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Savings & MMA Rates

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Savings (03/4/2021)
0.50%APY
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  • For APY: $1
  • Rate: 0.50%
  • No Monthly Fees
  • Write Checks: No
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Member FDIC No monthly fee. Competitive APY. 24/7 account access.
Hybrid checking (03/4/2021)
0.35%APY
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  • For APY: $1
  • Rate: 0.35%
  • No Monthly Fees
  • Write Checks: Yes
No Review
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Partner Banks are Member FDIC A new way to bank is here. Earn 0.35% APY and get paid early.
Other Banks
Updated March 4th, 2021
Banks & Reviews APY Rate For APY
BB&T (MMA) 0.01% 0.01% $200
Bank of America (Savings) 0.01% 0.01% $100
First Horizon Bank (Savings) 0.01% 0.01% $50
First Horizon Bank (MMA) 0.01% 0.01% $50
Wells Fargo (MMA) 0.01% 0.01% $50
Wells Fargo (Savings) 0.01% 0.01% $25
BB&T (Savings) 0.01% 0.01% $25
SunTrust Bank (Savings) 0.01% 0.01% $1
Amalgamated Bank (Savings) 0.01% 0.01% $1
TD Bank, NA (MMA) 0.01% 0.01% $1
First Horizon Bank (MMA $25k) 0.02% 0.02% $25,000
Applied Bank (MMA) 0.02% 0.02% $500
TD Bank, NA (Savings) 0.02% 0.02% $1
Armed Forces Bank, N.A. (Savings) 0.03% 0.03% $25
Woodforest National Bank (Savings) 0.03% 0.03% $25
Sandy Spring Bank (Savings) 0.03% 0.03% $25
Burke & Herbert Bank & Trust Company (MMA) 0.03% 0.03% $1,000
Burke & Herbert Bank & Trust Company (Savings) 0.03% 0.03% $50
Sandy Spring Bank (MMA) 0.03% 0.03% $2,500
TD Bank, NA (MMA $10k) 0.03% 0.03% $10,000
Citibank (MMA) 0.04% 0.04% $100
Northwest Federal Credit Union (MMA) 0.04% 0.04% $1
Langley FCU (Savings) 0.05% 0.05% $100
Northwest Federal Credit Union (Savings) 0.05% 0.05% $1
Amalgamated Bank (MMA) 0.05% 0.05% $1
Apple Federal Credit Union (Savings) 0.05% 0.05% $5
Radius Bank (MMA) 0.05% 0.05% $10
Woodforest National Bank (MMA) 0.05% 0.05% $25
Armed Forces Bank, N.A. (MMA) 0.05% 0.05% $25
United Bank (Savings) 0.05% 0.05% $50
Washington Savings Bank (Savings) 0.05% 0.05% $50
Pendleton Community Bank, Inc. (Savings) 0.05% 0.05% $50
Langley FCU (MMA) 0.05% 0.05% $100
Washington Savings Bank (MMA) 0.05% 0.05% $2,500
Old Dominion National Bank (Savings) 0.05% 0.05% $100
United Bank (MMA) 0.05% 0.05% $1,000
TD Bank, NA (MMA $25k) 0.05% 0.05% $25,000
Applied Bank (Savings) 0.05% 0.05% $100
Woodforest National Bank (Savings $10k) 0.05% 0.05% $10,000
Amalgamated Bank (Savings $10k) 0.05% 0.05% $10,000
Fulton Bank, NA (MMA) 0.05% 0.05% $1,000
Farmers Bank (MMA) 0.05% 0.05% $1,000
Pendleton Community Bank, Inc. (MMA) 0.05% 0.05% $1,000
Old Dominion National Bank (MMA) 0.05% 0.05% $1,000
Burke & Herbert Bank & Trust Company (MMA $25k) 0.07% 0.07% $25,000
Fulton Bank, NA (MMA $10k) 0.07% 0.07% $10,000
Langley FCU (MMA $10k) 0.10% 0.10% $10,000
Amalgamated Bank (MMA $25k) 0.10% 0.10% $25,000
Pendleton Community Bank, Inc. (MMA $25k) 0.10% 0.10% $25,000
Old Dominion National Bank (Savings $25k) 0.10% 0.10% $25,000
Fulton Bank, NA (MMA $25k) 0.10% 0.10% $25,000
Radius Bank (MMA $10k) 0.10% 0.10% $10,000
Farmers Bank (MMA $10k) 0.10% 0.10% $10,000
