FDIC Insured
Private & Secure
Highest Rates
Easy to Compare
| Banks & Reviews | APY | Rate | Min to Earn APY |
|---|---|---|---|
| Premier Bank (MMA $10k) | 0.01% | 0.01% | $1,000 |
| Bank of Hope (Savings) | 0.01% | 0.01% | $0 |
| Fifth Third Bank (MMA) | 0.01% | 0.01% | $0 |
| PNC Bank NA (Savings) | 0.01% | 0.01% | $1 |
| USAA iCrossing ED (Savings) | 0.01% | 0.01% | $0 |
| Comerica Bank (Savings) | 0.01% | 0.01% | $1 |
| US Bank (MMA) | 0.01% | 0.01% | $100 |
| The Park National Bank (Savings) | 0.01% | 0.01% | $0 |
| Premier Bank (MMA) | 0.01% | 0.01% | $1,000 |
| Bank of Hope (MMA) | 0.01% | 0.01% | $0 |
| Citizens Bank NA (MMA) | 0.01% | 0.01% | $0 |
| The Home Loan Savings Bank (MMA) | 0.01% | 0.01% | $2,500 |
| US Bank (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Citizens Bank NA (MMA $10k) | 0.01% | 0.01% | $10,000 |
| Citizens Bank NA (mma_jumbo 10000) | 0.01% | 0.01% | $100,000 |
| Fifth Third Bank (MMA $10k) | 0.01% | 0.01% | $0 |
| PNC Bank NA (savings_jumbo 10000) | 0.01% | 0.01% | $1 |
| First Federal Community Bank NA (Savings) | 0.02% | 0.02% | $100 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| Comerica Bank (MMA) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA) | 0.02% | 0.02% | $1 |
| Applied Bank (MMA) | 0.02% | 0.02% | $0 |
| The Home Loan Savings Bank (MMA $10k) | 0.02% | 0.02% | $2,500 |
| Comerica Bank (MMA $10k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $25k) | 0.02% | 0.02% | $1 |
| PNC Bank NA (MMA $10k) | 0.02% | 0.02% | $1 |
| First Federal Svgs and LA of Lorain (MMA) | 0.03% | 0.03% | $100 |
| First Federal Community Bank NA (MMA) | 0.04% | 0.04% | $0 |
| Washington Savings Bank (MMA) | 0.05% | 0.05% | $0 |
| Luana Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Republic Bank and Trust Company (Savings) | 0.05% | 0.05% | $0 |
| Farmers and Merchants Bank OH (Savings) | 0.05% | 0.05% | $25 |
| Northwest Bank (MMA) | 0.05% | 0.05% | $25 |
| Washington Savings Bank (Savings) | 0.05% | 0.05% | $0 |
| Citizens Trust Bank (Savings) | 0.05% | 0.05% | $100 |
| Main Street Bank Corp (MMA) | 0.05% | 0.05% | $0 |
| Applied Bank (Savings) | 0.05% | 0.05% | $0 |
| The Park National Bank (MMA) | 0.05% | 0.05% | $0 |
| America First FCU (Savings) | 0.05% | 0.05% | $1 |
| Third Federal Savings and Loan Association of Cleveland (MMA) | 0.05% | 0.05% | $5,000 |
| Third Federal Savings and Loan Association of Cleveland (MMA $10k) | 0.05% | 0.05% | $5,000 |
| Main Street Bank Corp (MMA $10k) | 0.05% | 0.05% | $0 |
| First Federal Savings and Loan Association of Lakewood (Savings) | 0.05% | 0.05% | $10 |
| The Home Loan Savings Bank (Savings) | 0.07% | 0.07% | $50 |
| Old National Bank (MMA) | 0.08% | 0.08% | $0 |
