FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| PNC Bank, NA (Savings $25k) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (Savings $10k) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Amerant Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Amerant Bank (MMA) | 0.01% | 0.01% | $0 |
| Union Bank (Michigan) (Savings) | 0.01% | 0.01% | $0 |
| USAA Federal Savings Bank (Savings) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (Savings) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank, NA (MMA $10k) | 0.02% | 0.02% | $0 |
| PNC Bank, NA (MMA) | 0.02% | 0.02% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings $10k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $0 |
| PNC Bank, NA (MMA $25k) | 0.02% | 0.02% | $0 |
| First Federal Community Bank, NA (Savings $25k) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $25k) | 0.03% | 0.03% | $0 |
| First Federal Community Bank, NA (MMA) | 0.04% | 0.04% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $0 |
| Republic Bank & Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Farmers & Merchants Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Amerant Bank (Savings) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Republic Bank & Trust Company (Savings $10k) | 0.05% | 0.05% | $0 |
| Republic Bank & Trust Company (Savings $25k) | 0.05% | 0.05% | $0 |
| The Home Loan Savings Bank (Savings $25k) | 0.07% | 0.07% | $0 |
| The Home Loan Savings Bank (Savings $10k) | 0.07% | 0.07% | $0 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $0 |
| Schools First FCU (Savings $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $0 |
| Union Bank (Michigan) (Savings $10k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $10k) | 0.10% | 0.10% | $0 |
| Farmers & Merchants Bank (Savings $10k) | 0.10% | 0.10% | $0 |
| Schools First FCU (Savings $25k) | 0.10% | 0.10% | $0 |
| Bethpage Federal Credit Union (Savings $25k) | 0.10% | 0.10% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Farmers & Merchants Bank (Savings $25k) | 0.15% | 0.15% | $0 |
| Union Bank (Michigan) (Savings $25k) | 0.15% | 0.15% | $0 |
| Republic Bank & Trust Company (MMA $25k) | 0.20% | 0.20% | $0 |
| Republic Bank & Trust Company (MMA $10k) | 0.20% | 0.20% | $0 |
| Republic Bank & Trust Company (MMA) | 0.20% | 0.20% | $0 |
| TAB Bank (MMA) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $0 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Presidential Bank, FSB (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $0 |
| WebBank (Savings) | 0.25% | 0.25% | $0 |
| Axos Bank (MMA) | 0.25% | 0.25% | $0 |
| Axos Bank (MMA $10k) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $10k) | 0.25% | 0.25% | $0 |
| First Horizon Bank (Savings $25k) | 0.25% | 0.25% | $0 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $0 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $0 |
| First Horizon Bank (MMA) | 0.35% | 0.35% | $0 |
| Bethpage Federal Credit Union (MMA) | 0.35% | 0.35% | $0 |
| Bethpage Federal Credit Union (MMA $10k) | 0.35% | 0.35% | $0 |
| First Horizon Bank (MMA $25k) | 0.35% | 0.35% | $0 |
| Northpointe Bank (Savings $10k) | 0.35% | 0.34% | $0 |
| First Horizon Bank (MMA $10k) | 0.35% | 0.35% | $0 |
| Bethpage Federal Credit Union (MMA $25k) | 0.35% | 0.35% | $0 |
| GTE Financial Credit Union (MMA) | 0.40% | 0.40% | $0 |
| First Federal Community Bank, NA (MMA $10k) | 0.40% | 0.40% | $0 |
| Boeing Employees Credit Union (Savings) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.46% | 0.46% | $0 |
| First Federal Community Bank, NA (MMA $25k) | 0.50% | 0.50% | $0 |
| Presidential Bank, FSB (Savings) | 0.50% | 0.50% | $0 |
| Boeing Employees Credit Union (MMA) | 0.50% | 0.50% | $0 |
