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| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Banc of California NA (MMA $10k) | 0.01% | 0.01% | $2,500 |
| City National Bank (Savings) | 0.01% | 0.01% | $50 |
| chase (Savings) | 0.01% | 0.01% | $0 |
| First Technology Credit Union (Savings) | 0.01% | 0.01% | $5 |
| Wells Fargo Bank (MMA) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (Savings) | 0.01% | 0.01% | $0 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| US Bank (Savings) | 0.01% | 0.01% | $25 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| BMO Bank (Savings) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| US Bank (MMA) | 0.01% | 0.01% | $0 |
| Bank of America NA (Savings) | 0.01% | 0.01% | $0 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Provident Savings Bank FSB (MMA) | 0.01% | 0.01% | $2,500 |
| Banc of California NA (MMA) | 0.01% | 0.01% | $2,500 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Wells Fargo Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| Applied Bank (MMA) | 0.02% | 0.02% | $500 |
| Mechanics Bank CA (MMA) | 0.02% | 0.02% | $100 |
| Connexus Credit Union (Savings) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| Citizens Business Bank (MMA) | 0.02% | 0.02% | $5,000 |
| Mechanics Bank CA (MMA $10k) | 0.02% | 0.02% | $100 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| Westamerica Bank (MMA) | 0.03% | 0.03% | $1,000 |
| Farmers and Merchants Bank of Long Beach (MMA) | 0.03% | 0.03% | $0 |
| Citibank (Savings) | 0.03% | 0.03% | $0 |
| Armed Forces Bank (Savings) | 0.03% | 0.03% | $0 |
| El Dorado Savings Bank (MMA) | 0.03% | 0.03% | $5,000 |
| Provident Savings Bank FSB (MMA $10k) | 0.03% | 0.03% | $10,000 |
| El Dorado Savings Bank (MMA $10k) | 0.03% | 0.03% | $5,000 |
| Bank of the Sierra (MMA $10k) | 0.04% | 0.04% | $2,500 |
| Bank of the Sierra (MMA) | 0.04% | 0.04% | $2,500 |
| Universal Bank (Savings) | 0.04% | 0.04% | $0 |
| Malaga Bank FSB (MMA) | 0.05% | 0.05% | $100 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $100 |
| The Golden 1 CU (MMA) | 0.05% | 0.05% | $0 |
| San Diego County CU (Savings) | 0.05% | 0.05% | $100 |
| Applied Bank (Savings) | 0.05% | 0.05% | $100 |
| Fremont Bank (MMA) | 0.05% | 0.05% | $2,500 |
| Malaga Bank FSB (Savings) | 0.05% | 0.05% | $100 |
| Montecito Bank and Trust (MMA) | 0.05% | 0.05% | $0 |
| Oak Valley Community Bank (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $10 |
| Pacific Premier Bank (MMA) | 0.05% | 0.05% | $1 |
| Union Bank (Savings) | 0.05% | 0.05% | $0 |
| BMO Bank (MMA) | 0.05% | 0.05% | $0 |
| The Golden 1 CU (Savings) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| Oak Valley Community Bank (Savings) | 0.05% | 0.05% | $0 |
| Universal Bank (MMA) | 0.05% | 0.05% | $1,000 |
| First Citizens Bank (MMA) | 0.05% | 0.05% | $0 |
| Citizens Business Bank (MMA $10k) | 0.05% | 0.05% | $5,000 |
| FirstBank (MMA $10k) | 0.05% | 0.05% | $0 |
| Montecito Bank and Trust (MMA $10k) | 0.05% | 0.05% | $0 |
| San Diego County CU (MMA $10k) | 0.05% | 0.05% | $100 |
| Farmers and Merchants Bank of Long Beach (MMA $10k) | 0.05% | 0.05% | $10,000 |
| First Citizens Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Fremont Bank (MMA $10k) | 0.05% | 0.05% | $2,500 |