| First Federal Svgs and LA of Lorain (MMA $10k) | 0.08% | 0.08% | $10,000 |
| Citizens Trust Bank (MMA) | 0.10% | 0.10% | $1,000 |
| Buckeye Community Bank (MMA) | 0.10% | 0.10% | $0 |
| Connexus Credit Union (Savings) | 0.10% | 0.10% | $100 |
| Buckeye Community Bank (MMA $10k) | 0.10% | 0.10% | $0 |
| The Community Bank (MMA) | 0.15% | 0.15% | $0 |
| Presidential Bank FSB (MMA) | 0.15% | 0.15% | $1,000 |
| CIBC Bank USA (MMA) | 0.15% | 0.15% | $0 |
| First National Bank of Pennsylvania (MMA) | 0.15% | 0.15% | $0 |
| North Valley Bank (Savings) | 0.15% | 0.15% | $0 |
| The Hocking Valley Bank (Savings) | 0.15% | 0.15% | $100 |
| Civista Bank (MMA) | 0.15% | 0.15% | $2,500 |
| Republic Bank and Trust Company (MMA) | 0.15% | 0.15% | $0 |
| Charles Schwab Bank (savings_jumbo 0) | 0.15% | 0.15% | $0 |
| Civista Bank (MMA $10k) | 0.15% | 0.15% | $2,500 |
| Old National Bank (MMA $10k) | 0.15% | 0.15% | $0 |
| Republic Bank and Trust Company (MMA $10k) | 0.15% | 0.15% | $0 |
| Northwest Bank (MMA $10k) | 0.15% | 0.15% | $10,000 |
| Charles Schwab Bank (Savings) | 0.15% | 0.15% | $0 |
| Guaranty Bank (MMA) | 0.20% | 0.20% | $0 |
| Guaranty Bank (MMA $10k) | 0.20% | 0.20% | $0 |
| TABBank (MMA) | 0.25% | 0.25% | $0 |
| Do not use (Savings) | 0.25% | 0.25% | $100 |
| North Valley Bank (MMA) | 0.25% | 0.25% | $1,000 |
| Lone Star Bank (MMA) | 0.25% | 0.25% | $0 |
| AxosBank (MMA) | 0.25% | 0.25% | $0 |
| Connexus Credit Union (MMA) | 0.25% | 0.25% | $1,000 |
| WebBank (Savings) | 0.25% | 0.25% | $1,000 |
| CIBC Bank USA (MMA $10k) | 0.25% | 0.25% | $0 |
| Do not use (MMA) | 0.25% | 0.25% | $2,500 |
| KeyBank NA (MMA) | 0.25% | 0.25% | $5,000 |
| AxosBank (MMA $10k) | 0.25% | 0.25% | $0 |
| WebBank (Savings $10k) | 0.25% | 0.25% | $1,000 |
| First National Bank of Pennsylvania (MMA $10k) | 0.25% | 0.25% | $0 |
| KeyBank NA (MMA $10k) | 0.25% | 0.25% | $10,000 |
| The Citizens National Bank of Bluffton (MMA $10k) | 0.30% | 0.30% | $2,500 |
| The Citizens National Bank of Bluffton (MMA) | 0.30% | 0.30% | $2,500 |
| Lone Star Bank (Savings) | 0.30% | 0.30% | $0 |
| BECU (Savings) | 0.30% | 0.30% | $0 |
| Do not use (MMA $10k) | 0.35% | 0.34% | $5,000 |
| First Federal Savings and Loan Association of Lakewood (MMA $10k) | 0.35% | 0.35% | $10,000 |
| 5 Star Bank (MMA) | 0.40% | 0.40% | $1,000 |
| GTEFinancial (MMA) | 0.40% | 0.40% | $0 |
| First Federal Community Bank NA (MMA $10k) | 0.40% | 0.40% | $0 |
| Amalgamated Bank (Savings) | 0.41% | 0.41% | $0 |
| Presidential Bank FSB (Savings) | 0.50% | 0.50% | $500 |
| BECU (MMA) | 0.50% | 0.50% | $0 |
| Amalgamated Bank (MMA $10k) | 0.60% | 0.60% | $0 |
| Amalgamated Bank (MMA) | 0.60% | 0.60% | $0 |
| AxosBank (Savings) | 0.61% | 0.61% | $0 |
| GTEFinancial (MMA $10k) | 0.65% | 0.65% | $10,000 |