Union Bank (Michigan) (MMA) 0.10% 0.10% $5,000
UFB Direct (MMA) 0.10% 0.10% $5,000
Union Bank (Michigan) (Savings) 0.10% 0.10% $50
State Department Federal Credit Union (Savings) 0.10% 0.10% $1
Farmers Bank (MMA $25k) 0.15% 0.15% $25,000
Union Bank (Michigan) (Savings $10k) 0.15% 0.15% $10,000
Presidential Bank, FSB (Savings) 0.15% 0.15% $100
Apple Federal Credit Union (MMA) 0.15% 0.15% $5
Northwest Federal Credit Union (MMA $25k) 0.18% 0.18% $25,000
UFB Direct (Savings) 0.20% 0.20% $10,000
Investors eAccess (MMA) 0.20% 0.20% $0
Apple Federal Credit Union (MMA $10k) 0.20% 0.20% $10,000
Langley FCU (MMA $25k) 0.20% 0.20% $25,000
Union Bank (Michigan) (Savings $25k) 0.20% 0.20% $25,000
Apple Federal Credit Union (MMA $25k) 0.25% 0.25% $25,000
Virginia Credit Union (MMA) 0.25% 0.25% $10,000
Northpointe Bank (MMA) 0.25% 0.25% $2,500
Presidential Bank, FSB (MMA) 0.25% 0.25% $1,000
Lone Star Bank (MMA) 0.25% 0.25% $250
BrioDirect (MMA) 0.25% 0.25% $100
Northpointe Bank (Savings) 0.25% 0.25% $100
First Internet Bank of Indiana (Savings) 0.25% 0.25% $25
Discover Bank (MMA) 0.30% 0.30% $0
Presidential Bank, FSB (MMA $10k) 0.30% 0.30% $10,000
BMO Harris Bank (MMA) 0.35% 0.35% $5,000
DollarSavingsDirect (Savings) 0.35% 0.35% $1
Northpointe Bank (MMA $10k) 0.35% 0.34% $10,000
Virginia Credit Union (MMA $25k) 0.35% 0.35% $25,000
Northpointe Bank (Savings $10k) 0.35% 0.34% $10,000
Discover Bank (Savings) 0.40% 0.40% $0
PurePoint Financial (Savings) 0.40% 0.40% $10,000
Citizens Access (Savings) 0.40% 0.40% $5,000
UFB Direct (MMA) 0.40% 0.40% $5,000
State Department Federal Credit Union (MMA) 0.40% 0.40% $2,000
Lone Star Bank (Savings) 0.40% 0.40% $200
CIT Bank (Savings) 0.40% 0.40% $100
UFB Direct (Savings) 0.40% 0.40% $0
Sallie Mae (MMA) 0.40% 0.40% $0
Capital One (Savings) 0.40% 0.40% $0
VirtualBank (MMA) 0.45% 0.45% $100
Colorado Federal Savings Bank (Savings) 0.45% 0.45% $1
State Department Federal Credit Union (MMA $25k) 0.45% 0.45% $25,000
CIT Bank (MMA) 0.45% 0.45% $100
BankDirect (MMA) 0.50% 0.50% $10,000
Rising Bank (Savings) 0.50% 0.50% $1,000
Salem Five Direct (Savings) 0.50% 0.50% $100
First Internet Bank of Indiana (MMA) 0.50% 0.50% $100
Ally Bank (Savings) 0.50% 0.50% $0
CIBC Bank USA (Savings) 0.52% 0.52% $1
Pentagon Federal Credit Union (Savings) 0.55% 0.55% $5
Popular Direct (Savings) 0.55% 0.55% $5,000
CFG Community Bank (MMA) 0.56% 0.56% $1,000
Vio Bank (Savings) 0.57% 0.57% $100
Live Oak Bank (Savings) 0.60% 0.60% $0
Comenity Direct (Savings) 0.60% 0.60% $0

The listings that appear on this page are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Rates are accurate and available as of the date seen for Bankrate customers. Identify yourself as a Bankrate consumer to get the Bankrate.com rate. If you believe that you have received an inaccurate quote or are otherwise not satisfied with the services provided to you by the institution you choose, please click here.

Rates proudly provided by Bankrate logo

1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.

* The national average interest rate is currently 0.07% per the FDIC's website. Not all offers will earn 7x the interst rate over the national average. This figure is based on our highest advertised offer. Updated March, 2021.