| Pacific Premier Bank (MMA $10k) | 0.05% | 0.05% | $1 |
| Cathay Bank (MMA $10k) | 0.05% | 0.05% | $0 |
| Malaga Bank FSB (MMA $10k) | 0.05% | 0.05% | $100 |
| San Diego County CU (MMA) | 0.05% | 0.05% | $100 |
| Cathay Bank (MMA) | 0.05% | 0.05% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $10 |
| Gateway Bank FSB (MMA) | 0.05% | 0.05% | $2,500 |
| FirstBank (MMA) | 0.05% | 0.05% | $0 |
| OneUnited Bank (MMA) | 0.05% | 0.05% | $500 |
| Westamerica Bank (MMA $10k) | 0.06% | 0.06% | $1,000 |
| Gateway Bank FSB (Savings) | 0.10% | 0.10% | $500 |
| Schools First Federal Credit Union (Savings) | 0.10% | 0.10% | $5 |
| First Technology Credit Union (MMA) | 0.10% | 0.10% | $0 |
| Global Credit Union (Savings) | 0.10% | 0.10% | $50 |
| First Citizens Bank (Savings) | 0.10% | 0.10% | $50 |
| First Federal Savings and Loan Association of San Rafael (Savings) | 0.10% | 0.10% | $0 |
| Sterling Bank and Trust FSB (Savings) | 0.10% | 0.10% | $0 |
| First Foundation Bank (MMA) | 0.10% | 0.10% | $500 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| First Foundation Bank (MMA $10k) | 0.10% | 0.10% | $500 |
| HCN Bank (MMA $10k) | 0.10% | 0.10% | $2,500 |
| First Technology Credit Union (MMA $10k) | 0.10% | 0.10% | $0 |
| Universal Bank (MMA $10k) | 0.10% | 0.10% | $2,500 |
| HCN Bank (MMA) | 0.10% | 0.10% | $2,500 |
| Sterling Bank and Trust FSB (MMA) | 0.15% | 0.15% | $0 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $1 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| Sterling Bank and Trust FSB (MMA $10k) | 0.15% | 0.15% | $0 |
| Global Credit Union (MMA) | 0.20% | 0.20% | $5,000 |
| First Northern Bank of Dixon (MMA) | 0.20% | 0.20% | $2,500 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| Global Credit Union (MMA $10k) | 0.25% | 0.25% | $10,000 |
| Northpointe Bank (MMA) | 0.25% | 0.25% | $2,500 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| Northpointe Bank (Savings) | 0.25% | 0.25% | $100 |
| Royal Business Bank (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $1 |
| Northpointe Bank (MMA $10k) | 0.35% | 0.34% | $5,000 |
| River Valley Community Bank (MMA) | 0.38% | 0.38% | $1,000 |
| First Northern Bank of Dixon (MMA $10k) | 0.40% | 0.40% | $2,500 |
| 5Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| OneUnited Bank (Savings) | 0.40% | 0.40% | $200 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| BECU (MMA) | 0.45% | 0.45% | $0 |
| Royal Business Bank (MMA $10k) | 0.45% | 0.45% | $10,000 |
| River Valley Community Bank (MMA $10k) | 0.47% | 0.47% | $10,000 |
| Bank of Marin (MMA $10k) | 0.50% | 0.50% | $1,000 |
| City National Bank (MMA $10k) | 0.50% | 0.50% | $2,500 |
| City National Bank (MMA) | 0.50% | 0.50% | $2,500 |
| Bank of Marin (MMA) | 0.50% | 0.50% | $1,000 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| Redwood Capital Bank (MMA) | 0.50% | 0.50% | $1 |
| BMO Bank (MMA $10k) | 0.55% | 0.55% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| 5Star Bank (Savings) | 0.75% | 0.75% | $0 |
| Schools First Federal Credit Union (MMA) | 0.75% | 0.75% | $2,000 |
| Bank of Stockton (MMA) | 0.75% | 0.75% | $100 |
| Bank of Stockton (MMA $10k) | 0.75% | 0.75% | $100 |
