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Savings & MMA Rates

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Savings (Rate as of 12/26/2024)
3.80%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.73%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.
Savings (Rate as of 12/26/2024)
3.80%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.80%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 12/26/2024)
4.30%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.21%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC.
Other Banks
Rates as of December 26th, 2024
Banks & Reviews APY Rate Min to Earn APY
PNC Bank, NA (Savings $25k) 0.01% 0.01% $0
Bank of Hope (Savings) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
USAA Federal Savings Bank (Savings) 0.01% 0.01% $0
Union Bank (Michigan) (Savings) 0.01% 0.01% $0
PNC Bank, NA (Savings) 0.01% 0.01% $0
Bank of Hope (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
PNC Bank, NA (Savings $10k) 0.01% 0.01% $0
PNC Bank, NA (MMA) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $25k) 0.02% 0.02% $0
PNC Bank, NA (MMA $25k) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings $10k) 0.02% 0.02% $0
PNC Bank, NA (MMA $10k) 0.02% 0.02% $0
Applied Bank (MMA) 0.02% 0.02% $0
First Federal Community Bank, NA (Savings) 0.02% 0.02% $0
The Home Loan Savings Bank (MMA $25k) 0.03% 0.03% $0
First Federal Community Bank, NA (MMA) 0.04% 0.04% $0
Washington Savings Bank (Savings) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings $25k) 0.05% 0.05% $0
Pendleton Community Bank, Inc. (Savings $25k) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings $10k) 0.05% 0.05% $0
Pendleton Community Bank, Inc. (Savings $10k) 0.05% 0.05% $0
Washington Savings Bank (MMA) 0.05% 0.05% $0
Applied Bank (Savings) 0.05% 0.05% $0
Pendleton Community Bank, Inc. (Savings) 0.05% 0.05% $0
Farmers & Merchants Bank (Savings) 0.05% 0.05% $0
Republic Bank & Trust Company (Savings) 0.05% 0.05% $0
America First FCU (Savings) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings $25k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings $10k) 0.07% 0.07% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $0
Bethpage Federal Credit Union (Savings) 0.10% 0.10% $0
Schools First FCU (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings) 0.10% 0.10% $0
Connexus Credit Union (Savings) 0.10% 0.10% $0
Union Bank (Michigan) (Savings $10k) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $10k) 0.10% 0.10% $0
Farmers & Merchants Bank (Savings $10k) 0.10% 0.10% $0
Schools First FCU (Savings $25k) 0.10% 0.10% $0
Bethpage Federal Credit Union (Savings $25k) 0.10% 0.10% $0
Union Bank (Michigan) (Savings $25k) 0.15% 0.15% $0
Farmers & Merchants Bank (Savings $25k) 0.15% 0.15% $0
Presidential Bank, FSB (MMA) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
Bethpage Federal Credit Union (MMA $10k) 0.20% 0.20% $0
Bethpage Federal Credit Union (MMA) 0.20% 0.20% $0
Republic Bank & Trust Company (MMA) 0.20% 0.20% $0
Republic Bank & Trust Company (MMA $25k) 0.20% 0.20% $0
Republic Bank & Trust Company (MMA $10k) 0.20% 0.20% $0
Bethpage Federal Credit Union (MMA $25k) 0.20% 0.20% $0
Axos Bank (MMA) 0.25% 0.25% $0
First Horizon Bank (Savings) 0.25% 0.25% $0
Northpointe Bank (Savings) 0.25% 0.25% $0
TAB Bank (MMA) 0.25% 0.25% $0
Lone Star Bank (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
WebBank (Savings) 0.25% 0.25% $0
Northpointe Bank (MMA) 0.25% 0.25% $0
Axos Bank (MMA $10k) 0.25% 0.25% $0
First Horizon Bank (Savings $10k) 0.25% 0.25% $0
First Horizon Bank (Savings $25k) 0.25% 0.25% $0
Lone Star Bank (Savings) 0.30% 0.30% $0
