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Savings & MMA Rates

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Savings (Rate as of 5/9/2025)
3.60%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.60%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: It only takes about 5 minutes to open a fee-free account.
Savings (Rate as of 5/9/2025)
4.10%APY
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  • Min to Open: $100
  • Min to Earn APY: $5,000
  • Rate: 4.10%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: Get up to a $300 Cash Bonus. See site for details.
Savings (Rate as of 5/9/2025)
4.30%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.30%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC.

Promoted offer: No monthly maintenance fee, $0 to open, easily grow your money
Savings (Rate as of 5/9/2025)
4.20%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.11%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
No Review
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Member FDIC.

Promoted offer: No fees. Easy deposits and quick withdrawals.
Savings (Rate as of 5/9/2025)
4.40%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 4.31%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
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Member FDIC.

Promoted offer: Earn our LevelUp rate with $250 in monthly deposits, plus no fees.
MMA (Rate as of 5/9/2025)
3.90%APY
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  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.83%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: Yes
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Member FDIC.
Savings (Rate as of 5/9/2025)
3.90%APY
Star Icon Star Icon Star Icon Star Icon Star Icon
  • Min to Open: $0
  • Min to Earn APY: $0
  • Rate: 3.83%
  • No Monthly Fees
  • Min to Avoid Fee: $0
  • Write Checks: No
Read Review
Next >
Member FDIC.
Other Banks
Rates as of May 9th, 2025
Banks & Reviews APY Rate Min to Earn APY
USAA iCrossing ED (Savings) 0.01% 0.01% $0
Citizens Bank NA (MMA $10k) 0.01% 0.01% $0
Fifth Third Bank (MMA $10k) 0.01% 0.01% $0
US Bank (MMA $10k) 0.01% 0.01% $0
Wesbanco Bank Inc (MMA $10k) 0.01% 0.01% $1,000
Bank of Hope (MMA) 0.01% 0.01% $0
Citizens Bank NA (MMA) 0.01% 0.01% $0
The Home Loan Savings Bank (MMA) 0.01% 0.01% $500
Wesbanco Bank Inc (MMA) 0.01% 0.01% $1,000
Bank of Hope (Savings) 0.01% 0.01% $0
US Bank (MMA) 0.01% 0.01% $0
Comerica Bank (Savings) 0.01% 0.01% $1
Fifth Third Bank (MMA) 0.01% 0.01% $0
Comerica Bank (MMA) 0.02% 0.02% $1
PNC Bank NA (Savings) 0.02% 0.02% $1
Comerica Bank (MMA $10k) 0.02% 0.02% $1
First Federal Community Bank NA (Savings) 0.02% 0.02% $100
Applied Bank (MMA) 0.02% 0.02% $500
Connexus Credit Union (Savings) 0.02% 0.02% $100
The Home Loan Savings Bank (MMA $10k) 0.02% 0.02% $10,000
PNC Bank NA (savings_jumbo 10000) 0.03% 0.03% $1
First Federal Svgs and LA of Lorain (MMA) 0.03% 0.03% $100
First Federal Community Bank NA (MMA) 0.04% 0.04% $0
PNC Bank NA (MMA) 0.04% 0.04% $1
PNC Bank NA (MMA) 0.04% 0.04% $1
PNC Bank NA (MMA $10k) 0.04% 0.04% $1
PNC Bank NA (MMA $25k) 0.04% 0.04% $1
Luana Savings Bank (Savings) 0.05% 0.05% $100
