMA) 1.00% 1.00% $0
BECU (MMA $10k) 1.06% 1.05% $10,000
VioBank (Savings) 1.10% 1.09% $0
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
BankPurely (Savings) 1.50% 1.49% $100
BankFive (Savings) 1.50% 1.49% $100
CIT Bank (MMA) 1.55% 1.54% $100
Synchrony Bank (MMA) 2.00% 1.98% $0
Stride Bank (Savings) 2.00% 1.98% $0
EverBank (MMA) 2.02% 2.02% $0
The Community Bank (MMA $10k) 2.25% 2.23% $5,000
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
NBKC Bank (MMA) 3.00% 2.96% $0
Wesbanco Bank Inc (MMA $10k) 3.25% 3.21% $1,000
Wesbanco Bank Inc (MMA) 3.25% 3.21% $1,000
LendingClub (Savings) 3.40% 3.35% $0
Discover Bank (MMA) 3.60% 3.54% $0
Ally (MMA) 3.60% 3.54% $0
Ally (Savings) 3.60% 3.54% $0
FNBO (Savings) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
CitizensAccess (Savings) 3.70% 3.63% $0
Discover Bank (Savings) 3.70% 3.63% $0
BMO Alto (Savings) 3.70% 3.63% $0
American Express National (Savings) 3.70% 3.63% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
Valley Bank (Savings) 3.75% 3.68% $0
SoFi (Savings) 3.80% 3.80% $0
FNBO (MMA) 3.81% 3.74% $0
QuonticBank (Savings) 3.85% 3.78% $1
Sallie Mae (Savings) 3.90% 3.83% $0
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
BankPurely (MMA $25k) 4.00% 3.92% $25,000
EverBank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
Northern Bank and Trust Company (MMA) 4.00% 3.93% $5,000
WesternStateBank (MMA) 4.00% 3.92% $0
BanescoUSA (MMA) 4.00% 3.92% $2,500
DollarSavingsDirect (Savings) 4.00% 3.92% $0
iGObanking (MMA $25k) 4.00% 3.92% $25,000
Synchrony Bank (Savings) 4.00% 4.00% $0
Salem Five Direct (Savings) 4.01% 3.94% $0
UFBDirect (MMA) 4.01% 3.93% $0
UFBDirect (Savings) 4.01% 3.93% $0
Popular Direct (Savings) 4.05% 3.97% $0
CIT Bank (Savings) 4.10% 4.02% $5,000
Berkshire Bank (MMA) 4.10% 4.10% $0
MySavingsDirect (Savings $10k) 4.10% 4.02% $0
MySavingsDirect (Savings) 4.10% 4.02% $0
Barclays (Savings) 4.15% 4.15% $0
Live Oak Bank (Savings) 4.20% 4.11% $0
Jenius Bank (Savings) 4.20% 4.11% $0
CIBC Bank USA (Savings) 4.21% 4.13% $1
Western Alliance Bank (Savings) 4.25% 4.16% $0
QuonticBank (MMA) 4.25% 4.16% $1
VirtualBank, a division of First Horizon Bank (MMA) 4.25% 4.17% $0
Forbright Bank (Savings) 4.25% 4.25% $0
TABBank (Savings) 4.26% 4.17% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
Primis Bank (Savings) 4.35% 4.26% $0
Bask Bank (Savings) 4.35% 4.25% $0
Openbank (Savings) 4.40% 4.31% $500
Bread Savings (Savings) 4.40% 4.31% $0
LendingClub (Savings) 4.40% 4.31% $0
My Banking Direct (Savings) 4.40% 4.31% $1
Rising Bank (Savings) 4.40% 4.32% $1,000
VioBank (MMA) 4.41% 4.41% $0
BrioDirect (Savings) 4.50% 4.40% $25
Peak Bank (Savings) 4.54% 4.54% $0

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.