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Savings & MMA Rates

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Rates as of April 1st, 2025
Banks & Reviews APY Rate Min to Earn APY
PNC Bank NA (savings_jumbo 10000) 0.01% 0.01% $1
Bank of Hope (Savings) 0.01% 0.01% $0
Fifth Third Bank (MMA) 0.01% 0.01% $0
PNC Bank NA (Savings) 0.01% 0.01% $1
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
US Bank (MMA) 0.01% 0.01% $0
The Park National Bank (Savings) 0.01% 0.01% $0
Bank of Hope (MMA) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $2,500
US Bank (MMA $10k) 0.01% 0.01% $10,000
Citizens Bank NA (MMA $10k) 0.01% 0.01% $10,000
Citizens Bank NA (mma_jumbo 10000) 0.01% 0.01% $100,000
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
Premier Bank (MMA) 0.02% 0.02% $1,000
PNC Bank NA (MMA) 0.02% 0.02% $1
Comerica Bank (MMA) 0.02% 0.02% $1
PNC Bank NA (MMA) 0.02% 0.02% $1
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
Applied Bank (MMA) 0.02% 0.02% $0
Premier Bank (MMA $10k) 0.02% 0.02% $1,000
Comerica Bank (MMA $10k) 0.02% 0.02% $1
PNC Bank NA (MMA $10k) 0.02% 0.02% $1
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $2,500
PNC Bank NA (MMA $25k) 0.02% 0.02% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
Citizens Trust Bank (Savings) 0.05% 0.05% $100
America First FCU (Savings) 0.05% 0.05% $1
First Federal Savings and Loan Association of Lakewood (Savings) 0.05% 0.05% $10
Republic Bank and Trust Company (Savings) 0.05% 0.05% $0
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $25
Northwest Bank (MMA) 0.05% 0.05% $25
Washington Savings Bank (Savings) 0.05% 0.05% $0
Washington Savings Bank (MMA) 0.05% 0.05% $0
Luana Savings Bank (Savings) 0.05% 0.05% $0
Applied Bank (Savings) 0.05% 0.05% $0
The Park National Bank (MMA) 0.05% 0.05% $0
Main Street Bank Corp (MMA) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA) 0.05% 0.05% $5,000
Third Federal Savings and Loan Association of Cleveland (MMA $10k) 0.05% 0.05% $5,000
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
The Home Loan Savings Bank (Savings) 0.07% 0.07% $50
Old National Bank (MMA) 0.08% 0.08% $0
First Federal Svgs and LA of Lorain (MMA $10k) 0.08% 0.08% $10,000
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
Buckeye Community Bank (MMA) 0.10% 0.10% $0
Connexus Credit Union (Savings) 0.10% 0.10% $100
The Community Bank (MMA) 0.15% 0.15% $0
Charles Schwab Bank (savings_jumbo 0) 0.15% 0.15% $0
Charles Schwab Bank (Savings) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $0
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
North Valley Bank (Savings) 0.15% 0.15% $0
The Hocking Valley Bank (Savings) 0.15% 0.15% $100
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Republic Bank and Trust Company (MMA) 0.15% 0.15% $0
Civista Bank (MMA) 0.15% 0.15% $2,500
Civista Bank (MMA $10k) 0.15% 0.15% $2,500
Old National Bank (MMA $10k) 0.15% 0.15% $0
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $0
Northwest Bank (MMA $10k) 0.15% 0.15% $10,000
Guaranty Bank (MMA $10k) 0.20% 0.20% $0
Guaranty Bank (MMA) 0.20% 0.20% $0
WebBank (Savings) 0.25% 0.25% $1,000
Lone Star Bank (MMA) 0.25% 0.25% $0
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $0
Do not use (Savings) 0.25% 0.25% $100
TABBank (MMA) 0.25% 0.25% $0
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
AxosBank (MMA) 0.25% 0.25% $0
CIBC Bank USA (MMA $10k) 0.25% 0.25% $0
North Valley Bank (MMA) 0.25% 0.25% $1,000
Do not use (MMA) 0.25% 0.25% $2,500
KeyBank NA (MMA) 0.25% 0.25% $2,500
AxosBank (MMA $10k) 0.25% 0.25% $0
KeyBank NA (MMA $10k) 0.25% 0.25% $10,000
WebBank (Savings $10k) 0.25% 0.25% $1,000
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $2,500
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $2,500