First Federal Savings and Loan Association of Lakewood (Savings) 0.05% 0.05% $100
Republic Bank and Trust Company (Savings) 0.05% 0.05% $10
Northwest Bank (MMA) 0.05% 0.05% $0
Farmers and Merchants Bank OH (Savings) 0.05% 0.05% $0
Washington Savings Bank (Savings) 0.05% 0.05% $10
America First FCU (Savings) 0.05% 0.05% $1
Citizens Trust Bank (Savings) 0.05% 0.05% $100
GenoaBank (MMA) 0.05% 0.05% $1,000
Washington Savings Bank (MMA) 0.05% 0.05% $10
Main Street Bank Corp (MMA) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA) 0.05% 0.05% $5,000
Main Street Bank Corp (MMA $10k) 0.05% 0.05% $0
Third Federal Savings and Loan Association of Cleveland (MMA $10k) 0.05% 0.05% $5,000
Applied Bank (Savings) 0.05% 0.05% $100
The Home Loan Savings Bank (Savings) 0.07% 0.07% $100
Buckeye Community Bank (MMA) 0.10% 0.10% $0
Buckeye Community Bank (MMA $10k) 0.10% 0.10% $0
Citizens Trust Bank (MMA) 0.10% 0.10% $1,000
GenoaBank (MMA $10k) 0.10% 0.10% $10,000
Charles Schwab Bank (Savings) 0.15% 0.15% $0
The Hocking Valley Bank (Savings) 0.15% 0.15% $0
CIBC Bank USA (MMA) 0.15% 0.15% $1
First National Bank of Pennsylvania (MMA) 0.15% 0.15% $0
Northwest Bank (MMA $10k) 0.15% 0.15% $5,000
North Valley Bank (Savings) 0.15% 0.15% $0
Presidential Bank FSB (MMA) 0.15% 0.15% $1,000
Civista Bank (MMA) 0.15% 0.15% $2,500
Civista Bank (MMA $10k) 0.15% 0.15% $2,500
Republic Bank and Trust Company (MMA $10k) 0.15% 0.15% $1,000
Republic Bank and Trust Company (MMA) 0.15% 0.15% $1,000
Connexus Credit Union (MMA) 0.25% 0.25% $1,000
TABBank (MMA) 0.25% 0.25% $0
Northpointe Bank (Savings) 0.25% 0.25% $100
Lone Star Bank (MMA) 0.25% 0.25% $0
AxosBank (MMA) 0.25% 0.25% $0
WebBank (Savings) 0.25% 0.25% $1,000
North Valley Bank (MMA) 0.25% 0.25% $1,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
KeyBank NA (MMA) 0.25% 0.25% $5,000
CIBC Bank USA (MMA $10k) 0.25% 0.25% $10,000
KeyBank NA (MMA $10k) 0.25% 0.25% $5,000
First National Bank of Pennsylvania (MMA $10k) 0.25% 0.25% $10,000
AxosBank (MMA $10k) 0.25% 0.25% $0
The Citizens National Bank of Bluffton (MMA $10k) 0.30% 0.30% $5,000
The Citizens National Bank of Bluffton (MMA) 0.30% 0.30% $5,000
Lone Star Bank (Savings) 0.30% 0.30% $0
BECU (Savings) 0.30% 0.30% $1
Northpointe Bank (MMA $10k) 0.35% 0.34% $5,000
First Federal Savings and Loan Association of Lakewood (MMA $10k) 0.35% 0.35% $10,000
GTEFinancial (MMA) 0.40% 0.40% $0
First Federal Community Bank NA (MMA $10k) 0.40% 0.40% $2,500
5Star Bank (MMA) 0.40% 0.40% $1,000
The Community Bank (MMA) 0.40% 0.40% $0
Amalgamated Bank (Savings) 0.41% 0.41% $0
BECU (MMA) 0.45% 0.45% $0
Presidential Bank FSB (Savings) 0.50% 0.50% $500
Amalgamated Bank (MMA $10k) 0.60% 0.60% $0
Amalgamated Bank (MMA) 0.60% 0.60% $0
AxosBank (Savings) 0.61% 0.61% $0
North Valley Bank (MMA $10k) 0.65% 0.65% $10,000
GTEFinancial (MMA $10k) 0.65% 0.65% $10,000
5Star Bank (Savings) 0.75% 0.75% $0
GTEFinancial (Savings) 0.75% 0.75% $100
First Internet Bank of Indiana (Savings) 0.81% 0.80% $0
BECU (MMA $10k) 1.00% 1.00% $10,000
First Federal Svgs and LA of Lorain (MMA $10k) 1.00% 1.00% $10,000
KS StateBank (MMA) 1.00% 1.00% $2,500
Goldwater Bank (MMA) 1.00% 1.00% $0
Goldwater Bank (Savings) 1.00% 1.00% $0