| Redwood Capital Bank (MMA $10k) | 0.75% | 0.75% | $1 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $2,500 |
| America First FCU (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| Armed Forces Bank (MMA) | 1.00% | 1.00% | $0 |
| West Coast Community Bank (MMA) | 1.00% | 1.00% | $5,000 |
| BECU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| West Coast Community Bank (MMA $10k) | 1.00% | 1.00% | $5,000 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $2,500 |
| The Golden 1 CU (MMA $10k) | 1.00% | 1.00% | $10,000 |
| VioBank (Savings) | 1.10% | 1.09% | $0 |
| Gateway Bank FSB (MMA $10k) | 1.10% | 1.09% | $10,000 |
| Chime (Savings) | 1.25% | 1.24% | $0 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| iGObanking (Savings) | 1.50% | 1.49% | $0 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| EverBank (MMA) | 2.02% | 2.00% | $0 |
| Luana Savings Bank (MMA) | 2.43% | 2.40% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Star One Credit Union (Savings) | 3.25% | 3.20% | $5 |
| First National Bank of America (Savings) | 3.25% | 3.20% | $1,000 |
| Star One Credit Union (MMA) | 3.25% | 3.20% | $50 |
| Star One Credit Union (MMA $10k) | 3.25% | 3.20% | $50 |
| Beal Bank (MMA) | 3.25% | 3.20% | $1,000 |
| Beal Bank (MMA $10k) | 3.25% | 3.20% | $1,000 |
| FNBO (Savings) | 3.35% | 3.30% | $0 |
| LendingClub (Savings) | 3.40% | 3.35% | $0 |
| Discover Bank (MMA) | 3.50% | 3.44% | $0 |
| Ally (Savings) | 3.60% | 3.54% | $0 |
| BMO Alto (Savings) | 3.60% | 3.54% | $0 |
| Discover Bank (Savings) | 3.60% | 3.54% | $0 |
| Ally (MMA) | 3.60% | 3.54% | $0 |
| FNBO (MMA) | 3.60% | 3.54% | $0 |
| American Express National (Savings) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Northern Bank and Trust Company (MMA) | 3.75% | 3.68% | $5,000 |
| Beal Bank (Savings) | 3.75% | 3.70% | $500 |
| MySavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| DollarSavingsDirect (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| Laurel Road (Savings) | 3.80% | 3.73% | $0 |
| Sallie Mae (MMA) | 3.85% | 3.78% | $0 |
| Barclays (Savings) | 4.00% | 3.92% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $25,000 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.00% | 3.93% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.93% | $25,000 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Live Oak Bank (Savings) | 4.10% | 4.02% | $0 |
| Barclays (Savings) | 4.10% | 4.10% | $0 |
| CIBC Bank USA (Savings) | 4.11% | 4.04% | $0 |
| MYSafra Bank FSB (MMA) | 4.15% | 4.07% | $5,000 |
| BanescoUSA (MMA) | 4.15% | 4.07% | $2,500 |
| BanescoUSA (MMA $10k) | 4.15% | 4.07% | $2,500 |
| Bask Bank (Savings) | 4.20% | 4.11% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Poppy Bank (Savings) | 4.25% | 4.16% | $1,000 |
| Forbright Bank (Savings) | 4.25% | 4.16% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| Western Alliance Bank (Savings) | 4.30% | 4.21% | $0 |
| My Banking Direct (Savings) | 4.30% | 4.30% | $1 |
| Openbank (Savings) | 4.30% | 4.22% | $500 |
| Bread Savings (Savings) | 4.30% | 4.21% | $0 |
| EverBank (Savings) | 4.30% | 4.30% | $0 |
| VioBank (MMA) | 4.31% | 4.31% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.27% | $0 |
| Peak Bank (Savings) | 4.44% | 4.34% | $0 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