| North Valley Bank (MMA $10k) | 0.65% | 0.65% | $10,000 |
| GTEFinancial (Savings) | 0.75% | 0.75% | $100 |
| 5 Star Bank (Savings) | 0.75% | 0.75% | $0 |
| First Internet Bank of Indiana (Savings) | 0.81% | 0.80% | $0 |
| America First FCU (MMA) | 1.00% | 1.00% | $1 |
| Goldwater Bank (Savings) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA) | 1.00% | 1.00% | $0 |
| Goldwater Bank (MMA) | 1.00% | 1.00% | $0 |
| KS StateBank (MMA $10k) | 1.00% | 1.00% | $0 |
| BECU (MMA $10k) | 1.06% | 1.05% | $0 |
| VioBank (Savings) | 1.10% | 1.09% | $100 |
| America First FCU (MMA $10k) | 1.30% | 1.29% | $10,000 |
| BanescoUSA (Savings) | 1.35% | 1.34% | $300 |
| BankPurely (Savings) | 1.50% | 1.49% | $100 |
| BankFive (Savings) | 1.50% | 1.49% | $100 |
| CIT Bank (MMA) | 1.55% | 1.54% | $100 |
| Synchrony Bank (MMA) | 2.00% | 1.98% | $0 |
| Stride Bank (Savings) | 2.00% | 1.98% | $0 |
| EverBank (MMA) | 2.02% | 2.02% | $0 |
| The Community Bank (MMA $10k) | 2.25% | 2.23% | $0 |
| Luana Savings Bank (MMA) | 2.48% | 2.45% | $0 |
| Varo Bank (Savings) | 2.50% | 2.47% | $0 |
| First National Bank of America (Savings) | 2.51% | 2.48% | $1,000 |
| NBKC Bank (MMA) | 3.00% | 2.96% | $0 |
| Wesbanco Bank Inc (MMA $10k) | 3.25% | 3.21% | $1,000 |
| Wesbanco Bank Inc (MMA) | 3.25% | 3.21% | $1,000 |
| LendingClub (Savings) | 3.50% | 3.44% | $0 |
| FNBO (Savings) | 3.60% | 3.54% | $0 |
| Discover Bank (MMA) | 3.60% | 3.54% | $0 |
| First Internet Bank of Indiana (MMA) | 3.61% | 3.55% | $0 |
| Ally (MMA) | 3.70% | 3.63% | $0 |
| Capital One (Savings) | 3.70% | 3.70% | $0 |
| BMO Alto (Savings) | 3.70% | 3.63% | $0 |
| Ally (Savings) | 3.70% | 3.63% | $0 |
| CitizensAccess (Savings) | 3.70% | 3.63% | $0 |
| Discover Bank (Savings) | 3.70% | 3.63% | $0 |
| Valley Bank (Savings) | 3.75% | 3.68% | $0 |
| Quorum Federal Credit Union (Savings) | 3.75% | 3.69% | $0 |
| SoFi (Savings) | 3.80% | 3.80% | $0 |
| FNBO (MMA) | 3.81% | 3.74% | $0 |
| QuonticBank (Savings) | 3.85% | 3.78% | $0 |
| Sallie Mae (mma_jumbo 10000) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings $10k) | 3.90% | 3.83% | $0 |
| Sallie Mae (MMA) | 3.90% | 3.83% | $0 |
| Sallie Mae (Savings) | 3.90% | 3.83% | $0 |
| WesternStateBank (MMA) | 4.00% | 3.92% | $0 |
| Synchrony Bank (Savings) | 4.00% | 4.00% | $0 |
| Morgan Stanley Private Bank (Savings) | 4.00% | 3.92% | $0 |
| DollarSavingsDirect (Savings) | 4.00% | 3.92% | $0 |
| BanescoUSA (MMA) | 4.00% | 3.92% | $300 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| Northern Bank and Trust Company (MMA) | 4.00% | 3.92% | $500 |
| EverBank (MMA) | 4.00% | 3.92% | $0 |
| BankPurely (MMA $25k) | 4.00% | 3.92% | $25,000 |
| iGObanking (MMA $25k) | 4.00% | 3.92% | $0 |