America First FCU (MMA) 1.00% 1.00% $0
KS StateBank (MMA $10k) 1.00% 1.00% $2,500
VioBank (Savings) 1.10% 1.09% $0
America First FCU (MMA $10k) 1.30% 1.29% $10,000
BanescoUSA (Savings) 1.35% 1.34% $300
iGObanking (Savings) 1.50% 1.49% $0
BankPurely (Savings) 1.50% 1.49% $100
BankFive (Savings) 1.50% 1.49% $100
CIT Bank (MMA) 1.55% 1.54% $100
The Community Bank (MMA $10k) 2.00% 1.98% $5,000
Synchrony Bank (MMA) 2.00% 1.98% $0
Chime (Savings) 2.00% 1.98% $0
EverBank (MMA) 2.02% 2.00% $0
Luana Savings Bank (MMA) 2.48% 2.45% $0
Varo Bank (Savings) 2.50% 2.47% $0
First National Bank of America (Savings) 2.51% 2.48% $1,000
NBKC Bank (MMA) 3.00% 2.96% $0
FNBO (Savings) 3.35% 3.30% $0
LendingClub (Savings) 3.40% 3.35% $0
Discover Bank (MMA) 3.50% 3.44% $0
Ally (Savings) 3.60% 3.54% $0
BMO Alto (Savings) 3.60% 3.54% $0
Ally (MMA) 3.60% 3.54% $0
American Express National (Savings) 3.60% 3.54% $0
FNBO (MMA) 3.60% 3.54% $0
Discover Bank (Savings) 3.60% 3.54% $0
First Internet Bank of Indiana (MMA) 3.61% 3.55% $0
CitizensAccess (Savings) 3.70% 3.63% $0
WesternStateBank (MMA) 3.75% 3.68% $0
Northern Bank and Trust Company (MMA) 3.75% 3.68% $5,000
MySavingsDirect (Savings) 3.75% 3.68% $0
DollarSavingsDirect (Savings) 3.75% 3.68% $0
Quorum Federal Credit Union (Savings) 3.75% 3.69% $0
Valley Bank (Savings) 3.75% 3.68% $0
Laurel Road (Savings) 3.80% 3.73% $0
QuonticBank (Savings) 3.85% 3.78% $1
Morgan Stanley Private Bank (Savings) 4.00% 3.92% $0
Synchrony Bank (Savings) 4.00% 3.92% $0
BanescoUSA (MMA) 4.00% 3.92% $2,500
VirtualBank, a division of First Horizon Bank (MMA) 4.00% 3.93% $0
BanescoUSA (MMA $10k) 4.00% 3.92% $2,500
iGObanking (MMA $25k) 4.00% 3.92% $25,000
BankPurely (MMA $25k) 4.00% 3.92% $25,000
Salem Five Direct (Savings) 4.01% 3.94% $0
UFBDirect (MMA) 4.01% 3.93% $0
UFBDirect (Savings) 4.01% 3.93% $0
Popular Direct (Savings) 4.05% 3.97% $0
Berkshire Bank (MMA) 4.10% 4.10% $0
Live Oak Bank (Savings) 4.10% 4.02% $0
Barclays (Savings) 4.10% 4.10% $0
Bask Bank (Savings) 4.20% 4.11% $0
CIBC Bank USA (Savings) 4.21% 4.13% $1
Forbright Bank (Savings) 4.25% 4.25% $0
MYSafra Bank FSB (MMA) 4.25% 4.16% $5,000
QuonticBank (MMA) 4.25% 4.16% $1
TABBank (Savings) 4.26% 4.17% $0
Rising Bank (Savings) 4.30% 4.22% $1,000
Western Alliance Bank (Savings) 4.30% 4.21% $0
CFGCommunityBank (MMA) 4.32% 4.23% $1,000
BrioDirect (Savings) 4.35% 4.26% $25
Bread Savings (Savings) 4.35% 4.26% $0
Primis Bank (Savings) 4.35% 4.27% $0
VioBank (MMA) 4.36% 4.36% $0
My Banking Direct (Savings) 4.40% 4.40% $1
Poppy Bank (Savings) 4.40% 4.31% $1,000
Openbank (Savings) 4.40% 4.31% $500
Peak Bank (Savings) 4.44% 4.34% $0

The rate information is obtained by Bankrate from the listed institutions. Bankrate cannot guarantee the accuracy or availability of any rates shown. Institutions may have different rates on their own websites than those posted on Bankrate.com. The listings that appear on this page are from companies from which this website receives compensation, which may impact how, where, and in what order products appear. This table does not include all companies or all available products.

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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.