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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $500 |
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| Connexus Credit Union (Savings) | 0.02% | 0.02% | $100 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| The Mechanics Savings Bank (MMA) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $10,000 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| The Mechanics Savings Bank (MMA $10k) | 0.02% | 0.02% | $0 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| PNC Bank NA (MMA $25k) | 0.04% | 0.04% | $1 |
| PNC Bank NA (MMA $10k) | 0.04% | 0.04% | $1 |
| PNC Bank NA (MMA) | 0.04% | 0.04% | $1 |
| PNC Bank NA (MMA) | 0.04% | 0.04% | $1 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $100 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Northwest Bank (MMA) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $10 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| First Federal Savings and Loan Association of Lakewood (Savings) | 0.05% | 0.05% | $100 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Main Street Bank Corp (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $10 |
| Third Federal Savings and Loan Association of Cleveland (MMA) | 0.05% | 0.05% | $5,000 |
| Main Street Bank Corp (MMA $10k) | 0.05% | 0.05% | $0 |
| GenoaBank (MMA) | 0.05% | 0.05% | $1,000 |
| Third Federal Savings and Loan Association of Cleveland (MMA $10k) | 0.05% | 0.05% | $5,000 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $100 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| GenoaBank (MMA $10k) | 0.10% | 0.10% | $10,000 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Civista Bank (MMA) | 0.14% | 0.14% | $2,500 |
| Civista Bank (MMA $10k) | 0.14% | 0.14% | $2,500 |
| Northwest Bank (MMA $10k) | 0.15% | 0.15% | $5,000 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $0 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $0 |
| First National Bank of Pennsylvania (MMA) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $5,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| First National Bank of Pennsylvania (MMA $10k) | 0.25% | 0.25% | $10,000 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $5,000 |
| The Citizens National Bank of Bluffton (MMA $10k) | 0.30% | 0.30% | $5,000 |
| The Citizens National Bank of Bluffton (MMA) | 0.30% | 0.30% | $5,000 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $1 |
| First Federal Savings and Loan Association of Lakewood (MMA $10k) | 0.35% | 0.35% | $10,000 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $5,000 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $2,500 |
| 5Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| The Community Bank (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| BECU (MMA) | 0.45% | 0.45% | $0 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| 5Star Bank (Savings) | 0.75% | 0.75% | $0 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $2,500 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $2,500 |
| BECU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 1.00% | 1.00% | $10,000 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| iGObanking (Savings) | 1.50% | 1.49% | $0 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| The Community Bank (MMA $10k) | 2.00% | 1.98% | $5,000 |
| Chime (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Luana Savings Bank (MMA) | 2.43% | 2.40% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| Wesbanco Bank Inc (MMA) | 2.53% | 2.50% | $1,000 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Wesbanco Bank Inc (MMA $10k) | 3.30% | 3.25% | $1,000 |
| FNBO (Savings) | 3.35% | 3.30% | $0 |
| LendingClub (Savings) | 3.40% | 3.35% | $0 |
| Discover Bank (MMA) | 3.50% | 3.44% | $0 |
| Ally (Savings) | 3.60% | 3.54% | $0 |
| BMO Alto (Savings) | 3.60% | 3.54% | $0 |
| Discover Bank (Savings) | 3.60% | 3.54% | $0 |
| Ally (MMA) | 3.60% | 3.54% | $0 |
| American Express National (Savings) | 3.60% | 3.54% | $0 |
| FNBO (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Northern Bank and Trust Company (MMA) | 3.75% | 3.68% | $5,000 |
| MySavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| DollarSavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Laurel Road (Savings) | 3.80% | 3.73% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.93% | $25,000 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $25,000 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.00% | 3.93% | $0 |
| Barclays (Savings) | 4.00% | 3.92% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| Live Oak Bank (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.10% | 4.10% | $0 |
| CIBC Bank USA (Savings) | 4.11% | 4.04% | $1 |
| BanescoUSA (MMA) | 4.15% | 4.07% | $2,500 |
| BanescoUSA (MMA $10k) | 4.15% | 4.07% | $2,500 |
| MYSafra Bank FSB (MMA) | 4.15% | 4.07% | $5,000 |
| Bask Bank (Savings) | 4.20% | 4.11% | $0 |
| Poppy Bank (Savings) | 4.25% | 4.16% | $1,000 |
| Forbright Bank (Savings) | 4.25% | 4.16% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| Western Alliance Bank (Savings) | 4.30% | 4.21% | $0 |
| Bread Savings (Savings) | 4.30% | 4.21% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.27% | $0 |
| VioBank (MMA) | 4.36% | 4.36% | $0 |
| LendingClub (Savings) | 4.40% | 4.31% | $0 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| My Banking Direct (Savings) | 4.40% | 4.40% | $1 |
| Peak Bank (Savings) | 4.44% | 4.34% | $0 |
| Amalgamated Bank (MMA $10k) | 4.50% | 4.50% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
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