First Horizon Bank (MMA $25k) 0.35% 0.35% $0
First Horizon Bank (MMA $10k) 0.35% 0.35% $0
Northpointe Bank (Savings $10k) 0.35% 0.34% $0
Northpointe Bank (MMA $10k) 0.35% 0.34% $0
First Horizon Bank (MMA) 0.35% 0.35% $0
Boeing Employees Credit Union (Savings) 0.35% 0.35% $0
GTE Financial Credit Union (MMA) 0.40% 0.40% $0
First Federal Community Bank, NA (MMA $10k) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.46% 0.46% $0
First Federal Community Bank, NA (MMA $25k) 0.50% 0.50% $0
Presidential Bank, FSB (Savings) 0.50% 0.50% $0
Boeing Employees Credit Union (MMA) 0.50% 0.50% $0
Axos Bank (Savings) 0.61% 0.61% $0
Amalgamated Bank (MMA) 0.65% 0.65% $0
Amalgamated Bank (MMA $10k) 0.65% 0.65% $0
GTE Financial Credit Union (MMA $10k) 0.65% 0.65% $0
GTE Financial Credit Union (Savings) 0.75% 0.75% $0
Schools First FCU (MMA) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
Schools First FCU (MMA $25k) 1.00% 0.99% $0
Schools First FCU (MMA $10k) 1.00% 0.99% $0
KS StateBank (MMA $10k) 1.00% 1.00% $0
KS StateBank (MMA) 1.00% 1.00% $0
America First FCU (MMA) 1.00% 1.00% $0
EverBank (MMA) 1.00% 0.99% $0
Vio Bank (Savings) 1.10% 1.09% $0
Boeing Employees Credit Union (MMA $10k) 1.26% 1.25% $0
America First FCU (MMA $10k) 1.30% 1.29% $0
Banesco USA (Savings) 1.35% 1.34% $0
Amalgamated Bank (Savings $25k) 1.41% 1.40% $0
Amalgamated Bank (Savings $10k) 1.41% 1.40% $0
BankPurely, a division of Flushing Bank (Savings) 1.50% 1.49% $0
Bank5 Connect (Savings) 1.50% 1.49% $0
Synchrony Bank (MMA) 2.25% 2.22% $0
Varo Bank (Savings) 2.50% 2.47% $0
Pendleton Community Bank, Inc. (MMA $25k) 2.75% 2.75% $0
First National Bank of America (Savings) 3.00% 2.96% $0
Northpointe Bank (Savings $25k) 3.25% 3.20% $0
Northpointe Bank (MMA $25k) 3.25% 3.20% $0
Discover Bank (MMA) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
Valley Direct (Savings) 3.75% 3.68% $0
FNBO Direct (Savings) 3.75% 3.69% $0
Discover Bank (Savings) 3.75% 3.68% $0
Ally Bank (Savings) 3.80% 3.73% $0
Quontic Bank (Savings) 3.85% 3.78% $0
SoFi (Savings) 4.00% 4.00% $0
Quorum Federal Credit Union (Savings) 4.00% 3.93% $0
DollarSavingsDirect (Savings) 4.00% 3.92% $0
BankPurely, a division of Flushing Bank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
EverBank (MMA) 4.00% 3.92% $0
UFB Direct (MMA) 4.01% 3.93% $0
UFB Direct (Savings) 4.01% 3.93% $0
Synchrony Bank (Savings) 4.10% 4.01% $0
Morgan Stanley Private Bank (Savings) 4.10% 4.02% $0
Synchrony Bank (Savings) 4.10% 4.10% $0
Sallie Mae (MMA) 4.10% 4.02% $0
Sallie Mae (Savings) 4.10% 4.02% $0
Western State Bank (MMA) 4.15% 4.07% $0
Live Oak Bank (Savings) 4.20% 4.11% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.25% 4.17% $0
CIT Bank (Savings) 4.35% 4.35% $5,000
TAB Bank (Savings) 4.37% 4.28% $0
CIBC Bank USA (Savings) 4.38% 4.29% $1
EverBank (Savings) 4.40% 4.30% $0
Western Alliance Bank (Savings) 4.46% 4.46% $0
Banesco USA (MMA) 4.50% 4.40% $0
Rising Bank (Savings) 4.50% 4.41% $0
CFG Community Bank (MMA) 4.52% 4.42% $0
Popular Direct (Savings) 4.60% 4.50% $0
Forbright Bank (Savings) 4.60% 4.60% $0
Bread Savings (Savings) 4.65% 4.65% $0
MyBankingDirect (Savings) 4.65% 4.55% $0
VioBank (MMA) 4.66% 4.66% $0
Primis Bank (Savings) 4.70% 4.59% $0
Openbank (Savings) 4.75% 4.65% $500
Quontic Bank (MMA) 4.75% 4.64% $0
LendingClub (Savings) 4.75% 4.65% $0
Poppy Bank (Savings) 4.75% 4.64% $1,000
Northern Bank Direct, a div of Northern Bank & Trust Company (MMA) 4.75% 4.64% $0
BrioDirect (Savings) 4.75% 4.64% $0
Peak Bank (Savings) 4.75% 4.75% $0
Jenius Bank (Savings) 4.80% 4.69% $0
Patriot Bank (Savings) 5.05% 4.86% $1

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.