Lone Star Bank (Savings) 0.30% 0.30% $0
BECU (Savings) 0.30% 0.30% $0
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
Do not use (MMA $10k) 0.35% 0.34% $5,000
GTEFinancial (MMA) 0.40% 0.40% $0
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $0
5 Star Bank (MMA) 0.40% 0.40% $1,000
Amalgamated Bank (Savings) 0.41% 0.41% $0
Presidential Bank FSB (Savings) 0.50% 0.50% $500
BECU (MMA) 0.50% 0.50% $0
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
Amalgamated Bank (MMA) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (Savings) 0.75% 0.75% $100
5 Star Bank (Savings) 0.75% 0.75% $0
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
America First FCU (MMA) 1.00% 1.00% $1
Goldwater Bank (Savings) 1.00% 1.00% $0
KS StateBank (MMA) 1.00% 1.00% $0
Goldwater Bank (MMA) 1.00% 1.00% $0
KS StateBank (MMA $10k) 1.00% 1.00% $0
BECU (MMA $10k) 1.06% 1.05% $0
VioBank (Savings) 1.10% 1.09% $100
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
BankPurely (Savings) 1.50% 1.49% $100
BankFive (Savings) 1.50% 1.49% $100
CIT Bank (MMA) 1.55% 1.54% $100
Synchrony Bank (MMA) 2.00% 1.98% $0
Stride Bank (Savings) 2.00% 1.98% $0
EverBank (MMA) 2.02% 2.02% $0
The Community Bank (MMA $10k) 2.25% 2.23% $0
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
NBKC Bank (MMA) 3.00% 2.96% $0
Wesbanco Bank Inc (MMA) 3.25% 3.21% $1,000
Wesbanco Bank Inc (MMA $10k) 3.25% 3.21% $1,000
LendingClub (Savings) 3.50% 3.44% $0
FNBO (Savings) 3.60% 3.54% $0
Discover Bank (MMA) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
American Express National (Savings) 3.70% 3.63% $0
CitizensAccess (Savings) 3.70% 3.63% $0
Ally (Savings) 3.70% 3.63% $0
Ally (MMA) 3.70% 3.63% $0
Capital One (Savings) 3.70% 3.70% $0
Discover Bank (Savings) 3.70% 3.63% $0
BMO Alto (Savings) 3.70% 3.63% $0
Valley Bank (Savings) 3.75% 3.68% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
SoFi (Savings) 3.80% 3.80% $0
FNBO (MMA) 3.81% 3.74% $0
QuonticBank (Savings) 3.85% 3.78% $0
Sallie Mae (mma_jumbo 10000) 3.90% 3.83% $0
Sallie Mae (Savings $10k) 3.90% 3.83% $0
Sallie Mae (Savings) 3.90% 3.83% $0
Sallie Mae (MMA) 3.90% 3.83% $0
WesternStateBank (MMA) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 4.00% $0
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
DollarSavingsDirect (Savings) 4.00% 3.92% $0
BanescoUSA (MMA) 4.00% 3.92% $300
EverBank (MMA) 4.00% 3.92% $0
Northern Bank and Trust Company (MMA) 4.00% 3.92% $500
EverBank (MMA) 4.00% 3.92% $0
BankPurely (MMA $25k) 4.00% 3.92% $25,000
iGObanking (MMA $25k) 4.00% 3.92% $0
UFBDirect (MMA) 4.01% 3.93% $0
Salem Five Direct (Savings) 4.01% 3.94% $0
UFBDirect (Savings) 4.01% 3.93% $0
Berkshire Bank (MMA) 4.10% 4.10% $0
MySavingsDirect (Savings) 4.10% 4.02% $0
CIT Bank (Savings) 4.10% 4.10% $5,000
CIT Bank (Savings) 4.10% 4.02% $5,000
Popular Direct (Savings) 4.10% 4.02% $100
Barclays (Savings) 4.15% 4.15% $0
Live Oak Bank (Savings) 4.20% 4.11% $0
Jenius Bank (Savings) 4.20% 4.11% $0
CIBC Bank USA (Savings) 4.21% 4.13% $1
Forbright Bank (Savings) 4.25% 4.25% $0
VirtualBank, a division of First Horizon Bank (MMA) 4.25% 4.17% $0
QuonticBank (MMA) 4.25% 4.16% $0
Western Alliance Bank (Savings) 4.25% 4.16% $0
TABBank (Savings) 4.26% 4.17% $0
CIBC Bank USA (Savings) 4.28% 4.19% $0
EverBank (Savings) 4.30% 4.21% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
Primis Bank (Savings) 4.35% 4.26% $0
Bask Bank (Savings) 4.35% 4.25% $0
Openbank (Savings) 4.40% 4.31% $500
LendingClub (Savings) 4.40% 4.31% $0
My Banking Direct (Savings) 4.40% 4.31% $1
Rising Bank (Savings) 4.40% 4.32% $1,000
Bread Savings (Savings) 4.40% 4.40% $0
VioBank (MMA) 4.41% 4.41% $0
BrioDirect (Savings) 4.50% 4.40% $0
Peak Bank (Savings) 4.54% 4.54% $0
Patriot Bank (Savings) 4.56% 4.40% $1

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.