| UFBDirect (Savings) | 4.01% | 3.93% | $0 |
| Salem Five Direct (Savings) | 4.01% | 3.94% | $0 |
| UFBDirect (MMA) | 4.01% | 3.93% | $0 |
| CIT Bank (Savings) | 4.10% | 4.10% | $5,000 |
| MySavingsDirect (Savings) | 4.10% | 4.02% | $0 |
| Berkshire Bank (MMA) | 4.10% | 4.10% | $0 |
| Popular Direct (Savings) | 4.10% | 4.02% | $100 |
| CIT Bank (Savings) | 4.10% | 4.02% | $5,000 |
| Barclays (Savings) | 4.15% | 4.15% | $0 |
| Live Oak Bank (Savings) | 4.20% | 4.11% | $0 |
| Jenius Bank (Savings) | 4.20% | 4.11% | $0 |
| Western Alliance Bank (Savings) | 4.25% | 4.16% | $0 |
| QuonticBank (MMA) | 4.25% | 4.16% | $0 |
| VirtualBank, a division of First Horizon Bank (MMA) | 4.25% | 4.17% | $0 |
| Forbright Bank (Savings) | 4.25% | 4.25% | $0 |
| TABBank (Savings) | 4.26% | 4.17% | $0 |
| CIBC Bank USA (Savings) | 4.28% | 4.20% | $1 |
| EverBank (Savings) | 4.30% | 4.21% | $0 |
| CFGCommunityBank (MMA) | 4.32% | 4.23% | $1,000 |
| Primis Bank (Savings) | 4.35% | 4.26% | $0 |
| Bask Bank (Savings) | 4.35% | 4.25% | $0 |
| Openbank (Savings) | 4.40% | 4.31% | $500 |
| LendingClub (Savings) | 4.40% | 4.31% | $0 |
| My Banking Direct (Savings) | 4.40% | 4.31% | $1 |
| Rising Bank (Savings) | 4.40% | 4.32% | $1,000 |
| Bread Savings (Savings) | 4.40% | 4.40% | $0 |
| VioBank (MMA) | 4.41% | 4.41% | $0 |
| BrioDirect (Savings) | 4.50% | 4.40% | $0 |
| Peak Bank (Savings) | 4.54% | 4.54% | $0 |
| Patriot Bank (Savings) | 4.56% | 4.40% | $1 |
The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.
All rates are subject to change without notice and may vary depending on location. These quotes are from banks, thrifts, and credit unions, some of whom have paid for a link to their own website where you can find additional information. Those with a paid link are our Advertisers. Those without a paid link are listings we obtain to improve the consumer shopping experience and are not Advertisers. To receive the Bankrate.com rate from an Advertiser, please identify yourself as a Bankrate customer. Bank and thrift deposits are insured by the Federal Deposit Insurance Corp. Credit union deposits are insured by the National Credit Union Administration.
Consumer Satisfaction: Bankrate attempts to verify the accuracy and availability of its Advertisers' terms through its quality assurance process and requires Advertisers to agree to our Terms and Conditions and to adhere to our Quality Control Program. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.
For details on our best products and how we chose them click here.
Rates proudly provided by 
For Bankrate's privacy policy, click here.
1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.
2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.