| Axos Bank (Savings) | 0.61% | 0.61% | $0 |
| Amalgamated Bank (MMA $10k) | 0.65% | 0.65% | $0 |
| GTE Financial Credit Union (MMA $10k) | 0.65% | 0.65% | $0 |
| Amalgamated Bank (MMA) | 0.65% | 0.65% | $0 |
| Schools First FCU (MMA) | 0.75% | 0.75% | $0 |
| GTE Financial Credit Union (Savings) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| Schools First FCU (MMA $25k) | 1.00% | 0.99% | $0 |
| Schools First FCU (MMA $10k) | 1.00% | 0.99% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $0 |
| EverBank (MMA) | 1.00% | 0.99% | $0 |
| Vio Bank (Savings) | 1.10% | 1.09% | $0 |
| Boeing Employees Credit Union (MMA $10k) | 1.26% | 1.25% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $0 |
| Banesco USA (Savings) | 1.35% | 1.34% | $0 |
| Amalgamated Bank (Savings $25k) | 1.41% | 1.40% | $0 |
| Amalgamated Bank (Savings $10k) | 1.41% | 1.40% | $0 |
| BankPurely, a division of Flushing Bank (Savings) | 1.50% | 1.49% | $0 |
| Bank5 Connect (Savings) | 1.50% | 1.49% | $0 |
| Synchrony Bank (MMA) | 2.25% | 2.22% | $0 |
| Varo Bank (Savings) | 3.00% | 2.96% | $0 |
| Northpointe Bank (Savings $25k) | 3.25% | 3.20% | $0 |
| Northpointe Bank (MMA $25k) | 3.25% | 3.20% | $0 |
| First Internet Bank of Indiana (MMA) | 3.77% | 3.70% | $0 |
| Discover Bank (MMA) | 3.80% | 3.73% | $0 |
| Capital One (Savings) | 3.90% | 3.90% | $0 |
| FNBO Direct (Savings) | 3.90% | 3.83% | $0 |
| Quorum Federal Credit Union (Savings) | 4.00% | 3.93% | $0 |
| Discover Bank (Savings) | 4.00% | 3.92% | $0 |
| Ally Bank (Savings) | 4.00% | 3.92% | $0 |
| Ally Bank (MMA) | 4.00% | 3.92% | $0 |
| Valley Direct (Savings) | 4.00% | 3.92% | $0 |
| Quontic Bank (Savings) | 4.00% | 3.92% | $0 |
| BankPurely, a division of Flushing Bank (MMA) | 4.00% | 3.92% | $0 |
| Citizens Access (Savings) | 4.15% | 4.07% | $0 |
| Sallie Mae (MMA) | 4.20% | 4.11% | $0 |
| Sallie Mae (Savings) | 4.20% | 4.11% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.25% | 4.16% | $0 |
| SoFi (Savings) | 4.30% | 4.30% | $0 |
| Live Oak Bank (Savings) | 4.30% | 4.21% | $0 |
| Synchrony Bank (Savings) | 4.30% | 4.30% | $0 |
| EverBank (MMA) | 4.30% | 4.21% | $0 |
| Synchrony Bank (Savings) | 4.30% | 4.21% | $0 |
| EverBank (MMA) | 4.30% | 4.21% | $0 |
| UFB Direct (MMA) | 4.31% | 4.22% | $0 |
| UFB Direct (Savings) | 4.31% | 4.22% | $0 |
| Western Alliance Bank (Savings) | 4.46% | 4.46% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.50% | 4.41% | $0 |
| Cash App (Savings) | 4.50% | 4.50% | $0 |
| Rising Bank (Savings) | 4.50% | 4.41% | $0 |
| Western State Bank (MMA) | 4.50% | 4.40% | $0 |
| Banesco USA (MMA) | 4.50% | 4.40% | $0 |
| TAB Bank (Savings) | 4.52% | 4.42% | $0 |
| CIT Bank (Savings) | 4.55% | 4.55% | $5,000 |
| Popular Direct (Savings) | 4.60% | 4.50% | $0 |
| Forbright Bank (Savings) | 4.60% | 4.60% | $0 |
| CIBC Bank USA (Savings) | 4.61% | 4.52% | $0 |
| CFG Community Bank (MMA) | 4.65% | 4.54% | $0 |
| Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) | 4.75% | 4.64% | $0 |
| Quontic Bank (MMA) | 4.75% | 4.64% | $0 |
| Bread Savings (Savings) | 4.75% | 4.75% | $0 |
| Primis Bank (Savings) | 4.75% | 4.64% | $0 |
| Jenius Bank (Savings) | 4.80% | 4.69% | $0 |
| BrioDirect (Savings) | 4.85% | 4.74% | $0 |
| MyBankingDirect (Savings) | 4.85% | 4.74% | $0 |
| Vio Bank (MMA) | 4.90% | 4.78% | $0 |
| LendingClub (Savings) | 5.00% | 4.89% | $0 |
| Poppy Bank (Savings) | 5.00% | 4.88% | $1,000 |
| Openbank (Savings) | 5.00% | 4.89% | $500 |
| Peak Bank (Savings) | 5.07% | 5.07% | $100 |
| Patriot Bank (Savings) | 5.10% | 4.91% | $1 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Rates proudly provided by 
For Bankrate's privacy policy, click here.
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
